Exhibit 99.2 Full Year and Fourth Quarter 2022 Earnings Results Presentation January 17, 2023

Results Snapshot Net Revenues Net Earnings EPS 2022 $47.37 billion 2022 $11.26 billion 2022 $30.06 4Q22 $10.59 billion 4Q22 $1.33 billion 4Q22 $3.32 1 1 ROE ROTE Book Value Per Share 2022 10.2% 2022 11.0% 2022 $303.55 4Q22 4.4% 4Q22 4.8% 2022 Growth 6.7% Annual Highlights nd nd 2 highest firmwide net revenues 2 highest net revenues in FICC and Advisory nd 2 highest EPS Record net revenues in FICC financing and Equities financing Record Management and other fees of $8.78 billion 2 #1 in announced and completed M&A 3,4 Record AUS of $2.55 trillion 1

Financial Overview Financial Results Financial Overview Highlights n 4Q22 results included EPS of $3.32 and ROE of 4.4% vs. vs. vs. $ in millions, — 4Q22 net revenues were lower YoY, reflecting significantly lower net revenues in Asset & except per share amounts 4Q22 3Q22 4Q21 2022 2021 Wealth Management and lower net revenues in Global Banking & Markets $ 6,519 (14)% (14)% $ 32,487 (12)% Global Banking & Markets — 4Q22 provision for credit losses was $972 million, reflecting provisions related to the credit card and point-of-sale loan portfolios, primarily from growth and net charge-offs, and individual impairments on wholesale loans Asset & Wealth Management 3,561 (12)% (27)% 13,376 (39)% — 4Q22 operating expenses were higher YoY, reflecting higher compensation and benefits 513 36% 171% 1,502 135% Platform Solutions expenses and higher non-compensation expenses 10,593 (12)% (16)% 47,365 (20)% Net revenues 972 89% 183% 2,715 661% Provision for credit losses 8,091 5% 11% 31,164 (2)% Operating expenses n 2022 results included EPS of $30.06 and ROE of 10.2% — 2022 net revenues were significantly lower compared to a record 2021, reflecting significantly $ 1,530 (59)% (70)% $ 13,486 (50)% Pre-tax earnings lower net revenues in Asset & Wealth Management and lower net revenues in Global Banking & Markets $ 1,326 (57)% (66)% $ 11,261 (48)% Net earnings — 2022 provision for credit losses was $2.72 billion, reflecting growth in the credit card portfolio, the impact of broad macroeconomic and geopolitical concerns and net charge-offs $ 1,185 (60)% (69)% $ 10,764 (49)% Net earnings to common — 2022 operating expenses were slightly lower YoY, reflecting lower compensation and benefits expenses, partially offset by higher non-compensation expenses Diluted EPS $ 3.32 (60)% (69)% $ 30.06 (49)% 1 ROE 4.4% (6.6)pp (11.2)pp 10.2% (12.8)pp 1 ROTE 4.8% (7.2)pp (11.6)pp 11.0% (13.3)pp 3 76.4% 12.1pp 18.9pp 65.8% 12.0pp Efficiency Ratio 2

Global Banking & Markets Financial Results Global Banking & Markets Highlights n 4Q22 net revenues were lower YoY compared to a strong 4Q21 vs. vs. vs. — Investment banking fees reflected significantly lower net revenues in both Equity and Debt $ in millions 4Q22 3Q22 4Q21 2022 2021 underwriting and lower net revenues in Advisory — FICC net revenues reflected significantly higher net revenues in both intermediation and Investment banking fees $ 1,873 21% (48)% $ 7,360 (48)% financing — Equities net revenues reflected lower net revenues in intermediation, partially offset by higher FICC 2,687 (26)% 44% 14,676 38% net revenues in financing 3 n Investment banking fees backlog decreased vs. 3Q22, primarily in Advisory 2,073 (24)% (5)% 10,988 (6)% Equities n 4Q22 loan balance of $108 billion n 4Q22 net interest income of $633 million (114) N.M. N.M. (537) N.M. Other 6,519 (14)% (14)% 32,487 (12)% Net revenues 6 (90)% N.M. 468 N.M. Provision for credit losses n 2022 net revenues were lower YoY compared to a strong 2021 — Investment banking fees reflected significantly lower net revenues in both Equity and Debt Operating expenses 4,223 – 3% 17,851 (9)% underwriting and lower net revenues in Advisory — FICC net revenues reflected significantly higher net revenues in both intermediation and Pre-tax earnings $ 2,290 (30)% (35)% $ 14,168 (18)% financing — Equities net revenues reflected lower net revenues in intermediation, partially offset by higher net revenues in financing Net earnings $ 1,960 (27)% (29)% $ 11,830 (15)% — Other net revenues reflected significantly lower net gains from investments in equities and net mark-downs on acquisition financing activities Net earnings to common $ 1,856 (28)% (30)% $ 11,458 (15)% 3 n Investment banking fees backlog decreased significantly vs. 2021, primarily in Advisory and Debt underwriting Average common equity $ 70,727 (2)% 10% $ 69,951 16% Return on average common equity 10.5% (3.9)pp (6.0)pp 16.4% (6.1)pp 3

Global Banking & Markets – Net Revenues Net Revenues Global Banking & Markets Net Revenues Highlights n 4Q22 Investment banking fees were significantly lower YoY compared to a record 4Q21 vs. vs. vs. — Advisory net revenues reflected a significant decline in industry-wide completed mergers and $ in millions 4Q22 3Q22 4Q21 2022 2021 acquisitions transactions from elevated activity levels in 4Q21 — Equity and Debt underwriting net revenues reflected a significant decline in industry-wide Advisory $ 1,408 45% (14)% $ 4,704 (17)% volumes n 4Q22 FICC net revenues were significantly higher YoY Equity underwriting 183 (25)% (82)% 848 (83)% — FICC intermediation net revenues reflected significantly higher net revenues in interest rate products and commodities and higher net revenues in credit products, partially offset by 282 (14)% (70)% 1,808 (48)% Debt underwriting significantly lower net revenues in currencies and mortgages — FICC financing net revenues primarily reflected significantly higher net revenues from 1,873 21% (48)% 7,360 (48)% Investment banking fees secured lending n 4Q22 Equities net revenues were slightly lower YoY 1,974 (32)% 50% 11,890 36% FICC intermediation — Equities intermediation net revenues reflected lower net revenues in both derivatives and cash products 713 (1)% 28% 2,786 47% FICC financing — Equities financing net revenues primarily reflected increased client activity FICC 2,687 (26)% 44% 14,676 38% n 2022 Investment banking fees were significantly lower YoY compared to a record 2021 — Advisory net revenues reflected a decline in industry-wide completed mergers and Equities intermediation 1,109 (31)% (17)% 6,662 (14)% acquisitions transactions from elevated activity levels in 2021 — Equity and Debt underwriting net revenues reflected a significant decline in industry-wide Equities financing 964 (14)% 15% 4,326 8% volumes n 2022 FICC net revenues were significantly higher YoY Equities 2,073 (24)% (5)% 10,988 (6)% — FICC intermediation net revenues reflected significantly higher net revenues in interest rate products, currencies and commodities, partially offset by significantly lower net revenues in Other (114) N.M. N.M. (537) N.M. mortgages and lower net revenues in credit products — FICC financing net revenues primarily reflected significantly higher net revenues from Net revenues $ 6,519 (14)% (14)% $ 32,487 (12)% secured lending n 2022 Equities net revenues were lower YoY — Equities intermediation net revenues reflected significantly lower net revenues in cash products and lower net revenues in derivatives — Equities financing net revenues primarily reflected increased client activity 4

Asset & Wealth Management Financial Results Asset & Wealth Management Highlights n 4Q22 net revenues were significantly lower YoY, primarily reflecting significantly lower net revenues in Equity investments and Debt investments vs. vs. vs. $ in millions 4Q22 3Q22 4Q21 2022 2021 — Management and other fees reflected the inclusion of NN Investment Partners (NNIP) and a reduction in fee waivers on money market funds $ 2,248 – 10% $ 8,781 13% Management and other fees — Incentive fees were significantly lower, primarily driven by harvesting in 4Q21 — Private banking and lending net revenues primarily reflected higher deposit spreads, as well 39 (30)% (83)% 359 (42)% Incentive fees as higher loan and deposit balances — Equity investments net revenues reflected significantly lower net gains from investments in 753 12% 77% 2,458 48% Private banking and lending private equities o Private: 4Q22 ~$770 million, compared to 4Q21 ~$1,900 million 287 (60)% (80)% 610 (93)% Equity investments o Public: 4Q22 ~$(485) million, compared to 4Q21 ~$(455) million — Debt investments net revenues reflected net mark-downs compared with net mark-ups in Debt investments 234 (28)% (67)% 1,168 (63)% 4Q21 and significantly lower net interest income n 4Q22 loan balance of $56 billion, of which $37 billion related to Private banking and lending Net revenues 3,561 (12)% (27)% 13,376 (39)% n 4Q22 private bank and direct-to-consumer deposits of $226 billion Provision for credit losses 180 N.M. 150% 519 N.M.n 4Q22 net interest income of $928 million n 2022 net revenues were significantly lower YoY, primarily reflecting significantly lower net Operating expenses 3,363 14% 17% 11,550 1% revenues in Equity investments and Debt investments — Management and other fees reflected the inclusion of NNIP and a reduction in fee waivers on Pre-tax earnings $ 18 (98)% (99)% $ 1,307 (88)% money market funds — Incentive fees were significantly lower, primarily driven by harvesting in 2021 Net earnings $ 21 (98)% (99)% $ 1,092 (87)% — Private banking and lending net revenues primarily reflected higher deposit spreads, as well as higher loan and deposit balances Net earnings / (loss) to common $ (11) N.M. N.M. $ 979 (88)% — Equity investments net revenues reflected significantly lower net gains from investments in private equities and significant mark-to-market net losses from investments in public equities Average common equity $ 32,768 4% 6% $ 31,762 6% o Private: 2022 ~$2,080 million, compared to 2021 ~$8,825 million o Public: 2022 ~$(1,470) million, compared to 2021 ~$(30) million Return on average common equity (0.1)% (11.3)pp (19.1)pp 3.1% (25.1)pp — Debt investments net revenues reflected net mark-downs compared with mark-ups in 2021 and lower net interest income 5

Assets Under Supervision 3,4 3,4 AUS Rollforward AUS Highlights n During the year, AUS increased $77 billion to a record $2.55 trillion $ in billions 4Q22 3Q22 4Q21 2022 2021 — Net inflows from acquisitions / (dispositions) of $316 billion, substantially all from the acquisition of NNIP Beginning balance $ 2,427 $ 2,495 $ 2,372 $ 2,470 $ 2,145 — Long-term net inflows of $50 billion and liquidity products net inflows of $16 billion 22 22 50 130 Long-term AUS net inflows / (outflows) 9 — Net market depreciation of $305 billion, driven by fixed income and equity assets Liquidity products 11 42 16 98 18 n During the quarter, AUS increased $120 billion, reflecting net market appreciation of $87 billion, long-term net inflows of $22 billion and liquidity products net inflows of $11 billion Total AUS net inflows / (outflows) 33 27 64 66 228 Acquisitions / (dispositions) – – 316 – 4 3,4 4Q22 AUS Mix Net market appreciation / (depreciation) 87 (99) 34 (305) 97 $ 2,547 $ $ 2,470 $ 2,547 $ 2,470 10% Ending balance 2,427 Fixed income 28% Third-party Liquidity distributed 40% 36% 22% products Asset Client Institutional 3,4 Class Channel AUS by Asset Class Equity Wealth Alternative management $ in billions 4Q22 3Q22 4Q21 investments 28% 36% $ 263 $ $ Alternative investments 256 236 Equity 563 516 613 8% 12% Fixed income 1,010 955 940 Separate accounts Long-term AUS 1,836 1,727 1,789 21% Liquidity products 711 700 681 Vehicle Region 54% Public funds 34% $ 2,547 $ $ Total AUS 2,427 2,470 Private 71% funds and other 6

