The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   12,048,000 116,643 SH   SOLE   0 0 116,643
AMERICAN EXPRESS CO COM 025816109   256,000 1,556 SH   SOLE   0 0 1,556
AMGEN INC COM 031162100   237,000 981 SH   SOLE   0 0 981
APPLE INC COM 037833100   43,273,000 262,425 SH   SOLE   0 0 262,425
BANK AMERICA CORP COM 060505104   1,187,000 41,507 SH   SOLE   0 0 41,507
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,884,000 6,104 SH   SOLE   0 0 6,104
BOEING CO COM 097023105   202,000 952 SH   SOLE   0 0 952
BRISTOL-MYERS SQUIBB CO COM 110122108   213,000 3,086 SH   SOLE   0 0 3,086
DISNEY WALT CO COM 254687106   232,000 2,319 SH   SOLE   0 0 2,319
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808   238,000 4,981 SH   SOLE   0 0 4,981
GOLDMAN SACHS ETF TR EQUAL WEIGHT US 381430438   323,000 5,373 SH   SOLE   0 0 5,373
HOME DEPOT INC COM 437076102   301,000 1,023 SH   SOLE   0 0 1,023
HONEYWELL INTL INC COM 438516106   345,000 1,806 SH   SOLE   0 0 1,806
INTERNATIONAL BUSINESS MACHS COM 459200101   452,000 3,455 SH   SOLE   0 0 3,455
ISHARES TR CORE S&P500 ETF 464287200   563,000 1,370 SH   SOLE   0 0 1,370
ISHARES TR CORE US AGGBD ET 464287226   28,272,000 283,743 SH   SOLE   0 0 283,743
ISHARES TR RUS MID CAP ETF 464287499   282,000 4,035 SH   SOLE   0 0 4,035
ISHARES TR EXPND TEC SC ETF 464287549   286,000 845 SH   SOLE   0 0 845
ISHARES TR RUSSELL 2000 ETF 464287655   2,354,000 13,197 SH   SOLE   0 0 13,197
ISHARES TR RUS TOP 200 ETF 464289446   239,000 2,463 SH   SOLE   0 0 2,463
JOHNSON & JOHNSON COM 478160104   885,000 5,711 SH   SOLE   0 0 5,711
KEYCORP COM 493267108   234,000 18,706 SH   SOLE   0 0 18,706
LOCKHEED MARTIN CORP COM 539830109   318,000 673 SH   SOLE   0 0 673
MCDONALDS CORP COM 580135101   621,000 2,223 SH   SOLE   0 0 2,223
MICROSOFT CORP COM 594918104   2,980,000 10,338 SH   SOLE   0 0 10,338
MICROCHIP TECHNOLOGY INC. COM 595017104   285,000 3,404 SH   SOLE   0 0 3,404
MONDELEZ INTL INC CL A 609207105   202,000 2,911 SH   SOLE   0 0 2,911
NIKE INC CL B 654106103   322,000 2,631 SH   SOLE   0 0 2,631
NUCOR CORP COM 670346105   947,000 6,136 SH   SOLE   0 0 6,136
PACIRA BIOSCIENCES INC COM 695127100   224,000 5,500 SH   SOLE   0 0 5,500
PEPSICO INC COM 713448108   546,000 2,999 SH   SOLE   0 0 2,999
PHILIP MORRIS INTL INC COM 718172109   582,000 5,993 SH   SOLE   0 0 5,993
PROCTER AND GAMBLE CO COM 742718109   534,000 3,596 SH   SOLE   0 0 3,596
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   96,758,000 2,022,130 SH   SOLE   0 0 2,022,130
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   1,236,000 25,560 SH   SOLE   0 0 25,560
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   356,000 5,248 SH   SOLE   0 0 5,248
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   12,485,000 297,775 SH   SOLE   0 0 297,775
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   42,206,000 576,904 SH   SOLE   0 0 576,904
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   11,709,000 232,191 SH   SOLE   0 0 232,191
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   15,068,000 308,834 SH   SOLE   0 0 308,834
UNION PAC CORP COM 907818108   1,520,000 7,553 SH   SOLE   0 0 7,553
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   207,000 2,718 SH   SOLE   0 0 2,718
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   950,000 9,006 SH   SOLE   0 0 9,006
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,430,000 28,234 SH   SOLE   0 0 28,234
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   393,000 1,046 SH   SOLE   0 0 1,046
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   787,000 9,483 SH   SOLE   0 0 9,483
VANGUARD INDEX FDS LARGE CAP ETF 922908637   212,000 1,135 SH   SOLE   0 0 1,135
VANGUARD INDEX FDS GROWTH ETF 922908736   581,000 2,331 SH   SOLE   0 0 2,331
VANGUARD INDEX FDS VALUE ETF 922908744   509,000 3,688 SH   SOLE   0 0 3,688
VANGUARD INDEX FDS SMALL CP ETF 922908751   536,000 2,830 SH   SOLE   0 0 2,830
VANGUARD INDEX FDS TOTAL STK MKT 922908769   5,950,000 29,156 SH   SOLE   0 0 29,156
WELLS FARGO CO NEW COM 949746101   249,000 6,687 SH   SOLE   0 0 6,687
INVESCO QQQ TR UNIT SER 1 46090E103   116,621,000 363,387 SH   SOLE   0 0 363,387
