In millions, except per share items | Mar-31-23 | Sep-30-22 | Jun-30-22 | Mar-31-22 | Dec-31-21 | Sep-30-21 | Jun-30-21 | Mar-31-21 |
| 10-Q | 10-Q | 10-Q | 10-Q | 10-K | 10-Q | 10-Q | 10-Q |
Interest and Dividend Income | | | | | | | | |
Loans, including fees | 23.1 | 18.7 | 16.8 | 15.6 | 16.2 | 16.3 | 16.3 | 16.6 |
Interest and dividends on investment securities | 4.0 | 2.5 | 1.9 | 1.7 | 1.5 | 1.3 | 1.1 | 1.1 |
Interest on deposits with banks | 0.2 | 0.2 | 0.1 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 |
Total Interest and Dividend Income | 27.3 | 21.3 | 18.8 | 17.3 | 17.8 | 17.7 | 17.4 | 17.7 |
|
Interest Expense | | | | | | | | |
Deposits | 6.7 | 1.9 | 0.8 | 0.5 | 0.6 | 0.6 | 0.6 | 0.8 |
Short-term borrowings | 1.0 | 0.1 | 0.0 | | | | | |
Long-term debt | 0.5 | 0.4 | 0.4 | 0.4 | 0.3 | 0.5 | 0.4 | 0.4 |
Total Interest Expense | 8.2 | 2.3 | 1.2 | 0.9 | 0.9 | 1.1 | 1.0 | 1.2 |
Net Interest Income | 19.1 | 19.1 | 17.6 | 16.5 | 16.9 | 16.6 | 16.4 | 16.5 |
|
Provision for credit losses | | | | | | | | |
Provision for unfunded commitments | | | | | | | | |
Net Interest Income After Provision For Credit Losses | 18.4 | 18.4 | 17.1 | 16.1 | 16.9 | 16.6 | 16.1 | 16.2 |
|
Noninterest Income | | | | | | | | |
Revenue | | | | | | | | |
Unrealized gains (losses) on equity securities | 0.1 | | | -0.2 | | | | |
Income from bank owned life insurance | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 |
Net gains (losses) on sale of loans originated for sale | 0.0 | | 0.2 | 0.0 | 0.3 | | | -0.2 |
Total Noninterest Income | 1.4 | 1.2 | 1.4 | 1.5 | 2.3 | 1.4 | 1.9 | 2.4 |
|
Noninterest Expense | | | | | | | | |
Compensation and benefits | 5.5 | 5.1 | 5.1 | 5.1 | 5.3 | 5.7 | 5.3 | 4.8 |
Occupancy expense | 0.8 | 0.8 | 0.8 | 0.7 | 0.7 | 0.7 | 0.7 | 0.8 |
Advertising | 0.1 | 0.1 | 0.2 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 |
Data processing expense | 1.0 | 1.1 | 1.0 | 1.0 | 1.0 | 0.8 | 1.0 | 0.9 |
Professional fees | 0.8 | 0.9 | 0.8 | 0.7 | 0.9 | 0.7 | 0.6 | 0.6 |
Merger and acquisition costs | 0.3 | | | | | | | |
Depreciation of premises and equipment | 0.2 | 0.2 | 0.2 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 |
FDIC Insurance | 0.2 | 0.2 | 0.2 | 0.2 | 0.1 | 0.1 | 0.1 | 0.3 |
OREO valuation allowance and expenses | | | | 0.0 | 0.8 | 0.0 | 0.5 | 0.2 |
Core deposit intangible amortization | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 |
Other expenses | 1.2 | 1.1 | 1.0 | 1.0 | 1.1 | 0.9 | 0.9 | 0.9 |
Total Noninterest Expense | 10.2 | 9.6 | 9.3 | 9.1 | 10.2 | 9.4 | 9.4 | 10.1 |
Income tax expense | 2.4 | 2.4 | 2.4 | 2.1 | 2.2 | 2.2 | 2.2 | 2.1 |
Net Income | 7.3 | 7.6 | 6.8 | 6.3 | 6.8 | 6.4 | 6.4 | 6.3 |
|
Earnings Per Common Share | | | | | | | | |
Basic (in dollars per share) | $1.30 | $1.34 | $1.21 | $1.11 | $1.18 | $1.12 | $1.10 | $1.07 |
Diluted (in dollars per share) | $1.30 | $1.34 | $1.21 | $1.10 | $1.18 | $1.12 | $1.10 | $1.07 |
|
Cash dividends paid per common share (in dollars per share) | $0.18 | $0.18 | $0.18 | $0.18 | $0.16 | $0.15 | $0.15 | $0.13 |