Asset & Wealth Management – Alternative Investments 4 Alternative Investments AUS and Effective Fees Alternative Investments Highlights n 2022 Management and other fees from alternative investments were $1.85 billion (including $492 million in 4Q22), up 27% from 2021 4Q22 n During the year, alternative investments AUS increased $27 billion to $263 billion $ in billions Average AUS Effective Fees (bps) 93 86 Corporate equity $n 2022 gross third-party alternatives fundraising across strategies was $72 billion (including $15 billion raised in 4Q22) Credit 42 79 — $179 billion raised since the end of 2019 Real estate 19 69 n During the year, on-balance sheet alternative investments declined by $9 billion to $59 billion, Hedge funds and other 64 59 including $2 billion in 4Q22 Funds and discretionary accounts 218 75 Advisory accounts 42 16 Total alternative investments AUS $ 260 66 4 Alternatives Fundraising ($ in billions) On-Balance Sheet Alternative Investments $ in billions 4Q22 4Q21 $18 Equity securities $ 15 $ 18 $15 $6 Loans 19 22 $3 $12 $1 Debt securities $2 12 13 $2 $5 CIE investments and other 13 15 $5 $3 Total $ 59 $ 68 $9 $1 $5 $3 4Q22 3Q22 4Q21 Corporate equity Credit Real estate Hedge funds 7

Platform Solutions Financial Results Platform Solutions Highlights n 4Q22 net revenues were significantly higher YoY vs. vs. vs. — Consumer platforms net revenues primarily reflected significantly higher credit card balances $ in millions 4Q22 3Q22 4Q21 2022 2021 — Transaction banking and other net revenues reflected higher deposit balances $ 433 49% 246% $ 1,176 177% Consumer platforms n 4Q22 provision for credit losses primarily reflected portfolio growth and net charge-offs n 4Q22 select data: 80 (9)% 25% 326 51% Transaction banking and other — Loan balance of $15 billion — Net interest income of $513 million Net revenues 513 36% 171% 1,502 135% — Active Consumer platforms customers of 13.4 million — Transaction banking deposits of $70 billion 786 69% 173% 1,728 148% Provision for credit losses 505 (4)% 66% 1,763 78% Operating expenses Pre-tax earnings / (loss) $ (778) N.M. N.M. $ (1,989) N.M. n 2022 net revenues were significantly higher YoY — Consumer platforms net revenues primarily reflected significantly higher credit card balances Net earnings / (loss) $ (655) N.M. N.M. $ (1,661) N.M. — Transaction banking and other net revenues reflected higher deposit balances n 2022 provision for credit losses primarily reflected growth in the credit card portfolio and net Net earnings / (loss) to common $ (660) N.M. N.M. $ (1,673) N.M. charge-offs Average common equity $ 4,046 3% 89% $ 3,574 101% Return on average common equity (65.2)% (13.9)pp (5.3)pp (46.8)% 0.6pp 8

