The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN ASIA PACIFIC INCOME FU COM 003009107   100,075 38,051 SH   SOLE   0 0 38,051
ADVENT CONV & INCOME FD COM 00764C109   125,349 11,500 SH   SOLE   0 0 11,500
ALLIANCEBERNSTEIN NATL MUN I COM 01864U106   636,417 60,727 SH   SOLE   0 0 60,727
APOLLO SR FLOATING RATE FD I COM 037636107   137,448 11,138 SH   SOLE   0 0 11,138
APPLE INC COM 037833100   2,863,651 22,040 SH   SOLE   0 0 22,040
BNY MELLON STRATEGIC MUNS IN COM 05588W108   139,027 22,754 SH   SOLE   0 0 22,754
BNY MELLON MUN INCOME INC COM 05589T104   225,405 36,007 SH   SOLE   0 0 36,007
BLACKROCK FLOATING RATE INC COM 091941104   1,389,697 127,026 SH   SOLE   0 0 127,026
BLACKROCK INVT QUALITY MUN T COM 09247D105   220,843 18,938 SH   SOLE   0 0 18,938
BLACKROCK INCOME TR INC COM NEW 09247F209   2,793,310 226,363 SH   SOLE   0 0 226,363
BLACKROCK CALIF MUN INCOME T SH BEN INT 09248E102   1,104,566 101,993 SH   SOLE   0 0 101,993
BLACKROCK MUN INCOME TR SH BEN INT 09248F109   974,941 96,913 SH   SOLE   0 0 96,913
BLACKROCK CORE BD TR SHS BEN INT 09249E101   665,726 64,135 SH   SOLE   0 0 64,135
BLACKROCK MUNI INCOME TR II COM 09249N101   933,519 90,370 SH   SOLE   0 0 90,370
BLACKROCK CR ALLOCATION INCO COM 092508100   130,290 12,900 SH   SOLE   0 0 12,900
BLACKROCK LONG-TERM MUN ADVA COM 09250B103   453,260 48,219 SH   SOLE   0 0 48,219
BLACKROCK MUNIHOLDINGS FD IN COM 09253N104   2,609,413 214,944 SH   SOLE   0 0 214,944
BLACKROCK MUNIVEST FD INC COM 09253R105   1,166,908 166,463 SH   SOLE   0 0 166,463
BLACKROCK MUNIVEST FD II INC COM 09253T101   464,657 44,465 SH   SOLE   0 0 44,465
BLACKROCK MUNICIPAL INCOME COM 09253X102   1,177,152 103,897 SH   SOLE   0 0 103,897
BLACKROCK MUNIHOLDINGS QUALI COM 09254C107   171,202 17,206 SH   SOLE   0 0 17,206
BLACKROCK MUNIYIELD QUALITY COM 09254E103   2,511,384 224,030 SH   SOLE   0 0 224,030
BLACKROCK MUNIYILD QULT FD I COM 09254F100   2,349,880 202,576 SH   SOLE   0 0 202,576
BLACKROCK MUNIYIELD QUALITY COM 09254G108   112,015 10,960 SH   SOLE   0 0 10,960
BLACKROCK MUNIASSETS FD INC COM 09254J102   826,506 76,386 SH   SOLE   0 0 76,386
BLACKROCK MUNIHLDNGS CALI QL COM 09254L107   862,810 80,337 SH   SOLE   0 0 80,337
BLACKROCK MUNIYIELD MICH QU COM 09254V105   587,125 52,942 SH   SOLE   0 0 52,942
BLACKROCK MUNIHLDGS NJ QLTY COM 09254X101   454,063 41,018 SH   SOLE   0 0 41,018
BLACKROCK MUNIHLDGS NY QLTY COM 09255C106   134,494 13,096 SH   SOLE   0 0 13,096
BLACKROCK MUNIYIELD N Y QUAL COM 09255E102   112,700 11,500 SH   SOLE   0 0 11,500
BLACKROCK CORPOR HI YLD FD I COM 09255P107   642,116 73,468 SH   SOLE   0 0 73,468
BLACKROCK DEBT STRATEGIES FD COM NEW 09255R202   554,249 60,244 SH   SOLE   0 0 60,244
BLACKROCK FLOATING RATE INCO COM 09255X100   826,477 73,401 SH   SOLE   0 0 73,401
BLACKROCK INNOVATION AND GRW SHS BEN INT 09260Q108   88,190 12,950 SH   SOLE   0 0 12,950
