The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AON PLC SHS CL A G0403H108   4,330,843 13,536 SH   SOLE   0 0 13,536
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   596,368 2,117 SH   SOLE   0 0 2,117
MEDTRONIC PLC SHS G5960L103   316,386 3,943 SH   SOLE   0 0 3,943
WILLIS TOWERS WATSON PLC LTD SHS G96629103   1,666,163 7,097 SH   SOLE   0 0 7,097
CHUBB LIMITED COM H1467J104   1,734,498 8,848 SH   SOLE   0 0 8,848
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   530,609 5,587 SH   SOLE   0 0 5,587
AT&T INC COM 00206R102   818,075 41,803 SH   SOLE   0 0 41,803
ABBOTT LABS COM 002824100   1,984,124 19,133 SH   SOLE   0 0 19,133
ABBVIE INC COM 00287Y109   1,689,589 10,476 SH   SOLE   0 0 10,476
ADOBE SYSTEMS INCORPORATED COM 00724F101   837,909 2,227 SH   SOLE   0 0 2,227
ADVISORSHARES TR NEWFLT MULSINC 00768Y727   298,627 6,631 SH   SOLE   0 0 6,631
ADVANCED MICRO DEVICES INC COM 007903107   466,038 4,881 SH   SOLE   0 0 4,881
AIM ETF PRODUCTS TRUST US LRG CP BUF20 00888H208   419,958 15,531 SH   SOLE   0 0 15,531
AIM ETF PRODUCTS TRUST US LRG CP BUFR20 00888H505   587,468 20,157 SH   SOLE   0 0 20,157
ALPHABET INC CAP STK CL C 02079K107   1,761,009 16,466 SH   SOLE   0 0 16,466
ALPHABET INC CAP STK CL A 02079K305   919,322 8,637 SH   SOLE   0 0 8,637
ALTRIA GROUP INC COM 02209S103   1,551,192 34,858 SH   SOLE   0 0 34,858
AMAZON COM INC COM 023135106   3,015,233 29,611 SH   SOLE   0 0 29,611
AMERICAN ELEC PWR CO INC COM 025537101   414,564 4,390 SH   SOLE   0 0 4,390
AMERICAN EXPRESS CO COM 025816109   245,681 1,525 SH   SOLE   0 0 1,525
THE NECESSITY RETAIL REIT IN COM CLASS A 02607T109   259,934 41,325 SH   SOLE   0 0 41,325
AMGEN INC COM 031162100   668,162 2,663 SH   SOLE   0 0 2,663
AMPHENOL CORP NEW CL A 032095101   1,819,971 23,208 SH   SOLE   0 0 23,208
ANALOG DEVICES INC COM 032654105   357,207 1,871 SH   SOLE   0 0 1,871
APOLLO TACTICAL INCOME FD IN COM 037638103   142,761 11,616 SH   SOLE   0 0 11,616
APPLE INC COM 037833100   9,654,543 59,605 SH   SOLE   0 0 59,605
APPLIED MATLS INC COM 038222105   550,915 4,729 SH   SOLE   0 0 4,729
ARCH RESOURCES INC CL A 03940R107   756,236 5,875 SH   SOLE   0 0 5,875
ASTRAZENECA PLC SPONSORED ADR 046353108   584,075 8,104 SH   SOLE   0 0 8,104
BP PLC SPONSORED ADR 055622104   468,103 11,791 SH   SOLE   0 0 11,791
BANK AMERICA CORP COM 060505104   637,638 22,822 SH   SOLE   0 0 22,822
BELPOINTE PREP LLC UNIT RP LTD LB A 080694102   424,669 4,558 SH   SOLE   0 0 4,558
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,610,690 8,351 SH   SOLE   0 0 8,351
BLACKROCK INC COM 09247X101   577,550 875 SH   SOLE   0 0 875
BLACKSTONE INC COM 09260D107   377,196 4,623 SH   SOLE   0 0 4,623
BOEING CO COM 097023105   284,340 1,349 SH   SOLE   0 0 1,349
BOSTON SCIENTIFIC CORP COM 101137107   2,003,683 39,803 SH   SOLE   0 0 39,803
BRISTOL-MYERS SQUIBB CO COM 110122108   668,825 9,517 SH   SOLE   0 0 9,517
BROADCOM INC COM 11135F101   898,897 1,433 SH   SOLE   0 0 1,433
CBRE GBL REAL ESTATE INC FD COM 12504G100   90,728 16,526 SH   SOLE   0 0 16,526
CF INDS HLDGS INC COM 125269100   369,735 5,016 SH   SOLE   0 0 5,016
