The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DIANA SHIPPING INC COM Y2066G104   110,000 28,111 SH   SOLE   0 0 28,111
NXP SEMICONDUCTORS N V COM N6596X109   278,000 1,759 SH   SOLE   0 0 1,759
SPOTIFY TECHNOLOGY S A SHS L8681T102   344,000 4,362 SH   SOLE   0 0 4,362
UBS GROUP AG SHS H42097107   190,000 10,196 SH   SOLE   0 0 10,196
CHUBB LIMITED COM H1467J104   1,461,000 6,621 SH   SOLE   0 0 6,621
NU HLDGS LTD ORD SHS CL A G6683N103   149,000 36,612 SH   SOLE   0 0 36,612
MEDTRONIC PLC SHS G5960L103   650,000 8,368 SH   SOLE   0 0 8,368
LINDE PLC SHS G5494J103   601,000 1,841 SH   SOLE   0 0 1,841
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   2,332,000 8,738 SH   SOLE   0 0 8,738
YUM CHINA HLDGS INC COM 98850P109   408,000 7,472 SH   SOLE   0 0 7,472
XCEL ENERGY INC COM 98389B100   2,105,000 30,021 SH   SOLE   0 0 30,021
WISDOMTREE TR CLOUD COMPUTNG 97717Y691   242,000 9,657 SH   SOLE   0 0 9,657
WISDOMTREE TR CYBERSECURITY FD 97717Y659   285,000 18,745 SH   SOLE   0 0 18,745
WISDOMTREE TR US QTLY DIV GRT 97717X669   2,165,000 35,865 SH   SOLE   0 0 35,865
WISDOMTREE TR YIELD ENHANCD US 97717X511   331,000 7,758 SH   SOLE   0 0 7,758
WISDOMTREE TR CURRNCY INT EQ 97717X263   335,000 11,467 SH   SOLE   0 0 11,467
WISDOMTREE TR INTL SMCAP DIV 97717W760   219,000 3,773 SH   SOLE   0 0 3,773
WISDOMTREE TR US SMALLCAP FUND 97717W562   389,000 9,136 SH   SOLE   0 0 9,136
WISDOMTREE TR EMER MKT HIGH FD 97717W315   210,000 5,902 SH   SOLE   0 0 5,902
WISDOMTREE TR US HIGH DIVIDEND 97717W208   206,000 2,396 SH   SOLE   0 0 2,396
WISDOMTREE TR US TOTAL DIVIDND 97717W109   553,000 9,126 SH   SOLE   0 0 9,126
WESTERN DIGITAL CORP. NOTE 1.500% 2/0 958102AP0   45,000 47,000 PRN   SOLE   0 0 47,000
WASTE MGMT INC DEL COM 94106L109   283,000 1,803 SH   SOLE   0 0 1,803
VIRTUS ARTIFICIAL INTELLIGEN COM 92838Y100   486,000 30,003 SH   SOLE   0 0 30,003
VISA INC COM CL A 92826C839   1,051,000 5,059 SH   SOLE   0 0 5,059
VICTORY PORTFOLIOS II VCSHS US EQ INCM 92647N824   1,680,000 27,066 SH   SOLE   0 0 27,066
VERIZON COMMUNICATIONS INC COM 92343V104   1,752,000 44,473 SH   SOLE   0 0 44,473
VANECK ETF TRUST OIL SERVICES ETF 92189H607   274,000 900 SH   SOLE   0 0 900
UNITEDHEALTH GROUP INC COM 91324P102   2,189,000 4,129 SH   SOLE   0 0 4,129
UBER TECHNOLOGIES INC COM 90353T100   389,000 15,713 SH   SOLE   0 0 15,713
3M CO COM 88579Y101   288,000 2,405 SH   SOLE   0 0 2,405
TESLA INC COM 88160R101   1,183,000 9,602 SH   SOLE   0 0 9,602
TENARIS S A SPONSORED ADS 88031M109   288,000 8,193 SH   SOLE   0 0 8,193
TELLURIAN INC NEW COM 87968A104   1,000 10,000 SH Call SOLE   0 0 10,000
SOFI TECHNOLOGIES INC COM 83406F102   65,000 14,196 SH   SOLE   0 0 14,196
SHOPIFY INC CL A 82509L107   237,000 6,820 SH   SOLE   0 0 6,820
SERVICENOW INC COM 81762P102   201,000 518 SH   SOLE   0 0 518
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   894,000 12,687 SH   SOLE   0 0 12,687
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   204,000 1,637 SH   SOLE   0 0 1,637
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   457,000 13,376 SH   SOLE   0 0 13,376
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,762,000 20,140 SH   SOLE   0 0 20,140
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   482,000 6,470 SH   SOLE   0 0 6,470
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   514,000 3,785 SH   SOLE   0 0 3,785
SALESFORCE INC COM 79466L302   535,000 4,034 SH   SOLE   0 0 4,034
SPDR SER TR PORTFOLIO S&P600 78468R853   1,079,000 29,193 SH   SOLE   0 0 29,193
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,414,000 3,193 SH   SOLE   0 0 3,193
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   617,000 1,864 SH   SOLE   0 0 1,864
SPDR SER TR PORTFOLI S&P1500 78464A805   694,000 14,683 SH   SOLE   0 0 14,683
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   322,000 9,764 SH   SOLE   0 0 9,764
SPDR INDEX SHS FDS EURO STOXX 50 78463X202   421,000 10,881 SH   SOLE   0 0 10,881
SPDR GOLD TR GOLD SHS 78463V107   424,000 2,498 SH   SOLE   0 0 2,498
SPDR S&P 500 ETF TR TR UNIT 78462F103   19,090,000 49,917 SH   SOLE   0 0 49,917
S&P GLOBAL INC COM 78409V104   461,000 1,376 SH   SOLE   0 0 1,376
REMITLY GLOBAL INC COM 75960P104   265,000 23,136 SH   SOLE   0 0 23,136
QUEST DIAGNOSTICS INC COM 74834L100   224,000 1,432 SH   SOLE   0 0 1,432
PROSPECT CAP CORP COM 74348T102   296,000 42,390 SH   SOLE   0 0 42,390
PROSHARES TR ULTRASHRT S&P500 74347G416   221,000 4,801 SH   SOLE   0 0 4,801
PRICE T ROWE GROUP INC COM 74144T108   484,000 4,434 SH   SOLE   0 0 4,434
PIMCO DYNAMIC INCOME FD SHS 72201Y101   212,000 11,496 SH   SOLE   0 0 11,496
PALANTIR TECHNOLOGIES INC CL A 69608A108   82,000 12,733 SH   SOLE   0 0 12,733
PALANTIR TECHNOLOGIES INC CL A 69608A108   0 10,000 SH Call SOLE   0 0 10,000
ORACLE CORP COM 68389X105   1,070,000 13,092 SH   SOLE   0 0 13,092
NUVEEN PFD & INCOME SECS FD COM 67072C105   153,000 22,500 SH   SOLE   0 0 22,500
NUVEEN QUALITY MUNCP INCOME COM 67066V101   272,000 23,050 SH   SOLE   0 0 23,050
NVIDIA CORPORATION COM 67066G104   1,161,000 7,947 SH   SOLE   0 0 7,947
NEXTERA ENERGY INC COM 65339F101   1,642,000 19,647 SH   SOLE   0 0 19,647
NETFLIX INC COM 64110L106   738,000 2,501 SH   SOLE   0 0 2,501
MULLEN AUTOMOTIVE INC COM 62526P109   10,000 33,500 SH   SOLE   0 0 33,500
MODERNA INC COM 60770K107   380,000 2,116 SH   SOLE   0 0 2,116
MIZUHO FINANCIAL GROUP INC SPONSORED ADR 60687Y109   37,000 12,986 SH   SOLE   0 0 12,986
MERCK & CO INC COM 58933Y105   1,192,000 10,746 SH   SOLE   0 0 10,746
MCKESSON CORP COM 58155Q103   745,000 1,985 SH   SOLE   0 0 1,985
MASTERCARD INCORPORATED CL A 57636Q104   941,000 2,705 SH   SOLE   0 0 2,705
MAINSTAY CBRE GBL INFRSTR ME COM 56064Q107   221,000 16,220 SH   SOLE   0 0 16,220
M & T BK CORP COM 55261F104   393,000 2,708 SH   SOLE   0 0 2,708
KT CORP SPONSORED ADR 48268K101   172,000 12,708 SH   SOLE   0 0 12,708
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   2,296,000 42,133 SH   SOLE   0 0 42,133
JPMORGAN CHASE & CO COM 46625H100   5,036,000 37,557 SH   SOLE   0 0 37,557
ISHARES TR IBONDS 23 TRM TS 46436E882   964,000 39,020 SH   SOLE   0 0 39,020
ISHARES TR MSCI GBL SUS DEV 46435G532   871,000 11,038 SH   SOLE   0 0 11,038
ISHARES TR GLOBAL REIT ETF 46434V647   254,000 11,196 SH   SOLE   0 0 11,196
ISHARES TR CORE DIV GRWTH 46434V621   703,000 14,062 SH   SOLE   0 0 14,062
ISHARES INC CORE MSCI EMKT 46434G103   946,000 20,252 SH   SOLE   0 0 20,252
ISHARES TR CORE MSCI EAFE 46432F842   1,678,000 27,223 SH   SOLE   0 0 27,223
ISHARES TR MSCI USA QLT FCT 46432F339   406,000 3,560 SH   SOLE   0 0 3,560
ISHARES TR MSCI USA MIN VOL 46429B697   501,000 6,949 SH   SOLE   0 0 6,949
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 MUNI 46138J536   472,000 19,079 SH   SOLE   0 0 19,079
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 MUNI 46138J528   660,000 27,157 SH   SOLE   0 0 27,157
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 MUNI 46138J510   483,000 20,562 SH   SOLE   0 0 20,562
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 MUNI 46138J494   365,000 15,500 SH   SOLE   0 0 15,500
INVESCO EXCH TRADED FD TR II SOLAR ETF 46138G706   565,000 7,744 SH   SOLE   0 0 7,744
INVESCO EXCH TRADED FD TR II S&P MDCP 400 REV 46138G672   609,000 7,090 SH   SOLE   0 0 7,090
INVESCO EXCH TRADED FD TR II S&P SMALLCAP 600 46138G664   566,000 5,212 SH   SOLE   0 0 5,212
INVESCO TR INVT GRADE MUNS COM 46131M106   152,000 15,140 SH   SOLE   0 0 15,140
INVESCO SR INCOME TR COM 46131H107   169,000 44,195 SH   SOLE   0 0 44,195
INTERDIGITAL INC COM 45867G101   495,000 10,000 SH   SOLE   0 0 10,000
INDEXIQ ACTIVE ETF TR IQ MACKAY INSRED 45409F843   1,079,000 45,443 SH   SOLE   0 0 45,443
IMMUNITYBIO INC COM 45256X103   51,000 10,000 SH   SOLE   0 0 10,000
IDEXX LABS INC COM 45168D104   1,019,000 2,498 SH   SOLE   0 0 2,498
ICICI BANK LIMITED ADR 45104G104   271,000 12,388 SH   SOLE   0 0 12,388
ISPECIMEN INC COM 45032V108   24,000 17,305 SH   SOLE   0 0 17,305
HEALTHCARE RLTY TR CL A COM 42226K105   199,000 10,335 SH   SOLE   0 0 10,335
GREENBRIER COS INC NOTE 2.875% 2/0 393657AK7   21,000 22,000 PRN   SOLE   0 0 22,000
GLOBAL X FDS LITHIUM BTRY ETF 37954Y855   951,000 16,228 SH   SOLE   0 0 16,228
GLOBAL X FDS US INFR DEV ETF 37954Y673   438,000 16,527 SH   SOLE   0 0 16,527
GLOBAL X FDS US PFD ETF 37954Y657   195,000 10,051 SH   SOLE   0 0 10,051
GLOBAL X FDS NASDAQ 100 COVER 37954Y483   274,000 17,220 SH   SOLE   0 0 17,220
GLOBAL X FDS RATE PREFERRED 37954Y376   371,000 16,500 SH   SOLE   0 0 16,500
GLOBAL PMTS INC COM 37940X102   232,000 2,340 SH   SOLE   0 0 2,340
FREEPORT-MCMORAN INC CL B 35671D857   217,000 5,709 SH   SOLE   0 0 5,709
FIRST TR EXCHNG TRADED FD VI CBOE VEST FD DEP 33740U703   1,125,000 57,219 SH   SOLE   0 0 57,219
FIRST TR EXCHNG TRADED FD VI CBOE EQT DEP NOV 33740F839   215,000 6,580 SH   SOLE   0 0 6,580
FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQ 33740F755   628,000 28,270 SH   SOLE   0 0 28,270
FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQT 33740F698   412,000 13,340 SH   SOLE   0 0 13,340
FIRST TR EXCHNG TRADED FD VI FT CBOE VST INTL 33740F573   426,000 22,413 SH   SOLE   0 0 22,413
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   439,000 9,250 SH   SOLE   0 0 9,250
FIRST TR EXCHANGE TRAD FD VI FST TR GLB FD 33739H101   340,000 13,902 SH   SOLE   0 0 13,902
FIRST TR EXCHANGE-TRADED FD DORSEY WRIGHT 33738R886   170,000 10,138 SH   SOLE   0 0 10,138
FIRST TR EXCHANGE-TRADED FD NASDQ FOD BVRG 33738R852   237,000 8,762 SH   SOLE   0 0 8,762
FIRST TR EXCHANGE-TRADED FD NASDQ OIL GAS 33738R845   377,000 13,494 SH   SOLE   0 0 13,494
FIRST TR EXCHANGE-TRADED FD DORSEY WRT 5 ETF 33738R605   4,514,000 96,975 SH   SOLE   0 0 96,975
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506   1,794,000 40,853 SH   SOLE   0 0 40,853
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101   581,000 21,753 SH   SOLE   0 0 21,753
FIRST TR EXCH TRD ALPHDX FD EMERG MKT ALPH 33737J182   470,000 22,335 SH   SOLE   0 0 22,335
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846   201,000 5,201 SH   SOLE   0 0 5,201
FIRST TR EXCHANGE TRADED FD INDLS PROD DUR 33734X150   266,000 5,159 SH   SOLE   0 0 5,159
FIRST TR VALUE LINE DIVID IN SHS 33734H106   5,509,000 138,027 SH   SOLE   0 0 138,027
FIDELITY NATL INFORMATION SV COM 31620M106   379,000 5,581 SH   SOLE   0 0 5,581
META PLATFORMS INC CL A 30303M102   1,416,000 11,766 SH   SOLE   0 0 11,766
EXXON MOBIL CORP COM 30231G102   3,105,000 28,154 SH   SOLE   0 0 28,154
EVERSOURCE ENERGY COM 30040W108   1,095,000 13,066 SH   SOLE   0 0 13,066
EQUINOR ASA SPONSORED ADR 29446M102   234,000 6,529 SH   SOLE   0 0 6,529
EATON VANCE TAX-MANAGED GLOB COM 27829F108   388,000 51,378 SH   SOLE   0 0 51,378
EATON VANCE TAX-MANAGED GLOB COM 27829C105   270,000 34,741 SH   SOLE   0 0 34,741
EATON VANCE LTD DURATION INC COM 27828H105   104,000 11,027 SH   SOLE   0 0 11,027
ETF SER SOLUTIONS DEFIANCE NEXT 26922A289   455,000 15,234 SH   SOLE   0 0 15,234
DUPONT DE NEMOURS INC COM 26614N102   356,000 5,180 SH   SOLE   0 0 5,180
DUKE ENERGY CORP NEW COM NEW 26441C204   519,000 5,039 SH   SOLE   0 0 5,039
DIAGEO PLC SPON ADR NEW 25243Q205   336,000 1,887 SH   SOLE   0 0 1,887
D R HORTON INC COM 23331A109   251,000 2,815 SH   SOLE   0 0 2,815
COSTCO WHSL CORP NEW COM 22160K105   736,000 1,613 SH   SOLE   0 0 1,613
CONSTELLATION BRANDS INC CL A 21036P108   297,000 1,283 SH   SOLE   0 0 1,283
COMPANHIA PARANAENSE ENERG C SPON ADS 20441B605   145,000 20,138 SH   SOLE   0 0 20,138
COMCAST CORP NEW CL A 20030N101   782,000 22,372 SH   SOLE   0 0 22,372
CISCO SYS INC COM 17275R102   1,588,000 33,328 SH   SOLE   0 0 33,328
CENTRAIS ELETRICAS BRASILEIR SPONSORED ADR 15234Q207   140,000 17,654 SH   SOLE   0 0 17,654
CARRIER GLOBAL CORPORATION COM 14448C104   215,000 5,222 SH   SOLE   0 0 5,222
BROADCOM INC COM 11135F101   1,085,000 1,941 SH   SOLE   0 0 1,941
BLACKROCK SCIENCE & TECHNOLO SHS BEN INT 09260K101   1,233,000 78,848 SH   SOLE   0 0 78,848
BLACKSTONE INC COM 09260D107   714,000 9,620 SH   SOLE   0 0 9,620
BLACKROCK SCIENCE & TECHNOLO SHS 09258G104   582,000 20,504 SH   SOLE   0 0 20,504
BLACKROCK RES & COMMODITIES SHS 09257A108   529,000 53,086 SH   SOLE   0 0 53,086
BLACKROCK ENHANCED EQUITY DI COM 09251A104   200,000 22,200 SH   SOLE   0 0 22,200
BLACKROCK INC COM 09247X101   615,000 868 SH   SOLE   0 0 868
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101   143,000 23,802 SH   SOLE   0 0 23,802
AMERICAN TOWER CORP NEW COM 03027X100   222,000 1,049 SH   SOLE   0 0 1,049
ALTRIA GROUP INC COM 02209S103   354,000 7,743 SH   SOLE   0 0 7,743
ALPHABET INC CAP STK CL A 02079K305   1,675,000 18,983 SH   SOLE   0 0 18,983
