The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 BBG001S5N9M6 210,439 1,917 SH   SOLE   0 0 1,917
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 1,245,590 7,707 SH   SOLE   0 0 7,707
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 5,590,316 20,950 SH   SOLE   0 0 20,950
ALBEMARLE CORP COM 012653101 BBG001S7SBP9 1,518 7 SH   SOLE   0 0 7
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 112,934 1,280 SH   SOLE   0 0 1,280
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 142,855 1,610 SH   SOLE   0 0 1,610
AMAZON COM INC COM 023135106 BBG001S5PQL7 52,080 620 SH   SOLE   0 0 620
APPLE INC COM 037833100 BBG001S5N8V8 1,651,641 12,712 SH   SOLE   0 0 12,712
ARES CAPITAL CORP COM 04010L103 BBG001SL96Z9 1,516 82 SH   SOLE   0 0 82
ASTEC INDS INC COM 046224101 BBG001S5NWY2 16,638 409 SH   SOLE   0 0 409
AT&T INC COM 00206R102 BBG001S5VWH2 8,597 467 SH   SOLE   0 0 467
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 79,696 258 SH   SOLE   0 0 258
BOEING CO COM 097023105 BBG001S5P0V3 38,098 200 SH   SOLE   0 0 200
CHARTER COMMUNICATIONS INC N CL A 16119P108 BBG001T3TDG2 10,851 32 SH   SOLE   0 0 32
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 132,669 739 SH   SOLE   0 0 739
CISCO SYS INC COM 17275R102 BBG001S6HC62 269,048 5,648 SH   SOLE   0 0 5,648
CITIGROUP INC COM NEW 172967424 BBG001S72ZG4 1,245 28 SH   SOLE   0 0 28
COCA COLA CO COM 191216100 BBG001S5SMQ8 20,572 323 SH   SOLE   0 0 323
COLGATE PALMOLIVE CO COM 194162103 BBG001S5PVM5 77,298 981 SH   SOLE   0 0 981
CSX CORP COM 126408103 BBG001S5Q7Q3 13,755 444 SH   SOLE   0 0 444
CVS HEALTH CORP COM 126650100 BBG001S5QBD8 251,885 2,703 SH   SOLE   0 0 2,703
DAVE & BUSTERS ENTMT INC COM 238337109 BBG001WWJTL4 645 18 SH   SOLE   0 0 18
DEERE & CO COM 244199105 BBG001S5QFF7 2,169 5 SH   SOLE   0 0 5
DISNEY WALT CO COM 254687106 BBG001S5QHF3 101,783 1,172 SH   SOLE   0 0 1,172
DOLLAR GEN CORP NEW COM 256677105 BBG001T5BM30 27,867 113 SH   SOLE   0 0 113
DOMINOS PIZZA INC COM 25754A201 BBG001SL3ZH1 3,655 11 SH   SOLE   0 0 11
ENTERPRISE PRODS PARTNERS L COM 293792107 BBG001S9P0Z1 64,400 2,670 SH   SOLE   0 0 2,670
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 820 7 SH   SOLE   0 0 7
FASTENAL CO COM 311900104 BBG001S5R1F7 55,248 1,168 SH   SOLE   0 0 1,168
FEDEX CORP COM 31428X106 BBG001S5R3M5 100,063 578 SH   SOLE   0 0 578
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857 BBG008229899 17,062,282 687,718 SH   SOLE   0 0 687,718
FIRST CTZNS BANCSHARES INC N CL A 31946M103 BBG001S5R2V7 10,868 14 SH   SOLE   0 0 14
FIRST TR EXCHANGE-TRADED FD NAS CLNEDG GREEN 33733E500 BBG001SSSWQ6 66,888 1,417 SH   SOLE   0 0 1,417
FIRST TR FTSE EPRA / NAREIT ALERIAN DISRUPT 33736N101 BBG001SXT9K1 6,927 178 SH   SOLE   0 0 178
FORD MTR CO DEL COM 345370860 BBG001S5TZ33 27,879 2,397 SH   SOLE   0 0 2,397
GENERAL ELECTRIC CO COM NEW 369604301 BBG001S5PVD5 2,433 29 SH   SOLE   0 0 29
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 BBG00B0SKXY1 50,558,685 664,110 SH   SOLE   0 0 664,110
GOLDMAN SACHS GROUP INC COM 38141G104 BBG001SC07Z6 420,421 1,224 SH   SOLE   0 0 1,224
HOME DEPOT INC COM 437076102 BBG001S5RTW7 571,655 1,810 SH   SOLE   0 0 1,810
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 12,493 58 SH   SOLE   0 0 58
ILLINOIS TOOL WKS INC COM 452308109 BBG001S5SDX0 45,340 206 SH   SOLE   0 0 206
INVESCO DB MULTI-SECTOR COMM PRECIOUS METAL 46140H502 BBG001SSDLP7 30,078 626 SH   SOLE   0 0 626
INVESCO EXCHANGE TRADED FD T INTL DIVI ACHI 46137V548 BBG001SLKDX3 1,307 78 SH   SOLE   0 0 78
ISHARES GOLD TR ISHARES NEW 464285204 BBG001SJK6D5 452,178 13,073 SH   SOLE   0 0 13,073
ISHARES SILVER TR ISHARES 46428Q109 BBG001SQLN69 17,198 781 SH   SOLE   0 0 781
ISHARES TR 1 3 YR TREAS BD 464287457 BBG001SKXPR1 50,975 628 SH   SOLE   0 0 628
ISHARES TR CONV BD ETF 46435G102 BBG009BKDMM6 444 6 SH   SOLE   0 0 6
ISHARES TR CORE HIGH DV ETF 46429B663 BBG001V0XLT8 328,356 3,150 SH   SOLE   0 0 3,150
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 8,920,994 36,880 SH   SOLE   0 0 36,880
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 1,017,728 10,754 SH   SOLE   0 0 10,754
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 15,773,814 41,055 SH   SOLE   0 0 41,055
ISHARES TR MRGSTR SM CP GR 464288604 BBG001SBRKD4 5,288 147 SH   SOLE   0 0 147
ISHARES TR MSCI EMG MKT ETF 464287234 BBG001SK77D5 20,854 550 SH   SOLE   0 0 550
ISHARES TR MSCI INDIA ETF 46429B598 BBG002DMN4B6 505,764 12,117 SH   SOLE   0 0 12,117
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 2,603,940 12,369 SH   SOLE   0 0 12,369
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 732,840 3,421 SH   SOLE   0 0 3,421
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 354,861 2,340 SH   SOLE   0 0 2,340
ISHARES TR RUS 2000 VAL ETF 464287630 BBG001S56277 76,269 550 SH   SOLE   0 0 550
ISHARES TR RUS MDCP VAL ETF 464287473 BBG001S561V2 214,367 2,035 SH   SOLE   0 0 2,035
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 1,276,431 7,321 SH   SOLE   0 0 7,321
ISHARES TR TIPS BD ETF 464287176 BBG001SD9RM5 19,242 181 SH   SOLE   0 0 181
ISHARES TR U.S. MED DVC ETF 464288810 BBG001SQZT52 441,588 8,400 SH   SOLE   0 0 8,400
ISHARES TR US HOME CONS ETF 464288752 BBG001SQZTR8 507,385 8,372 SH   SOLE   0 0 8,372
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 614,650 3,479 SH   SOLE   0 0 3,479
LITHIA MTRS INC COM 536797103 BBG001SC88P7 1,647 8 SH   SOLE   0 0 8
LPL FINL HLDGS INC COM 50212V100 BBG001T5GK39 331,172 1,532 SH   SOLE   0 0 1,532
LYFT INC CL A COM 55087P104 BBG004M9ZHY4 485 44 SH   SOLE   0 0 44
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 80,326 231 SH   SOLE   0 0 231
MAXAR TECHNOLOGIES INC COM 57778K105 BBG00MT6CG16 184,322 3,562 SH   SOLE   0 0 3,562
MERCADOLIBRE INC COM 58733R102 BBG001SM32G3 3,385 4 SH   SOLE   0 0 4
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 24,549 204 SH   SOLE   0 0 204
MICROSOFT CORP COM 594918104 BBG001S5TD05 1,307,725 5,453 SH   SOLE   0 0 5,453
MORGAN STANLEY COM NEW 617446448 BBG001S9V5Z3 16,132 190 SH   SOLE   0 0 190
NETFLIX INC COM 64110L106 BBG001SF6L46 7,372 25 SH   SOLE   0 0 25
NIKE INC CL B 654106103 BBG001S6NTK2 1,810 15 SH   SOLE   0 0 15
ORACLE CORP COM 68389X105 BBG001S5SJG6 221,451 2,709 SH   SOLE   0 0 2,709
PEPSICO INC COM 713448108 BBG001S695T1 1,659 9 SH   SOLE   0 0 9
PFIZER INC COM 717081103 BBG001S5V466 563,472 10,997 SH   SOLE   0 0 10,997
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 25,303 250 SH   SOLE   0 0 250
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 242,919 1,603 SH   SOLE   0 0 1,603
QUALCOMM INC COM 747525103 BBG001S6VS70 1,601 15 SH   SOLE   0 0 15
ROBLOX CORP CL A 771049103 BBG001V1Y6Z1 171 6 SH   SOLE   0 0 6
SALESFORCE INC COM 79466L302 BBG001SDLP09 1,856 14 SH   SOLE   0 0 14
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 32,616,522 1,012,621 SH   SOLE   0 0 1,012,621
