The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN PALLADIUM ETF TRUST PHYSICAL PALLADM 003262102   479,314 2,903 SH   SOLE   0 0 2,903
ABRDN PLATINUM ETF TRUST PHYSCL PLATM SHS 003260106   1,200,394 12,091 SH   SOLE   0 0 12,091
APPLE INC COM 037833100   3,336,748 25,681 SH   SOLE   0 0 25,681
BALL CORP COM 058498106   1,124,006 21,979 SH   SOLE   0 0 21,979
CATERPILLAR INC COM 149123101   383,296 1,600 SH   SOLE   0 0 1,600
CHARLES RIV LABS INTL INC COM 159864107   604,455 2,774 SH   SOLE   0 0 2,774
CHEVRON CORP NEW COM 166764100   581,189 3,238 SH   SOLE   0 0 3,238
CIGNA CORP NEW COM 125523100   2,021,837 6,102 SH   SOLE   0 0 6,102
COMCAST CORP NEW CL A 20030N101   358,477 10,251 SH   SOLE   0 0 10,251
DBX ETF TR XTRACK MSCI EAFE 233051200   18,229,798 565,616 SH   SOLE   0 0 565,616
DISNEY WALT CO COM 254687106   807,305 9,292 SH   SOLE   0 0 9,292
DOLLAR TREE INC COM 256746108   386,273 2,731 SH   SOLE   0 0 2,731
EATON VANCE FLTING RATE INC COM 278279104   125,450 11,312 SH   SOLE   0 0 11,312
EATON VANCE SR FLTNG RTE TR COM 27828Q105   411,344 37,600 SH   SOLE   0 0 37,600
ESSEX PPTY TR INC COM 297178105   601,853 2,840 SH   SOLE   0 0 2,840
FEDEX CORP COM 31428X106   1,066,219 6,156 SH   SOLE   0 0 6,156
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857   355,279 14,320 SH   SOLE   0 0 14,320
FIRST TR DOW JONES SELECT MI COM SHS ANNUAL 33718M105   2,237,566 40,320 SH   SOLE   0 0 40,320
FIRST TR SR FLTG RATE INCOME COM 33733U108   211,013 22,142 SH   SOLE   0 0 22,142
FISERV INC COM 337738108   1,877,375 18,575 SH   SOLE   0 0 18,575
GLOBAL PMTS INC COM 37940X102   570,991 5,749 SH   SOLE   0 0 5,749
GOLDMAN SACHS ETF TR EQUAL WEIGHT US 381430438   6,013,601 103,790 SH   SOLE   0 0 103,790
HONEYWELL INTL INC COM 438516106   12,532,293 58,480 SH   SOLE   0 0 58,480
INDEXIQ ETF TR FTSE INTERNL EQT 45409B560   1,842,996 86,323 SH   SOLE   0 0 86,323
INTEL CORP COM 458140100   249,288 9,432 SH   SOLE   0 0 9,432
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887   4,151,128 83,929 SH   SOLE   0 0 83,929
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   27,735,117 196,355 SH   SOLE   0 0 196,355
INVESCO EXCHANGE TRADED FD T S&P SMCP VLU MNT 46137V480   650,035 14,212 SH   SOLE   0 0 14,212
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431   8,984,344 108,769 SH   SOLE   0 0 108,769
ISHARES INC MSCI EQUAL WEITE 464286681   938,884 12,872 SH   SOLE   0 0 12,872
ISHARES INC CORE MSCI EMKT 46434G103   1,831,559 39,220 SH   SOLE   0 0 39,220
ISHARES SILVER TR ISHARES 46428Q109   2,069,314 93,974 SH   SOLE   0 0 93,974
ISHARES GOLD TR ISHARES NEW 464285204   18,545,636 536,156 SH   SOLE   0 0 536,156
ISHARES TR HDG MSCI EAFE 46434V803   9,036,846 334,698 SH   SOLE   0 0 334,698
ISHARES TR MICRO-CAP ETF 464288869   2,118,635 19,648 SH   SOLE   0 0 19,648
ISHARES TR EAFE SML CP ETF 464288273   7,961,251 140,957 SH   SOLE   0 0 140,957
ISHARES TR BLACKROCK ULTRA 46434V878   681,645 13,622 SH   SOLE   0 0 13,622
ISHARES TR MSCI USA MIN VOL 46429B697   295,826 4,103 SH   SOLE   0 0 4,103
ISHARES TR FLTG RATE NT ETF 46429B655   7,549,450 149,999 SH   SOLE   0 0 149,999
ISHARES TR MSCI EAFE SMCP 46435G839   262,755 10,179 SH   SOLE   0 0 10,179
JOHNSON & JOHNSON COM 478160104   245,014 1,387 SH   SOLE   0 0 1,387
LABORATORY CORP AMER HLDGS COM NEW 50540R409   571,981 2,429 SH   SOLE   0 0 2,429
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102   2,578,904 104,030 SH   SOLE   0 0 104,030
LKQ CORP COM 501889208   1,806,059 33,815 SH   SOLE   0 0 33,815
MASTEC INC COM 576323109   266,400 3,122 SH   SOLE   0 0 3,122
MICROCHIP TECHNOLOGY INC. COM 595017104   455,150 6,479 SH   SOLE   0 0 6,479
