| In millions, except per share items | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 | Dec-31-14 | Dec-31-13 | Dec-31-12 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 51.6 | 46.3 | 40.3 | 36.0 | 32.0 | 29.6 | 29.7 | |
| Interest income on investments | 7.5 | 7.4 | 7.1 | 6.9 | 7.6 | 7.8 | 8.4 | 8.9 |
| Interest income on repurchase agreements | 0.0 | 0.0 | 0.0 | | 0.0 | | 0.0 | 0.0 |
| | 65.4 | 59.2 | 53.3 | 49.3 | 47.6 | 48.7 | 50.0 | 53.7 |
| Interest expense: |
| Interest on deposits | 14.0 | 10.3 | 7.9 | 6.4 | 6.0 | 5.9 | 6.4 | 8.5 |
| | 15.5 | 12.1 | 9.2 | 7.8 | 7.5 | 6.9 | 7.1 | 9.7 |
| Net interest income | 50.0 | 47.2 | 44.1 | 41.5 | 40.1 | 41.8 | 43.0 | 44.0 |
| Provision for loan losses | 0.3 | | 0.6 | 0.2 | | | | 1.2 |
| Net interest income after provision for loan losses | 49.6 | 47.2 | 43.6 | 41.3 | 40.1 | 41.8 | 43.0 | 42.8 |
| Deposit and loan fees | 2.8 | 2.5 | | 2.4 | 2.3 | 2.2 | 2.7 | 2.7 |
| Gain on sale of investments, net | | | 0.2 | 0.6 | 0.5 | 1.1 | 0.5 | 1.5 |
| Other non-interest income | 2.5 | 2.0 | 4.3 | 2.1 | 2.3 | 2.0 | 1.5 | 2.0 |
| Total non-interest income | 5.4 | 4.5 | 4.5 | 5.2 | 5.1 | 5.3 | 4.7 | 6.2 |
| Non-interest expenses | 35.7 | 34.9 | 34.0 | 32.8 | 50.3 | 36.8 | 39.3 | 41.3 |
| Pre-tax income before non-recurring items | 19.2 | 16.7 | 14.1 | 13.7 | -5.1 | 10.2 | 8.4 | 7.7 |
| Non-recurring items | 0.0 | -0.1 | | | | | | |
| Pre-tax income | 19.3 | 16.8 | 14.1 | 13.7 | -5.1 | 10.2 | 8.4 | 7.7 |
| Income taxes | 3.6 | 3.1 | 6.9 | 3.8 | -2.6 | 2.7 | 2.5 | 2.1 |
| Tax rate | 18.4% | 18.4% | 48.9% | 27.8% | 51.3% | 26.6% | 29.7% | 27.8% |
| Net income | 15.7 | 13.7 | 7.2 | 9.9 | -2.5 | 7.3 | 4.8 | 4.5 |
| Net margin | 28.6% | 476.3% | 15.0% | 21.3% | -5.5% | 15.4% | 10.0% | 9.1% |
| |
| Basic EPS | $0.71 | $0.62 | $0.33 | $0.45 | ($0.11) | $0.33 | $0.22 | $0.21 |
| Diluted EPS | $0.70 | $0.61 | $0.32 | $0.45 | ($0.11) | $0.33 | $0.22 | $0.21 |
| |
| Shares outstanding (basic) | 22.3 | 22.1 | 22.0 | 21.9 | 21.8 | 21.8 | 21.7 | 21.6 |
| Shares outstanding (diluted) | 22.5 | 22.6 | 22.5 | 22.2 | 21.8 | 22.0 | 21.9 | 21.7 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |