| In millions, except per share items | Dec-31-13 | Dec-31-12 | Dec-31-11 | Dec-31-10 | Dec-31-09 | Dec-31-08 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | S-1/A |
| Interest income: |
| Interest income on loans | 11.9 | 12.3 | 13.0 | 13.4 | 13.7 | 12.3 |
| Interest income on investments | 1.0 | 1.7 | 2.5 | 3.4 | | |
| | 12.9 | 13.9 | 15.5 | 16.8 | 18.1 | 18.0 |
| Interest expense: |
| Interest on deposits | 1.4 | 2.0 | 2.8 | 3.3 | 4.1 | 4.8 |
| Interest on borrowings | | | | 3.4 | 4.6 | 4.8 |
| | 1.4 | 2.0 | 2.8 | 3.3 | 8.7 | 9.6 |
| Net interest income | 14.3 | 16.0 | 18.3 | 20.1 | 9.4 | 8.3 |
| Provision for loan losses | 0.7 | 0.3 | 0.9 | 0.9 | 1.1 | 0.9 |
| Net interest income after provision for loan losses | 13.6 | 15.6 | 17.5 | 19.3 | 8.3 | 7.4 |
| Deposit and loan fees | 0.8 | 0.6 | 0.6 | 0.5 | 0.6 | 0.5 |
| Gain on sale of investments, net | | | 0.3 | -0.7 | | 0.2 |
| Other non-interest income | 3.6 | 2.9 | 2.4 | 2.6 | 2.6 | -2.0 |
| Total non-interest income | 4.3 | 3.5 | 3.3 | 2.5 | 3.2 | -1.3 |
| Non-interest expenses | 10.3 | 9.9 | 11.8 | 10.6 | 10.6 | 9.4 |
| Pre-tax income | 3.5 | 3.5 | 1.3 | 1.1 | 0.0 | -1.2 |
| Income taxes | 1.2 | 1.3 | 0.4 | 0.4 | 0.4 | 0.0 |
| Tax rate | 33.9% | 35.4% | 33.2% | 36.8% | | 0.0% |
| Minority interest | 0.1 | 0.0 | 0.0 | 0.1 | | |
| Net income | 2.2 | 2.3 | 0.9 | 0.6 | 0.0 | 0.0 |
| Net margin | 12.5% | 11.8% | 4.1% | 2.8% | 0.0% | 0.0% |
| |
| Basic EPS | $0.93 | $0.81 | $0.30 | $0.21 | | |
| Diluted EPS | $0.91 | $0.80 | $0.30 | $0.21 | | |
| |
| Shares outstanding (basic) | 2.4 | 2.8 | 2.9 | 2.9 | | |
| Shares outstanding (diluted) | 2.4 | 2.8 | 2.9 | 2.9 | | |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |