| In millions, except per share items | Dec-31-09 | Dec-31-08 | Dec-31-07 | Dec-31-06 |
| | 10-K | 10-K | 10-K | 10-K/A |
| Interest income on loans | 13.7 | 12.3 | 10.5 | 10.0 |
| Total interest income | 18.1 | 18.0 | 15.3 | 13.9 |
| Interest expense: |
| Interest on deposits | 4.1 | 4.8 | 5.2 | 4.0 |
| Interest on borrowings | 4.6 | 4.8 | 3.6 | 3.6 |
| | 8.7 | 9.6 | 8.8 | 7.7 |
| Net interest income | 9.4 | 8.3 | 6.5 | 6.2 |
| Provision for loan losses | 1.1 | 0.9 | 1.1 | 0.1 |
| Net interest income after provision for loan losses | 8.3 | 7.4 | 5.4 | 6.1 |
| Deposit and loan fees | 0.6 | 0.5 | 0.4 | 0.4 |
| Gain on sale of investments, net | 0.1 | 0.2 | | |
| Other non-interest income | 2.6 | -2.0 | | |
| Total non-interest income | 3.2 | -1.3 | 0.4 | 2.2 |
| Non-interest expenses | 10.6 | 9.4 | 9.1 | 7.6 |
| Pre-tax income | 0.4 | -1.2 | -2.9 | 0.7 |
| Income taxes | 0.0 | 0.0 | -0.9 | 0.3 |
| Tax rate | 0.0% | 0.0% | 31.5% | 49.5% |
| Minority interest | | | 0.1 | 0.1 |
| Net income | 0.0 | 0.0 | -2.0 | 0.3 |
| Net margin | 0.0% | 0.0% | -33.8% | 4.1% |
| |
| Basic EPS | | | ($0.31) | $0.05 |
| Diluted EPS | | | ($0.31) | $0.05 |
| |
| Shares outstanding (basic) | | | 6.3 | 6.9 |
| Shares outstanding (diluted) | | | 6.3 | 6.9 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |