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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 BBG001S5N9M6 265,253 2,416 SH   SOLE   2,416 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 BBG001S5NCQ5 399,798 1,188 SH   SOLE   1,188 0 0
ADVANCED MICRO DEVICES INC COM 007903107 BBG001S5NN36 203,443 3,141 SH   SOLE   3,141 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 BBG001SCTQY4 203,973 1,363 SH   SOLE   1,363 0 0
AKAMAI TECHNOLOGIES INC COM 00971T101 BBG001S7YHX0 430,689 5,109 SH   SOLE   5,109 0 0
ALBEMARLE CORP COM 012653101 BBG001S7SBP9 1,290,317 5,950 SH   SOLE   5,950 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 676,724 7,670 SH   SOLE   7,670 0 0
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 259,092 2,920 SH   SOLE   2,920 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 371,616 4,424 SH   SOLE   4,424 0 0
APPLE INC COM 037833100 BBG001S5N8V8 42,182,498 324,655 SH   SOLE   324,655 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 1,427,128 19,835 SH   SOLE   19,835 0 0
CATERPILLAR INC COM 149123101 BBG001S5PJ06 589,318 2,460 SH   SOLE   2,460 0 0
CISCO SYS INC COM 17275R102 BBG001S6HC62 299,560 6,288 SH   SOLE   6,288 0 0
DANA INC COM 235825205 BBG001SRW699 393,441 26,004 SH   SOLE   26,004 0 0
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740 BBG017158GJ6 6,197,311 274,096 SH   SOLE   274,096 0 0
EBAY INC. COM 278642103 BBG001S9B9J5 520,626 12,554 SH   SOLE   12,554 0 0
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857 BBG008229899 917,499 36,981 SH   SOLE   36,981 0 0
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 BBG0078X1341 3,218,390 71,488 SH   SOLE   71,488 0 0
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 BBG00FZ4KG74 3,198,474 72,825 SH   SOLE   72,825 0 0
GILEAD SCIENCES INC COM 375558103 BBG001S6Y1X7 13,413,032 156,238 SH   SOLE   156,238 0 0
HARTFORD FDS EXCHANGE TRADED TOTAL RTRN ETF 41653L305 BBG00HTN2KT2 1,459,872 44,185 SH   SOLE   44,185 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 212,258 672 SH   SOLE   672 0 0
INDEXIQ ACTIVE ETF TR IQ MACKAY INTRME 45409F827 BBG00HZ6Q3N0 337,820 14,000 SH   SOLE   14,000 0 0
INTEL CORP COM 458140100 BBG001S5SF65 247,959 9,381 SH   SOLE   9,381 0 0
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735 BBG001SSH3K8 6,728,242 227,152 SH   SOLE   227,152 0 0
INVESCO EXCH TRADED FD TR II S&P INTL QULTY 46138E214 BBG001SS78M6 3,958,986 160,056 SH   SOLE   160,056 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 BBG001V18CG8 4,882,982 76,416 SH   SOLE   76,416 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 BBG001SDTVQ0 6,554,284 148,961 SH   SOLE   148,961 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 BBG00D7BDH70 414,966 13,800 SH   SOLE   13,800 0 0
ISHARES TR CALIF MUN BD ETF 464288356 BBG001T03XM5 12,108,145 215,793 SH   SOLE   215,793 0 0
ISHARES TR CORE MSCI INTL 46435G326 BBG00G9DM0M7 412,964 7,377 SH   SOLE   7,377 0 0
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 2,273,056 9,397 SH   SOLE   9,397 0 0
ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 1,123,770 13,252 SH   SOLE   13,252 0 0
ISHARES TR CORE TOTAL USD 46434V613 BBG006MJCSW0 6,139,654 136,649 SH   SOLE   136,649 0 0
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 2,762,760 28,485 SH   SOLE   28,485 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 BBG00FFPFTS4 443,243 5,230 SH   SOLE   5,230 0 0
ISHARES TR ESG AWR US AGRGT 46435U549 BBG00MC0P0K7 216,500 4,632 SH   SOLE   4,632 0 0
ISHARES TR ESG EAFE ETF 46436E759 BBG00VHK1HS9 877,275 16,165 SH   SOLE   16,165 0 0
ISHARES TR ESG MSCI USA ETF 46436E767 BBG00VHK2B74 1,141,748 37,239 SH   SOLE   37,239 0 0
ISHARES TR GL CLEAN ENE ETF 464288224 BBG001S7XDQ8 228,319 11,502 SH   SOLE   11,502 0 0
ISHARES TR MRGSTR SM CP GR 464288604 BBG001SBRKD4 2,682,457 74,430 SH   SOLE   74,430 0 0
ISHARES TR MSCI INTL MOMENT 46434V449 BBG007WGK4B0 3,785,369 122,782 SH   SOLE   122,782 0 0
ISHARES TR MSCI INTL QUALTY 46434V456 BBG007WGM3H4 1,226,026 37,852 SH   SOLE   37,852 0 0
ISHARES TR MSCI USA MMENTM 46432F396 BBG004FPV022 6,303,603 43,196 SH   SOLE   43,196 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 3,735,616 17,436 SH   SOLE   17,436 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 2,731,962 18,014 SH   SOLE   18,014 0 0
ISHARES TR S&P MC 400VL ETF 464287705 BBG001SFQJM9 1,789,301 17,751 SH   SOLE   17,751 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 BBG00M8D2458 477,303 9,445 SH   SOLE   9,445 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 901,445 5,102 SH   SOLE   5,102 0 0
KRANESHARES TR QUADRTC INT RT 500767736 BBG00NW3SL00 1,455,180 64,360 SH   SOLE   64,360 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 1,698,022 7,080 SH   SOLE   7,080 0 0
NETFLIX INC COM 64110L106 BBG001SF6L46 216,737 735 SH   SOLE   735 0 0
NIKE INC CL B 654106103 BBG001S6NTK2 458,211 3,916 SH   SOLE   3,916 0 0
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 BBG00FJ5HBJ1 1,408,634 41,140 SH   SOLE   41,140 0 0
NUSHARES ETF TR NUVEEN ESG MIDVL 67092P508 BBG00FJ5HT75 468,711 15,755 SH   SOLE   15,755 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 452,891 3,099 SH   SOLE   3,099 0 0
NXP SEMICONDUCTORS N V COM N6596X109 BBG001SF62F6 341,977 2,164 SH   SOLE   2,164 0 0
OKTA INC CL A 679295105 BBG001YV1SN3 205,673 3,010 SH   SOLE   3,010 0 0
ON24 INC COM 68339B104 BBG001TCT0B5 798,275 92,500 SH   SOLE   92,500 0 0
ORACLE CORP COM 68389X105 BBG001S5SJG6 266,227 3,257 SH   SOLE   3,257 0 0
PAYPAL HLDGS INC COM 70450Y103 BBG0077VNXW5 864,468 12,138 SH   SOLE   12,138 0 0
PEPSICO INC COM 713448108 BBG001S695T1 439,804 2,434 SH   SOLE   2,434 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775 BBG002N12C17 1,463,062 16,170 SH   SOLE   16,170 0 0
QUALCOMM INC COM 747525103 BBG001S6VS70 219,880 2,000 SH   SOLE   2,000 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 BBG001S5X5Q9 282,879 2,803 SH   SOLE   2,803 0 0
ROKU INC COM CL A 77543R102 BBG001ZZPQM2 223,850 5,500 SH   SOLE   5,500 0 0
SCHWAB CHARLES FAMILY FD AMT TAX FREE MNY 808515530 BBG00TCBL6Q3 190,015 190,015 SH   SOLE   190,015 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US BM 808524789 BBG0051GPYJ9 7,713,874 146,595 SH   SOLE   146,595 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 BBG0051J0PJ9 9,439,855 176,644 SH   SOLE   176,644 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 BBG0051NXNX3 5,248,244 112,334 SH   SOLE   112,334 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 BBG0051K49J8 18,723,289 644,076 SH   SOLE   644,076 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 BBG0051QD594 3,983,798 127,440 SH   SOLE   127,440 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 BBG001WBMLH8 842,795 18,462 SH   SOLE   18,462 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 5,926,393 132,256 SH   SOLE   132,256 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 1,319,457 17,467 SH   SOLE   17,467 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 5,175,525 93,152 SH   SOLE   93,152 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 BBG001T66WQ7 6,582,197 99,700 SH   SOLE   99,700 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 BBG001V036R6 736,603 11,227 SH   SOLE   11,227 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 BBG001V039G2 501,868 26,017 SH   SOLE   26,017 0 0
SONY GROUP CORPORATION SPONSORED ADR 835699307 BBG001S5W6H8 382,163 5,010 SH   SOLE   5,010 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 BBG001SRXRJ1 4,139,024 139,408 SH   SOLE   139,408 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 BBG001SRXRD7 5,917,144 179,525 SH   SOLE   179,525 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 429,478 1,123 SH   SOLE   1,123 0 0
SPDR SER TR BLOOMBERG INTL 78464A151 BBG001T8QLK1 372,501 13,438 SH   SOLE   13,438 0 0
SPDR SER TR BLOOMBERG INTL T 78464A516 BBG001T05M47 1,675,678 74,707 SH   SOLE   74,707 0 0
STARBUCKS CORP COM 855244109 BBG001S72KH6 284,506 2,868 SH   SOLE   2,868 0 0
TRIMBLE INC COM 896239100 BBG001S5SZP0 723,275 18,850 SH   SOLE   18,850 0 0
UNILEVER PLC SPON ADR NEW 904767704 BBG001S5X1K4 201,652 4,005 SH   SOLE   4,005 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 658,270 9,163 SH   SOLE   9,163 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 BBG004N1LGK2 3,457,884 72,905 SH   SOLE   72,905 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 BBG001SRN7S6 7,301,851 40,620 SH   SOLE   40,620 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 BBG001SRN7W1 5,941,499 43,933 SH   SOLE   43,933 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 327,781 932 SH   SOLE   932 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 3,181,509 81,619 SH   SOLE   81,619 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 515,933 10,425 SH   SOLE   10,425 0 0
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565 BBG00LWSF8K0 203,899 3,041 SH   SOLE   3,041 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 4,020,516 95,795 SH   SOLE   95,795 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 1,424,693 13,166 SH   SOLE   13,166 0 0
WISDOMTREE TR EMERG MKTS ESG 97717X214 BBG00CMHTYQ7 421,854 15,495 SH   SOLE   15,495 0 0
WISDOMTREE TR PUTWRITE STRAT 97717X560 BBG00C839794 1,475,715 49,138 SH   SOLE   49,138 0 0
WISDOMTREE TR US ESG FUND 97717W596 BBG001SSZBH4 378,862 9,225 SH   SOLE   9,225 0 0
WISDOMTREE TR US MIDCAP DIVID 97717W505 BBG001SHKG74 1,073,672 26,098 SH   SOLE   26,098 0 0
WORKDAY INC CL A 98138H101 BBG001T21KQ7 508,349 3,038 SH   SOLE   3,038 0 0