In millions, except per share items | Jun-30-21 | Mar-31-21 | Dec-31-20 | Sep-30-20 | Jun-30-20 | Mar-31-20 | Dec-31-19 | Sep-30-19 |
| 10-Q | 10-Q | 10-K/A | 10-Q | 10-Q | 10-Q | 10-K/A | 10-Q |
Interest income: |
Interest income on loans | 55.1 | 58.2 | 58.7 | 60.0 | 59.3 | 58.6 | 59.3 | 59.0 |
Interest income on investments | 1.1 | 1.0 | 0.9 | 1.0 | 1.0 | 1.0 | 1.1 | 1.2 |
| 56.5 | 59.5 | 60.6 | 62.6 | 63.4 | 64.3 | 65.7 | 65.8 |
Interest expense: |
Interest on deposits | 4.1 | 5.4 | 7.5 | 9.7 | 11.8 | 13.6 | 14.3 | 14.3 |
| 4.9 | 6.3 | 8.6 | 11.1 | 13.3 | 15.3 | 16.1 | 16.2 |
Net interest income | 51.6 | 53.2 | 52.0 | 51.6 | 50.1 | 49.0 | 49.6 | 49.6 |
Provision for loan losses | | | | | 14.9 | 12.1 | 9.2 | 5.4 |
Net interest income after provision for loan losses | 51.6 | 50.4 | 42.9 | 38.8 | 35.2 | 36.9 | 40.4 | 44.2 |
Gain on sale of investments, net | 0.5 | 0.1 | | | | | | |
Other non-interest income | 8.1 | 6.8 | 6.3 | 5.9 | 5.0 | 5.2 | 5.6 | 5.5 |
Total non-interest income | 8.7 | 7.0 | 6.3 | 5.9 | 5.0 | 5.2 | 5.6 | 5.5 |
Non-interest expenses | 37.1 | 36.8 | 36.9 | 37.7 | 38.1 | 38.9 | 38.2 | 37.5 |
Pre-tax income before non-recurring items | 24.2 | 21.0 | 12.4 | 6.9 | 2.0 | 3.2 | 7.8 | 12.2 |
Non-recurring items | 1.0 | 0.4 | | | | | | |
Pre-tax income | 23.3 | 20.6 | 12.4 | 6.9 | 2.0 | 3.2 | 7.8 | 12.2 |
Income taxes | 7.2 | 6.5 | 4.1 | 1.9 | 0.4 | 0.8 | 2.1 | 2.6 |
Tax rate | 30.9% | 31.6% | 32.9% | 27.0% | 19.8% | 24.0% | | 21.5% |
Net income | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.9 | 5.2 |
Net margin | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 1.9% | 10.5% |
|
Basic EPS | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.16 | $0.47 |
Diluted EPS | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.15 | $0.45 |
|
Shares outstanding (basic) | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 5.5 | 11.2 |
Shares outstanding (diluted) | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 5.9 | 11.8 |
|
EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |