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TOMPKINS FINANCIAL CORP (TMP)

Income Statement

Standardized | As Reported Annual | Quarterly | TTM
  Older >>
In millions, except per share itemsDec-31-22Dec-31-21Dec-31-20Dec-31-19Dec-31-18Dec-31-17Dec-31-16Dec-31-15
   10-K10-K10-K10-K10-K10-K10-K10-K
        Interest income on loans  217.6214.7227.3226.7214.4191.4169.6154.6
        Interest income on trading account        0.20.4
    Total interest income  251.3241.3254.3261.4251.6226.8202.7188.7
    Total interest expense  21.017.529.050.839.825.522.120.4
Net interest income  230.3223.8225.3210.6211.8201.3180.6168.4
Provision for loan losses       4.24.32.9
Net interest income after provision for loan losses  230.3223.8225.3210.6211.8197.1176.3165.4
        Deposit and loan fees  7.46.36.38.38.48.48.89.3
        Credit and debit card fees         7.8
        Gain on sale of investments, net         1.1
        Other non-interest income  70.672.567.567.169.060.860.053.7
Total non-interest income  78.078.873.975.477.469.268.871.9
Non-interest expenses  195.8190.3184.3181.8181.1171.1158.6149.9
Pre-tax income before non-recurring items  111.1115.898.9104.1104.295.286.587.5
Non-recurring items  1.41.21.21.2    
Pre-tax income  109.7114.697.7102.9104.295.286.587.5
Income taxes  24.625.219.921.021.842.627.029.0
            Tax rate  22.4%22.0%20.4%20.4%20.9%44.7%31.3%33.1%
Minority interest  0.10.10.20.10.10.10.10.1
Net income  85.089.377.681.782.352.559.358.4
            Net margin  114.9%123.0%118.0%121.0%124.8%19.7%24.2%24.6%
   
Basic EPS  $5.93$6.13$5.28$5.48$5.47$3.51$4.01$3.97
Diluted EPS  $5.90$6.09$5.26$5.46$5.44$3.48$3.97$3.93
   
Shares outstanding (basic)  14.314.614.714.915.015.014.814.7
Shares outstanding (diluted)  14.414.614.715.015.115.114.914.9
   
EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.  

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