COMMERCIAL NATIONAL FINANCIAL CORP (CNAF) [Rocket]

In millions, except per share items	Dec-31-11	Dec-31-10	Dec-31-09	Dec-31-08	Dec-31-07	Dec-31-06	Dec-31-01	Dec-31-00
	10-K	10-K	10-K	10-K	10-K	10-K	10-K	10-K
OPERATING ACTIVITIES
Net income	6.7	5.5

Adjustments to reconcile net income to net cash from operating activities:
Net security gain
Depreciation and amortization	0.3	0.4
Amortization of intangibles	0.1	0.1
Net accretion of loans and securities	0.0	-0.1
Income from investment in life insurance	-0.5	-0.5
Decrease (increase) in other assets	-0.9	0.2
Decrease in other liabilities	0.5	-0.2
Net cash provided by operating activities	6.1	5.5

INVESTING ACTIVITIES
Purchase of securities	-74.1	-25.2
Maturities and calls of securities	19.3	32.4
Redemption of restricted investments in bank stock	0.8	0.2
Net decrease in loans	12.5	13.1
Proceeds from sale of foreclosed real estate	0.0	0.0
Purchase of premises and equipment	-0.1	-0.2
Net cash provided by (used in) investing activities	-41.6	20.3

FINANCING ACTIVITIES
Net increase in deposits	27.3	6.8
Increase (decrease) in short-term borrowings	11.8	-31.2
Dividends paid	-2.7	-2.5
Net cash (used in) provided by financing activities	36.3	-26.9
Increase in cash and cash equivalents	0.9	-1.1
Cash and cash equivalents at beginning of year	5.6	11.2
Cash and cash equivalents at end of quarter	6.5	5.6

Supplementary Cash Flows Information
Cash paid during the period for:
Interest	2.1	2.9
Income Taxes	0.8	1.4
Non-cash investing activities