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 BBG0051NXNX3 22,254,963 476,348 SH   SOLE   0 0 476,348
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 10,707 142 SH   SOLE   0 0 142
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 1,338,428 29,644 SH   SOLE   0 0 29,644
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 5,020,903 36,959 SH   SOLE   0 0 36,959
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 BBG001S7TCZ5 14,538 117 SH   SOLE   0 0 117
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 50,892 300 SH   SOLE   0 0 300
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 BBG001SRXRD7 923 28 SH   SOLE   0 0 28
SPDR SER TR MSCI USA STRTGIC 78468R812 BBG008HB6477 366,009 3,318 SH   SOLE   0 0 3,318
SPDR SER TR PRTFLO S&P500 VL 78464A508 BBG001SG4284 1,973,203 50,738 SH   SOLE   0 0 50,738
STARBUCKS CORP COM 855244109 BBG001S72KH6 30,477 307 SH   SOLE   0 0 307
STRYKER CORPORATION COM 863667101 BBG001S8FR03 227,995 933 SH   SOLE   0 0 933
TARGET CORP COM 87612E106 BBG001SC0K41 1,428 10 SH   SOLE   0 0 10
TESLA INC COM 88160R101 BBG001SQKGD7 18,477 150 SH   SOLE   0 0 150
TJX COS INC NEW COM 872540109 BBG001S5WQ93 57,098 717 SH   SOLE   0 0 717
TYSON FOODS INC CL A 902494103 BBG001S871D5 36,816 591 SH   SOLE   0 0 591
UNION PAC CORP COM 907818108 BBG001S5X2M0 72,892 352 SH   SOLE   0 0 352
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 66,831 126 SH   SOLE   0 0 126
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 BBG001TC6MF8 7,410 35 SH   SOLE   0 0 35
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 30,007 399 SH   SOLE   0 0 399
VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG001SHTTQ6 8,070,860 46,331 SH   SOLE   0 0 46,331
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 30,254,732 148,446 SH   SOLE   0 0 148,446
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 1,167,074 14,150 SH   SOLE   0 0 14,150
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 12,515,372 35,622 SH   SOLE   0 0 35,622
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 472,215 2,573 SH   SOLE   0 0 2,573
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 143,320 750 SH   SOLE   0 0 750
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 1,010 20 SH   SOLE   0 0 20
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 1,700,354 43,621 SH   SOLE   0 0 43,621
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 3,012,990 19,842 SH   SOLE   0 0 19,842
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 31,372,896 747,508 SH   SOLE   0 0 747,508
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 BBG001SHVTQ3 460 2 SH   SOLE   0 0 2
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 BBG001SHVR32 238,504 962 SH   SOLE   0 0 962
VANGUARD WORLD FDS INF TECH ETF 92204A702 BBG001SHTTR5 659,520 2,065 SH   SOLE   0 0 2,065
VENTAS INC COM 92276F100 BBG001S9T7M6 229,575 5,096 SH   SOLE   0 0 5,096
VERINT SYS INC COM 92343X100 BBG001S6V8N6 7,764 214 SH   SOLE   0 0 214
VIATRIS INC COM 92556V106 BBG00Y52JV51 3,766 338 SH   SOLE   0 0 338
WALMART INC COM 931142103 BBG001S5XH92 41,796 295 SH   SOLE   0 0 295
WARNER BROS DISCOVERY INC COM SER A 934423104 BBG011386VG3 1,081 114 SH   SOLE   0 0 114
WILLIS TOWERS WATSON PLC LTD SHS G96629103 BBG001SHY2Q9 376,612 1,540 SH   SOLE   0 0 1,540
WINTRUST FINL CORP COM 97650W108 BBG001S945T0 141,606 1,675 SH   SOLE   0 0 1,675