The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Alphabet Inc Class C Com 02079K107   424 4,090 SH   SOLE   4,090 0 0
Ares Strategic Mining Inc Com 04017M104   38 400,000 SH   SOLE   400,000 0 0
Berkshire Hathaway Class B Com 084670702   244 790 SH   SOLE   790 0 0
Apple Inc. Com 037833100   793 4,807 SH   SOLE   4,807 0 0
Amazon.com, Inc. Com 023135106   400 3,876 SH   SOLE   3,876 0 0
Vanguard Russell 1000 Growth Index Growth ETF 92206C680   900 14,307 SH   SOLE   14,307 0 0
SPDR Bloomberg 1-10 Year TIPS TIPS ETF 78468R861   878 46,142 SH   SOLE   46,142 0 0
PGIM Ultra Short Bond ETF BOND ETF 69344A107   263 5,337 SH   SOLE   5,337 0 0
Avantis US Equity ETF US Equity ETF 025072885   838 11,821 SH   SOLE   11,821 0 0
Avantis US Small Cap Value ETF SMALL CAP ETF 025072877   4,106 55,440 SH   SOLE   55,440 0 0
Avantis International Equity ETF International Equity 025072703   1,060 18,589 SH   SOLE   18,589 0 0
Avantis US Large Cap Value ETF Large Cap Value 025072349   975 19,082 SH   SOLE   19,082 0 0
Transocean LTD Com H8817H100   64 10,000 SH   SOLE   10,000 0 0
Target Corp Com 87612E106   205 1,237 SH   SOLE   1,237 0 0
Walmart Inc Com 931142103   277 1,878 SH   SOLE   1,878 0 0
Johnson & Johnson Com 478160104   270 1,740 SH   SOLE   1,740 0 0
Procter & Gamble Co Com 742718109   395 2,659 SH   SOLE   2,659 0 0
Altria Group Inc Com 02209S103   205 4,583 SH   SOLE   4,583 0 0
XTRCKRS MSCI EMRG MRKT HDGD EQY ETF XTRACK MSCI EMRG 233051101   2,422 108,621 SH   SOLE   108,621 0 0
XCEL ENERGY INC MINN COM 98389B100   268 3,967 SH   SOLE   3,967 0 0
WISDOMTREE TRUST GOLD SHS 97717Y683   457 25,587 SH   SOLE   25,587 0 0
WISDOMTREE TR U.S HIGH DIVID FD (DE PORTFLI HIGH YLD 97717W208   218 2,652 SH   SOLE   2,652 0 0
WISDOMTREE FLOATING RATE TREASURY FU BOND ETF 97717Y527   560 11,149 SH   SOLE   11,149 0 0
WALT DISNEY CO COM 254687106   245 2,447 SH   SOLE   2,447 0 0
VANGUARD TOTAL BOND MARKET ETF TOTAL BND MRKT 921937835   429 5,816 SH   SOLE   5,816 0 0
VANGUARD SMALL CAP GROWTH ETF IV SML CP GRW ETF 922908595   1,371 6,337 SH   SOLE   6,337 0 0
VANGUARD SMALL CAP ETF IV SMALL CP ETF 922908751   1,455 7,673 SH   SOLE   7,673 0 0
VANGUARD MID CAP ETF IV Growth ETF 922908629   1,507 7,145 SH   SOLE   7,145 0 0
VANGUARD MEGA CAP GROWTH ETF IV MEGA GRWTH IND 921910816   7,084 34,641 SH   SOLE   34,641 0 0
VANGUARD MEGA CAP ETF IV MEGA CAP INDEX 921910873   1,222 8,534 SH   SOLE   8,534 0 0
VANGUARD INDUSTRIALS ETF IV INDUSTRIAL ETF 92204A603   2,409 12,645 SH   SOLE   12,645 0 0
VANGUARD EXTENDED MARKET ETF IV EXTEND MKT ETF 922908652   939 6,694 SH   SOLE   6,694 0 0
VANECK SHORT HIGH YIELD MUNI ETF HIGH YLD MUN ETF 92189H409   334 6,458 SH   SOLE   6,458 0 0
TECHNOLOGY SELECT SECTOR SPDR ETF IV TECHNOLOGY 81369Y803   1,343 8,891 SH   SOLE   8,891 0 0
SPDR SSGA U S SECTOR ROTATION ETF SPDR SSGA US SCT 78470P408   247 6,153 SH   SOLE   6,153 0 0
SPDR S&P KENSHO CLEAN POWER ETF IV S&P KENSHO CLEAN 78468R655   519 5,988 SH   SOLE   5,988 0 0
SPDR S&P INTERNATIONAL SMALL ETF IV S&P INTL SMLCP 78463X871   1,154 37,267 SH   SOLE   37,267 0 0
SPDR S&P DIVIDEND ETF IV Value ETF 78464A763   4,698 37,973 SH   SOLE   37,973 0 0
SPDR S&P 500 ETF TR UNIT 78462F103   2,546 6,218 SH   SOLE   6,218 0 0
SPDR PORTFOLIO S&P 600 SML CP ETF IV PORTFOLIO S&P600 78468R853   1,359 35,983 SH   SOLE   35,983 0 0
SPDR PORTFOLIO S&P 500 HIGH DIVID ET PRTFLO S&P500 HI 78468R788   316 8,317 SH   SOLE   8,317 0 0
SPDR PORTFOLIO S&P 500 ETF IV PORTFOLIO S&P500 78464A854   12,319 255,852 SH   SOLE   255,852 0 0
SPDR PORTFOLIO S&P 400 MID CP ETF IV PORTFOLIO S&P400 78464A847   1,387 31,563 SH   SOLE   31,563 0 0
SPDR PORTFOLIO HIGH YIELD BND ETF IV PORTFLI HIGH YLD 78468R606   684 29,745 SH   SOLE   29,745 0 0
SPDR PORTFOLIO DVLPD WRLD EX-US ETF PORTFOLIO DEVLPD 78463X889   6,085 189,442 SH   SOLE   189,442 0 0
SPDR LONG TERM TREASURY ETF IV PORTFOLIO LN TSR 78464A664   1,165 37,740 SH   SOLE   37,740 0 0
SPDR INDEX SHARES EMERG MARKT ETF IV PORTFOLIO EMG MK 78463X509   3,097 90,745 SH   SOLE   90,745 0 0
SPDR GOLD SHARES ETF GOLD SHS 78463V107   2,234 12,193 SH   SOLE   12,193 0 0
SPDR DOW JONE GLOBAL REAL EST ETF IV DJ GLB RL ES ETF 78463X749   1,010 24,540 SH   SOLE   24,540 0 0
SPDR BLMBRG BRCLY EMG MKT LCL ETF IV BLOMBRG BRC EMRG 78464A391   828 39,013 SH   SOLE   39,013 0 0
SPDR BLACKSTONE SENIOR LOAN ETF IV BLACKSTONE SENR 78467V608   3,729 89,930 SH   SOLE   89,930 0 0
SPDR AGGREGATE BOND ETF IV PORTFOLIO AGRGTE 78464A649   7,730 299,735 SH   SOLE   299,735 0 0
SELECT SECTOR UTI SELECT SPDR ETF SBI INT-UTILS 81369Y886   1,571 23,212 SH   SOLE   23,212 0 0
SELECT SECTOR HEALTH CARE SPD ETF IV Health Care 81369Y209   729 5,633 SH   SOLE   5,633 0 0
SCHWAB US DIVIDEND EQUITY ETF US DIVIDEND EQ 808524797   6,025 82,355 SH   SOLE   82,355 0 0
SCHWAB SHORT TERM US TREASURY ETF SHT TM US TRES 808524862   330 6,769 SH   SOLE   6,769 0 0
POLYMET MNG CORP COM 731916409   109 50,822 SH   SOLE   50,822 0 0
PIMCO ENHNCD SHRT MATRTY ACTV ETF IV ENHAN SHRT MA AC 72201R833   5,915 59,593 SH   SOLE   59,593 0 0
PACER US SMALL CAP CASH COWS 100 ETF SMALL CAP ETF 69374H857   616 16,191 SH   SOLE   16,191 0 0
PACER US CASH COWS 100 ETF GROWTH ETF 69374H881   2,285 48,661 SH   SOLE   48,661 0 0
Pacer Industrial Real Estate ETF BNCHMRK INDSTR 69374H766   349 8,624 SH   SOLE   8,624 0 0
MICROSOFT CORP COM 594918104   711 2,466 SH   SOLE   2,466 0 0
MEDTRONIC PLC F SHS G5960L103   617 7,654 SH   SOLE   7,654 0 0
Lineage Cell Therapeutics, Inc. COM 53566P109   16 10,869 SH   SOLE   10,869 0 0
JPMORGAN ULTRA SHORT INCOME ETF ULTRA SHRT INC 46641Q837   2,964 58,895 SH   SOLE   58,895 0 0
JP MORGAN ULTRA SHORT MUN INCOME ETF ULTRA SHT MUNCPL 46641Q654   596 11,739 SH   SOLE   11,739 0 0
JP MORGAN EXCH-TRADED FD TR SHORT DU SHORT DURA CORE 46641Q274   498 10,766 SH   SOLE   10,766 0 0
JANUS DETROIT STR TR JANUS HENDERSON Floating Rate ETF 47103U845   3,628 73,278 SH   SOLE   73,278 0 0
ISHS MSCI INTL QUALITY FACT ETF INTL QLTY FACTOR 46434V456   4,072 115,362 SH   SOLE   115,362 0 0
ISHS MSCI GLOBAL MIN VOL FCT ETF IV MSCI GBL MIN VOL 464286525   398 4,117 SH   SOLE   4,117 0 0
ISHARES US MEDICAL DEVICES ETF IV U.S. MED DVC ETF 464288810   1,263 23,404 SH   SOLE   23,404 0 0
ISHARES US FINANCIAL SER ETF FINANCIAL SER ETF 464287770   511 3,386 SH   SOLE   3,386 0 0
ISHARES US AEROSPACE DEFENSE ETF IV US AER DEF ETF 464288760   2,679 23,282 SH   SOLE   23,282 0 0
ISHARES TR RUSSELL 2500 ETF RUSEL 2500 ETF 46435G268   972 17,722 SH   SOLE   17,722 0 0
ISHARES TR CORE S&P500 ETF 464287200   436 1,061 SH   SOLE   1,061 0 0
ISHARES RUSSELL MID-CAP ETF RUS MID CAP ETF 464287499   879 12,577 SH   SOLE   12,577 0 0
ISHARES RUSSELL 2000 ETF RUSSELL 2000 ETF 464287655   2,571 14,413 SH   SOLE   14,413 0 0
ISHARES RUSSELL 1000 VALUE ETF IV RUS 1000 VAL ETF 464287598   364 2,392 SH   SOLE   2,392 0 0
ISHARES RUSSELL 1000 GROWTH ETF IV RUS 1000 GRW ETF 464287614   1,440 5,895 SH   SOLE   5,895 0 0
ISHARES MSCI USA SMALL-CAP MIN VOL FACTOR ETF MSCI USA SMCP MN 46435G433   248 7,164 SH   SOLE   7,164 0 0
ISHARES MSCI USA QUALITY FACTOR ETF USA QUALITY FCTR 46432F339   1,156 9,319 SH   SOLE   9,319 0 0
ISHARES MSCI USA MOMNTUM FCT ETF USA MOMENTUM FCT 46432F396   508 3,656 SH   SOLE   3,656 0 0
ISHARES MSCI ACWI ETF MSCI ACWI ETF 464288257   5,274 57,850 SH   SOLE   57,850 0 0
ISHARES GLOBAL 100 ETF GLOBAL 100 ETF 464287572   5,015 71,588 SH   SOLE   71,588 0 0
ISHARES CORE US AGGREGATE BOND ETF CORE US AGGBD ET 464287226   1,247 12,515 SH   SOLE   12,515 0 0
ISHARES CORE S&P US VALUE ETF CORE S&P USVLU 464287663   7,229 97,984 SH   SOLE   97,984 0 0
iShares Core S&P Mid-Cap ETF GROWTH ETF 464287507   5,167 20,654 SH   SOLE   20,654 0 0
