The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM 88579Y101   363 3,030 SH   SOLE 0 0 0 3,030
ABBOTT LABS COM 002824100   362 3,300 SH   SOLE 0 0 0 3,300
ABBVIE INC COM 00287Y109   687 4,248 SH   SOLE 0 0 0 4,248
ALPHABET INC CAP STK CL A 02079K305   838 9,494 SH   SOLE 0 0 0 9,494
ALPHABET INC CAP STK CL C 02079K107   937 10,560 SH   SOLE 0 0 0 10,560
ALTRIA GROUP INC COM 02209S103   203 4,439 SH   SOLE 0 0 0 4,439
ALX ONCOLOGY HLDGS INC COM 00166B105   354 31,417 SH   SOLE 0 0 0 31,417
AMAZON COM INC COM 023135106   1,112 13,240 SH   SOLE 0 0 0 13,240
AMGEN INC COM 031162100   272 1,036 SH   SOLE 0 0 0 1,036
APPLE INC COM 037833100   11,158 85,879 SH   SOLE 0 0 0 85,879
ARK ETF TR INNOVATION ETF 00214Q104   4,128 132,137 SH   SOLE 0 0 0 132,137
AUTOMATIC DATA PROCESSING IN COM 053015103   262 1,097 SH   SOLE 0 0 0 1,097
AVITA MEDICAL INC COM 05380C102   80 12,196 SH   SOLE 0 0 0 12,196
BAXTER INTERNATIONAL INC COM 071813109   290 5,694 SH   SOLE 0 0 0 5,694
BERKSHIRE HATHAWAY INC DEL CL A 084670108   469 100 SH   SOLE 0 0 0 100
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,234 7,233 SH   SOLE 0 0 0 7,233
BLACKROCK INC COM 09247F100   216 305 SH   SOLE 0 0 0 305
BOEING CO COM 097023105   712 3,736 SH   SOLE 0 0 0 3,736
BROADMARK RLTY CAP INC COM 11135B100   142 39,883 SH   SOLE 0 0 0 39,883
BRP GROUP INC COM CL A 05589G102   2,279 90,667 SH   SOLE 0 0 0 90,667
CADENCE BANK COM 12740C103   208 8,450 SH   SOLE 0 0 0 8,450
CARRIER GLOBAL CORPORATION COM 14448C104   369 8,937 SH   SOLE 0 0 0 8,937
CHEVRON CORP NEW COM 166764100   587 3,270 SH   SOLE 0 0 0 3,270
COCA COLA CO COM 191216100   455 7,146 SH   SOLE 0 0 0 7,146
DBX ETF TR XTRAK MSCI EAFE 233051200   53,251 1,652,223 SH   SOLE 0 0 0 1,652,223
ELEVANCE HEALTH INC COM 036752103   398 775 SH   SOLE 0 0 0 775
EXXON MOBIL CORPORATION COM 30231G102   2,373 21,518 SH   SOLE 0 0 0 21,518
HOME DEPOT INC COM 437076102   1,538 4,870 SH   SOLE 0 0 0 4,870
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866   2,329 111,010 SH   SOLE 0 0 0 111,010
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   2,189 106,881 SH   SOLE 0 0 0 106,881
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   2,090 103,792 SH   SOLE 0 0 0 103,792
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   1,890 99,850 SH   SOLE 0 0 0 99,850
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   1,749 92,079 SH   SOLE 0 0 0 92,079
INVESCO EXCH TRD SLF IDX FD BULSHS 2028 CB 46138J502   1,352 68,926 SH   SOLE 0 0 0 68,926
INVESCO EXCH TRD SLF IDX FD BULSHS 2029 46138J577   493 27,729 SH   SOLE 0 0 0 27,729
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   5,484 38,826 SH   SOLE 0 0 0 38,826
ISHARES TR 20 YR TR BD ETF 464287432   1,113 11,183 SH   SOLE 0 0 0 11,183
ISHARES TR CORE S&P MCP ETF 464287507   25,085 103,705 SH   SOLE 0 0 0 103,705
ISHARES TR CORE US AGGBD ETF 464287226   5,865 60,465 SH   SOLE 0 0 0 60,465
ISHARES TR HDG MSCI EAFE 46434V803   2,897 107,310 SH   SOLE 0 0 0 107,310
ISHARES TR RUSSELL MIDCAP 464287499   2,383 35,328 SH   SOLE 0 0 0 35,328
ISHARES TR MBS ETF 464288588   11,928 128,608 SH   SOLE 0 0 0 128,608
ISHARES TR RUS 1000 ETF 464287622   230 1,092 SH   SOLE 0 0 0 1,092
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654   4,546 89,960 SH   SOLE 0 0 0 89,960
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837   2,291 45,705 SH   SOLE 0 0 0 45,705
JOHNSON JOHNSON COM 478160104   845 4,783 SH   SOLE 0 0 0 4,783
JPMORGAN CHASE & CO COM 46625H100   412 3,076 SH   SOLE 0 0 0 3,076
LILLY ELI & CO COM 532457108   413 1,130 SH   SOLE 0 0 0 1,130
MC DONALDS CORP COM 580135101   1,330 5,048 SH   SOLE 0 0 0 5,048
MICROSOFT CORP COM 594918104   1,758 7,332 SH   SOLE 0 0 0 7,332
NIKE INC CL B 654106103   317 2,706 SH   SOLE 0 0 0 2,706
NOVO-NORDISK A S ADR 670100205   304 2,245 SH   SOLE 0 0 0 2,245
OTIS WORLDWIDE CORP COM 68902V107   350 4,468 SH   SOLE 0 0 0 4,468
PEPSICO INCORPORATED COM 713448108   1,692 9,368 SH   SOLE 0 0 0 9,368
PGIM ETF TR ACTIVE AGGREGATE 69344A701   296 7,135 SH   SOLE 0 0 0 7,135
PGIM ETF TR ULTRA SHORT 69344A107   446 9,093 SH   SOLE 0 0 0 9,093
POWERSHARES ETF TR II SP500 LOW VOL 73937B779   3,176 49,701 SH   SOLE 0 0 0 49,701
POWERSHS QQQ TRUST SER 1 UNIT SER 1 73935A104   8,015 30,098 SH   SOLE 0 0 0 30,098
PROCTER AND GAMBLE CO COM 742718109   254 1,677 SH   SOLE 0 0 0 1,677
RAYTHEON TECHNOLOGIES CORP COM 755111507   907 8,985 SH   SOLE 0 0 0 8,985
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   34,114 1,149,012 SH   SOLE 0 0 0 1,149,012
SPDR S&P 500 ETF TR TR UNIT 78462F103   51,967 135,886 SH   SOLE 0 0 0 135,886
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   3,905 164,969 SH   SOLE 0 0 0 164,969
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   10,700 332,206 SH   SOLE 0 0 0 332,206
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   8,359 185,136 SH   SOLE 0 0 0 185,136
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   2,171 33,085 SH   SOLE 0 0 0 33,085
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109   27,556 83,169 SH   SOLE 0 0 0 83,169
SPDR GOLD TRUST GOLD SHS 78463V107   290 1,707 SH   SOLE 0 0 0 1,707
SPDR SER TR PORTFOLIO LN TSR 78464A664   13,879 478,105 SH   SOLE 0 0 0 478,105
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300   15,785 212,682 SH   SOLE 0 0 0 212,682
SPDR SERIES TRUST SP DIVID ETF 78464A763   342 2,731 SH   SOLE 0 0 0 2,731
SPDR SP MIDCAP 400 ETF TR UTSER1 SPDCRP 78467Y107   21,215 47,912 SH   SOLE 0 0 0 47,912
STARBUCKS CORP COM 855244109   237 2,389 SH   SOLE 0 0 0 2,389
TESLA INC COM 88160R101   535 4,341 SH   SOLE 0 0 0 4,341
TEXAS INSTRS INC COM 882508104   473 2,861 SH   SOLE 0 0 0 2,861
TOWNEBANK PORTSMOUTH VA COM 98214P109   228 7,397 SH   SOLE 0 0 0 7,397
UNION PACIFIC CORP COM 907818108   706 3,409 SH   SOLE 0 0 0 3,409
VANGUARD INDEX FDS LARGE CAP ETF 922908637   8,517 48,889 SH   SOLE 0 0 0 48,889
VANGUARD INDEX FDS TOTAL STK MKT 922908769   488 2,550 SH   SOLE 0 0 0 2,550
VANGUARD INDEX FDS GROWTH ETF 922908736   5,079 23,831 SH   SOLE 0 0 0 23,831
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   73,639 209,595 SH   SOLE 0 0 0 209,595
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   7,913 102,088 SH   SOLE 0 0 0 102,088
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C649   256 2,101 SH   SOLE 0 0 0 2,101
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844   724 4,765 SH   SOLE 0 0 0 4,765
VANGUARD WORLD FD ESG US STK ETF 921910733   297 4,505 SH   SOLE 0 0 0 4,505
WALGREENS BOOTS ALLIANCE INC COM 931427108   274 7,335 SH   SOLE 0 0 0 7,335
WAL-MART STORES INC COM 931142103   904 6,379 SH   SOLE 0 0 0 6,379