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Income Statement
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Cash Flow Statement

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Op Efficiency
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RED RIVER BANCSHARES INC (RRBI)

Income Statement

Standardized | As Reported Annual | Quarterly | TTM
 
In millions, except per share itemsDec-31-22Dec-31-21Dec-31-20Dec-31-19Dec-31-18Dec-31-17
   8-K10-K10-K10-K10-KS-1/A
        Interest income on loans  75.867.969.264.658.750.6
        Interest income on repurchase agreements   0.10.20.80.4 
    Total interest income  94.477.377.473.766.958.4
    Interest expense:  
        Interest on deposits  7.75.68.49.77.1 
       7.75.68.410.17.6 
Net interest income  86.671.769.063.659.251.8
Provision for loan losses   1.96.31.82.0 
Net interest income after provision for loan losses  86.669.862.761.857.251.8
        Deposit and loan fees  5.64.84.14.64.64.3
        Other non-interest income  0.919.719.111.49.9 
Total non-interest income  6.424.523.216.014.54.3
Non-interest expenses   54.351.447.343.4 
Pre-tax income  45.040.134.530.528.422.5
Income taxes  8.17.16.35.65.38.5
            Tax rate  17.9%17.7%18.3%18.5%18.7%37.9%
Net income  36.933.028.124.823.10.0
            Net margin  39.2%34.9%32.8%31.9%32.1%0.0%
   
Basic EPS   $4.53$3.84$3.51$3.43 
Diluted EPS   $4.51$3.83$3.49$3.41 
   
Shares outstanding (basic)   7.37.37.16.7 
Shares outstanding (diluted)   7.37.37.16.8 
   
EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.  

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