ALPHABET INC CAP STK CL C 02079K107   2,108,000 23,757 SH   SOLE   0 0 23,757
EA SERIES TRUST BRIDGEWAY BLUE 02072L714   481,000 59,771 SH   SOLE   0 0 59,771
ADVISORSHARES TR DORSEY WRIGT ADR 00768Y206   936,000 19,594 SH   SOLE   0 0 19,594
ADOBE SYSTEMS INCORPORATED COM 00724F101   432,000 1,284 SH   SOLE   0 0 1,284
ABBVIE INC COM 00287Y109   2,704,000 16,730 SH   SOLE   0 0 16,730
ARK ETF TR INNOVATION ETF 00214Q104   354,000 11,344 SH   SOLE   0 0 11,344
AT&T INC COM 00206R102   574,000 31,180 SH   SOLE   0 0 31,180
TRAVELERS COMPANIES INC COM 89417E109   310,000 1,652 SH   SOLE   0 0 1,652
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108   1,088,000 64,760 SH   SOLE   0 0 64,760
EDWARDS LIFESCIENCES CORP COM 28176E108   405,000 5,429 SH   SOLE   0 0 5,429
BLACKROCK HEALTH SCIENCS TR COM SHS 09260E105   180,000 11,657 SH   SOLE   0 0 11,657
AMERISOURCEBERGEN CORP COM 03073E105   218,000 1,315 SH   SOLE   0 0 1,315
INVESCO QQQ TR UNIT SER 1 46090E103   6,073,000 22,806 SH   SOLE   0 0 22,806
RAYTHEON TECHNOLOGIES CORP COM 75513E101   2,351,000 23,292 SH   SOLE   0 0 23,292
YUM BRANDS INC COM 988498101   1,063,000 8,299 SH   SOLE   0 0 8,299
YPF SOCIEDAD ANONIMA SPON ADR CL D 984245100   155,000 16,842 SH   SOLE   0 0 16,842
WELLS FARGO CO NEW COM 949746101   620,000 15,026 SH   SOLE   0 0 15,026
WALMART INC COM 931142103   1,370,000 9,662 SH   SOLE   0 0 9,662
VMWARE INC CL A COM 928563402   514,000 4,191 SH   SOLE   0 0 4,191
VANGUARD INDEX FDS TOTAL STK MKT 922908769   4,458,000 23,315 SH   SOLE   0 0 23,315
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,650,000 14,439 SH   SOLE   0 0 14,439
VANGUARD INDEX FDS VALUE ETF 922908744   472,000 3,359 SH   SOLE   0 0 3,359
VANGUARD INDEX FDS GROWTH ETF 922908736   601,000 2,818 SH   SOLE   0 0 2,818
VANGUARD INDEX FDS LARGE CAP ETF 922908637   862,000 4,946 SH   SOLE   0 0 4,946
VANGUARD INDEX FDS MID CAP ETF 922908629   308,000 1,511 SH   SOLE   0 0 1,511
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   505,000 6,119 SH   SOLE   0 0 6,119
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   6,817,000 19,402 SH   SOLE   0 0 19,402
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   869,000 17,326 SH   SOLE   0 0 17,326
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   483,000 4,461 SH   SOLE   0 0 4,461
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,104,000 26,294 SH   SOLE   0 0 26,294
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   546,000 7,605 SH   SOLE   0 0 7,605
VANGUARD BD INDEX FDS INTERMED TERM 921937819   201,000 2,707 SH   SOLE   0 0 2,707
VANGUARD STAR FDS VG TL INTL STK F 921909768   311,000 6,017 SH   SOLE   0 0 6,017
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   325,000 2,140 SH   SOLE   0 0 2,140
UNITED PARCEL SERVICE INC CL B 911312106   631,000 3,628 SH   SOLE   0 0 3,628
US BANCORP DEL COM NEW 902973304   3,161,000 72,479 SH   SOLE   0 0 72,479
TORONTO DOMINION BK ONT COM NEW 891160509   2,077,000 32,067 SH   SOLE   0 0 32,067
TEXAS INSTRS INC COM 882508104   288,000 1,744 SH   SOLE   0 0 1,744
TATA MTRS LTD SPONSORED ADR 876568502   219,000 9,478 SH   SOLE   0 0 9,478
TJX COS INC NEW COM 872540109   941,000 11,822 SH   SOLE   0 0 11,822
STRYKER CORPORATION COM 863667101   791,000 3,236 SH   SOLE   0 0 3,236
STARBUCKS CORP COM 855244109   1,068,000 10,766 SH   SOLE   0 0 10,766
SOUTHERN CO COM 842587107   1,469,000 20,574 SH   SOLE   0 0 20,574
SNAP ON INC COM 833034101   601,000 2,630 SH   SOLE   0 0 2,630
SHERWIN WILLIAMS CO COM 824348106   519,000 2,187 SH   SOLE   0 0 2,187
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   239,000 3,170 SH   SOLE   0 0 3,170
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   609,000 9,220 SH   SOLE   0 0 9,220
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   1,378,000 24,796 SH   SOLE   0 0 24,796
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   506,000 11,213 SH   SOLE   0 0 11,213
SCHWAB CHARLES FAMILY FD AMT TAX FREE MNY 808515530   3,506,000 3,505,676 SH   SOLE   0 0 3,505,676
SCHWAB CHARLES CORP COM 808513105   804,000 9,662 SH   SOLE   0 0 9,662
ROCKWELL AUTOMATION INC COM 773903109   459,000 1,782 SH   SOLE   0 0 1,782
QUALCOMM INC COM 747525103   682,000 6,205 SH   SOLE   0 0 6,205
PROCTER AND GAMBLE CO COM 742718109   5,318,000 35,090 SH   SOLE   0 0 35,090
POLARIS INC COM 731068102   500,000 4,946 SH   SOLE   0 0 4,946
POINT BIOPHARMA GLOBAL INC COM 730541109   86,000 11,820 SH   SOLE   0 0 11,820
PHILIP MORRIS INTL INC COM 718172109   802,000 7,920 SH   SOLE   0 0 7,920
PFIZER INC COM 717081103   2,973,000 58,021 SH   SOLE   0 0 58,021
PEPSICO INC COM 713448108   3,469,000 19,202 SH   SOLE   0 0 19,202
PAYCHEX INC COM 704326107   840,000 7,265 SH   SOLE   0 0 7,265
ONEOK INC NEW COM 682680103   207,000 3,146 SH   SOLE   0 0 3,146
NUVEEN AMT FREE QLTY MUN INC COM 670657105   351,000 30,872 SH   SOLE   0 0 30,872
NOVO-NORDISK A S ADR 670100205   1,533,000 11,325 SH   SOLE   0 0 11,325
NORTHERN TR CORP COM 665859104   456,000 5,152 SH   SOLE   0 0 5,152
NORDSON CORP COM 655663102   439,000 1,848 SH   SOLE   0 0 1,848
NIKE INC CL B 654106103   1,002,000 8,562 SH   SOLE   0 0 8,562
NEW JERSEY RES CORP COM 646025106   485,000 9,773 SH   SOLE   0 0 9,773
MORGAN STANLEY COM NEW 617446448   497,000 5,842 SH   SOLE   0 0 5,842
MONDELEZ INTL INC CL A 609207105   294,000 4,412 SH   SOLE   0 0 4,412
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADS 606822104   182,000 27,222 SH   SOLE   0 0 27,222
MICROCHIP TECHNOLOGY INC. COM 595017104   241,000 3,427 SH   SOLE   0 0 3,427
MICROSOFT CORP COM 594918104   9,864,000 41,133 SH   SOLE   0 0 41,133
MCDONALDS CORP COM 580135101   3,022,000 11,467 SH   SOLE   0 0 11,467
MASCO CORP COM 574599106   463,000 9,916 SH   SOLE   0 0 9,916
LUCID GROUP INC COM 549498103   76,000 11,132 SH   SOLE   0 0 11,132
LOWES COS INC COM 548661107   714,000 3,586 SH   SOLE   0 0 3,586
LOCKHEED MARTIN CORP COM 539830109   1,554,000 3,194 SH   SOLE   0 0 3,194
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109   36,000 16,394 SH   SOLE   0 0 16,394
LILLY ELI & CO COM 532457108   479,000 1,310 SH   SOLE   0 0 1,310
JOHNSON & JOHNSON COM 478160104   3,245,000 18,368 SH   SOLE   0 0 18,368
ITAU UNIBANCO HLDG S A SPON ADR REP PFD 465562106   146,000 30,929 SH   SOLE   0 0 30,929