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108   12,304,000 770,964 SH   SOLE   0 0 770,964
AT&T INC COM 00206R102   262,000 13,653 SH   SOLE   0 0 13,653
ABBVIE INC COM 00287Y109   618,000 3,878 SH   SOLE   0 0 3,878
ALPHABET INC CAP STK CL C 02079K107   1,354,000 13,020 SH   SOLE   0 0 13,020
ALPHABET INC CAP STK CL A 02079K305   1,101,000 10,620 SH   SOLE   0 0 10,620
ALTRIA GROUP INC COM 02209S103   421,000 9,451 SH   SOLE   0 0 9,451
ARES CAPITAL CORP COM 04010L103   408,000 22,331 SH   SOLE   0 0 22,331
BARINGS BDC INC COM 06759L103   81,000 10,276 SH   SOLE   0 0 10,276
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   29,255,000 555,136 SH   SOLE   0 0 555,136
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   21,892,000 870,833 SH   SOLE   0 0 870,833
ETF MANAGERS TR PRIME CYBR SCRTY 26924G201   396,000 8,300 SH   SOLE   0 0 8,300
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   424,000 34,007 SH   SOLE   0 0 34,007
EXXON MOBIL CORP COM 30231G102   249,000 2,276 SH   SOLE   0 0 2,276
FIRST TR EXCHNG TRADED FD VI CBOE VEST US BUF 33740F748   1,491,000 40,493 SH   SOLE   0 0 40,493
FIRST TR EXCHNG TRADED FD VI US EQT BUFFER 33740F763   875,000 23,417 SH   SOLE   0 0 23,417
FIRST TR EXCHNG TRADED FD VI CBOE EQT BUFER 33740F847   1,015,000 27,011 SH   SOLE   0 0 27,011
FIRST TR EXCHNG TRADED FD VI VEST US BUFFER 33740F862   432,000 11,853 SH   SOLE   0 0 11,853
FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQT 33740U786   22,826,000 731,200 SH   SOLE   0 0 731,200
FIRST TR EXCHNG TRADED FD VI FT CBOE VEST US 33740U844   1,428,000 44,457 SH   SOLE   0 0 44,457
FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQT 33740U885   209,000 6,785 SH   SOLE   0 0 6,785
INNOVATOR ETFS TR US EQTY PWR BUF 45782C383   259,000 8,073 SH   SOLE   0 0 8,073
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282   32,483,000 117,701 SH   SOLE   0 0 117,701
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   2,929,000 20,257 SH   SOLE   0 0 20,257
ISHARES TR MSCI USA MIN VOL 46429B697   825,000 11,342 SH   SOLE   0 0 11,342
JPMORGAN CHASE & CO COM 46625H100   1,081,000 8,301 SH   SOLE   0 0 8,301
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   24,447,000 447,752 SH   SOLE   0 0 447,752
NEXTERA ENERGY INC COM 65339F101   396,000 5,148 SH   SOLE   0 0 5,148
NVIDIA CORPORATION COM 67066G104   417,000 1,502 SH   SOLE   0 0 1,502
PROSHARES TR S&P MDCP 400 DIV 74347B680   25,696,000 363,205 SH   SOLE   0 0 363,205
SPDR S&P 500 ETF TR TR UNIT 78462F103   10,177,000 24,861 SH   SOLE   0 0 24,861
SPDR SER TR S&P DIVID ETF 78464A763   1,484,000 12,000 SH   SOLE   0 0 12,000
SSGA ACTIVE ETF TR ULT SHT TRM BD 78467V707   8,219,000 204,203 SH   SOLE   0 0 204,203
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   27,297,000 665,298 SH   SOLE   0 0 665,298
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   32,825,000 253,558 SH   SOLE   0 0 253,558
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   27,357,000 366,181 SH   SOLE   0 0 366,181
SELECT SECTOR SPDR TR ENERGY 81369Y506   481,000 5,809 SH   SOLE   0 0 5,809
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   269,000 8,387 SH   SOLE   0 0 8,387
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   3,829,000 25,360 SH   SOLE   0 0 25,360
SIRIUS XM HOLDINGS INC COM 82968B103   41,000 10,429 SH   SOLE   0 0 10,429
SIXTH STREET SPECIALTY LENDI COM 83012A109   484,000 26,472 SH   SOLE   0 0 26,472
TESLA INC COM 88160R101   369,000 1,780 SH   SOLE   0 0 1,780
UNITEDHEALTH GROUP INC COM 91324P102   470,000 995 SH   SOLE   0 0 995
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   6,582,000 133,679 SH   SOLE   0 0 133,679
VANGUARD WORLD FDS ENERGY ETF 92204A306   253,000 2,223 SH   SOLE   0 0 2,223
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   348,000 4,476 SH   SOLE   0 0 4,476
VANGUARD WORLD FDS INF TECH ETF 92204A702   7,629,000 19,794 SH   SOLE   0 0 19,794
VERIZON COMMUNICATIONS INC COM 92343V104   402,000 10,352 SH   SOLE   0 0 10,352
VISA INC COM CL A 92826C839   283,000 1,256 SH   SOLE   0 0 1,256
WISDOMTREE TR US QTLY DIV GRT 97717X669   31,146,000 499,629 SH   SOLE   0 0 499,629