BANC OF CALIFORNIA, INC. (BANC) [Rocket]

In millions, except per share items	Jun-30-23	Mar-31-23	Dec-31-22	Sep-30-22	Jun-30-22	Mar-31-22	Dec-31-21	Sep-30-21
	10-Q	10-Q	10-K	10-Q	10-Q	10-Q	10-K	10-Q
Interest income:
Interest income on loans	92.9	87.4	88.7	83.7	78.9	76.2	73.6	63.8
	116.2	106.9	104.1	96.0	88.4	84.3	81.6	71.8
Interest expense:
Interest on deposits	28.1	20.5	14.3	9.0	3.2	1.4	2.1	2.4
Interest on borrowings	14.7	9.6	5.5	3.6	3.1	3.0	3.0	3.0
	46.5	33.9	23.9	16.6	10.1	7.8	8.5	8.8
Net interest income	69.6	73.1	80.2	79.4	78.3	76.4	73.0	63.0
Net interest income after provision for loan losses	69.6	73.1	80.2	79.4	78.3	76.4	73.0	63.0
Other non-interest income	6.0	7.9	-1.4	5.7	7.2	5.9	5.6	5.5
Total non-interest income	6.0	7.9	-1.4	5.7	7.2	5.9	5.6	5.5
Non-interest expenses	49.1	51.2	48.2	51.0	48.6	46.6	58.9	37.8
Equity in earnings	0.0	1.6	0.6	0.5	1.0	0.2	-1.2	-1.8
Pre-tax income before non-recurring items	24.6	27.7	30.6	36.2	36.9	67.3	22.0	32.8
Non-recurring items				2.1			13.5	1.0
Pre-tax income	24.6	27.7	30.6	34.1	36.9	67.3	8.5	31.8
Income taxes	6.7	7.4	9.1	9.9	10.2	18.8	2.8	8.7
Tax rate	27.4%	26.7%	29.6%	29.1%	27.6%	27.9%	32.4%	27.2%
Net income	17.9	20.3	21.5	24.2	26.7	43.3	4.1	21.4
Net margin	838.6%	1009.9%	940.5%	1100.8%	1158.4%	1912.8%	231.8%	1420.1%

Basic EPS	$0.31	$0.34	$0.35	$0.40	$0.44	$0.69	$0.08	$0.42
Diluted EPS	$0.31	$0.34	$0.35	$0.40	$0.43	$0.69	$0.08	$0.42

Shares outstanding (basic)	58.0	59.0	60.8	60.0	61.4	62.6	53.1	50.7
Shares outstanding (diluted)	58.0	59.2	61.2	60.5	61.6	62.9	53.3	50.9

EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.