The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co COM 88579Y101   326,367 3,105 SH   SOLE   0 0 3,105
ABBOTT LABS COM COM 002824100   632,267 6,244 SH   SOLE   0 0 6,244
ABBVIE INC COM COM 00287Y109   998,931 6,268 SH   SOLE   0 0 6,268
Alliant Energy COM 018802108   347,207 6,502 SH   SOLE   0 0 6,502
Alphabet Inc Cap Stk Class A CAP STK CL A 02079K305   785,755 7,575 SH   SOLE   0 0 7,575
Alphabet Inc Cap Stk Class C CAP STK CL C 02079K107   678,080 6,520 SH   SOLE   0 0 6,520
Amazon Com Inc COM 023135106   1,884,010 18,240 SH   SOLE   0 0 18,240
Amgen COM 031162100   379,789 1,571 SH   SOLE   0 0 1,571
Apple Inc COM 037833100   2,929,806 17,767 SH   SOLE   0 0 17,767
Berkshire Hathaway B CL B NEW 084670702   1,700,088 5,506 SH   SOLE   0 0 5,506
BNY MELLON US LARGE CAP CORE EQUITY ETF US LRG CP CORE 09661T107   941,671 12,366 SH   SOLE   0 0 12,366
BOEING CO COM 097023105   236,859 1,115 SH   SOLE   0 0 1,115
CF BANKSHARES INC COM 12520L109   359,307 18,426 SH   SOLE   0 0 18,426
CHEVRON CORP COM 166764100   223,366 1,369 SH   SOLE   0 0 1,369
CINCINNATI FINL CORP COM 172062101   218,556 1,950 SH   SOLE   0 0 1,950
COCA COLA CO COM 191216100   730,651 11,779 SH   SOLE   0 0 11,779
Colgate-Palmolive COM 194162103   546,942 7,278 SH   SOLE   0 0 7,278
Comcast Corp A CL A 20030N101   475,240 12,536 SH   SOLE   0 0 12,536
COMMUNITIES FIRST FINL CORP COM 20344D104   242,668 3,858 SH   SOLE   0 0 3,858
Deutsche MSCI EAFE Hedged Equity ETF XTRACK MSCI EAFE 233051200   599,562 17,033 SH   SOLE   0 0 17,033
Dimensional ETF TR U S Core Equity 2 ETF US CORE EQUITY 2 25434V708   386,302 15,161 SH   SOLE   0 0 15,161
Dimensional ETF TR World EX U S Core Equity 2 ETF WORLD EX US CORE 25434V880   315,714 13,691 SH   SOLE   0 0 13,691
DTE Energy Co COM 233331107   307,302 2,805 SH   SOLE   0 0 2,805
EATON CORPORATION PLC SHS G29183103   308,069 1,798 SH   SOLE   0 0 1,798
Ecolab COM 278865100   455,373 2,751 SH   SOLE   0 0 2,751
Exxon Mobil Corp COM 30231G102   686,143 6,257 SH   SOLE   0 0 6,257
FIRST TR LOW DURATION OPPOR ETF FST LOW OPPT EFT 33739Q200   845,719 17,667 SH   SOLE   0 0 17,667
Home Depot Inc. COM 437076102   268,559 910 SH   SOLE   0 0 910
Honeywell Intl Inc COM 438516106   565,715 2,960 SH   SOLE   0 0 2,960
Innovator ETFS Equity Buffer ETF January US EQTY BUFR JAN 45782C409   237,576 6,757 SH   SOLE   0 0 6,757
Innovator ETFS S&P 500 Buffer - Jan S&P 500 Power 45782C508   630,758 18,993 SH   SOLE   0 0 18,993
Innovator ETFS TR S&P 500 Power Buffer ETF S&P 500 PWRETF 45782C797   1,381,883 43,689 SH   SOLE   0 0 43,689
INNOVATOR ETFS TR U S EQUITY BUFFER ETF NOV US EQTY BUF NOV 45782C581   204,137 6,459 SH   SOLE   0 0 6,459
Innovator S&P 500 Buffer S&P 500 BUFFER 45782C755   485,888 15,184 SH   SOLE   0 0 15,184
Innovator S&P 500 PWR Buffer COM 45782C870   398,223 13,545 SH   SOLE   0 0 13,545
Innovator S&P 500 Pwr Buffer S&P 500 POWER 45782C573   1,319,446 41,492 SH   SOLE   0 0 41,492
Innovator S&P 500 PWR Buffer ETF Mary COM 45782C318   381,692 13,244 SH   SOLE   0 0 13,244
Innovator S&P 500 Pwr ETF-June COM 45782C748   294,089 9,556 SH   SOLE   0 0 9,556
Innovator S&P 500 PwrBuff Dec S&P 500 PWR BU 45782C540   1,597,251 50,787 SH   SOLE   0 0 50,787
Innovator TR Equity Pwr Buffer July US EQTY PWR BUF 45782C813   343,895 10,869 SH   SOLE   0 0 10,869
Innovator TR Equity Pwr Buffer Sept US EQTY PWR BUF 45782C656   270,751 8,825 SH   SOLE   0 0 8,825
International Business Machines COM 459200101   1,063,140 8,110 SH   SOLE   0 0 8,110
Invesco Clean Energy WILDERHIL CLAN 46137V134   605,302 14,979 SH   SOLE   0 0 14,979
IRON MTN INC COM 46284V101   211,640 4,000 SH   SOLE   0 0 4,000
ISHARES 1-3 R TREAS BD ETF 1 3 YR TREAS BD 464287457   3,604,195 43,868 SH   SOLE   0 0 43,868
iShares Core S&P 500 ETF CORE S&P500 ETF 464287200   80,534,043 195,908 SH   SOLE   0 0 195,908
iShares Core S&P Mid-Cap ETF CORE S&P MCP ETF 464287507   30,818,461 123,195 SH   SOLE   0 0 123,195
ISHARES INC MSCI EMERGING MKTS ASIA ETF MSCI EM ASIA ETF 464286426   543,428 8,178 SH   SOLE   0 0 8,178
ISHARES INC MSCI EMERGING MKTS EX CHINA ETF MSCI EMRG CHN 46434G764   305,057 6,184 SH   SOLE   0 0 6,184
ISHARES INC MSCI WORLD INDEX FD MSCI WORLD ETF 464286392   468,915 3,985 SH   SOLE   0 0 3,985
IShares MSCI 400 Social ETF COM 464288570   899,537 11,534 SH   SOLE   0 0 11,534
iShares MSCI ACWI Index ETF MSCI ACWI ETF 464288257   3,288,870 36,078 SH   SOLE   0 0 36,078
iShares MSCI EAFE ETF MSCI EAFE ETF 464287465   2,896,846 40,504 SH   SOLE   0 0 40,504
iShares MSCI Emerging Markets ETF MSCI EMG MKT ETF 464287234   1,389,466 35,212 SH   SOLE   0 0 35,212
Ishares Russell 1000 ETF RUS 1000 ETF 464287622   5,094,477 22,619 SH   SOLE   0 0 22,619
iShares Russell 1000 Growth ETF RUS 1000 GRW ETF 464287614   14,149,150 57,910 SH   SOLE   0 0 57,910
iShares Russell 1000 Value ETF RUS 1000 VAL ETF 464287598   10,470,894 68,770 SH   SOLE   0 0 68,770
iShares Russell Mid-Cap ETF RUS MID CP ETF 464287499   1,917,626 27,426 SH   SOLE   0 0 27,426
iShares Russell Mid-Cap Growth ETF RUS MD CP GR ETF 464287481   543,751 5,972 SH   SOLE   0 0 5,972
iShares S&P 500 Growth S&P 500 GRWT ETF 464287309   1,690,977 26,467 SH   SOLE   0 0 26,467
iShares S&P 500 Value ETF S&P 500 VAL ETF 464287408   2,337,559 15,403 SH   SOLE   0 0 15,403
ISHARES TR 3 7 YR TREAS BD ETF 3 7 YR Treas BD 464288661   5,640,965 47,947 SH   SOLE   0 0 47,947
ISHARES TR 7-10 YR TREAS BD ETF 7-10 YR TRSY BD 464287440   4,924,876 49,686 SH   SOLE   0 0 49,686
ISHARES TR BARCLAYS 20 YR TREAS BD ETF 20 YR TR BD ETF 464287432   1,130,181 10,625 SH   SOLE   0 0 10,625
ISHARES TR BIOTECHNOLOGY ETF ISHARES BIOTECH 464287556   264,261 2,046 SH   SOLE   0 0 2,046
ISHARES TR CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842   224,683 3,361 SH   SOLE   0 0 3,361
