| In millions, except per share items | Jun-30-23 | Mar-31-23 | Dec-31-22 | Sep-30-22 | Jun-30-22 | Mar-31-22 | Dec-31-21 | Sep-30-21 |
| | 10-Q | 10-Q | 10-K | 10-Q | 10-Q | 10-Q | 10-K | 10-Q |
| Interest income: |
| Interest income on loans | 47.7 | 45.0 | 42.5 | 37.7 | 34.4 | 31.7 | 31.1 | 31.0 |
| Interest income on investments | 6.2 | 6.2 | 5.8 | 4.4 | 3.3 | 2.9 | 2.5 | 2.3 |
| | 55.0 | 52.0 | 48.9 | 42.4 | 37.8 | 34.7 | 33.8 | 33.5 |
| Interest expense: |
| Interest on deposits | 23.0 | 16.4 | 10.8 | 6.0 | 3.5 | 3.2 | 3.2 | 3.4 |
| Interest on borrowings | 2.4 | 1.1 | 0.8 | 0.3 | 0.2 | 0.2 | 0.2 | 0.2 |
| | 29.1 | 23.4 | 16.0 | 8.3 | 5.3 | 4.5 | 4.6 | 4.8 |
| Net interest income | 25.9 | 28.6 | 32.9 | 34.1 | 32.5 | 30.2 | 29.2 | 28.7 |
| Provision for loan losses | 0.1 | 0.6 | 1.5 | 1.5 | 3.0 | 1.7 | 1.2 | 1.3 |
| Net interest income after provision for loan losses | 25.8 | 27.9 | 31.4 | 32.6 | 29.5 | 28.5 | 28.0 | 27.4 |
| Other non-interest income | 1.4 | 3.9 | 1.7 | 1.4 | 1.7 | 1.6 | 1.3 | 1.4 |
| Total non-interest income | 1.4 | 3.9 | 1.7 | 1.4 | 1.7 | 1.6 | 1.3 | 1.4 |
| Non-interest expenses | 14.4 | 14.2 | 15.2 | 14.2 | 13.8 | 13.5 | 12.5 | 13.2 |
| Pre-tax income | 12.8 | 15.7 | 17.9 | 19.8 | 17.4 | 16.6 | 16.8 | 15.5 |
| Income taxes | 3.0 | 4.1 | 4.2 | 5.3 | 4.5 | 4.3 | 4.3 | 4.0 |
| Tax rate | 23.6% | 25.9% | 23.4% | 26.8% | 26.0% | 25.9% | 25.7% | 26.0% |
| Net income | 8.8 | 10.6 | 12.7 | 13.5 | 11.9 | 11.2 | 11.3 | 11.5 |
| Net margin | 32.3% | 33.3% | 38.4% | 39.7% | 38.1% | 37.4% | 38.7% | 40.0% |
| |
| Basic EPS | $0.32 | $0.38 | $0.46 | $0.49 | $0.43 | $0.40 | $0.40 | $0.41 |
| Diluted EPS | $0.31 | $0.37 | $0.44 | $0.47 | $0.41 | $0.39 | $0.39 | $0.40 |
| |
| Shares outstanding (basic) | 27.9 | 27.7 | 27.8 | 27.5 | 27.8 | 28.1 | 28.0 | 28.0 |
| Shares outstanding (diluted) | 28.2 | 28.5 | 28.7 | 28.6 | 28.8 | 29.2 | 29.0 | 29.1 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |