First PacTrust Bancorp Announces Dates for Earnings Release and Conference Call for First Quarter 2011 Results

CHULA VISTA, Calif.--()--First PacTrust Bancorp, Inc. (NASDAQ:FPTB) announced today that it will hold a conference call regarding first quarter 2011 results on Wednesday, April 27, 2011 at 1:30 p.m. PT (4:30 p.m. ET). The conference call will be hosted by First PacTrust President and Chief Executive Officer Gregory Mitchell.

Shareholders, media representatives and other interested parties may participate in the conference call, and are asked to register five minutes prior to the scheduled start time by dialing (866) 509-2785.

The first quarter 2011 results and supplemental material, including a presentation in PDF format, will be distributed prior to the conference call on April 27, 2011 and will be available on the Company's Web site at www.firstpactrustbancorp.com.

A replay of the conference call will be available approximately two hours after the end of the conference call through 11:59 P.M. Eastern time April 29, 2011 by calling 1-800-642-1687 or 1-706-645-9291, and then entering Conference ID number 62287640. A transcript and a replay of the conference call will also subsequently be available on the Company’s web site: http://www.firstpactrustbancorp.com, under Investor Relations: Earnings Conference Calls.

About First PacTrust Bancorp

First PacTrust Bancorp, Inc. is the holding company for Pacific Trust Bank and is headquartered in Chula Vista, California. Pacific Trust Bank currently operates through ten banking offices serving primarily San Diego and Riverside Counties in California.

Forward looking statements

Statements contained herein that reflect the Company's views about its future performance constitute "forward-looking statements" under the Private Securities Litigation Reform Act of 1995. These views involve risks and uncertainties that are difficult to predict and, accordingly, the Company's results may differ materially from the results discussed in such forward-looking statements. For an explanation of various factors that may affect our performance, refer to our most recent Annual Report on Form 10-K (particularly the "Risk Factors" section) and to any subsequent Quarterly Reports on Form 10-Q, all of which are on file with the Securities and Exchange Commission. The Company undertakes no obligation to update any forward-looking statements, whether as a result of new information, future events or otherwise. The Company believes that certain non-GAAP performance measures and ratios that may be contained herein, used in managing the business, may provide users of this financial information with additional meaningful comparisons between current results and results in prior periods. Non-GAAP performance measures and ratios should be viewed in addition to, and not as an alternative for, the Company's reported results under accounting principles generally accepted in the United States. Additional information about the Company is contained in the Company's filings with the Securities and Exchange Commission and is available on the Company's web site at www.firstpactrustbancorp.com.

Contacts

First PacTrust Bancorp, Inc.
Gregory A. Mitchell, President and CEO
619-691-1519, ext. 4474

Release Summary

First PacTrust Bancorp, Inc. announces that it will hold a conference call regarding first quarter 2011 results at 1:30 p.m. Pacific Time on Wednesday, April 27, 2011.

Contacts

First PacTrust Bancorp, Inc.
Gregory A. Mitchell, President and CEO
619-691-1519, ext. 4474