CSX CORP COM 126408103   2,021,206 67,396 SH   SOLE   0 0 67,396
CVS HEALTH CORP COM 126650100   440,062 5,787 SH   SOLE   0 0 5,787
CADENCE DESIGN SYSTEM INC COM 127387108   232,514 1,089 SH   SOLE   0 0 1,089
CANOPY GROWTH CORP COM 138035100   18,208 11,380 SH   SOLE   0 0 11,380
CATERPILLAR INC COM 149123101   886,183 4,112 SH   SOLE   0 0 4,112
CELANESE CORP DEL COM 150870103   207,276 1,930 SH   SOLE   0 0 1,930
CHEVRON CORP NEW COM 166764100   2,639,061 15,682 SH   SOLE   0 0 15,682
CISCO SYS INC COM 17275R102   1,301,335 25,352 SH   SOLE   0 0 25,352
CITIGROUP INC COM NEW 172967424   270,058 5,805 SH   SOLE   0 0 5,805
COCA COLA CO COM 191216100   712,798 11,370 SH   SOLE   0 0 11,370
COMCAST CORP NEW CL A 20030N101   402,134 10,519 SH   SOLE   0 0 10,519
CONOCOPHILLIPS COM 20825C104   1,282,580 12,106 SH   SOLE   0 0 12,106
CONSTELLATION BRANDS INC CL A 21036P108   270,506 1,204 SH   SOLE   0 0 1,204
CORECIVIC INC COM 21871N101   172,302 18,118 SH   SOLE   0 0 18,118
COSTCO WHSL CORP NEW COM 22160K105   294,845 597 SH   SOLE   0 0 597
CROWN CASTLE INC COM 22822V101   399,792 2,983 SH   SOLE   0 0 2,983
DBX ETF TR XTRACK USD HIGH 233051432   413,598 12,044 SH   SOLE   0 0 12,044
DNP SELECT INCOME FD INC COM 23325P104   316,450 29,220 SH   SOLE   0 0 29,220
DEERE & CO COM 244199105   634,578 1,682 SH   SOLE   0 0 1,682
DEVON ENERGY CORP NEW COM 25179M103   804,433 15,067 SH   SOLE   0 0 15,067
DISNEY WALT CO COM 254687106   396,439 3,933 SH   SOLE   0 0 3,933
DOVER CORP COM 260003108   1,745,598 12,118 SH   SOLE   0 0 12,118
DOW INC COM 260557103   778,430 13,948 SH   SOLE   0 0 13,948
DUKE ENERGY CORP NEW COM NEW 26441C204   500,327 5,047 SH   SOLE   0 0 5,047
ETFIS SER TR I VIRTUS INFRCAP 26923G822   242,811 12,607 SH   SOLE   0 0 12,607
EASTMAN CHEM CO COM 277432100   227,602 2,778 SH   SOLE   0 0 2,778
EMERSON ELEC CO COM 291011104   270,324 3,201 SH   SOLE   0 0 3,201
ENBRIDGE INC COM 29250N105   339,971 8,702 SH   SOLE   0 0 8,702
EVERGY INC COM 30034W106   218,180 3,472 SH   SOLE   0 0 3,472
EVERSOURCE ENERGY COM 30040W108   224,805 2,794 SH   SOLE   0 0 2,794
EXXON MOBIL CORP COM 30231G102   7,346,889 64,143 SH   SOLE   0 0 64,143
F N B CORP COM 302520101   385,235 33,645 SH   SOLE   0 0 33,645
META PLATFORMS INC CL A 30303M102   627,177 2,921 SH   SOLE   0 0 2,921
FEDEX CORP COM 31428X106   230,218 994 SH   SOLE   0 0 994
FIDELITY COVINGTON TRUST HIGH DIVID ETF 316092840   1,024,523 26,715 SH   SOLE   0 0 26,715
FIRST HORIZON CORPORATION COM 320517105   228,267 12,824 SH   SOLE   0 0 12,824
FISERV INC COM 337738108   260,168 2,288 SH   SOLE   0 0 2,288
FIRSTENERGY CORP COM 337932107   246,687 5,950 SH   SOLE   0 0 5,950
FORD MTR CO DEL COM 345370860   332,368 26,130 SH   SOLE   0 0 26,130
FORTINET INC COM 34959E109   888,264 13,276 SH   SOLE   0 0 13,276
GABELLI EQUITY TR INC COM 362397101   60,033 10,682 SH   SOLE   0 0 10,682
GABELLI UTIL TR COM 36240A101   130,312 17,900 SH   SOLE   0 0 17,900
GALLAGHER ARTHUR J & CO COM 363576109   559,839 2,862 SH   SOLE   0 0 2,862
GARTNER INC COM 366651107   779,148 2,476 SH   SOLE   0 0 2,476
