The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   877 5,426 SH   SOLE   5,426 0 0
ADVENT CONV & INCOME FD COM 00764C109   542 49,718 SH   SOLE   49,718 0 0
AIR PRODS & CHEMS INC COM 009158106   310 1,005 SH   SOLE   1,005 0 0
AMAZON COM INC COM 023135106   223 2,660 SH   SOLE   2,660 0 0
AMGEN INC COM 031162100   373 1,421 SH   SOLE   1,421 0 0
APPLE INC COM 037833100   2,334 17,963 SH   SOLE   17,963 0 0
ARMSTRONG WORLD INDS INC NEW COM 04247X102   561 8,173 SH   SOLE   8,173 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   207 866 SH   SOLE   866 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   289 936 SH   SOLE   936 0 0
BLACKROCK DEBT STRATEGIES FD COM NEW 09255R202   677 73,600 SH   SOLE   73,600 0 0
BLACKSTONE INC COM 09260D107   326 4,393 SH   SOLE   4,393 0 0
BNY MELLON STRATEGIC MUN BD COM 09662E109   146 25,196 SH   SOLE   25,196 0 0
BROADCOM INC COM 11135F101   374 668 SH   SOLE   668 0 0
CAPITAL ONE FINL CORP COM 14040H105   359 3,867 SH   SOLE   3,867 0 0
CIGNA CORP NEW COM 125523100   505 1,524 SH   SOLE   1,524 0 0
CISCO SYS INC COM 17275R102   469 9,844 SH   SOLE   9,844 0 0
COCA COLA CO COM 191216100   466 7,333 SH   SOLE   7,333 0 0
CONSTELLATION ENERGY CORP COM 21037T109   412 4,781 SH   SOLE   4,781 0 0
EA SERIES TRUST US QUAN MOMENTUM 02072L409   1,023 22,264 SH   SOLE   22,264 0 0
EATON VANCE TAX-MANAGED GLOB COM 27829C105   91 11,702 SH   SOLE   11,702 0 0
EATON VANCE TAX-MANAGED GLOB COM 27829F108   88 11,602 SH   SOLE   11,602 0 0
EXELON CORP COM 30161N101   722 16,709 SH   SOLE   16,709 0 0
EXXON MOBIL CORP COM 30231G102   1,012 9,171 SH   SOLE   9,171 0 0
FLOWERS FOODS INC COM 343498101   695 24,191 SH   SOLE   24,191 0 0
GENERAL DYNAMICS CORP COM 369550108   508 2,046 SH   SOLE   2,046 0 0
HIGHLAND INCOME FD HIGHLAND INCOME 43010E404   487 47,303 SH   SOLE   47,303 0 0
HOME DEPOT INC COM 437076102   453 1,433 SH   SOLE   1,433 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C813   430 14,258 SH   SOLE   14,258 0 0
INNOVATOR ETFS TR US EQT ULTRA BF 45782C300   292 9,822 SH   SOLE   9,822 0 0
INTEL CORP COM 458140100   482 18,237 SH   SOLE   18,237 0 0
INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308   339 3,964 SH   SOLE   3,964 0 0
ISHARES TR 7-10 YR TRSY BD 464287440   10,229 106,799 SH   SOLE   106,799 0 0
ISHARES TR ESG AWR MSCI USA 46435G425   11,565 136,461 SH   SOLE   136,187 274 0
ISHARES TR EAFE SML CP ETF 464288273   3,695 65,419 SH   SOLE   65,419 0 0
ISHARES TR MSCI USA MMENTM 46432F396   20,918 143,342 SH   SOLE   143,188 154 0
ISHARES TR MSCI USA MIN VOL 46429B697   965 13,381 SH   SOLE   13,381 0 0
ISHARES TR TIPS BD ETF 464287176   1,742 16,365 SH   SOLE   16,365 0 0
ISHARES TR CORE S&P SCP ETF 464287804   2,492 26,333 SH   SOLE   26,333 0 0
ISHARES TR CORE S&P TTL STK 464287150   5,429 64,020 SH   SOLE   64,019 1 0
ISHARES TR MSCI USA VALUE 46432F388   2,678 29,378 SH   SOLE   29,378 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   954 8,369 SH   SOLE   8,369 0 0
ISHARES TR EAFE GRWTH ETF 464288885   722 8,618 SH   SOLE   8,618 0 0
ISHARES TR EAFE VALUE ETF 464288877   1,737 37,866 SH   SOLE   37,866 0 0
ISHARES TR U.S. FINLS ETF 464287788   208 2,762 SH   SOLE   2,762 0 0
ISHARES TR 0-3 MNTH TREASRY 46436E718   477 4,765 SH   SOLE   4,765 0 0
