1st Century Bancshares, Inc. (FCTY) [Rocket]

In millions, except per share items	Dec-31-15	Dec-31-14	Dec-31-13	Dec-31-12	Dec-31-11	Dec-31-10	Dec-31-09	Dec-31-08
	10-K	10-K	10-K	10-K	10-K	10-K	10-K	10-K
Interest income on loans	21.7	17.0	14.0		9.5	0.0	9.6	11.5
Total interest income	21.7	17.0	14.0		9.5	0.0	11.8	14.0
Interest expense:
Interest on deposits	0.5	0.4	0.5		0.8	0.0	0.9	2.4
Interest on borrowings	0.2	0.3				0.0	0.5	0.4
	0.7	0.8	0.8		0.9	0.0	1.4	2.8
Net interest income	22.9	18.5	16.2		11.3	0.0	10.4	11.2
Provision for loan losses	1.3	0.1	0.1		0.3	2.8	6.2	4.3
Net interest income after provision for loan losses	21.6	18.4	16.1	0.0	11.0	-2.8	4.3	6.8
Gain on sale of investments, net	0.1	1.2	0.8
Other non-interest income	0.6	0.5	1.0		0.9	0.0	1.0	0.6
Total non-interest income	0.7	1.7	1.8		0.9	0.0	1.0	0.6
Non-interest expenses	17.8	15.8	14.1		10.8	0.0	9.6	10.1
Pre-tax income	4.5	4.3	3.8	0.0	1.1	0.0	-4.3	-2.6
Income taxes	1.9	1.9	-3.1	0.0	0.1	0.0	3.5	-1.1
Tax rate	43.3%	44.6%			6.5%	0.0%		42.6%
Net income	2.6	2.4	6.9	0.0	1.0	0.0	-7.8	-1.5
Net margin	11.5%	11.8%	38.3%		8.6%	-15.4%	-147.5%	-20.5%

Basic EPS	$0.27	$0.25	$0.79		$0.11	($0.22)	($0.86)	($0.15)
Diluted EPS	$0.26	$0.24	$0.76		$0.11	($0.22)	($0.86)	($0.15)

Shares outstanding (basic)	9.6	9.4	8.7		8.9	0.0	9.1	10.1
Shares outstanding (diluted)	9.9	9.7	9.1		8.9	0.0	9.1	10.1

EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.