| In millions, except per share items | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 | Dec-31-14 | Dec-31-13 | Dec-31-12 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 75.5 | 493.2 | 33.0 | 26.9 | 21.5 | 19.5 | 18.0 | 17.6 |
| Interest income on investments | 6.5 | 78.1 | 2.7 | 2.3 | 2.1 | 1.8 | 1.6 | 2.3 |
| | 82.3 | 56.7 | 35.7 | 29.2 | 23.6 | 21.3 | 19.6 | 20.0 |
| Interest expense: |
| Interest on deposits | 17.6 | 8.1 | 3.6 | 2.4 | 1.8 | 1.6 | 1.8 | 2.5 |
| Interest on borrowings | | | | | | 1.4 | 1.2 | 1.1 |
| | 23.2 | 523.7 | 6.6 | 4.8 | 3.6 | 3.3 | 3.2 | 3.8 |
| Net interest income | 59.1 | 44.1 | 29.1 | 24.4 | 20.1 | 18.0 | 16.4 | 16.2 |
| Provision for loan losses | 2.5 | 1.4 | 1.6 | 1.3 | 0.6 | 1.5 | 2.7 | 4.3 |
| Net interest income after provision for loan losses | 56.5 | 42.6 | 27.5 | 23.1 | 19.4 | 16.5 | 13.7 | 11.8 |
| Deposit and loan fees | | | 1.1 | 1.0 | 0.9 | 1.0 | 1.1 | 1.1 |
| Gain on sale of investments, net | 2.1 | 0.0 | | | | 0.3 | 0.4 | |
| Other non-interest income | 12.3 | 10.7 | 7.2 | 6.9 | 5.5 | 4.6 | 4.6 | 5.9 |
| Total non-interest income | 14.3 | 10.7 | 8.3 | 7.8 | 6.5 | 6.0 | 6.1 | 7.0 |
| Non-interest expenses | 41.2 | 40.4 | 25.6 | 22.6 | 20.6 | 18.8 | 18.2 | 18.4 |
| Pre-tax income before non-recurring items | 29.3 | 18.8 | 11.4 | 8.4 | 5.2 | 3.6 | 1.6 | 0.4 |
| Non-recurring items | -0.3 | 5.8 | 1.2 | | -0.1 | | 0.0 | 0.0 |
| Pre-tax income | 29.6 | 13.0 | 10.2 | 8.4 | 5.3 | 3.6 | 1.6 | 0.4 |
| Income taxes | 7.1 | 3.1 | 4.5 | 2.8 | 1.6 | 1.0 | 0.1 | -0.3 |
| Tax rate | 23.9% | 23.6% | 44.0% | 33.9% | 30.7% | 27.8% | 8.5% | |
| Net income | 22.5 | 9.9 | 5.7 | 5.5 | 3.7 | 2.6 | 1.4 | 0.7 |
| Net margin | 31.8% | 18.6% | 15.9% | 17.9% | 14.3% | 11.6% | 7.2% | 3.9% |
| |
| Basic EPS | $2.41 | $1.26 | $1.06 | $1.20 | $0.81 | $0.57 | $0.38 | $0.23 |
| Diluted EPS | $2.40 | $1.25 | $1.05 | $1.19 | $0.81 | $0.57 | $0.37 | $0.22 |
| |
| Shares outstanding (basic) | 9.3 | 7.9 | 5.4 | 4.6 | 4.6 | 4.5 | 3.8 | 3.3 |
| Shares outstanding (diluted) | 9.4 | 7.9 | 5.4 | 4.7 | 4.6 | 4.6 | 3.8 | 3.3 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |