OHIO LEGACY CORP (OLCB) [Rocket]

In millions, except per share items	Dec-31-12	Dec-31-11	Dec-31-10	Dec-31-09	Dec-31-08	Dec-31-07
	10-K	10-K	10-K	10-K	10-K	10-K
Interest income:
Interest income on loans	6.0	5.5	5.7	6,984.6
Interest income on investments	0.3	0.5	1.0
	6.3	6.2	6.9	8,705.5
Interest expense:
Interest on deposits	0.6	1.0	1.8	3,321.2
Interest on borrowings	0.0	0.0	0.3
	0.7	1.1	2.1	4,049.9
Net interest income	7.0	7.2	9.0	4,655.6
Provision for loan losses			-0.1	4,507.1
Net interest income after provision for loan losses	7.0	7.2	9.1	148.6	0.0
Gain on sale of investments, net	0.1	0.4	0.2	918.2
Other non-interest income	1.2	4.9	1.6	284.4
Total non-interest income	1.2	5.3	1.7	1,202.6
Non-interest expenses	6.7	8.4	8.9	7,284.8
Pre-tax income before non-recurring items	0.3	-1.5	-3.4	-6,967.9	-6.0	-5.6
Non-recurring items		-3.3		-57.4		-2.1
Asset impairment	0.2		0.0
Pre-tax income	0.1	1.8	-3.3	-6,910.6	-6.0	-3.5
Income taxes	0.0	0.0	-0.2	-251.0	0.0	0.1
Tax rate	17.7%	0.0%	6.1%	3.6%	0.0%
Net income	0.1	1.8	-3.1	-6,659.6	-6.0	-3.6
Net margin	1.4%	14.5%	-28.9%	-492.9%	-40.4%	-17.9%

Basic EPS	$0.06	$0.92	($0.18)	($3.01)	($2.73)	($1.64)
Diluted EPS	$0.06	$0.92	($0.18)	($3.01)	($2.73)	($1.64)

Shares outstanding (basic)	2.0	2.0	17.3	2,212.5	2.2	2.2
Shares outstanding (diluted)	2.0	2.0	17.3	2,212.5	2.2	2.2

EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.