ISHARES TR EAFE GRWTH ETF 464288885   317,000 3,790 SH   SOLE   0 0 3,790
ISHARES TR MICRO-CAP ETF 464288869   246,000 2,284 SH   SOLE   0 0 2,284
ISHARES TR MSCI ACWI EX US 464288240   636,000 13,969 SH   SOLE   0 0 13,969
ISHARES TR GL CLEAN ENE ETF 464288224   799,000 40,258 SH   SOLE   0 0 40,258
ISHARES TR S&P SML 600 GWT 464287887   217,000 2,013 SH   SOLE   0 0 2,013
ISHARES TR SP SMCP600VL ETF 464287879   740,000 8,101 SH   SOLE   0 0 8,101
ISHARES TR CORE S&P SCP ETF 464287804   1,114,000 11,775 SH   SOLE   0 0 11,775
ISHARES TR CORE S&P US GWT 464287671   210,000 2,571 SH   SOLE   0 0 2,571
ISHARES TR CORE S&P US VLU 464287663   382,000 5,410 SH   SOLE   0 0 5,410
ISHARES TR RUSSELL 2000 ETF 464287655   2,977,000 17,072 SH   SOLE   0 0 17,072
ISHARES TR RUS 1000 GRW ETF 464287614   330,000 1,541 SH   SOLE   0 0 1,541
ISHARES TR CORE S&P MCP ETF 464287507   1,843,000 7,621 SH   SOLE   0 0 7,621
ISHARES TR RUS MID CAP ETF 464287499   212,000 3,146 SH   SOLE   0 0 3,146
ISHARES TR RUS MD CP GR ETF 464287481   2,529,000 30,250 SH   SOLE   0 0 30,250
ISHARES TR MSCI EAFE ETF 464287465   763,000 11,618 SH   SOLE   0 0 11,618
ISHARES TR S&P 500 VAL ETF 464287408   435,000 2,998 SH   SOLE   0 0 2,998
ISHARES TR S&P 500 GRWT ETF 464287309   829,000 14,179 SH   SOLE   0 0 14,179
ISHARES TR IBOXX INV CP ETF 464287242   356,000 3,374 SH   SOLE   0 0 3,374
ISHARES TR CORE US AGGBD ET 464287226   695,000 7,165 SH   SOLE   0 0 7,165
ISHARES TR CORE S&P500 ETF 464287200   4,581,000 11,923 SH   SOLE   0 0 11,923
ISHARES TR TIPS BD ETF 464287176   650,000 6,104 SH   SOLE   0 0 6,104
ISHARES TR SELECT DIVID ETF 464287168   200,000 1,657 SH   SOLE   0 0 1,657
ISHARES TR CORE S&P TTL STK 464287150   665,000 7,843 SH   SOLE   0 0 7,843
ISHARES TR S&P 100 ETF 464287101   316,000 1,850 SH   SOLE   0 0 1,850
ISHARES INC MSCI EMERG MRKT 464286533   218,000 4,114 SH   SOLE   0 0 4,114
ISHARES INC MSCI FRONTIER 464286145   279,000 10,941 SH   SOLE   0 0 10,941
INTUIT COM 461202103   565,000 1,451 SH   SOLE   0 0 1,451
INTERNATIONAL BUSINESS MACHS COM 459200101   976,000 6,925 SH   SOLE   0 0 6,925
ING GROEP N.V. SPONSORED ADR 456837103   143,000 11,778 SH   SOLE   0 0 11,778
ILLINOIS TOOL WKS INC COM 452308109   622,000 2,823 SH   SOLE   0 0 2,823
HONEYWELL INTL INC COM 438516106   2,137,000 9,970 SH   SOLE   0 0 9,970
HOME DEPOT INC COM 437076102   2,211,000 7,000 SH   SOLE   0 0 7,000
HERSHEY CO COM 427866108   662,000 2,857 SH   SOLE   0 0 2,857
HANOVER INS GROUP INC COM 410867105   620,000 4,592 SH   SOLE   0 0 4,592
GRACO INC COM 384109104   477,000 7,094 SH   SOLE   0 0 7,094
GILEAD SCIENCES INC COM 375558103   445,000 5,186 SH   SOLE   0 0 5,186
GERDAU SA SPON ADR REP PFD 373737105   153,000 27,580 SH   SOLE   0 0 27,580
GENUINE PARTS CO COM 372460105   224,000 1,288 SH   SOLE   0 0 1,288
GENERAL MLS INC COM 370334104   412,000 4,912 SH   SOLE   0 0 4,912
GENERAL ELECTRIC CO COM NEW 369604301   248,000 2,963 SH   SOLE   0 0 2,963
GENERAL DYNAMICS CORP COM 369550108   1,045,000 4,213 SH   SOLE   0 0 4,213
FORD MTR CO DEL COM 345370860   163,000 14,028 SH   SOLE   0 0 14,028
FISERV INC COM 337738108   201,000 1,985 SH   SOLE   0 0 1,985