ISHARES TR CORE S&P U S GROWTH ETF CORE S&P US GWT 464287671   355,080 4,000 SH   SOLE   0 0 4,000
ISHARES TR ESG 1-5 YR CORPORATE BD ETF ESG AWRE 1 5 YR 46435G243   290,500 12,074 SH   SOLE   0 0 12,074
ISHARES TR ESG AWARE U S AGGREGATE BD ETF ESG AWR US AGRGT 46435U549   1,437,571 29,912 SH   SOLE   0 0 29,912
ISHARES TR ESG AWARE USD CORPORATE BD ETF ESG AWRE USD ETF 46435G193   379,471 16,488 SH   SOLE   0 0 16,488
ISHARES TR NATL MUN BD ETF FD NATIONAL MUN ETF 464288414   210,201 1,951 SH   SOLE   0 0 1,951
IShares TR Russell 2000 RUSSELL 2000 ETF 464287655   246,727 1,383 SH   SOLE   0 0 1,383
Ishares TR Russell Mid Cap Value RUS MDCP VAL ETF 464287473   826,873 7,786 SH   SOLE   0 0 7,786
IsharesMSCI USA ESG Select ETF MSCI USA ESG SLC 464288802   569,540 6,489 SH   SOLE   0 0 6,489
Johnson & Johnson COM 478160104   805,070 5,194 SH   SOLE   0 0 5,194
JP Morgan Chase COM 46625H100   585,092 4,490 SH   SOLE   0 0 4,490
Lam Research Corp COM 512807108   327,614 618 SH   SOLE   0 0 618
Lilly Eli & Co COM 532457108   365,399 1,064 SH   SOLE   0 0 1,064
McDonalds Corp COM 580135101   494,350 1,768 SH   SOLE   0 0 1,768
Merck & Co COM 58933Y105   1,173,907 11,034 SH   SOLE   0 0 11,034
Microsoft Corp COM 594918104   1,974,567 6,849 SH   SOLE   0 0 6,849
NEXTERA ENERGY INC COM COM 65339F101   271,938 3,528 SH   SOLE   0 0 3,528
Nushares ESG Mid Cap Value NUVEEN ESG MIDVL 67092P508   528,299 18,408 SH   SOLE   0 0 18,408
NVIDIA CORP COM 67066G104   223,883 806 SH   SOLE   0 0 806
Oracle Corp COM 68389X105   393,145 4,231 SH   SOLE   0 0 4,231
PepsiCo COM 713448108   871,611 4,781 SH   SOLE   0 0 4,781
PFIZER INC COM COM 717081103   415,874 10,193 SH   SOLE   0 0 10,193
PowerShares QQQ ETF UNIT SER 1 73935A104   4,142,885 12,909 SH   SOLE   0 0 12,909
PowerShares Water Resources ETF WATER RES PORT 73935X575   1,072,548 20,104 SH   SOLE   0 0 20,104
Proctor & Gamble COM 742718109   1,001,427 6,735 SH   SOLE   0 0 6,735
RAYTHEON TECHNOLOGIES CORP COM COM 75513E101   320,819 3,276 SH   SOLE   0 0 3,276
Rydex Guggenheim S&P 500 Equal Weight ETF GUG S&P 500 EQ WT 78355W106   7,683,619 53,130 SH   SOLE   0 0 53,130
SALESFORCE INC COM 79466L302   301,668 1,510 SH   SOLE   0 0 1,510
Schwab Strategic Large Cap Gwth US LCAP GR ETF 808524300   915,639 14,050 SH   SOLE   0 0 14,050
SCHWAB STRATEGIC TR US SMALL-CAP ETF US SML CAP ETF 808524607   297,829 7,103 SH   SOLE   0 0 7,103
Schwab Strategic US Large Cap US LRG CAP ETF 808524201   251,331 5,196 SH   SOLE   0 0 5,196
Select Sector SPDR TR TECHNOLOGY 81369Y803   2,104,777 13,938 SH   SOLE   0 0 13,938
Select Sector SPDR TR Energy ENERGY 81369Y506   1,161,028 14,017 SH   SOLE   0 0 14,017
SOUTHERN CO COM COM 842587107   361,399 5,194 SH   SOLE   0 0 5,194
SPDR Gold ETF GOLD SHS 78463V107   1,016,871 5,550 SH   SOLE   0 0 5,550
SPDR Index S&P Emerging Mkts ETF PORTFOLIO EMG MK 78463X509   1,398,135 40,965 SH   SOLE   0 0 40,965