ISHARES CORE DIVIDEND GROWTH ETF CORE DIV GRWTH 46434V621   1,296 25,919 SH   SOLE   25,919 0 0
ISHARES CORE CONSERVATIVE ALL ETF IV CONSER ALLOC ETF 464289883   276 7,883 SH   SOLE   7,883 0 0
ISHARES BROAD USD HG YLD CRP BND ETF BROAD USD HIGH 46435U853   345 9,706 SH   SOLE   9,706 0 0
iShares 0-5 Year TIPS Bond ETF BOND ETF 46429B747   3,550 35,773 SH   SOLE   35,773 0 0
Invesco Total Return Bond ETF TOTAL RETURN 46090A804   295 6,255 SH   SOLE   6,255 0 0
INVESCO S & P MIDCAP VALUE WITH MOMENTUM ETF S&P MDCP VLU MNT 46137V456   1,676 38,390 SH   SOLE   38,390 0 0
INVESCO RAFI STRTGC US SML CMP ETF SMALL CAP ETF 46138J734   691 20,591 SH   SOLE   20,591 0 0
INVESCO QQQ TRUST Nasdaq 100 ETF 46090E103   11,393 35,498 SH   SOLE   35,498 0 0
INVESCO EXCHANGE-TRADED FD TR INVESC S&P MDCP QUALITY 46137V472   1,376 18,745 SH   SOLE   18,745 0 0
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100   766 53,836 SH   SOLE   53,836 0 0
FIRST TRUST TCW OPPORTUNISTIC FI ETF TCW OPPORTUNIS 33740F805   4,818 106,920 SH   SOLE   106,920 0 0
FIRST TRUST LRGE CAP CORE APADEX ETF COM SHS 33734K109   5,608 69,661 SH   SOLE   69,661 0 0
FIRST TR EX-TD VIII FT CBOE VEST FUN Cboe Vest Fund of Buffer ETF 33740F755   2,713 115,577 SH   SOLE   115,577 0 0
FIDELITY MSCI FINANCIALS INDX ETF MSCI FINLS IDX 316092501   3,850 85,365 SH   SOLE   85,365 0 0
ENERGY SELECT SECTOR SPDR ETF IV Industrial ETF 81369Y506   2,914 35,178 SH   SOLE   35,178 0 0
ECOLAB INC COM 278865100   1,118 6,752 SH   SOLE   6,752 0 0
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   37 30,333 SH   SOLE   30,333 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   1,347 58,431 SH   SOLE   58,431 0 0
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   870 20,470 SH   SOLE   20,470 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   417 18,122 SH   SOLE   18,122 0 0
DIMENSIONAL ETF TR US CORE ETF US CORE EQT MKT 25434V104   1,266 44,000 SH   SOLE   44,000 0 0
DIMENSIONAL ETF TR U S SMALL CAP ETF US SMALL CAP ETF 25434V500   806 15,296 SH   SOLE   15,296 0 0
DIMENSIONAL ETF TR U S CORE EQUITY 2 US CORE EQUITY 2 25434V708   3,330 130,693 SH   SOLE   130,693 0 0
DIMENSIONAL ETF TR SHORT DURATION FX SHORT DURA CORE 25434V864   479 10,256 SH   SOLE   10,256 0 0
DIMENSIONAL ETF TR INTL CORE ETF INTL CORE EQT MK 25434V203   778 28,863 SH   SOLE   28,863 0 0
DEERE & CO COM 244199105   213 516 SH   SOLE   516 0 0
CION INVESTMENT CORPORAT ION COM 17259u105   125 12,703 SH   SOLE   12,703 0 0
3M CO COM 88579Y101   3,562 33,887 SH   SOLE   33,887 0 0