EX-99.2 3 loanindustriesanddefer.htm EXHIBIT 99.2 Exhibit
Exhibit 99.2

The following tables present the Company’s commercial and industrial and commercial real estate loan portfolios at March 31, 2020 by industry sector:

Commercial and industrial loans
 
 
 
 
 
 
 
Industry
 
Loan Balance
(in millions)
 
Percentage of C&I Loans
 
Percentage of Total Loans
Accommodation and Food Service
 
$
278

 
9
%
 
1
%
Administrative and Support and Waste Management
 
113

 
4
%
 
1
%
Agriculture, Forestry, Fishing and Hunting
 
20

 
1
%
 
0
%
Arts, Entertainment, and Recreation
 
47

 
2
%
 
0
%
Construction
 
208

 
7
%
 
1
%
Educational Service
 
80

 
3
%
 
0
%
Finance and Insurance
 
199

 
7
%
 
1
%
Health Care and Social Assistance
 
653

 
21
%
 
3
%
Information
 
29

 
1
%
 
0
%
Management of Companies and Enterprises
 
2

 
0
%
 
0
%
Manufacturing
 
213

 
7
%
 
1
%
Mining, Quarrying, and Oil and Gas Extraction
 
61

 
2
%
 
0
%
Professional, Scientific, and Technical Services
 
79

 
3
%
 
0
%
Public Administration
 
1

 
0
%
 
0
%
Real Estate and Rental
 
511

 
17
%
 
2
%
Retail Trade - clothing, home, gasoline, health
 
83

 
3
%
 
0
%
Retail Trade - sporting, hobby, vending, e-commerce
 
7

 
0
%
 
0
%
Transportation - air, rail, truck, water, pipeline
 
196

 
6
%
 
1
%
Utilities
 
2

 
0
%
 
0
%
Wholesale Trade
 
101

 
3
%
 
0
%
Other
 
173

 
6
%
 
1
%
Total Commercial and Industrial
 
$
3,056

 
100
%
 
14
%

Commercial real estate loans
 
 
 
 
 
 
 
Industry
 
Loan Balance
(in millions)
 
Percentage of CRE Loans
 
Percentage of Total Loans
Accommodation and Food Service
 
$
109

 
2
%
 
1
%
Arts, Entertainment, and Recreation
 
18

 
0
%
 
0
%
Health Care and Social Assistance
 
42

 
1
%
 
0
%
Mixed Use Property
 
426

 
9
%
 
2
%
Office
 
1,179

 
25
%
 
6
%
Retail Store
 
939

 
20
%
 
4
%
Shopping Center
 
835

 
18
%
 
4
%
Warehouse
 
789

 
17
%
 
4
%
Other
 
345

 
7
%
 
2
%
Total Commercial Real Estate
 
$
4,682

 
100
%
 
22
%




The following table presents the Company’s deferral requests by portfolio segment as of April 22, 2020:

($ in millions)
 
Loan Balance at March 31, 2020
 
Loan Balance of Deferral Requests
 
Percentage of Portfolio
Commercial and industrial
 
$
3,056

 
575

 
19
%
Commercial real estate
 
4,682

 
1,236

 
26
%
Multi-family
 
7,620

 
1,096

 
14
%
Construction
 
275

 
—

 
0
%
Residential
 
4,956

 
618

 
12
%
Consumer
 
699

 
17

 
2
%
Total loans
 
$
21,286

 
3,543

 
17
%