The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 BBG001S5N9M6 250,321 2,280 SH   SOLE   2,280 0 0
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 423,355 2,620 SH   SOLE   2,620 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 BBG001S5NCQ5 309,944 921 SH   SOLE   921 0 0
ALAMOS GOLD INC NEW COM CL A 011532108 BBG009HT65S0 103,122 10,200 SH   SOLE   10,200 0 0
ALAMOS GOLD INC NEW COM CL A 011532108 BBG009HT65S0 2 200 SH Call SOLE   200 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 1,310,480 14,853 SH   SOLE   14,853 0 0
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 2,275,836 25,649 SH   SOLE   25,649 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 1,795,080 21,370 SH   SOLE   21,370 0 0
AMERICAN AIRLS GROUP INC COM 02376R102 BBG005P7Q907 288,858 22,709 SH   SOLE   22,709 0 0
AMPLITUDE INC COM CL A 03213A104 BBG012CDTZZ5 386,560 32,000 SH   SOLE   32,000 0 0
APPLE INC COM 037833100 BBG001S5N8V8 7,426,999 57,162 SH   SOLE   57,162 0 0
AT&T INC COM 00206R102 BBG001S5VWH2 277,641 15,081 SH   SOLE   15,081 0 0
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 327,060 9,875 SH   SOLE   9,875 0 0
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 199 6,000 SH Call SOLE   6,000 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 587,528 1,902 SH   SOLE   1,902 0 0
BLACKROCK ETF TRUST US CARBON TRANS 09290C509 BBG00ZS43SF2 666,588 15,714 SH   SOLE   15,714 0 0
BROADCOM INC COM 11135F101 BBG00KHY5SY8 560,807 1,003 SH   SOLE   1,003 0 0
CACI INTL INC CL A 127190304 BBG001SF9NK1 200,193 666 SH   SOLE   666 0 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 1,176,865 6,557 SH   SOLE   6,557 0 0
COCA COLA CO COM 191216100 BBG001S5SMQ8 232,240 3,651 SH   SOLE   3,651 0 0
COMCAST CORP NEW CL A 20030N101 BBG001S5PXL2 244,139 6,981 SH   SOLE   6,981 0 0
CONOCOPHILLIPS COM 20825C104 BBG001S5TZM2 517,784 4,388 SH   SOLE   4,388 0 0
DANAHER CORPORATION COM 235851102 BBG001S5QGT0 306,295 1,154 SH   SOLE   1,154 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 BBG001S9P0Z1 289,440 12,000 SH   SOLE   12,000 0 0
EQUIFAX INC COM 294429105 BBG001S5QSK3 207,965 1,070 SH   SOLE   1,070 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 3,570,982 32,375 SH   SOLE   32,375 0 0
FORTINET INC COM 34959E109 BBG001S77BL6 207,440 4,243 SH   SOLE   4,243 0 0
GENERAL DYNAMICS CORP COM 369550108 BBG001S5RHP1 202,706 817 SH   SOLE   817 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 403,985 1,279 SH   SOLE   1,279 0 0
ILLINOIS TOOL WKS INC COM 452308109 BBG001S5SDX0 265,021 1,203 SH   SOLE   1,203 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 355,923 2,526 SH   SOLE   2,526 0 0
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100 BBG007HL81B6 352,518 23,851 SH   SOLE   23,851 0 0
INVESCO EXCH TRADED FD TR II S&P EMRNG MKTS 46138E297 BBG002DJ8H94 12,536,596 544,832 SH   SOLE   544,832 0 0
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431 BBG001V28DF5 424,234 5,136 SH   SOLE   5,136 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 760,044 2,854 SH   SOLE   2,854 0 0
ISHARES GOLD TR ISHARES NEW 464285204 BBG001SJK6D5 1,452,642 41,996 SH   SOLE   41,996 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 BBG00D7BDH70 404,832 13,463 SH   SOLE   13,463 0 0
ISHARES INC MSCI EM ASIA ETF 464286426 BBG002MYG936 1,091,225 17,234 SH   SOLE   17,234 0 0
ISHARES TR 0-5YR HI YL CP 46434V407 BBG005DW06B7 5,367,549 131,268 SH   SOLE   131,268 0 0
ISHARES TR 10-20 YR TRS ETF 464288653 BBG001SSD830 4,419,261 40,851 SH   SOLE   40,851 0 0
ISHARES TR CONV BD ETF 46435G102 BBG009BKDMM6 1,785,935 25,708 SH   SOLE   25,708 0 0
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 603,999 2,497 SH   SOLE   2,497 0 0
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 3,574,087 37,765 SH   SOLE   37,765 0 0
ISHARES TR CORE S&P US VLU 464287663 BBG001SFQL80 232,514 3,292 SH   SOLE   3,292 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 1,757,761 4,575 SH   SOLE   4,575 0 0
ISHARES TR CORE TOTAL USD 46434V613 BBG006MJCSW0 14,395,931 320,408 SH   SOLE   320,408 0 0
ISHARES TR EAFE GRWTH ETF 464288885 BBG001SP62C7 21,876,580 261,182 SH   SOLE   261,182 0 0
ISHARES TR EAFE SML CP ETF 464288273 BBG001SYVWS7 11,659,088 206,429 SH   SOLE   206,429 0 0
ISHARES TR EAFE VALUE ETF 464288877 BBG001SNYBH6 19,418,536 423,246 SH   SOLE   423,246 0 0
ISHARES TR ESG ADV TTL USD 46436E619 BBG00VJ13GZ1 1,112,898 26,372 SH   SOLE   26,372 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 BBG00D7BBRS7 548,206 8,339 SH   SOLE   8,339 0 0
ISHARES TR ESG AWARE MSCI 46435U663 BBG00KK87757 623,010 18,948 SH   SOLE   18,948 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 BBG00FFPFTS4 39,585,174 467,082 SH   SOLE   467,082 0 0
ISHARES TR ESG AWRE USD ETF 46435G193 BBG00H4BH3F2 470,700 21,110 SH   SOLE   21,110 0 0
ISHARES TR ESG EAFE ETF 46436E759 BBG00VHK1HS9 592,194 10,912 SH   SOLE   10,912 0 0
ISHARES TR ESG MSCI USA ETF 46436E767 BBG00VHK2B74 801,698 26,148 SH   SOLE   26,148 0 0
ISHARES TR FALN ANGLS USD 46435G474 BBG00D332C84 1,069,797 43,470 SH   SOLE   43,470 0 0
ISHARES TR JPMORGAN USD EMG 464288281 BBG001SQS9Y2 254,954 3,014 SH   SOLE   3,014 0 0
ISHARES TR MBS ETF 464288588 BBG001SSD8B1 10,498,094 113,187 SH   SOLE   113,187 0 0
ISHARES TR MSCI KLD400 SOC 464288570 BBG001SRYH02 976,272 13,599 SH   SOLE   13,599 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 BBG0025X2G81 5,501,463 76,303 SH   SOLE   76,303 0 0
ISHARES TR MSCI USA MMENTM 46432F396 BBG004FPV022 4,880,488 33,444 SH   SOLE   33,444 0 0
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 30,220,189 286,393 SH   SOLE   286,393 0 0
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 14,682,986 69,746 SH   SOLE   69,746 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 BBG001S562F8 218,596 1,019 SH   SOLE   1,019 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 BBG001S56277 384,393 2,772 SH   SOLE   2,772 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 2,712,373 15,556 SH   SOLE   15,556 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 BBG001SLS4Q3 5,206,305 49,931 SH   SOLE   49,931 0 0
ISHARES TR U.S. TECH ETF 464287721 BBG001SFB7Z7 6,332,178 85,007 SH   SOLE   85,007 0 0
ISHARES TR US INFRASTRUC 46435U713 BBG00KHHFPF1 2,214,479 61,072 SH   SOLE   61,072 0 0
ISHARES TR US TREAS BD ETF 46429B267 BBG002NCKPP8 8,313,918 365,930 SH   SOLE   365,930 0 0
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 BBG0079TF237 1,833,866 65,054 SH   SOLE   65,054 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 709,331 4,015 SH   SOLE   4,015 0 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 784,619 5,851 SH   SOLE   5,851 0 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 40 300 SH Call SOLE   300 0 0
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 290,435 597 SH   SOLE   597 0 0
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 195 400 SH Put SOLE   400 0 0
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 249,917 719 SH   SOLE   719 0 0
MCDONALDS CORP COM 580135101 BBG001S5T110 482,636 1,831 SH   SOLE   1,831 0 0
MERCK & CO INC COM 58933Y105 BBG001S5TC52 531,779 4,793 SH   SOLE   4,793 0 0
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 371,249 3,085 SH   SOLE   3,085 0 0
