The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   204,765 1,500 SH   SOLE 0 0 0 1,500
ABBOTT LABS COM 002824100   484,271 6,137 SH   SOLE 0 0 0 6,137
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   5,221,982 26,851 SH   SOLE 0 0 0 26,851
ALPHABET INC CAP STK CL C 02079K107   10,496,686 9,027 SH   SOLE 0 0 0 9,027
ALPHABET INC CAP STK CL A 02079K305   3,869,294 3,330 SH   SOLE 0 0 0 3,330
ALTRIA GROUP INC COM 02209S103   2,264,979 58,572 SH   SOLE 0 0 0 58,572
AMAZON COM INC COM 023135106   8,278,511 4,246 SH   SOLE 0 0 0 4,246
AMERICAN EXPRESS CO COM 025816109   3,386,732 39,560 SH   SOLE 0 0 0 39,560
AMERIPRISE FINL INC COM 03076C106   502,152 4,900 SH   SOLE 0 0 0 4,900
APPLE INC COM 037833100   5,190,313 20,411 SH   SOLE 0 0 0 20,411
AVALARA INC COM 05338G106   2,833,979 37,989 SH   SOLE 0 0 0 37,989
BANCO SANTANDER SA ADR 05964H105   1,430,500 608,723 SH   SOLE 0 0 0 608,723
BARCLAYS PLC ADR 06738E204   1,216,599 268,565 SH   SOLE 0 0 0 268,565
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   7,918,733 43,312 SH   SOLE 0 0 0 43,312
BIOGEN INC COM 09062X103   208,494 659 SH   SOLE 0 0 0 659
BK OF AMERICA CORP COM 060505104   377,724 17,792 SH   SOLE 0 0 0 17,792
BP PLC SPONSORED ADR 055622104   5,402,385 221,500 SH   SOLE 0 0 0 221,500
BRINKS CO COM 109696104   1,470,387 28,250 SH   SOLE 0 0 0 28,250
BRIXMOR PPTY GROUP INC COM 11120U105   3,697,405 389,201 SH   SOLE 0 0 0 389,201
CADENCE DESIGN SYSTEM INC COM 127387108   338,125 5,120 SH   SOLE 0 0 0 5,120
CHEVRON CORP NEW COM 166764100   6,709,350 92,594 SH   SOLE 0 0 0 92,594
CISCO SYS INC COM 17275R102   1,947,484 49,542 SH   SOLE 0 0 0 49,542
CITIGROUP INC COM NEW 172967424   9,992,395 237,236 SH   SOLE 0 0 0 237,236
COCA COLA CO COM 191216100   300,900 6,800 SH   SOLE 0 0 0 6,800
COLGATE PALMOLIVE CO COM 194162103   753,186 11,350 SH   SOLE 0 0 0 11,350
CONAGRA BRANDS INC COM 205887102   702,434 23,941 SH   SOLE 0 0 0 23,941
DIAGEO P L C SPON ADR NEW 25243Q205   1,096,556 8,626 SH   SOLE 0 0 0 8,626
DISNEY WALT CO COM DISNEY 254687106   761,678 7,885 SH   SOLE 0 0 0 7,885
ELANCO ANIMAL HEALTH INC COM 28414H103   7,656,037 341,940 SH   SOLE 0 0 0 341,940
EXXON MOBIL CORP COM 30231G102   816,507 21,504 SH   SOLE 0 0 0 21,504
FACEBOOK INC CL A 30303M102   11,019,642 66,065 SH   SOLE 0 0 0 66,065
GENERAL ELECTRIC CO COM 369604103   1,205,771 151,860 SH   SOLE 0 0 0 151,860
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529   15,593,855 154,747 SH   SOLE 0 0 0 154,747
GOLDMAN SACHS GROUP INC COM 38141G104   6,951,387 44,967 SH   SOLE 0 0 0 44,967
HOME DEPOT INC COM 437076102   305,084 1,634 SH   SOLE 0 0 0 1,634
ING GROEP N.V. SPONSORED ADR 456837103   842,335 163,560 SH   SOLE 0 0 0 163,560
INTERNATIONAL BUSINESS MACHS COM 459200101   209,214 1,886 SH   SOLE 0 0 0 1,886
INVESCO QQQ TR UNIT SER 1 46090E103   731,707 3,843 SH   SOLE 0 0 0 3,843
IQVIA HLDGS INC COM 46266C105   10,005,956 92,768 SH   SOLE 0 0 0 92,768
ISHARES GOLD TRUST ISHARES 464285105   6,214,536 412,378 SH   SOLE 0 0 0 412,378
ISHARES INC MSCI JPN ETF NEW 46434G822   7,290,406 147,609 SH   SOLE 0 0 0 147,609
ISHARES TR RUSSELL 2000 ETF 464287655   404,858 3,537 SH   SOLE 0 0 0 3,537
ISHARES TR NASDAQ BIOTECH 464287556   8,336,934 77,380 SH   SOLE 0 0 0 77,380
ISHARES TR TIPS BD ETF 464287176   234,779 1,991 SH   SOLE 0 0 0 1,991
ISHARES TR CORE US AGGBD ET 464287226   218,280 1,892 SH   SOLE 0 0 0 1,892