GENERAL DYNAMICS CORP COM 369550108   470,034 2,052 SH   SOLE   0 0 2,052
GENERAL MLS INC COM 370334104   250,007 2,895 SH   SOLE   0 0 2,895
GILEAD SCIENCES INC COM 375558103   502,373 6,082 SH   SOLE   0 0 6,082
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529   709,217 7,100 SH   SOLE   0 0 7,100
HERSHEY CO COM 427866108   285,536 1,104 SH   SOLE   0 0 1,104
HOME DEPOT INC COM 437076102   1,856,428 6,376 SH   SOLE   0 0 6,376
HONEYWELL INTL INC COM 438516106   567,879 2,963 SH   SOLE   0 0 2,963
HUMANA INC COM 444859102   1,870,056 3,565 SH   SOLE   0 0 3,565
HUNTINGTON BANCSHARES INC COM 446150104   134,574 11,909 SH   SOLE   0 0 11,909
IDEX CORP COM 45167R104   1,621,736 7,390 SH   SOLE   0 0 7,390
INCYTE CORP COM 45337C102   1,826,736 24,709 SH   SOLE   0 0 24,709
INTEL CORP COM 458140100   215,674 6,632 SH   SOLE   0 0 6,632
INTERNATIONAL BUSINESS MACHS COM 459200101   756,322 5,772 SH   SOLE   0 0 5,772
INVESCO QQQ TR UNIT SER 1 46090E103   22,425,657 70,550 SH   SOLE   0 0 70,550
INTUITIVE SURGICAL INC COM NEW 46120E602   1,241,876 4,796 SH   SOLE   0 0 4,796
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266   544,110 3,560 SH   SOLE   0 0 3,560
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   373,432 2,594 SH   SOLE   0 0 2,594
INVESCO EXCH TRADED FD TR II S&P 500 REVENUE 46138G698   370,466 4,837 SH   SOLE   0 0 4,837
ISHARES INC MSCI GBL MIN VOL 464286525   356,118 3,632 SH   SOLE   0 0 3,632
ISHARES TR CORE S&P TTL STK 464287150   5,312,420 58,824 SH   SOLE   0 0 58,824
ISHARES TR CORE S&P500 ETF 464287200   530,066 1,288 SH   SOLE   0 0 1,288
ISHARES TR CORE US AGGBD ET 464287226   5,942,025 59,568 SH   SOLE   0 0 59,568
ISHARES TR IBOXX INV CP ETF 464287242   355,971 3,241 SH   SOLE   0 0 3,241
ISHARES TR S&P 500 GRWT ETF 464287309   237,797 3,712 SH   SOLE   0 0 3,712
ISHARES TR 1 3 YR TREAS BD 464287457   624,932 7,616 SH   SOLE   0 0 7,616
ISHARES TR CORE S&P MCP ETF 464287507   1,315,618 5,332 SH   SOLE   0 0 5,332
ISHARES TR RUS 1000 VAL ETF 464287598   650,318 4,251 SH   SOLE   0 0 4,251
ISHARES TR RUS 1000 GRW ETF 464287614   337,742 1,390 SH   SOLE   0 0 1,390
ISHARES TR RUSSELL 3000 ETF 464287689   443,699 1,888 SH   SOLE   0 0 1,888
ISHARES TR CORE S&P SCP ETF 464287804   710,494 7,450 SH   SOLE   0 0 7,450
ISHARES TR NATIONAL MUN ETF 464288414   2,535,977 23,479 SH   SOLE   0 0 23,479
ISHARES TR IBOXX HI YD ETF 464288513   1,934,541 25,873 SH   SOLE   0 0 25,873
ISHARES TR ISHS 5-10YR INVT 464288638   727,011 14,169 SH   SOLE   0 0 14,169
ISHARES TR ISHS 1-5YR INVS 464288646   363,975 7,206 SH   SOLE   0 0 7,206
ISHARES TR US AER DEF ETF 464288760   209,705 1,815 SH   SOLE   0 0 1,815
ISHARES TR FLTG RATE NT ETF 46429B655   328,976 6,552 SH   SOLE   0 0 6,552
ISHARES TR CORE HIGH DV ETF 46429B663   563,829 5,442 SH   SOLE   0 0 5,442
ISHARES TR MSCI USA MIN VOL 46429B697   296,918 4,042 SH   SOLE   0 0 4,042
ISHARES TR 0-5 YR TIPS ETF 46429B747   397,569 4,009 SH   SOLE   0 0 4,009
ISHARES TR CORE MSCI TOTAL 46432F834   5,549,522 89,264 SH   SOLE   0 0 89,264
ISHARES TR CORE MSCI EAFE 46432F842   1,276,622 19,020 SH   SOLE   0 0 19,020
ISHARES TR CORE 1 5 YR USD 46432F859   1,329,162 28,202 SH   SOLE   0 0 28,202
ISHARES INC CORE MSCI EMKT 46434G103   330,929 6,773 SH   SOLE   0 0 6,773
ISHARES TR EXPONENTIAL TECH 46434V381   299,222 5,800 SH   SOLE   0 0 5,800
ISHARES TR CORE DIV GRWTH 46434V621   513,869 10,218 SH   SOLE   0 0 10,218
ISHARES TR BLACKROCK ULTRA 46434V878   531,228 10,591 SH   SOLE   0 0 10,591
ISHARES TR CORE MSCI INTL 46435G326   282,202 4,643 SH   SOLE   0 0 4,643
ISHARES TR 0-3 MNTH TREASRY 46436E718   637,798 6,357 SH   SOLE   0 0 6,357
JPMORGAN CHASE & CO COM 46625H100   2,924,644 22,868 SH   SOLE   0 0 22,868
JOHNSON & JOHNSON COM 478160104   3,095,618 18,839 SH   SOLE   0 0 18,839
KINDER MORGAN INC DEL COM 49456B101   471,211 26,547 SH   SOLE   0 0 26,547
L3HARRIS TECHNOLOGIES INC COM 502431109   631,727 3,171 SH   SOLE   0 0 3,171
LAMB WESTON HLDGS INC COM 513272104   513,944 4,790 SH   SOLE   0 0 4,790
LILLY ELI & CO COM 532457108   832,850 2,269 SH   SOLE   0 0 2,269
LOCKHEED MARTIN CORP COM 539830109   894,183 1,800 SH   SOLE   0 0 1,800
LOWES COS INC COM 548661107   639,921 3,203 SH   SOLE   0 0 3,203
LUMEN TECHNOLOGIES INC COM 550241103   148,186 60,484 SH   SOLE   0 0 60,484
MARATHON PETE CORP COM 56585A102   434,425 3,310 SH   SOLE   0 0 3,310
MARSH & MCLENNAN COS INC COM 571748102   1,924,174 11,445 SH   SOLE   0 0 11,445
MARRIOTT INTL INC NEW CL A 571903202   604,630 3,714 SH   SOLE   0 0 3,714
MASTERCARD INCORPORATED CL A 57636Q104   1,179,116 3,274 SH   SOLE   0 0 3,274
MCDONALDS CORP COM 580135101   1,206,494 4,252 SH   SOLE   0 0 4,252
MERCK & CO INC COM 58933Y105   1,453,378 12,906 SH   SOLE   0 0 12,906
METLIFE INC COM 59156R108   494,590 8,315 SH   SOLE   0 0 8,315
MICROSOFT CORP COM 594918104   4,656,954 16,092 SH   SOLE   0 0 16,092
MIDLAND STATES BANCORP INC COM 597742105   1,475,221 71,095 SH   SOLE   0 0 71,095
MONDELEZ INTL INC CL A 609207105   610,211 8,652 SH   SOLE   0 0 8,652
MOTOROLA SOLUTIONS INC COM NEW 620076307   2,010,866 7,090 SH   SOLE   0 0 7,090
NASDAQ INC COM 631103108   1,615,902 29,715 SH   SOLE   0 0 29,715
NETFLIX INC COM 64110L106   275,938 814 SH   SOLE   0 0 814
NEW YORK CMNTY BANCORP INC COM 649445103   412,787 46,961 SH   SOLE   0 0 46,961
NEWELL BRANDS INC COM 651229106   158,901 13,014 SH   SOLE   0 0 13,014
NEXTERA ENERGY INC COM 65339F101   616,015 7,854 SH   SOLE   0 0 7,854
NIKE INC CL B 654106103   399,814 3,280 SH   SOLE   0 0 3,280
NORTHROP GRUMMAN CORP COM 666807102   386,099 810 SH   SOLE   0 0 810
NUCOR CORP COM 670346105   587,198 3,999 SH   SOLE   0 0 3,999
NVIDIA CORPORATION COM 67066G104   1,841,831 6,678 SH   SOLE   0 0 6,678
OREILLY AUTOMOTIVE INC COM 67103H107   228,744 263 SH   SOLE   0 0 263
ORACLE CORP COM 68389X105   276,228 2,946 SH   SOLE   0 0 2,946
OVERSEAS SHIPHOLDING GROUP I CL A NEW 69036R863   1,179,467 303,205 SH   SOLE   0 0 303,205
PNC FINL SVCS GROUP INC COM 693475105   845,692 6,921 SH   SOLE   0 0 6,921
PACCAR INC COM 693718108   1,666,676 23,919 SH   SOLE   0 0 23,919
PEPSICO INC COM 713448108   1,350,207 7,370 SH   SOLE   0 0 7,370
PFIZER INC COM 717081103   1,310,033 31,393 SH   SOLE   0 0 31,393
