CAMDEN NATIONAL CORP (CAC) [Rocket]

In millions, except per share items	Jun-30-23	Mar-31-23	Dec-31-22	Sep-30-22	Jun-30-22	Mar-31-22	Dec-31-21	Sep-30-21
	10-Q	10-Q	8-K	8-K	10-Q	10-Q	10-K	10-Q
Interest income:
Interest income on loans	48.6	45.3	42.0	37.6	33.1	32.0	32.8	31.2
Interest income on investments	6.6	6.7			6.6	6.6	6.3	5.9
	56.1	52.7	49.3	44.6	40.0	38.9	39.5	37.4
Interest expense:
Interest on deposits	19.2	15.8	10.5	5.4	2.5	1.8	2.0	2.0
	23.4	18.4	12.3	6.8	3.5	2.5	2.7	2.6
Net interest income	32.7	34.3	37.0	37.8	36.5	36.4	36.8	34.7
Provision for loan losses	0.1	2.0			2.3	-1.1	1.2	0.9
Net interest income after provision for loan losses	32.6	32.3	37.0	37.8	34.2	37.4	35.6	33.8
Deposit and loan fees			1.9	1.9
Gain on sale of investments, net					0.0
Other non-interest income	10.1	9.9	7.9	8.0	11.2	9.8	12.1	11.1
Total non-interest income	10.1	9.9	9.8	10.0	11.1	9.8	12.1	11.1
Non-interest expenses	27.1	26.2	27.0	27.1	26.6	26.2	27.0	26.3
Pre-tax income	15.6	16.0	19.3	17.9	18.8	21.1	20.7	18.6
Income taxes	3.2	3.3	4.0	3.6	3.7	4.3	4.2	4.0
Tax rate	20.3%	20.4%	20.5%	20.3%	20.0%	20.2%	20.3%	21.5%
Net income	12.4	12.7	15.4	14.3	15.0	16.8	16.5	14.6
Net margin	29.0%	30.2%	32.8%	29.9%	33.1%	35.5%	34.6%	32.6%

Basic EPS	$0.85	$0.87	$1.05	$0.97	$1.03	$1.14	$1.11	$0.98
Diluted EPS	$0.85	$0.87	$1.05	$0.97	$1.02	$1.13	$1.10	$0.98

Shares outstanding (basic)	14.6	14.6	14.6	14.7	14.7	14.7	14.9	14.9
Shares outstanding (diluted)	14.6	14.6	14.6	14.7	14.7	14.8	15.0	15.0

EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.