NIKE INC CL B 654106103   534,970 4,572 SH   SOLE   0 0 4,572
NORFOLK SOUTHN CORP COM 655844108   617,282 2,505 SH   SOLE   0 0 2,505
NORTHROP GRUMMAN CORP COM 666807102   587,622 1,077 SH   SOLE   0 0 1,077
PFIZER INC COM 717081103   1,729,760 33,758 SH   SOLE   0 0 33,758
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   982,949 9,964 SH   SOLE   0 0 9,964
PRESTIGE CONSMR HEALTHCARE I COM 74112D101   1,052,932 16,820 SH   SOLE   0 0 16,820
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   4,088,266 62,312 SH   SOLE   0 0 62,312
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   16,300,571 560,735 SH   SOLE   0 0 560,735
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   640,610 4,716 SH   SOLE   0 0 4,716
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   494,050 1,491 SH   SOLE   0 0 1,491
SPDR GOLD TR GOLD SHS 78463V107   1,181,034 6,962 SH   SOLE   0 0 6,962
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756   4,054,636 82,849 SH   SOLE   0 0 82,849
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   2,111,385 64,059 SH   SOLE   0 0 64,059
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   8,850,914 155,225 SH   SOLE   0 0 155,225
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,408,988 3,684 SH   SOLE   0 0 3,684
SPDR SER TR PORTFOLIO S&P600 78468R853   1,993,053 53,910 SH   SOLE   0 0 53,910
SPDR SER TR BLOOMBERG INVT 78468R200   9,416,520 309,856 SH   SOLE   0 0 309,856
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   1,134,228 12,400 SH   SOLE   0 0 12,400
SPDR SER TR S&P DIVID ETF 78464A763   376,956 3,013 SH   SOLE   0 0 3,013
SPDR SER TR SPDR S&P 500 ETF 78468R796   780,126 8,357 SH   SOLE   0 0 8,357
TAPESTRY INC COM 876030107   903,486 23,726 SH   SOLE   0 0 23,726
TIMKEN CO COM 887389104   1,609,439 22,774 SH   SOLE   0 0 22,774
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   732,893 14,957 SH   SOLE   0 0 14,957
VANGUARD INDEX FDS MID CAP ETF 922908629   3,221,861 15,808 SH   SOLE   0 0 15,808
VANGUARD INDEX FDS VALUE ETF 922908744   2,619,230 18,659 SH   SOLE   0 0 18,659
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,054,569 3,002 SH   SOLE   0 0 3,002
VANGUARD INDEX FDS SMALL CP ETF 922908751   7,281,980 39,675 SH   SOLE   0 0 39,675
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,692,361 43,416 SH   SOLE   0 0 43,416
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   525,183 9,528 SH   SOLE   0 0 9,528
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   5,333,601 70,935 SH   SOLE   0 0 70,935
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,053,991 6,941 SH   SOLE   0 0 6,941
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   5,198,172 123,854 SH   SOLE   0 0 123,854
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   505,011 7,253 SH   SOLE   0 0 7,253
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   4,387,648 17,689 SH   SOLE   0 0 17,689
VMWARE INC CL A COM 928563402   268,599 2,188 SH   SOLE   0 0 2,188
VONTIER CORPORATION COM 928881101   839,811 43,446 SH   SOLE   0 0 43,446
WISDOMTREE TR INTL SMCAP DIV 97717W760   4,142,076 71,464 SH   SOLE   0 0 71,464
WISDOMTREE TR CURRNCY INT EQ 97717X263   320,171 10,946 SH   SOLE   0 0 10,946
WISDOMTREE TR EM EX ST-OWNED 97717X578   6,503,791 243,770 SH   SOLE   0 0 243,770
WISDOMTREE TR ITL HDG QTLY DIV 97717X594   14,561,015 408,673 SH   SOLE   0 0 408,673
WISDOMTREE TR EMG MKTS SMCAP 97717W281   1,972,659 44,843 SH   SOLE   0 0 44,843
WISDOMTREE TR EUR HDG SMLCAP 97717X552   3,400,853 108,972 SH   SOLE   0 0 108,972
WISDOMTREE TR JAPN HEDGE EQT 97717W851   1,805,006 28,076 SH   SOLE   0 0 28,076