| In millions, except per share items | Dec-31-14 | Dec-31-13 | Dec-31-12 | Dec-31-11 | Dec-31-10 | Dec-31-09 | Dec-31-08 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | S-1/A |
| Interest income: |
| Interest income on loans | 12.1 | 13.6 | 15.7 | 17.8 | 19.2 | | |
| Interest income on investments | 1.8 | 2.5 | 2.7 | 2.4 | 2.2 | 207.4 | |
| | 15.5 | 18.1 | 21.4 | 24.1 | 26.3 | 207.4 | |
| Interest expense: |
| Interest on deposits | 2.6 | 3.8 | 5.4 | 7.0 | 8.8 | | |
| Interest on borrowings | | | | | 0.4 | | |
| | 2.6 | 3.8 | 5.4 | 7.0 | 8.8 | | |
| Net interest income | 18.2 | 21.9 | 26.8 | 31.1 | 35.1 | 207.4 | |
| Provision for loan losses | 0.0 | 5.7 | 6.5 | | 1.3 | | |
| Net interest income after provision for loan losses | 18.1 | 16.2 | 20.3 | 31.1 | 33.8 | 207.4 | |
| Deposit and loan fees | | | | | 1.3 | | |
| Gain on sale of investments, net | 0.7 | 1.1 | 0.3 | 0.2 | -0.1 | | |
| Other non-interest income | 1.6 | 1.7 | 1.6 | 1.6 | 0.4 | | |
| Total non-interest income | 2.3 | 2.8 | 1.8 | 1.8 | 1.6 | | |
| Non-interest expenses | 14.0 | 14.8 | 14.4 | 12.4 | 11.7 | | |
| Pre-tax income before non-recurring items | 2.3 | -3.5 | -3.1 | 4.5 | 5.4 | 0.0 | |
| Non-recurring items | 1.1 | | | | | | |
| Asset impairment | | | | | -0.2 | | |
| Pre-tax income | 1.2 | -3.5 | -3.1 | 4.5 | 5.6 | 0.0 | |
| Income taxes | 0.7 | -1.6 | -1.3 | 1.2 | 1.7 | 0.0 | |
| Tax rate | 55.7% | 47.3% | 43.0% | 26.3% | 30.4% | | |
| Net income | 0.5 | -1.8 | -1.7 | 3.3 | 3.9 | 0.0 | |
| Net margin | 2.6% | -9.6% | -7.9% | 10.0% | 10.6% | 0.0% | |
| |
| Basic EPS | $0.14 | ($0.49) | ($0.46) | $0.83 | $0.97 | | |
| Diluted EPS | $0.14 | ($0.49) | ($0.46) | $0.83 | $0.97 | | |
| |
| Shares outstanding (basic) | 3.7 | 3.7 | 3.8 | 4.0 | 4.0 | | |
| Shares outstanding (diluted) | 3.8 | 3.7 | 3.8 | 4.0 | 4.0 | | |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |