MidWestOne Financial Group, Inc. (MOFG) [Rocket]

In millions, except per share items	Mar-31-23	Dec-31-22	Sep-30-22	Jun-30-22	Mar-31-22	Dec-31-21	Sep-30-21	Jun-30-21
	8-K	8-K	8-K	10-Q	10-Q	10-K	10-Q	10-Q
Interest income:
Interest income on loans	46.5	43.8	40.5	32.7	31.3	33.6	36.1	34.7
Interest income on investments				11.9	10.5	9.9	9.1	9.0
	59.3	56.8	53.4	44.7	41.9	43.6	45.2	43.8
Interest expense:
Interest on deposits				3.2	2.9	3.0	3.2	3.4
Interest on borrowings	3.9	4.1	2.7
	19.2	13.2	7.7	5.0	4.5	4.7	4.9	5.3
Net interest income	40.1	43.6	45.7	39.7	37.3	38.8	40.3	38.5
Provision for loan losses						8.0	-1.1
Net interest income after provision for loan losses	40.1	43.6	45.7	39.7	37.3	30.9	41.4	38.5
Deposit and loan fees				1.7	1.7	1.7	1.6	1.5
Other non-interest income				10.6	10.0	9.5	7.6	8.7
Total non-interest income				12.3	11.6	11.2	9.2	10.2
Non-interest expenses	33.3	34.4	34.6	32.1	31.6	30.4	29.8	28.7
Pre-tax income	1.8	19.5	23.1	16.7	17.3	19.0	20.8	22.2
Income taxes	0.4	3.5	4.7	4.1	3.4	4.7	4.5	4.9
Tax rate	21.4%	17.9%	20.6%	24.5%	19.9%	24.9%	21.7%	22.2%
Net income	1.4	16.0	18.3	12.6	13.9	14.3	16.3	17.3
Net margin	3.5%	36.7%	40.1%	24.2%	28.4%	33.9%	32.2%	35.4%

Basic EPS	$0.09	$1.02	$1.17	$0.81	$0.89	$0.90	$1.03	$1.08
Diluted EPS	$0.09	$1.02	$1.17	$0.80	$0.88	$0.90	$1.03	$1.08

Shares outstanding (basic)	15.7	15.6	15.6	15.7	15.7	15.9	15.8	16.0
Shares outstanding (diluted)	15.7	15.7	15.7	15.7	15.7	15.9	15.9	16.0

EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.