PHILIP MORRIS INTL INC COM 718172109   830,640 8,427 SH   SOLE   0 0 8,427
PHILLIPS EDISON & CO INC COMMON STOCK 71844V201   240,184 7,534 SH   SOLE   0 0 7,534
PROCTER AND GAMBLE CO COM 742718109   1,798,410 11,913 SH   SOLE   0 0 11,913
PROLOGIS INC. COM 74340W103   224,763 1,816 SH   SOLE   0 0 1,816
PRUDENTIAL FINL INC COM 744320102   427,398 5,079 SH   SOLE   0 0 5,079
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   219,851 3,477 SH   SOLE   0 0 3,477
QUALCOMM INC COM 747525103   409,820 3,297 SH   SOLE   0 0 3,297
RAYTHEON TECHNOLOGIES CORP COM 75513E101   728,168 7,309 SH   SOLE   0 0 7,309
REALTY INCOME CORP COM 756109104   1,783,748 28,472 SH   SOLE   0 0 28,472
REGENERON PHARMACEUTICALS COM 75886F107   229,829 279 SH   SOLE   0 0 279
RIO TINTO PLC SPONSORED ADR 767204100   352,412 5,245 SH   SOLE   0 0 5,245
ROCKWELL AUTOMATION INC COM 773903109   277,148 1,007 SH   SOLE   0 0 1,007
SPDR S&P 500 ETF TR TR UNIT 78462F103   6,248,520 15,255 SH   SOLE   0 0 15,255
SPDR GOLD TR GOLD SHS 78463V107   1,281,480 6,923 SH   SOLE   0 0 6,923
SPDR SER TR PORTFOLIO INTRMD 78464A375   1,241,849 38,199 SH   SOLE   0 0 38,199
SPDR SER TR PORTFOLIO AGRGTE 78464A649   268,245 10,385 SH   SOLE   0 0 10,385
SPDR SER TR PORTFOLIO S&P500 78464A854   487,462 10,121 SH   SOLE   0 0 10,121
SPDR SER TR PORTFOLIO SH TSR 78468R101   289,015 9,900 SH   SOLE   0 0 9,900
SPDR SER TR BLOOMBERG HIGH Y 78468R622   854,370 9,316 SH   SOLE   0 0 9,316
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   292,887 3,199 SH   SOLE   0 0 3,199
SALESFORCE INC COM 79466L302   246,926 1,290 SH   SOLE   0 0 1,290
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   1,339,044 27,712 SH   SOLE   0 0 27,712
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   382,751 5,903 SH   SOLE   0 0 5,903
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   277,286 4,216 SH   SOLE   0 0 4,216
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   269,964 6,543 SH   SOLE   0 0 6,543
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   215,107 8,762 SH   SOLE   0 0 8,762
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   453,839 9,321 SH   SOLE   0 0 9,321
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   7,528,444 51,717 SH   SOLE   0 0 51,717
SELECT SECTOR SPDR TR ENERGY 81369Y506   584,231 6,820 SH   SOLE   0 0 6,820
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   8,033,862 53,922 SH   SOLE   0 0 53,922
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   10,237,786 174,112 SH   SOLE   0 0 174,112
SERVICENOW INC COM 81762P102   720,303 1,524 SH   SOLE   0 0 1,524
SOUTHERN CO COM 842587107   859,581 11,932 SH   SOLE   0 0 11,932
STARBUCKS CORP COM 855244109   235,143 2,245 SH   SOLE   0 0 2,245
SYNOPSYS INC COM 871607107   230,274 606 SH   SOLE   0 0 606
TARGET CORP COM 87612E106   273,812 1,620 SH   SOLE   0 0 1,620
TESLA INC COM 88160R101   5,455,529 29,568 SH   SOLE   0 0 29,568
TEXAS INSTRS INC COM 882508104   679,658 3,788 SH   SOLE   0 0 3,788
3M CO COM 88579Y101   636,408 6,193 SH   SOLE   0 0 6,193
US BANCORP DEL COM NEW 902973304   299,798 8,419 SH   SOLE   0 0 8,419