ISHARES TR CORE S&P500 ETF 464287200   428 1,115 SH   SOLE   1,115 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   613 3,517 SH   SOLE   3,517 0 0
ISHARES TR SHORT TREAS BD 464288679   760 6,910 SH   SOLE   6,910 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   287 4,906 SH   SOLE   4,906 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   413 1,927 SH   SOLE   1,927 0 0
ISHARES TR S&P 500 VAL ETF 464287408   226 1,556 SH   SOLE   1,556 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   372 1,687 SH   SOLE   1,687 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   459 3,025 SH   SOLE   3,025 0 0
JOHNSON & JOHNSON COM 478160104   2,067 11,703 SH   SOLE   11,703 0 0
JPMORGAN CHASE & CO COM 46625H100   343 2,557 SH   SOLE   2,557 0 0
MCDONALDS CORP COM 580135101   547 2,077 SH   SOLE   2,077 0 0
MEDTRONIC PLC SHS G5960L103   337 4,332 SH   SOLE   4,332 0 0
MICROSOFT CORP COM 594918104   999 4,166 SH   SOLE   4,166 0 0
NUVEEN AMT FREE QLTY MUN INC COM 670657105   186 16,376 SH   SOLE   16,376 0 0
NUVEEN MUNICIPAL CREDIT INC COM SH BEN INT 67070X101   147 12,148 SH   SOLE   12,148 0 0
NUVEEN QUALITY MUNCP INCOME COM 67066V101   159 13,513 SH   SOLE   13,513 0 0
PGIM HIGH YIELD BOND FUND IN COM 69346H100   419 35,340 SH   SOLE   35,340 0 0
PIMCO ETF TR INV GRD CRP BD 72201R817   550 5,912 SH   SOLE   5,912 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467   484 5,375 SH   SOLE   5,375 0 0
PROSPECT CAP CORP COM 74348T102   377 53,926 SH   SOLE   53,926 0 0
QUALCOMM INC COM 747525103   208 1,893 SH   SOLE   1,893 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   28,266 374,182 SH   SOLE   373,898 284 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   15,113 291,808 SH   SOLE   291,808 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   477 3,514 SH   SOLE   3,514 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   219 2,936 SH   SOLE   2,936 0 0
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871   265 9,018 SH   SOLE   9,018 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   1,082 36,430 SH   SOLE   36,430 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   252 658 SH   SOLE   658 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805   16,826 355,797 SH   SOLE   355,514 283 0
SPDR SER TR PORTFOLIO S&P600 78468R853   7,482 202,384 SH   SOLE   202,384 0 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649   2,686 106,870 SH   SOLE   106,870 0 0
SPDR SER TR S&P BK ETF 78464A797   899 19,915 SH   SOLE   19,915 0 0
SPDR SER TR PORTFLI INTRMDIT 78464A672   749 26,522 SH   SOLE   26,522 0 0
SYSCO CORP COM 871829107   741 9,691 SH   SOLE   9,691 0 0
UNION PAC CORP COM 907818108   255 1,232 SH   SOLE   1,232 0 0
UNITED PARCEL SERVICE INC CL B 911312106   332 1,908 SH   SOLE   1,908 0 0
VANECK ETF TRUST IG FLOATING RATE 92189F486   9,737 391,342 SH   SOLE   391,342 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   829 4,337 SH   SOLE   4,337 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   10,248 41,312 SH   SOLE   41,312 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   786 19,937 SH   SOLE   19,937 0 0
VIRTUS DIVIDEND INTEREST & P COM 92840R101   1,356 120,172 SH   SOLE   120,172 0 0
WALMART INC COM 931142103   212 1,494 SH   SOLE   1,494 0 0
WEST PHARMACEUTICAL SVSC INC COM 955306105   333 1,414 SH   SOLE   1,414 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   897 17,839 SH   SOLE   17,839 0 0