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COMMERCIAL NATIONAL FINANCIAL CORP (CNAF)
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Income Statement |
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Standardized | As Reported |
Annual | Quarterly | TTM |
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In millions, except per share items | Jun-30-12 | Mar-31-12 | Dec-31-11 | Sep-30-11 | Jun-30-11 | Mar-31-11 | Dec-31-10 | Sep-30-10 |
| 10-Q/A | 10-Q | 10-K | 10-Q | 10-Q/A | 10-Q | 10-K | 10-Q |
Interest income: |
Interest income on loans | 2.3 | 2.4 | 2.5 | 2.7 | 2.7 | 2.7 | 2.8 | 2.8 |
Interest income on investments | 1.5 | 2.1 | 2.3 | 2.1 | 1.8 | 1.7 | 1.6 | 1.7 |
| 3.8 | 4.6 | 4.8 | 4.8 | 4.5 | 4.4 | 4.4 | 4.5 |
Interest expense: |
Interest on deposits | 0.3 | 0.3 | 0.4 | 0.4 | 0.5 | 0.5 | 0.5 | 0.6 |
Interest on borrowings | | | 0.1 | | | | 0.1 | |
| 0.3 | 0.4 | 0.4 | 0.5 | 0.5 | 0.6 | 0.6 | 0.7 |
Net interest income | 3.5 | 4.2 | 4.4 | 4.3 | 3.9 | 3.8 | 3.8 | 3.9 |
Net interest income after provision for loan losses | 3.5 | 4.2 | 4.4 | 4.3 | 3.9 | 3.8 | 3.8 | 3.9 |
Deposit and loan fees | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 |
Gain on sale of investments, net | 0.0 | 3.2 | | | | | 0.0 | |
Other non-interest income | 0.4 | 0.5 | 0.4 | 0.5 | 0.5 | 0.4 | 0.5 | 0.5 |
Total non-interest income | 0.7 | 3.9 | 0.7 | 0.8 | 0.7 | 0.7 | 0.7 | 0.8 |
Non-interest expenses | 2.8 | 2.9 | 2.7 | 2.8 | 2.9 | 2.9 | 2.8 | 2.9 |
Pre-tax income | 1.3 | 5.2 | 2.4 | 2.2 | 1.7 | 1.6 | 1.7 | 1.7 |
Income taxes | 0.1 | 1.4 | 0.4 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 |
Tax rate | 8.6% | 26.9% | 17.1% | 15.2% | 14.9% | 15.6% | 17.8% | 17.6% |
Net income | 1.2 | 3.8 | 2.0 | 1.9 | 1.5 | 1.4 | 1.4 | 1.4 |
Net margin | 29.4% | 46.7% | 39.1% | 37.3% | 32.0% | 30.2% | 30.5% | 30.1% |
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Basic EPS | $0.43 | $1.33 | $0.70 | $0.66 | $0.52 | $0.48 | $0.48 | $0.49 |
Diluted EPS | $0.43 | $1.33 | $0.70 | $0.66 | $0.52 | $0.48 | $0.48 | $0.49 |
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Shares outstanding (basic) | 2.9 | 2.9 | 2.9 | 2.9 | 2.9 | 2.9 | 2.9 | 2.9 |
Shares outstanding (diluted) | 2.9 | 2.9 | 2.9 | 2.9 | 2.9 | 2.9 | 2.9 | 2.9 |
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EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |
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