BNY MELLON HIGH YIELD STRATE SH BEN INT 09660L105   56,166 26,003 SH   SOLE   0 0 26,003
BNY MELLON MUN BD INFRASTRUC COM SHS 09662W109   199,702 19,001 SH   SOLE   0 0 19,001
CALAMOS CONV OPPORTUNITIES & SH BEN INT 128117108   143,537 13,657 SH   SOLE   0 0 13,657
CALAMOS CONV & HIGH INCOME F COM SHS 12811P108   186,955 17,721 SH   SOLE   0 0 17,721
COMMUNITY BK SYS INC COM 203607106   325,578 5,172 SH   SOLE   0 0 5,172
CREDIT SUISSE HIGH YIELD BD SH BEN INT 22544F103   44,639 25,363 SH   SOLE   0 0 25,363
DTF TAX-FREE INCOME 2028 TER COM 23334J107   153,649 14,084 SH   SOLE   0 0 14,084
DWS MUN INCOME TR COM 233368109   1,299,166 150,890 SH   SOLE   0 0 150,890
DWS STRATEGIC MUN INCOME TR COM 23342Q101   272,354 33,336 SH   SOLE   0 0 33,336
DELAWARE IVY HIGH INCOME OPP COM 246107106   276,749 25,251 SH   SOLE   0 0 25,251
DELAWARE INVTS NATL MUN INCO SH BEN INT 24610T108   154,461 14,895 SH   SOLE   0 0 14,895
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   1,861,858 68,908 SH   SOLE   0 0 68,908
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   605,270 24,172 SH   SOLE   0 0 24,172
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   1,270,058 28,897 SH   SOLE   0 0 28,897
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   7,644,691 314,857 SH   SOLE   0 0 314,857
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   2,555,530 76,332 SH   SOLE   0 0 76,332
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   393,942 15,904 SH   SOLE   0 0 15,904
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   1,737,281 80,431 SH   SOLE   0 0 80,431
DOUBLELINE OPPORTUNISTIC CR COM 258623107   220,168 14,826 SH   SOLE   0 0 14,826
EATON VANCE CALIF MUN INCOM SH BEN INT 27826F101   201,027 20,143 SH   SOLE   0 0 20,143
EATON VANCE SR INCOME TR SH BEN INT 27826S103   103,485 19,637 SH   SOLE   0 0 19,637
EATON VANCE MUNI INCOME TRUS SH BEN INT 27826U108   4,040,263 409,348 SH   SOLE   0 0 409,348
EATON VANCE FLTING RATE INC COM 278279104   408,411 36,827 SH   SOLE   0 0 36,827
EATON VANCE MUN BD FD COM 27827X101   1,730,013 166,509 SH   SOLE   0 0 166,509
EATON VANCE NEW YORK MUN BD COM 27827Y109   553,914 61,477 SH   SOLE   0 0 61,477
EATON VANCE CALIF MUN BD FD COM 27828A100   332,826 38,522 SH   SOLE   0 0 38,522
EATON VANCE LTD DURATION INC COM 27828H105   811,998 86,475 SH   SOLE   0 0 86,475
EATON VANCE SHORT DURATION D COM 27828V104   300,991 29,538 SH   SOLE   0 0 29,538
EATON VANCE NATL MUN OPPORT COM SHS 27829L105   1,571,471 95,647 SH   SOLE   0 0 95,647
EATON VANCE MUN INCOME 2028 SHS 27829U105   411,362 23,071 SH   SOLE   0 0 23,071
EVERSOURCE ENERGY COM 30040W108   324,389 3,869 SH   SOLE   0 0 3,869
EXXON MOBIL CORP COM 30231G102   1,530,440 13,875 SH   SOLE   0 0 13,875
HANCOCK JOHN INCOME SECS TR COM 410123103   260,851 24,493 SH   SOLE   0 0 24,493
HIGH INCOME SECS FD SHS BEN INT 42968F108   195,525 30,082 SH   SOLE   0 0 30,082
HIGHLAND INCOME FD HIGHLAND INCOME 43010E404   317,433 30,819 SH   SOLE   0 0 30,819
INVESCO HIGH INCOME TR II COM 46131F101   637,869 62,169 SH   SOLE   0 0 62,169
INVESCO SR INCOME TR COM 46131H107   224,852 58,708 SH   SOLE   0 0 58,708
INVESCO MUNICIPAL TRUST COM 46131J103   347,885 35,140 SH   SOLE   0 0 35,140
INVESCO TR INVT GRADE MUNS COM 46131M106   375,468 37,360 SH   SOLE   0 0 37,360
INVESCO MUN OPPORTUNITY TR COM 46132C107   515,691 52,037 SH   SOLE   0 0 52,037
INVESCO ADVANTAGE MUN INCOME SH BEN INT 46132E103   836,552 97,387 SH   SOLE   0 0 97,387
INVESCO BD FD COM 46132L107   307,268 19,596 SH   SOLE   0 0 19,596
INVESCO MUNI INCOME OPP TRST COM 46132X101   463,461 74,273 SH   SOLE   0 0 74,273
INVESCO QUALITY MUN INCOME T COM 46133G107   136,096 14,448 SH   SOLE   0 0 14,448
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282   756,623 3,114 SH   SOLE   0 0 3,114
ISHARES TR DOW JONES US ETF 464287846   216,895 2,321 SH   SOLE   0 0 2,321
ISHARES TR PFD AND INCM SEC 464288687   316,830 10,378 SH   SOLE   0 0 10,378
MFS MUN INCOME TR SH BEN INT 552738106   520,911 100,562 SH   SOLE   0 0 100,562
MFS INVT GRADE MUN TR SH BEN INT 59318B108   572,447 80,400 SH   SOLE   0 0 80,400
MFS HIGH INCOME MUN TR SH BEN INT 59318D104   472,126 135,279 SH   SOLE   0 0 135,279
MFS HIGH YIELD MUN TR SH BEN INT 59318E102   72,594 23,193 SH   SOLE   0 0 23,193
NEUBERGER BRMAN CLIFRN MUNI COM 64123C101   1,899,054 168,067 SH   SOLE   0 0 168,067
NEUBERGER BERMAN N Y MUN FD COM 64124K102   198,018 20,999 SH   SOLE   0 0 20,999
NEUBERGER BERMAN MUN FD INC COM 64124P101   219,612 21,076 SH   SOLE   0 0 21,076
NEUBERGER BERMAN HIGH YIELD COM 64128C106   499,590 58,638 SH   SOLE   0 0 58,638
NUVEEN MASSACHUSETS QLT MUN COM 67061E104   465,589 44,048 SH   SOLE   0 0 44,048
NUVEEN CALIFORNIA MUNI VLU F COM STK 67062C107   724,469 85,737 SH   SOLE   0 0 85,737
NUVEEN SELECT TAX-FREE INCOM SH BEN INT 67062F100   1,564,445 112,470 SH   SOLE   0 0 112,470
NUVEEN N Y MUN VALUE FD COM 67062M105   259,430 31,408 SH   SOLE   0 0 31,408
NUVEEN MUN CR OPPORTUNITIES COM 670663103   444,800 40,473 SH   SOLE   0 0 40,473
NUVEEN QUALITY MUNCP INCOME COM 67066V101   316,384 26,813 SH   SOLE   0 0 26,813
NUVEEN CA QUALTY MUN INCOME COM 67066Y105   132,795 11,996 SH   SOLE   0 0 11,996
NUVEEN INTER DURATION MUN TE COM 670671106   304,048 23,174 SH   SOLE   0 0 23,174
NUVEEN AMT-FREE MUN VALUE FD COM 670695105   486,270 35,730 SH   SOLE   0 0 35,730
NUVEEN FLOATING RATE INCOME COM SHS 6706EN100   98,923 12,666 SH   SOLE   0 0 12,666
NUVEEN MUNICIPAL CREDIT INC COM SH BEN INT 67070X101   135,276 11,198 SH   SOLE   0 0 11,198
NUVEEN AMT FREE MUN CR INC F COM 67071L106   2,281,647 187,944 SH   SOLE   0 0 187,944
NUVEEN PFD & INCOME SECS FD COM 67072C105   284,750 41,875 SH   SOLE   0 0 41,875
NUVEEN FLOATING RATE INCOME COM 67072T108   894,388 112,929 SH   SOLE   0 0 112,929
NUVEEN PFD & INCOME OPPORTUN COM 67073B106   458,020 62,915 SH   SOLE   0 0 62,915
NUVEEN SHORT DURATION CR OPP COM 67074X107   150,205 12,665 SH   SOLE   0 0 12,665
NUVEEN REAL ASSET INCOME & G COM 67074Y105   147,755 12,629 SH   SOLE   0 0 12,629
NUVEEN MUN VALUE FD INC COM 670928100   390,326 45,387 SH   SOLE   0 0 45,387
PGIM GLOBAL HIGH YIELD FD FO COM 69346J106   512,205 47,252 SH   SOLE   0 0 47,252
PIMCO MUN INCOME FD COM 72200R107   222,082 21,293 SH   SOLE   0 0 21,293
PIMCO NEW YORK MUN INCOME FD COM 72200T103   424,694 47,032 SH   SOLE   0 0 47,032
PIMCO NEW YORK MUN FD II COM 72200Y102   489,889 61,620 SH   SOLE   0 0 61,620
PIMCO MUN INCOME FD III COM 72201A103   378,941 43,506 SH   SOLE   0 0 43,506
PIMCO CALIF MUN INCOME FD II COM 72201C109   88,009 10,540 SH   SOLE   0 0 10,540
PIMCO NEW YORK MUN INCOME FD COM 72201E105   83,942 12,290 SH   SOLE   0 0 12,290
PIMCO DYNAMIC INCOME FD SHS 72201Y101   328,624 17,783 SH   SOLE   0 0 17,783
PIONEER FLOATING RATE FUND I COM 72369J102   288,070 32,847 SH   SOLE   0 0 32,847
PIONEER MUNICIPAL HIGH INCOM COM 723762100   387,731 47,868 SH   SOLE   0 0 47,868
PUTNAM MANAGED MUN INCOME TR COM 746823103   567,412 90,352 SH   SOLE   0 0 90,352
PUTNAM MASTER INTER INCOME T SH BEN INT 746909100   40,922 12,788 SH   SOLE   0 0 12,788
PUTNAM MUN OPPORTUNITIES TR SH BEN INT 746922103   5,204,046 479,635 SH   SOLE   0 0 479,635
RIVERNORTH MANAGED DUR MUN I COM 76882H105   156,191 10,847 SH   SOLE   0 0 10,847
SPDR SER TR S&P BIOTECH 78464A870   551,452 6,644 SH   SOLE   0 0 6,644
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   603,665 3,975 SH   SOLE   0 0 3,975
VANGUARD STAR FDS VG TL INTL STK F 921909768   652,731 12,621 SH   SOLE   0 0 12,621
VANGUARD WELLINGTON FD US QUALITY 921935706   234,147 2,233 SH   SOLE   0 0 2,233
VANGUARD WELLINGTON FD US VALUE FACTR 921935805   258,786 2,623 SH   SOLE   0 0 2,623
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   280,731 3,258 SH   SOLE   0 0 3,258
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   269,628 6,918 SH   SOLE   0 0 6,918
VANGUARD INDEX FDS SM CP VAL ETF 922908611   317,783 2,001 SH   SOLE   0 0 2,001
VANGUARD INDEX FDS TOTAL STK MKT 922908769   846,153 4,425 SH   SOLE   0 0 4,425
VERTICAL CAP INCOME FD SHS BEN INT 92535C104   178,553 20,499 SH   SOLE   0 0 20,499
VIRTUS CONVERTIBLE & INCOME COM 92838X102   233,593 68,703 SH   SOLE   0 0 68,703
WESTERN ASSET MANAGED MUNS F COM 95766M105   290,165 28,814 SH   SOLE   0 0 28,814
WESTERN ASSET MUN HIGH INCOM COM 95766N103   460,631 72,200 SH   SOLE   0 0 72,200
WESTERN ASSET MUN PARTNERS F COM 95766P108   903,495 77,619 SH   SOLE   0 0 77,619
WESTERN ASST INFLTN LKD INM COM SH BEN INT 95766Q106   105,883 12,298 SH   SOLE   0 0 12,298
WESTERN ASSET INTER MUNI FD COM 958435109   188,951 24,895 SH   SOLE   0 0 24,895