FIRST TR MORNINGSTAR DIVID L SHS 336917109   1,798,000 49,192 SH   SOLE   0 0 49,192
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   295,000 3,121 SH   SOLE   0 0 3,121
EXPEDITORS INTL WASH INC COM 302130109   405,000 3,894 SH   SOLE   0 0 3,894
EXCHANGE TRADED CONCEPTS TR BITWISE CRYPTO 301505624   59,000 17,401 SH   SOLE   0 0 17,401
ESSEX PPTY TR INC COM 297178105   547,000 2,580 SH   SOLE   0 0 2,580
EMERSON ELEC CO COM 291011104   608,000 6,331 SH   SOLE   0 0 6,331
ELECTRONIC ARTS INC COM 285512109   265,000 2,171 SH   SOLE   0 0 2,171
DOW INC COM 260557103   245,000 4,855 SH   SOLE   0 0 4,855
DONALDSON INC COM 257651109   437,000 7,417 SH   SOLE   0 0 7,417
DOLLAR GEN CORP NEW COM 256677105   218,000 884 SH   SOLE   0 0 884
DISNEY WALT CO COM 254687106   1,003,000 11,549 SH   SOLE   0 0 11,549
DENISON MINES CORP COM 248356107   14,000 12,000 SH   SOLE   0 0 12,000
DEERE & CO COM 244199105   410,000 956 SH   SOLE   0 0 956
CULLEN FROST BANKERS INC COM 229899109   463,000 3,462 SH   SOLE   0 0 3,462
COMMERCE BANCSHARES INC COM 200525103   425,000 6,250 SH   SOLE   0 0 6,250
COLGATE PALMOLIVE CO COM 194162103   1,280,000 16,240 SH   SOLE   0 0 16,240
COCA COLA CO COM 191216100   1,623,000 25,520 SH   SOLE   0 0 25,520
CLOROX CO DEL COM 189054109   600,000 4,272 SH   SOLE   0 0 4,272
CITIGROUP INC COM NEW 172967424   224,000 4,956 SH   SOLE   0 0 4,956
CHEVRON CORP NEW COM 166764100   1,503,000 8,373 SH   SOLE   0 0 8,373
CATERPILLAR INC COM 149123101   237,000 989 SH   SOLE   0 0 989
CVS HEALTH CORP COM 126650100   1,327,000 14,243 SH   SOLE   0 0 14,243
CSX CORP COM 126408103   214,000 6,910 SH   SOLE   0 0 6,910
BROWN & BROWN INC COM 115236101   425,000 7,453 SH   SOLE   0 0 7,453
BRISTOL-MYERS SQUIBB CO COM 110122108   1,313,000 18,251 SH   SOLE   0 0 18,251
BOEING CO COM 097023105   204,000 1,073 SH   SOLE   0 0 1,073
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,128,000 3,653 SH   SOLE   0 0 3,653
BECTON DICKINSON & CO COM 075887109   474,000 1,863 SH   SOLE   0 0 1,863
BANK AMERICA CORP COM 060505104   1,616,000 48,801 SH   SOLE   0 0 48,801
APPLIED MATLS INC COM 038222105   480,000 4,931 SH   SOLE   0 0 4,931
APPLE INC COM 037833100   13,671,000 105,218 SH   SOLE   0 0 105,218
ANALOG DEVICES INC COM 032654105   671,000 4,091 SH   SOLE   0 0 4,091
AMPHENOL CORP NEW CL A 032095101   450,000 5,915 SH   SOLE   0 0 5,915
AMGEN INC COM 031162100   428,000 1,629 SH   SOLE   0 0 1,629
AMERICAN WTR WKS CO INC NEW COM 030420103   525,000 3,447 SH   SOLE   0 0 3,447
AMERICAN ELEC PWR CO INC COM 025537101   1,163,000 12,244 SH   SOLE   0 0 12,244
AMERICAN CENTY ETF TR FOCUSED LRG CAP 025072794   1,222,000 20,788 SH   SOLE   0 0 20,788
AMAZON COM INC COM 023135106   5,057,000 60,207 SH   SOLE   0 0 60,207
ALGONQUIN PWR UTILS CORP COM 015857105   73,000 11,241 SH   SOLE   0 0 11,241
AIR PRODS & CHEMS INC COM 009158106   687,000 2,227 SH   SOLE   0 0 2,227
AEGON N V NY REGISTRY SHS 007924103   163,000 32,397 SH   SOLE   0 0 32,397
ADVANCED MICRO DEVICES INC COM 007903107   362,000 5,586 SH   SOLE   0 0 5,586
ABBOTT LABS COM 002824100   590,000 5,372 SH   SOLE   0 0 5,372
ABB LTD SPONSORED ADR 000375204   217,000 7,136 SH   SOLE   0 0 7,136