Net Interest Income and Loans 4 4 Loans by Segment ($ in billions) Loans by Type Metrics $ in billions 4Q22 3Q22 4Q21 Corporate $ 40 $ 40 $ 37 $179 $177 3.2% $158 Commercial real estate 29 30 29 ALLL to Total $7 $15 $13 Gross Loans, at Residential real estate 23 24 25 Amortized Cost $57 $56 $57 Securities-based lending 17 18 17 1.7% Other collateralized lending 52 49 38 ALLL to Gross Wholesale Loans, at Amortized Cost Installment 6 5 4 $107 $108 $94 Credit cards 16 14 8 13.5% ALLL to Gross Other 2 2 4 Consumer Loans, at Amortized Cost 4Q22 3Q22 4Q21 Allowance for loan losses (6) (5) (4) Global Banking & Markets Asset & Wealth Management Platform Solutions Total Loans $ 179 $ 177 $ 158 Net Interest Income by Segment ($ in millions) Net Interest Income & Loans Highlights $7,678 n Net interest income increased 16% YoY for 4Q22 and 19% YoY for 2022, both primarily reflecting higher loan balances and rates $6,470 $1,700 $2,074 n Total loans increased $21 billion, up 13% during 2022, primarily reflecting growth in other $2,043 $772 collateralized lending and credit cards $1,795 $513 $464 $254 — ~80% of gross loans were secured as of 4Q22 $3,533 $3,043 n Total allowance was $6.32 billion (including $5.54 billion for funded loans), up ~$1.97 billion YoY $776 $928 $948 — $3.27 billion for wholesale loans, $3.04 billion for consumer loans n Provision for credit losses of $2.72 billion in 2022, up from $357 million in 2021 $2,655 $2,445 $765 n 2022 net charge-offs of $726 million for a net charge-off rate of 0.5%, up 20bps YoY $633 $631 — Wholesale net charge-off rate of 0.2%, up 10bps YoY 4Q22 3Q22 4Q21 2022 2021 — Consumer net charge-off rate of 2.8%, up 50bps YoY 9 Global Banking & Markets Asset & Wealth Management Platform Solutions

Expenses Financial Results Expense Highlights n 2022 total operating expenses decreased slightly YoY vs. vs. vs. — Compensation and benefits expenses down 15%, reflecting a decline in operating 4Q22 3Q22 4Q21 2022 2021 $ in millions performance compared with a strong 2021 — Non-compensation expenses were higher, reflecting: Compensation and benefits $ 3,764 4% 16% $ 15,148 (15)% o Inclusion of NNIP and GreenSky Transaction based 1,434 9% 21% 5,312 13% o Higher transaction based expenses o Higher technology expenses Market development 216 9% 12% 812 47% n 2022 effective income tax rate was 16.5%, down from 20.0% for 2021, primarily due to an increase in the impact of permanent tax benefits, partially offset by changes in the geographic mix of earnings Communications and technology 481 5% 12% 1,808 15% Depreciation and amortization 727 9% 49% 2,455 22% 3 Efficiency Ratio 261 2% 3% 1,026 5% Occupancy 65.8% 495 6% (3)% 1,887 15% Professional fees 53.8% 713 (3)% (26)% 2,716 (1)% Other expenses 8,091 5% 11% $ 31,164 (2)% Total operating expenses $ 204 (70)% (81)% $ 2,225 (59)% Provision for taxes $ (3.5)pp Effective Tax Rate 16.5% 10 2022 2021

Capital and Balance Sheet 3,4 Capital Capital and Balance Sheet Highlights n Standardized CET1 capital ratio increased YoY 4Q22 3Q22 4Q21 — Decrease in credit RWAs and an increase in CET1 capital, reflecting net earnings in excess of share repurchases and dividends, partially offset by an increase in market RWAs 5 15.1% Standardized CET1 capital ratio 14.3% 14.2% n Advanced CET1 capital ratio decreased YoY 5 Advanced CET1 capital ratio 14.4% 14.6% 14.9% — Increase in credit and market RWAs, partially offset by an increase in CET1 capital, reflecting net earnings in excess of share repurchases and dividends Supplementary leverage ratio (SLR) 5.8% 5.6% 5.6% n Returned $6.70 billion of capital to common shareholders during the year 3 — 10.1 million common shares repurchased for a total cost of $3.50 billion — $3.20 billion of common stock dividends n Deposits increased $23 billion YoY, reflecting growth in transaction banking, private bank and direct-to-consumer deposits n BVPS increased 6.7% YoY, driven by net earnings 4 Selected Balance Sheet Data Book Value $ in billions 4Q22 3Q22 4Q21 In millions, except per share amounts 4Q22 3Q22 4Q21 Total assets $ 1,442 $ 1,556 $ 1, 464 3 Basic shares 350.8 352.3 348.9 Deposits $ 387 $ 395 $ 364 Book value per common share $ 303.55 $ 308.22 $ 284.39 Unsecured long-term borrowings $ 247 $ 240 $ 254 1 Tangible book value per common share $ 279.66 $ 284.80 $ 270.91 Shareholders’ equity $ 117 $ 119 $ 110 3 Average GCLA $ 409 $ 417 $ 353 11

Cautionary Note Regarding Forward-Looking Statements This presentation contains “forward-looking statements” within the meaning of the safe harbor provisions of the U.S. Private Securities Litigation Reform Act of 1995. Forward-looking statements are not historical facts or statements of current conditions, but instead represent only the firm’s beliefs regarding future events, many of which, by their nature, are inherently uncertain and outside of the firm’s control. It is possible that the firm’s actual results, financial condition and liquidity may differ, possibly materially, from the anticipated results, financial condition and liquidity in these forward-looking statements. For information about some of the risks and important factors that could affect the firm’s future results, financial condition and liquidity and the forward-looking statements below, see “Risk Factors” in Part I, Item 1A of the firm’s Annual Report on Form 10-K for the year ended December 31, 2021. Information regarding the firm’s assets under supervision, capital ratios, risk-weighted assets, supplementary leverage ratio, balance sheet data and global core liquid assets (GCLA) consists of preliminary estimates. These estimates are forward-looking statements and are subject to change, possibly materially, as the firm completes its financial statements. Statements regarding (i) estimated GDP growth and interest rate and inflation trends, (ii) the impact of the COVID-19 pandemic on the firm’s business, results, financial position and liquidity, (iii) the timing, profitability, benefits and other prospective aspects of business initiatives, business realignment and the achievability of medium- and long-term targets and goals, (iv) the future state of the firm’s liquidity and regulatory capital ratios (including the firm’s stress capital buffer and G-SIB buffer), (v) the firm’s prospective capital distributions (including dividends and repurchases), (vi) the firm’s future effective income tax rate, (vii) the firm’s Investment banking fees backlog and future results, (viii) the firm’s planned 2023 benchmark debt issuances, and (ix) the impact of Russia’s invasion of Ukraine and related sanctions and other developments on the firm’s business, results and financial position, are forward- looking statements. Statements regarding estimated GDP growth and interest rate and inflation trends are subject to the risk that actual GDP growth and interest rate and inflation trends may differ, possibly materially, due to, among other things, changes in general economic conditions and monetary and fiscal policy. Statements about the effects of the COVID-19 pandemic on the firm’s business, results, financial position and liquidity are subject to the risk that the actual impact may differ, possibly materially, from what is currently expected. Statements about the timing, profitability, benefits and other prospective aspects of business initiatives, business realignment and the achievability of medium and long-term targets and goals are based on the firm’s current expectations regarding the firm’s ability to effectively implement these initiatives and realignment and achieve these targets and goals and may change, possibly materially, from what is currently expected. Statements about the future state of the firm’s liquidity and regulatory capital ratios (including the firm’s stress capital buffer and G-SIB buffer), as well as its prospective capital distributions, are subject to the risk that the firm’s actual liquidity, regulatory capital ratios and capital distributions may differ, possibly materially, from what is currently expected. Statements about the firm’s future effective income tax rate are subject to the risk that the firm’s future effective income tax rate may differ from the anticipated rate indicated, possibly materially, due to, among other things, changes in the tax rates applicable to the firm, the firm’s earnings mix or profitability, the entities in which the firm generates profits and the assumptions made in forecasting the firm’s expected tax rate, and potential future guidance from the U.S. IRS. Statements about the firm’s Investment banking fees backlog and future results are subject to the risk that transactions may be modified or may not be completed at all, and related net revenues may not be realized or may be materially less than expected. Important factors that could have such a result include, for underwriting transactions, a decline or weakness in general economic conditions, an outbreak or worsening of hostilities, including the escalation or continuation of the war between Russia and Ukraine, continuing volatility in the securities markets or an adverse development with respect to the issuer of the securities and, for financial advisory transactions, a decline in the securities markets, an inability to obtain adequate financing, an adverse development with respect to a party to the transaction or a failure to obtain a required regulatory approval. Statements regarding the firm’s planned 2023 benchmark debt issuances are subject to the risk that actual issuances may differ, possibly materially, due to changes in market conditions, business opportunities or the firm’s funding needs. Statements about the impact of Russia’s invasion of Ukraine and related sanctions and other developments on the firm’s business, results and financial position are subject to the risks that hostilities may escalate and expand, that sanctions may increase and that the actual impact may differ, possibly materially, from what is currently expected. 12