ULTA BEAUTY INC COM 90384S303   578,170 1,092 SH   SOLE   0 0 1,092
UNION PAC CORP COM 907818108   1,703,138 8,586 SH   SOLE   0 0 8,586
UNITED BANKSHARES INC WEST V COM 909907107   243,924 7,058 SH   SOLE   0 0 7,058
UNITED PARCEL SERVICE INC CL B 911312106   501,876 2,638 SH   SOLE   0 0 2,638
UNITEDHEALTH GROUP INC COM 91324P102   1,464,416 2,843 SH   SOLE   0 0 2,843
UNUM GROUP COM 91529Y106   458,120 11,657 SH   SOLE   0 0 11,657
VALERO ENERGY CORP COM 91913Y100   447,211 3,310 SH   SOLE   0 0 3,310
VANECK ETF TRUST JP MRGAN EM LOC 92189H300   239,552 9,609 SH   SOLE   0 0 9,609
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   714,236 13,807 SH   SOLE   0 0 13,807
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   220,236 1,424 SH   SOLE   0 0 1,424
VANGUARD WORLD FD MEGA GRWTH IND 921910816   342,089 1,685 SH   SOLE   0 0 1,685
VANGUARD WORLD FD MEGA CAP INDEX 921910873   2,350,226 16,385 SH   SOLE   0 0 16,385
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   268,403 3,509 SH   SOLE   0 0 3,509
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,560,971 21,110 SH   SOLE   0 0 21,110
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,239,826 27,327 SH   SOLE   0 0 27,327
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   380,749 6,156 SH   SOLE   0 0 6,156
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   606,867 12,688 SH   SOLE   0 0 12,688
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   351,020 8,689 SH   SOLE   0 0 8,689
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   339,380 5,806 SH   SOLE   0 0 5,806
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   770,625 10,110 SH   SOLE   0 0 10,110
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   417,237 6,679 SH   SOLE   0 0 6,679
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   2,058,056 40,489 SH   SOLE   0 0 40,489
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   202,048 2,442 SH   SOLE   0 0 2,442
VANGUARD INDEX FDS SML CP GRW ETF 922908595   262,195 1,228 SH   SOLE   0 0 1,228
VANGUARD INDEX FDS SM CP VAL ETF 922908611   337,599 2,156 SH   SOLE   0 0 2,156
VANGUARD INDEX FDS GROWTH ETF 922908736   2,373,427 9,605 SH   SOLE   0 0 9,605
VANGUARD INDEX FDS VALUE ETF 922908744   1,771,816 12,711 SH   SOLE   0 0 12,711
VANGUARD INDEX FDS TOTAL STK MKT 922908769   10,124,202 49,711 SH   SOLE   0 0 49,711
VERIZON COMMUNICATIONS INC COM 92343V104   1,391,299 35,357 SH   SOLE   0 0 35,357
VISA INC COM CL A 92826C839   1,313,267 5,800 SH   SOLE   0 0 5,800
VULCAN MATLS CO COM 929160109   1,625,610 9,792 SH   SOLE   0 0 9,792
WP CAREY INC COM 92936U109   241,363 3,235 SH   SOLE   0 0 3,235
WALMART INC COM 931142103   1,310,401 8,706 SH   SOLE   0 0 8,706
WEST FRASER TIMBER CO LTD COM 952845105   221,323 3,035 SH   SOLE   0 0 3,035
WISDOMTREE TR BLMBG US BULL 97717W471   530,309 20,303 SH   SOLE   0 0 20,303
YUM BRANDS INC COM 988498101   1,903,179 14,517 SH   SOLE   0 0 14,517
ZACKS TRUST EARNGS CONSTANT 98888G105   937,714 39,446 SH   SOLE   0 0 39,446
ZOETIS INC CL A 98978V103   360,629 2,111 SH   SOLE   0 0 2,111