| In millions, except per share items | Dec-31-22 | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 44.9 | 41.1 | 40.8 | 39.7 | 37.1 | 33.1 | 32.1 | 31.8 |
| Interest income on investments | 5.1 | 3.0 | 2.6 | 3.7 | 3.3 | 2.4 | 2.4 | 2.8 |
| | 50.0 | 44.1 | 43.4 | 43.4 | 40.4 | 35.5 | 34.5 | 34.6 |
| Interest on deposits | 3.7 | 2.2 | 3.9 | 7.3 | 4.7 | 2.5 | 2.2 | 1.8 |
| Total interest expense | 5.0 | 3.4 | 5.3 | 9.3 | 7.2 | 4.2 | 3.8 | 3.0 |
| Net interest income | 45.0 | 40.6 | 38.1 | 34.1 | 33.2 | 31.3 | 30.6 | 31.6 |
| Provision for loan losses | 2.7 | -0.7 | 5.0 | 1.0 | 1.7 | 1.0 | 1.8 | 0.9 |
| Net interest income after provision for loan losses | 42.4 | 41.3 | 33.1 | 33.2 | 31.4 | 30.3 | 28.8 | 30.7 |
| Deposit and loan fees | | | | | | | | 3.0 |
| Gain on sale of investments, net | 0.2 | 0.0 | 0.2 | 0.3 | 0.3 | 0.2 | 0.6 | 0.2 |
| Other non-interest income | 11.5 | 11.5 | 10.1 | 9.0 | 8.6 | 8.1 | 7.3 | 4.1 |
| Total non-interest income | 11.7 | 11.5 | 10.3 | 9.3 | 8.9 | 8.2 | 7.9 | 7.3 |
| Non-interest expenses | 34.6 | 32.1 | 29.0 | 28.9 | 29.8 | 29.3 | 27.4 | 25.9 |
| Equity in earnings | -0.1 | 0.0 | 0.0 | 0.0 | 0.0 | | | |
| Pre-tax income before non-recurring items | 19.4 | 21.0 | 14.4 | 13.5 | 10.5 | 9.2 | 9.3 | 12.0 |
| Non-recurring items | 0.0 | 0.2 | | | | | | |
| Pre-tax income | 19.4 | 20.7 | 14.4 | 13.5 | 10.5 | 9.2 | 9.3 | 12.0 |
| Income taxes | 3.5 | 4.3 | 2.5 | 2.4 | 1.7 | 2.9 | 2.6 | 3.6 |
| Tax rate | 18.2% | 20.6% | 17.0% | 17.5% | 16.2% | 31.8% | 27.9% | 29.6% |
| Net income | 15.6 | 16.2 | 11.8 | 11.0 | 8.7 | 6.2 | 6.6 | 8.2 |
| Net margin | 28.9% | 30.7% | 27.1% | 25.9% | 21.6% | 16.1% | 18.1% | 21.7% |
| |
| Basic EPS | $2.75 | $2.88 | $2.11 | $3.95 | $3.15 | $2.25 | $2.43 | $3.04 |
| Diluted EPS | $2.74 | $2.86 | $2.10 | $3.93 | $3.13 | $2.25 | $2.43 | $3.04 |
| |
| Shares outstanding (basic) | 5.7 | 5.6 | 5.6 | 2.8 | 2.8 | 2.8 | 2.7 | 2.7 |
| Shares outstanding (diluted) | 5.7 | 5.7 | 5.6 | 2.8 | 2.8 | 2.8 | 2.7 | 2.7 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |