In millions, except per share items | Jun-30-13 | Jun-30-12 | Jun-30-11 | Jun-30-10 | Jun-30-09 | Jun-30-08 | Jun-30-07 | Jun-30-06 |
| 10-K | 10-K | 10-K/A | 10-K | 10-K | 10-K | 10-K | 10-K |
Interest income: | | | | | | | | |
Interest on loans receivable | 17.5 | 20.3 | 24.3 | | | | | |
Interest on investment securities | 1.7 | 1.9 | 1.7 | | | | | |
Other interest | 0.3 | 0.3 | 0.4 | | | | | |
Total interest income | 19.5 | 22.4 | 26.3 | 30.0 | 28.2 | 20.8 | 21.0 | 18.1 |
|
Interest expense: | | | | | | | | |
Deposits | 1.5 | 3.0 | 5.6 | 8.1 | 8.7 | 7.7 | 7.3 | 5.5 |
Advances from FHLB | 1.3 | 1.3 | 2.4 | | | | | |
Subordinated debentures | 0.3 | 0.3 | 0.3 | | | | | |
Total interest expense | 3.1 | 4.6 | 16.3 | 8.1 | 8.7 | 7.7 | 7.3 | 5.5 |
Net interest income | 16.4 | 17.9 | 18.3 | 18.5 | 16.6 | 11.6 | 11.3 | 11.2 |
Provision for loan losses | 0.8 | 9.9 | | 8.8 | 0.9 | | | |
Net interest income after provision for loan losses | 15.6 | 8.0 | 13.9 | | 15.6 | 11.1 | 11.3 | 11.2 |
|
Noninterest income: | | | | | | | | |
Mortgage origination fee income | 0.4 | 0.3 | 0.5 | | | | | |
Service charges and fees | 1.0 | 1.1 | 1.3 | | | | | |
Gain on investments | | 0.0 | 1.2 | | | | | |
Gain (loss) on sale of fixed assets | 0.0 | 0.0 | | | 0.0 | 0.0 | | |
BOLI increase in cash value | 0.2 | 0.2 | 0.2 | | | | | |
Other | 0.6 | 0.7 | 0.7 | | | | | |
Total noninterest income | 2.1 | 2.2 | 3.2 | 4.0 | 3.2 | 1.5 | 1.4 | 1.4 |
|
Noninterest expense: | | | | | | | | |
Compensation and benefits | 6.8 | 6.2 | 6.7 | | | | | |
Occupancy expense | 1.3 | 1.4 | 1.4 | | | | | |
Equipment and data processing expense | 2.5 | 2.4 | | | | | | |
Deposit insurance premiums | 1.0 | 0.8 | 0.7 | | | | | |
Advertising | 0.4 | 0.4 | 0.4 | | 0.1 | 0.2 | 0.3 | 0.4 |
Legal and professional services | 0.5 | 0.4 | 0.4 | | | | | |
|
Gain (loss) on sale of foreclosed real estate, net | | | | | | | | |
Amortization of intangible assets | 0.4 | 0.4 | 0.5 | | | | | |
Other | 2.1 | 2.3 | 2.3 | | | | | |
Total noninterest expense | 15.5 | 16.7 | 17.4 | 39.7 | 14.7 | 9.9 | 10.1 | 9.0 |
Earnings before income taxes | 2.1 | -6.5 | -0.3 | -26.0 | 4.1 | 2.8 | 2.6 | 3.7 |
|
Income taxes: | | | | | | | | |
Current | 0.0 | | 0.0 | | 0.8 | 0.9 | 0.8 | 1.1 |
Deferred | 0.5 | -2.5 | -0.3 | | 0.7 | 0.6 | 0.2 | 0.2 |
Total income taxes | 0.5 | -2.5 | -1.1 | | 1.5 | 1.5 | 0.9 | 1.3 |
Tax rate | 25.4% | 38.7% | 328.0% | 0.0% | 36.6% | 55.1% | 34.9% | 36.2% |
Net earnings | 1.6 | -4.0 | 0.0 | | 2.6 | 1.2 | 1.7 | 2.3 |
|
Net earnings per share, basic | $0.25 | ($0.64) | | | $3.00 | $0.22 | $0.28 | ($293.00) |
Net earnings per share, diluted | $0.25 | ($0.64) | | | $3.00 | $0.22 | $0.28 | $0.37 |