In millions, except per share items | Dec-31-14 | Dec-31-13 | Dec-31-12 | Dec-31-11 | Dec-31-10 | Dec-31-09 | Dec-31-08 | Dec-31-07 |
| 10-K | 10-K | 10-K | 10-K/A | 10-K | 10-K/A | S-1/A | S-1/A |
Interest income | | | | | | | | |
Interest and fees on loans | 16.9 | 19.3 | 23.1 | 25.5 | 26.8 | 26.0 | | |
Interest and dividends on investments and deposits | 2.9 | 1.3 | 1.6 | 1.6 | 1.7 | 2.3 | | |
Total interest income | 19.8 | 20.6 | 24.6 | 27.2 | 28.5 | 28.3 | 28.2 | |
|
Interest expense | | | | | | | | |
Interest on deposits | 2.4 | 2.8 | 3.8 | 6.0 | 7.3 | 8.5 | 9.3 | |
Interest on borrowed funds | 0.7 | 0.9 | 1.6 | 2.2 | 3.0 | 4.1 | | |
Total interest expense | 3.8 | 4.6 | 7.0 | 10.5 | 13.3 | 16.6 | 13.9 | |
Net interest income | 16.7 | 16.9 | 19.2 | 18.9 | 18.3 | 32.4 | | |
(Credit) provision for loan losses | -1.7 | 4.2 | 17.7 | | | | | |
Net interest income after provision/credit for loan losses | 18.4 | 12.8 | 1.5 | 14.6 | 14.9 | 14.6 | 13.6 | |
|
Noninterest income | | | | | | | | |
Fees and Commissions, Depositor Accounts | 0.7 | 0.8 | 0.8 | 0.9 | 1.0 | 1.1 | | |
Fees for other services | 0.3 | 0.3 | 0.4 | 0.6 | 0.7 | 0.6 | | |
Mortgage banking income | 1.1 | 1.3 | 2.8 | 1.9 | 1.0 | 0.0 | | |
Income from bank owned life insurance | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | |
|
Net gain on sale of investments | | | | | | | | |
Income from investment advisory services, net | 0.3 | 0.2 | 0.2 | 0.3 | 0.2 | 0.3 | | |
Other income | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.2 | |
Total noninterest income | 4.3 | 3.1 | 11.4 | 4.8 | 3.3 | 2.7 | -1.0 | |
|
Noninterest expense | | | | | | | | |
Compensation, taxes and benefits | 11.7 | 10.8 | 11.0 | 9.9 | 8.4 | 7.7 | | |
Occupancy | 2.2 | 1.9 | 1.9 | 1.9 | 2.3 | 2.2 | | |
Computer processing | 1.4 | 1.3 | 1.2 | 1.0 | 0.9 | 0.9 | | |
Professional fees | 1.6 | 2.0 | 1.9 | 0.7 | 0.5 | 0.4 | | |
FDIC insurance premiums | 0.8 | 0.9 | 0.7 | 0.6 | 0.7 | 0.9 | | |
Advertising | 0.4 | 0.5 | 0.5 | 0.4 | 0.3 | 0.3 | 0.5 | |
Writedowns on foreclosed real estate | 0.2 | 0.3 | 0.1 | 0.0 | | | | |
Directors' compensation | 0.3 | 0.4 | 0.6 | 0.7 | | | | |
Other expenses | 1.5 | 1.9 | 2.5 | 0.3 | 1.0 | 1.0 | | |
Total noninterest expense | 21.7 | 22.4 | 21.2 | 16.9 | 15.9 | 14.5 | 13.5 | |
Income before provision for income taxes | 1.0 | -8.5 | -15.1 | 2.5 | 2.3 | 2.8 | | |
Provision for income taxes | 0.0 | 0.4 | 0.1 | 0.9 | 0.8 | 0.8 | -0.6 | |
Net income | 1.0 | -8.8 | -15.2 | 1.6 | 1.5 | 2.0 | -0.3 | |
|
Earnings (loss) per common share - basic and diluted (in dollars per share) | $0.15 | ($1.33) | ($2.31) | $0.24 | $0.21 | $0.29 | ($0.05) | |