Footnotes 1. Return on average common shareholders’ equity (ROE) is calculated by dividing net earnings (or annualized net earnings for annualized ROE) applicable to common shareholders by average monthly common shareholders’ equity. Return on average tangible common shareholders’ equity (ROTE) is calculated by dividing net earnings (or annualized net earnings for annualized ROTE) applicable to common shareholders by average monthly tangible common shareholders’ equity. Tangible common shareholders’ equity is calculated as total shareholders’ equity less preferred stock, goodwill and identifiable intangible assets. Tangible book value per common share (TBVPS) is calculated by dividing tangible common shareholders’ equity by basic shares. Management believes that tangible common shareholders’ equity and TBVPS are meaningful because they are measures that the firm and investors use to assess capital adequacy and that ROTE is meaningful because it measures the performance of businesses consistently, whether they were acquired or developed internally. Tangible common shareholders’ equity, ROTE and TBVPS are non-GAAP measures and may not be comparable to similar non-GAAP measures used by other companies. The table below presents a reconciliation of average and ending common shareholders’ equity to average and ending tangible common shareholders’ equity: AVERAGE FOR THE AS OF THREE MONTHS ENDED YEAR ENDED Unaudited, $ in millions DECEMBER 31, 2022 DECEMBER 31, 2022 DECEMBER 31, 2022 SEPTEMBER 30, 2022 DECEMBER 31, 2021 Total shareholders’ equity $ 118,244 $ 115,990 $ 117,189 $ 119,290 $ 109,926 Preferred stock (10,703) (10,703) (10,703) (10,703) (10,703) Common shareholders’ equity 107,541 105,287 106,486 108,587 99,223 Goodwill (6,319) (5,726) (6,374) (6,288) (4,285) Identifiable intangible assets (1,976) (1,583) (2,009) (1,963) (418) Tangible common shareholders’ equity $ 99,246 $ 97,978 $ 98,103 $ 100,336 $ 94,520 2. Dealogic – January 1, 2022 through December 31, 2022. 3. For information about the following items, see the referenced sections in Part I, Item 2 “Management’s Discussion and Analysis of Financial Condition and Results of Operations” in the firm’s Quarterly Report on Form 10-Q for the period ended September 30, 2022: (i) Investment banking fees backlog – see “Results of Operations – Investment Banking” (ii) assets under supervision – see “Results of Operations – Assets Under Supervision” (iii) efficiency ratio – see “Results of Operations – Operating Expenses” (iv) basic shares – see “Balance Sheet and Funding Sources – Balance Sheet Analysis and Metrics” (v) share repurchase program – see “Capital Management and Regulatory Capital – Capital Management” and (vi) global core liquid assets – see “Risk Management – Liquidity Risk Management.” For information about risk-based capital ratios and the supplementary leverage ratio, see Note 20 “Regulation and Capital Adequacy” in Part I, Item 1 “Financial Statements (Unaudited)” in the firm’s Quarterly Report on Form 10-Q for the period ended September 30, 2022. 4. Represents a preliminary estimate for the fourth quarter of 2022 and may be revised in the firm’s Annual Report on Form 10-K for the year ended December 31, 2022. 5. In the third quarter of 2022, based on regulatory feedback, the firm revised certain interpretations of the Capital Rules underlying the calculation of Standardized RWAs and Advanced RWAs. As of December 31, 2021, this change would have increased both Standardized RWAs and Advanced RWAs by approximately $6 billion to $683 billion and $654 billion, respectively. These increases would have reduced the firm’s Standardized CET1 capital ratio of 14.2% by 0.1 percentage points and Advanced CET1 capital ratio of 14.9% by 0.2 percentage points. 13