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 72 600 SH Call SOLE   600 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 4,209,035 17,551 SH   SOLE   17,551 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 240 1,000 SH Call SOLE   1,000 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 921,424 6,305 SH   SOLE   6,305 0 0
NXP SEMICONDUCTORS N V COM N6596X109 BBG001SF62F6 368,210 2,330 SH   SOLE   2,330 0 0
ORACLE CORP COM 68389X105 BBG001S5SJG6 746,453 9,132 SH   SOLE   9,132 0 0
OWL ROCK CAPITAL CORPORATION COM 69121K104 BBG00DB0XYD3 176,740 15,302 SH   SOLE   15,302 0 0
PALO ALTO NETWORKS INC COM 697435105 BBG001T9NWN5 207,636 1,488 SH   SOLE   1,488 0 0
PALO ALTO NETWORKS INC COM 697435105 BBG001T9NWN5 28 200 SH Call SOLE   200 0 0
PAYPAL HLDGS INC COM 70450Y103 BBG0077VNXW5 624,030 8,762 SH   SOLE   8,762 0 0
PAYPAL HLDGS INC COM 70450Y103 BBG0077VNXW5 36 500 SH Call SOLE   500 0 0
PEPSICO INC COM 713448108 BBG001S695T1 405,040 2,242 SH   SOLE   2,242 0 0
PFIZER INC COM 717081103 BBG001S5V466 468,498 9,143 SH   SOLE   9,143 0 0
PHILLIPS 66 COM 718546104 BBG00286S4P7 454,413 4,366 SH   SOLE   4,366 0 0
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 BBG005VLSHH1 6,967,228 73,915 SH   SOLE   73,915 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 591,593 3,903 SH   SOLE   3,903 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 BBG001S5X5Q9 320,320 3,174 SH   SOLE   3,174 0 0
SALESFORCE INC COM 79466L302 BBG001SDLP09 248,341 1,873 SH   SOLE   1,873 0 0
SCHWAB CHARLES FAMILY FD AMT TAX FREE MNY 808515530 BBG00TCBL6Q3 950,000 950,000 SH   SOLE   950,000 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 BBG0051J0PJ9 2,037,913 38,135 SH   SOLE   38,135 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 BBG0051NXNX3 1,087,465 23,276 SH   SOLE   23,276 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 BBG0051QPC87 882,391 35,609 SH   SOLE   35,609 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 BBG001WBMLH8 14,554,224 318,822 SH   SOLE   318,822 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 852,657 11,287 SH   SOLE   11,287 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 362,013 8,018 SH   SOLE   8,018 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 220,496 5,443 SH   SOLE   5,443 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 BBG001T9F777 1,453,995 28,075 SH   SOLE   28,075 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 1,124,118 12,851 SH   SOLE   12,851 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 297 3,400 SH Call SOLE   3,400 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 BBG001S7TCZ5 385,888 3,101 SH   SOLE   3,101 0 0
SPDR INDEX SHS FDS PORTFLO EURP ETF 78463X103 BBG001SLBKJ3 313,702 9,043 SH   SOLE   9,043 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 BBG001SRXRJ1 1,674,011 56,383 SH   SOLE   56,383 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 BBG001SRXRD7 708,376 21,492 SH   SOLE   21,492 0 0
SPDR INDEX SHS FDS S&P GBLINF ETF 78463X855 BBG001SRXRM7 203,809 3,888 SH   SOLE   3,888 0 0
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 BBG001SRXRK9 301,747 10,260 SH   SOLE   10,260 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 1,640,242 4,289 SH   SOLE   4,289 0 0
SPDR SER TR BBG CONV SEC ETF 78464A359 BBG001T2PMD1 227,892 3,542 SH   SOLE   3,542 0 0
SPDR SER TR BLOOMBERG 1 10 Y 78468R861 BBG004MKB438 219,647 11,905 SH   SOLE   11,905 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 BBG001STKCW9 202,972 2,219 SH   SOLE   2,219 0 0
SPDR SER TR BLOOMBERG EMERGI 78464A391 BBG001V0JXM5 728,688 35,442 SH   SOLE   35,442 0 0
SPDR SER TR BLOOMBERG HIGH Y 78468R622 BBG001SQS7X7 556,740 6,186 SH   SOLE   6,186 0 0
SPDR SER TR BLOOMBERG INTL 78464A151 BBG001T8QLK1 243,382 8,780 SH   SOLE   8,780 0 0
SPDR SER TR DJ REIT ETF 78464A607 BBG001SHTRF2 201,839 2,316 SH   SOLE   2,316 0 0
SPDR SER TR ICE PFD SEC ETF 78464A292 BBG001T5L3N9 283,335 8,633 SH   SOLE   8,633 0 0
SPDR SER TR NUVEEN BLMBRG MU 78468R721 BBG001SRSPW6 929,462 20,374 SH   SOLE   20,374 0 0
SPDR SER TR PORTFOLIO LN TSR 78464A664 BBG001STKCY7 710,306 24,468 SH   SOLE   24,468 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847 BBG001SPT9T9 306,043 7,201 SH   SOLE   7,201 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 BBG001SPTB87 60,011,715 1,334,187 SH   SOLE   1,334,187 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853 BBG004T58LZ5 243,484 6,586 SH   SOLE   6,586 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474 BBG001T6B0P2 552,579 18,808 SH   SOLE   18,808 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 BBG004DF1DW8 658,899 16,110 SH   SOLE   16,110 0 0
SSGA ACTIVE TR SPDR SSGA US SCT 78470P408 BBG00NS9VV15 1,220,179 31,359 SH   SOLE   31,359 0 0
TESLA INC COM 88160R101 BBG001SQKGD7 1,850,287 15,021 SH   SOLE   15,021 0 0
TEXAS INSTRS INC COM 882508104 BBG001S5WYZ7 620,289 3,754 SH   SOLE   3,754 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 BBG001S5WS08 326,559 593 SH   SOLE   593 0 0
UNION PAC CORP COM 907818108 BBG001S5X2M0 271,495 1,311 SH   SOLE   1,311 0 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 565,172 1,066 SH   SOLE   1,066 0 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 53 100 SH Call SOLE   100 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 BBG001ST39R1 29,854,604 401,704 SH   SOLE   401,704 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 BBG001SK3J43 353,673 2,662 SH   SOLE   2,662 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 239,981 1,126 SH   SOLE   1,126 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 325,373 926 SH   SOLE   926 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 359,738 1,960 SH   SOLE   1,960 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 1,332,403 6,969 SH   SOLE   6,969 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 313,306 2,232 SH   SOLE   2,232 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 527,954 10,530 SH   SOLE   10,530 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 10,368,574 265,997 SH   SOLE   265,997 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 BBG001SHTV36 355,341 5,522 SH   SOLE   5,522 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 BBG001T2YZG9 2,211,463 25,658 SH   SOLE   25,658 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 BBG001TCHM11 66,206,548 379,930 SH   SOLE   379,930 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 BBG001TCH7W0 44,037,307 625,797 SH   SOLE   625,797 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 1,306,214 8,602 SH   SOLE   8,602 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 665,947 12,876 SH   SOLE   12,876 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 21,575,414 514,068 SH   SOLE   514,068 0 0
VISA INC COM CL A 92826C839 BBG001SRCFY3 850,154 4,092 SH   SOLE   4,092 0 0
WALMART INC COM 931142103 BBG001S5XH92 683,667 4,822 SH   SOLE   4,822 0 0
WHEELS UP EXPERIENCE INC COM CL A 96328L106 BBG00XTV85M3 10,918 10,600 SH   SOLE   10,600 0 0
WORKDAY INC CL A 98138H101 BBG001T21KQ7 1,520,193 9,085 SH   SOLE   9,085 0 0
WP CAREY INC COM 92936U109 BBG001S67MM3 1,193,976 15,278 SH   SOLE   15,278 0 0
XCEL ENERGY INC COM 98389B100 BBG001S7F0X8 249,521 3,559 SH   SOLE   3,559 0 0