ISHARES TR MSCI EMG MKT ETF 464287234   234,644 6,875 SH   SOLE 0 0 0 6,875
ISHARES TR CORE 1 5 YR USD 46432F859   348,046 6,892 SH   SOLE 0 0 0 6,892
ISHARES TR FLTG RATE NT ETF 46429B655   344,104 7,060 SH   SOLE 0 0 0 7,060
ISHARES TR USA QUALITY FCTR 46432F339   479,514 5,917 SH   SOLE 0 0 0 5,917
JOHNSON & JOHNSON COM 478160104   801,467 6,112 SH   SOLE 0 0 0 6,112
JPMORGAN CHASE & CO COM 46625H100   10,665,385 118,465 SH   SOLE 0 0 0 118,465
KINDER MORGAN INC DEL COM 49456B101   4,276,326 307,207 SH   SOLE 0 0 0 307,207
M & T BK CORP COM 55261F104   629,889 6,090 SH   SOLE 0 0 0 6,090
MERCK & CO. INC COM 58933Y105   5,878,298 76,401 SH   SOLE 0 0 0 76,401
MICRON TECHNOLOGY INC COM 595112103   349,098 8,300 SH   SOLE 0 0 0 8,300
MICROSOFT CORP COM 594918104   14,154,946 89,753 SH   SOLE 0 0 0 89,753
MONDELEZ INTL INC CL A 609207105   1,114,230 22,249 SH   SOLE 0 0 0 22,249
NUVEEN MUN VALUE FD INC COM 670928100   462,419 47,379 SH   SOLE 0 0 0 47,379
NVIDIA CORP COM 67066G104   342,680 1,300 SH   SOLE 0 0 0 1,300
PAYPAL HLDGS INC COM 70450Y103   13,581,581 141,859 SH   SOLE 0 0 0 141,859
PEPSICO INC COM 713448108   1,348,723 11,230 SH   SOLE 0 0 0 11,230
PFIZER INC COM 717081103   603,579 18,492 SH   SOLE 0 0 0 18,492
PHILIP MORRIS INTL INC COM 718172109   7,564,470 103,680 SH   SOLE 0 0 0 103,680
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   2,409,866 24,347 SH   SOLE 0 0 0 24,347
PROCTER & GAMBLE CO COM 742718109   13,889,526 126,268 SH   SOLE 0 0 0 126,268
SCHLUMBERGER LTD COM 806857108   1,653,182 122,549 SH   SOLE 0 0 0 122,549
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605   1,546,864 74,297 SH   SOLE 0 0 0 74,297
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   208,878 6,738 SH   SOLE 0 0 0 6,738
SPDR S&P 500 ETF TR TR UNIT 78462F103   5,463,269 21,196 SH   SOLE 0 0 0 21,196
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   7,827,044 29,774 SH   SOLE 0 0 0 29,774
SPDR SER TR SPDR BLOOMBERG 78468R663   4,883,054 53,291 SH   SOLE 0 0 0 53,291
UNION PAC CORP COM 907818108   239,250 1,696 SH   SOLE 0 0 0 1,696
VANECK VECTORS ETF TR OIL SVCS ETF 92189F718   98,864 24,593 SH   SOLE 0 0 0 24,593
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   2,621,624 31,901 SH   SOLE 0 0 0 31,901
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,235,490 5,217 SH   SOLE 0 0 0 5,217
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,181,781 94,837 SH   SOLE 0 0 0 94,837
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   2,500,021 40,103 SH   SOLE 0 0 0 40,103
VANGUARD WORLD FDS COMM SRVC ETF 92204A884   379,605 4,983 SH   SOLE 0 0 0 4,983
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   458,907 2,763 SH   SOLE 0 0 0 2,763
VERIZON COMMUNICATIONS INC COM 92343V104   7,942,477 147,822 SH   SOLE 0 0 0 147,822
VIACOMCBS INC CL B 92556H206   286,859 20,475 SH   SOLE 0 0 0 20,475
VISA INC COM CL A 92826C839   10,252,962 63,636 SH   SOLE 0 0 0 63,636
VISTA OUTDOOR INC COM 928377100   173,140 19,675 SH   SOLE 0 0 0 19,675
WALMART INC COM 931142103   1,423,204 12,526 SH   SOLE 0 0 0 12,526
WISDOMTREE TR EUROPE HEDGED EQ 97717X701   214,439 4,185 SH   SOLE 0 0 0 4,185
WPX ENERGY INC COM 98212B103   289,881 95,043 SH   SOLE 0 0 0 95,043
ZIMMER BIOMET HOLDINGS INC COM 98956P102   7,665,486 75,836 SH   SOLE 0 0 0 75,836
ZOETIS INC CL A 98978V103   8,139,793 69,163 SH   SOLE 0 0 0 69,163