Overview Financials News + Filings Key Docs Charts Ownership Insiders
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| In millions, except per share items | Dec-31-22 | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| ASSETS | | | | | | | | |
| Cash and due from banks | 53.4 | 41.1 | 31.3 | 25.7 | 24.6 | 19.8 | 13.5 | 12.3 |
| Interest-bearing balances with other financial institutions | 4.4 | 146.0 | 1.5 | 4.7 | 4.6 | | | 4.3 |
| Federal funds sold | 3.1 | 726.6 | 270.9 | 108.6 | 10.9 | 0.7 | 30.5 | |
| Total cash and cash equivalents | 60.9 | 913.8 | 303.7 | 139.0 | 40.1 | 23.5 | 46.0 | 29.9 |
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| Investment securities: | | | | | | | | |
| Equity securities available for sale, at fair value | 0.4 | 0.5 | 0.5 | | | | | |
| Loans held for sale, at fair value | 2.5 | 11.5 | | | | | | |
| Loans, net of unearned interest | 3,514.1 | 3,104.4 | | | | | | |
| Net loans | 3,495.2 | 3,089.8 | | | | | | |
| Premises and equipment, net | 34.5 | 33.2 | 24.9 | 24.9 | 25.3 | 16.2 | 11.1 | 14.0 |
| Operating lease right of use asset | 8.8 | 9.1 | 10.2 | 11.4 | | | | |
| Finance lease right of use asset | 2.9 | 3.1 | 3.3 | 3.4 | | | | |
| Cash surrender value of life insurance | 50.7 | 49.7 | 17.2 | 16.9 | 16.7 | 13.0 | 12.8 | 12.5 |
| Restricted investment in bank stocks | 8.3 | 9.1 | 7.6 | 4.9 | 6.6 | 4.4 | 2.4 | 4.3 |
| Accrued interest receivable | 18.4 | 11.3 | 13.0 | 8.0 | 8.2 | 4.6 | 3.9 | 3.8 |
| Deferred income taxes | 13.7 | 10.8 | 3.6 | | | | | |
| Goodwill | 114.2 | 113.8 | 62.8 | 62.8 | 62.8 | 3.9 | 3.9 | 3.9 |
| Core deposit and other intangibles, net | 7.3 | 9.4 | 4.4 | 5.8 | 7.2 | 0.4 | 0.5 | 0.7 |
| Foreclosed assets held for sale | 0.0 | | 0.1 | 0.2 | 1.0 | 0.2 | 0.2 | 1.2 |
| Other assets | 41.6 | 28.3 | 17.3 | 15.8 | 7.6 | 3.6 | 3.2 | 3.1 |
| Total Assets | 4,498.0 | 4,689.4 | 2,998.9 | 2,231.2 | 2,078.0 | 1,170.4 | 1,032.6 | 931.6 |
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| LIABILITIES & SHAREHOLDERS’ EQUITY | | | | | | | | |
| Deposits: | | | | | | | | |
| Noninterest-bearing demand | 793.9 | 850.4 | 536.2 | 310.0 | 269.9 | 163.7 | 122.8 | 103.7 |
| Interest-bearing transaction accounts | 339.2 | 381.5 | 195.0 | 177.7 | 209.3 | 62.8 | 60.2 | 56.7 |
| Time | 658.5 | 626.7 | 417.2 | 477.4 | 486.3 | 201.6 | 182.6 | 160.8 |
| Total Deposits | 3,778.3 | 4,002.0 | 2,474.6 | 1,912.4 | 1,726.0 | 1,023.6 | 935.4 | 777.0 |
| Short-term borrowings | 102.6 | 0.2 | 125.6 | | 43.1 | 34.6 | | 31.6 |
| Long-term debt | 4.4 | 81.3 | 75.1 | 32.9 | 48.0 | 12.4 | 13.6 | 40.3 |
| Subordinated debt | | | | 27.1 | 27.1 | 17.3 | 7.4 | 7.4 |
| Operating lease liability | 9.7 | 11.4 | 11.2 | 12.5 | | | | |
| Accrued interest payable | 2.3 | 1.8 | 2.0 | 2.2 | 2.3 | 0.6 | 0.5 | 0.4 |
| Other liabilities | 31.5 | 28.6 | 10.2 | 6.2 | 8.3 | 6.1 | 5.2 | 4.8 |
| Total Liabilities | 3,985.9 | 4,199.3 | 2,743.3 | 1,993.3 | 1,854.8 | 1,094.7 | 962.1 | 861.6 |
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| Shareholders' Equity: | | | | | | | | |
| Common stock | 16.1 | 16.1 | 8.5 | 8.5 | 8.5 | 4.2 | 4.2 | 4.2 |
| Additional paid-in capital | 387.0 | 384.7 | 178.9 | 178.2 | 177.6 | 41.0 | 40.7 | 40.6 |
| Retained earnings | 133.1 | 91.0 | 70.2 | 50.9 | 39.6 | 32.6 | 28.4 | 23.5 |
| Accumulated other comprehensive loss | -19.2 | 0.2 | -0.1 | -0.3 | -6.5 | -4.3 | -5.8 | 1.8 |
| Treasury stock, at cost; 412,722 shares at June 30, 2023 and 208,343 shares at December 31, 2022 | -4.9 | -1.9 | -1.8 | | | | | |
| Total Shareholders’ Equity | 512.1 | 490.1 | 255.7 | 237.9 | 223.2 | 75.7 | 70.5 | 70.1 |
| Total Liabilities and Shareholders' Equity | 4,498.0 | 4,689.4 | 2,998.9 | 2,231.2 | 2,078.0 | 1,170.4 | 1,032.6 | 931.6 |
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