SPDR S&P 400 MID CAP PORTFOLIO MD ETF 78464A847   10,398,240 236,646 SH   SOLE   0 0 236,646
SPDR S&P 500 ETF TR UNIT 78462F103   33,268,742 81,264 SH   SOLE   0 0 81,264
SPDR S&P 500 ETF PORTFOLIO LR ETF 78464A854   18,347,796 381,055 SH   SOLE   0 0 381,055
SPDR S&P 500 FOSSIL SPDR S&P500 ETF 78468R796   10,129,391 304,735 SH   SOLE   0 0 304,735
SPDR S&P 500 VALUE ETF PRTFLO S&P500 VL 78464A508   4,023,675 98,813 SH   SOLE   0 0 98,813
SPDR S&P Mid-Cap 400 ETF UTSER1 S&PDCRP 78467Y107   5,468,373 11,929 SH   SOLE   0 0 11,929
SPDR SER TR S&P 400 MID CAP GROWTH ETF S&P 400 MDCP GRW 78464A821   209,769 3,065 SH   SOLE   0 0 3,065
SPDR SER TR S&P 500 ESG ETF S&P 500 ESG ETF 78468R531   570,592 14,471 SH   SOLE   0 0 14,471
SPDR SER TR S&P COMPUTER SOFTWARE ETF COMP SOFTWARE 78464A599   209,711 1,704 SH   SOLE   0 0 1,704
SPDR SER TR S&P METALS & MNG ETF S&P METALS MNG 78464A755   897,341 16,880 SH   SOLE   0 0 16,880
SPDR SER TR S&P TRANSN ETF S&P TRANSN ETF 78464A532   201,249 2,777 SH   SOLE   0 0 2,777
SPDR TR S&P 500 Growth PRTFLO S&P500 GW 78464A409   2,960,155 53,471 SH   SOLE   0 0 53,471
STANDARD LITHIUM CP COM 853606101   236,560 62,650 SH   SOLE   0 0 62,650
Thermo Fisher Scientific COM 883556102   254,756 442 SH   SOLE   0 0 442
TRI CONTL CORP COM COM 895436103   459,342 17,301 SH   SOLE   0 0 17,301
UNION PAC CORP COM COM 907818108   258,820 1,286 SH   SOLE   0 0 1,286
Vanguard Growth ETF GROWTH ETF 922908736   1,235,726 4,954 SH   SOLE   0 0 4,954
VANGUARD INDEX FDS MID-CAP VALUE ETF MCAP VL IDXVIP 922908512   363,196 2,709 SH   SOLE   0 0 2,709
VANGUARD INDEX FDS VANGUARD EXTENDED MKT ETF EXTEND MKT ETF 922908652   281,662 2,009 SH   SOLE   0 0 2,009
VANGUARD INDEX FDS VANGUARD TOTAL STK MKT ETF TOTAL STK MKT 922908769   452,082 2,215 SH   SOLE   0 0 2,215
Vanguard Intl Equity Emerging Mkts ETF FTSE EMR MKT ETF 922042858   500,354 12,385 SH   SOLE   0 0 12,385
VANGUARD INTL FD FTSE DEVELOPED MKTS ETF VAN FTSE DEV MKT 921943858   202,000 4,472 SH   SOLE   0 0 4,472
VANGUARD LARGE CAP ETF LARGE CAP ETF 922908637   615,726 3,296 SH   SOLE   0 0 3,296
Vanguard Mid-Cap ETF MID CAP ETF 922908629   4,376,590 20,750 SH   SOLE   0 0 20,750
Vanguard Russell 1000 Index VNG RUS1000IDX 92206C730   580,977 3,118 SH   SOLE   0 0 3,118
Vanguard S&P 500 ETF S&P500 ETF SHS 922908363   1,558,810 4,145 SH   SOLE   0 0 4,145
Vanguard Value ETF VALUE ETF 922908744   935,833 6,776 SH   SOLE   0 0 6,776
Vanguard Whitehall High Div Yld ETF HIGH DIV YLD 921946406   545,752 5,173 SH   SOLE   0 0 5,173
VISA INC COM 92826C839   219,824 975 SH   SOLE   0 0 975
Walt Disney Company COM 254687106   490,136 4,895 SH   SOLE   0 0 4,895
Wedbush Video Game Tech ETF WEDBUSH VID GAME 26924G706   262,143 4,286 SH   SOLE   0 0 4,286
World Gold TR Minishares ETF SWPD GLD MINIS 98149E204   5,685,773 145,379 SH   SOLE   0 0 145,379
Zomedica Corp COM 98980M109   8,710 41,143 SH   SOLE   0 0 41,143