| In millions, except per share items | Dec-31-22 | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 399.7 | 280.5 | 286.6 | 340.8 | 134.5 | 73.8 | 44.7 | 33.7 |
| Interest income on investments | 38.7 | 32.1 | 30.7 | 29.5 | 6.6 | 3.5 | 1.4 | 1.0 |
| | 449.4 | 316.5 | 321.9 | 378.8 | 145.1 | 79.6 | 46.6 | 34.9 |
| Interest expense: |
| Interest on deposits | 42.8 | 6.9 | 13.2 | 40.4 | 17.6 | 9.0 | 3.6 | 2.9 |
| | 84.8 | 35.7 | 56.1 | 93.7 | 30.0 | 11.0 | 5.6 | 3.5 |
| Net interest income | 364.7 | 280.8 | 265.8 | 285.1 | 115.0 | 68.5 | 41.0 | 31.5 |
| Provision for loan losses | | | | | 6.6 | | | |
| Net interest income after provision for loan losses | 364.7 | 280.8 | 265.8 | 285.1 | 108.4 | 68.5 | 41.0 | 31.5 |
| Deposit and loan fees | 30.6 | 24.3 | 18.3 | 22.1 | 4.8 | 3.2 | 2.2 | |
| Gain on sale of investments, net | | | | | | | | 0.0 |
| Other non-interest income | 22.2 | 34.1 | 29.1 | 8.0 | 6.3 | 4.4 | 4.3 | 3.7 |
| Total non-interest income | 52.8 | 58.4 | 47.3 | 30.1 | 11.1 | 7.6 | 6.5 | 3.7 |
| Non-interest expenses | 203.1 | 167.7 | 159.4 | 177.8 | 69.3 | 42.8 | 26.4 | 21.4 |
| Equity in earnings | -5.1 | 5.8 | | | | | | |
| Pre-tax income before non-recurring items | 186.6 | 176.3 | 88.1 | 154.8 | 55.5 | 30.9 | 19.0 | 12.9 |
| Non-recurring items | | | | 39.0 | 5.2 | 2.7 | | |
| Pre-tax income | 186.6 | 176.3 | 88.1 | 115.9 | 50.2 | 28.2 | 19.0 | 12.9 |
| Income taxes | 40.3 | 36.7 | 14.2 | 25.1 | 10.9 | 13.0 | 6.5 | 4.1 |
| Tax rate | 21.6% | 20.8% | 16.1% | 21.7% | 21.7% | 46.2% | 34.0% | 31.9% |
| Net income | 146.3 | 139.6 | 73.9 | 90.7 | 39.3 | 15.1 | 12.6 | 8.7 |
| Net margin | 35.0% | 41.2% | 23.6% | 28.8% | 32.9% | 19.9% | 26.4% | 23.8% |
| |
| Basic EPS | $2.75 | $2.83 | $1.48 | $1.71 | $1.63 | $0.82 | $1.16 | $0.86 |
| Diluted EPS | $2.75 | $2.83 | $1.48 | $1.71 | $1.63 | $0.82 | $1.16 | $0.86 |
| |
| Shares outstanding (basic) | 53.2 | 49.4 | 49.9 | 53.2 | 24.2 | 18.4 | 10.8 | 10.1 |
| Shares outstanding (diluted) | 53.2 | 49.4 | 49.9 | 53.2 | 24.2 | 18.4 | 10.8 | 10.1 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |