The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   599,976 5,464 SH   SOLE   0 0 5,464
ABBVIE INC COM 00287Y109   806,501 4,990 SH   SOLE   0 0 4,990
ADVANCED MICRO DEVICES INC COM 007903107   270,998 4,184 SH   SOLE   0 0 4,184
AGILENT TECHNOLOGIES INC COM 00846U101   342,493 2,288 SH   SOLE   0 0 2,288
ALPHABET INC CAP STK CL A 02079K305   345,855 3,919 SH   SOLE   0 0 3,919
ALPHABET INC CAP STK CL C 02079K107   327,059 3,686 SH   SOLE   0 0 3,686
ALTRIA GROUP INC COM 02209S103   824,265 18,032 SH   SOLE   0 0 18,032
AMAZON COM INC COM 023135106   1,542,841 18,367 SH   SOLE   0 0 18,367
AMERICAN EXPRESS CO COM 025816109   237,318 1,606 SH   SOLE   0 0 1,606
AMPLIFY ETF TR CWP ENHANCED DIV 032108409   413,035 11,518 SH   SOLE   0 0 11,518
AMPLIFY ETF TR HIGH INCOME 032108847   164,902 14,154 SH   SOLE   0 0 14,154
APPLE INC COM 037833100   8,277,843 63,710 SH   SOLE   0 0 63,710
APPLIED MATLS INC COM 038222105   931,272 9,563 SH   SOLE   0 0 9,563
ARCHER DANIELS MIDLAND CO COM 039483102   1,131,378 12,185 SH   SOLE   0 0 12,185
AT&T INC COM 00206R102   1,018,882 55,343 SH   SOLE   0 0 55,343
BALL CORP COM 058498106   800,852 15,660 SH   SOLE   0 0 15,660
BANK AMERICA CORP COM 060505104   805,985 24,335 SH   SOLE   0 0 24,335
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,080,223 3,497 SH   SOLE   0 0 3,497
BRISTOL-MYERS SQUIBB CO COM 110122108   245,162 3,407 SH   SOLE   0 0 3,407
CAPITAL GROUP FIXED INCOME E CORE PLUS INCM 14020Y102   257,274 11,547 SH   SOLE   0 0 11,547
CATERPILLAR INC COM 149123101   987,874 4,123 SH   SOLE   0 0 4,123
CHEVRON CORP NEW COM 166764100   1,609,279 8,965 SH   SOLE   0 0 8,965
CHURCH & DWIGHT CO INC COM 171340102   255,372 3,168 SH   SOLE   0 0 3,168
CION INVT CORP COM 17259U204   100,084 10,265 SH   SOLE   0 0 10,265
CISCO SYS INC COM 17275R102   261,186 5,482 SH   SOLE   0 0 5,482
CME GROUP INC COM 12572Q105   1,008,960 6,000 SH   SOLE   0 0 6,000
COCA COLA CO COM 191216100   414,074 6,509 SH   SOLE   0 0 6,509
COMCAST CORP NEW CL A 20030N101   387,431 11,078 SH   SOLE   0 0 11,078
CONOCOPHILLIPS COM 20825C104   972,759 8,243 SH   SOLE   0 0 8,243
CONSOLIDATED EDISON INC COM 209115104   293,311 3,077 SH   SOLE   0 0 3,077
COSTCO WHSL CORP NEW COM 22160K105   793,793 1,738 SH   SOLE   0 0 1,738
CSX CORP COM 126408103   574,142 18,532 SH   SOLE   0 0 18,532
CVS HEALTH CORP COM 126650100   251,371 2,697 SH   SOLE   0 0 2,697
DEERE & CO COM 244199105   5,396,926 12,587 SH   SOLE   0 0 12,587
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   4,283,521 195,149 SH   SOLE   0 0 195,149
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   2,751,230 90,501 SH   SOLE   0 0 90,501
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   7,591,878 303,190 SH   SOLE   0 0 303,190
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   1,472,424 68,453 SH   SOLE   0 0 68,453
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   1,686,738 75,945 SH   SOLE   0 0 75,945
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   6,522,655 241,401 SH   SOLE   0 0 241,401
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   331,954 13,671 SH   SOLE   0 0 13,671
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   894,793 42,307 SH   SOLE   0 0 42,307
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   4,236,619 82,827 SH   SOLE   0 0 82,827
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   2,849,120 115,023 SH   SOLE   0 0 115,023
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   338,865 7,710 SH   SOLE   0 0 7,710
DISNEY WALT CO COM 254687106   486,048 5,594 SH   SOLE   0 0 5,594
DTE ENERGY CO COM 233331107   206,030 1,753 SH   SOLE   0 0 1,753
DUKE ENERGY CORP NEW COM NEW 26441C204   883,453 8,578 SH   SOLE   0 0 8,578
ENSERVCO CORP COM NEW 29358Y201   95,199 58,404 SH   SOLE   0 0 58,404
EXXON MOBIL CORP COM 30231G102   2,933,678 26,597 SH   SOLE   0 0 26,597
FIDELITY COVINGTON TRUST HIGH DIVID ETF 316092840   243,224 6,520 SH   SOLE   0 0 6,520
FIDELITY COVINGTON TRUST MSCI CONSM DIS 316092204   265,773 4,689 SH   SOLE   0 0 4,689
FIDELITY MERRIMACK STR TR LTD TRM BD ETF 316188200   903,421 18,833 SH   SOLE   0 0 18,833
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   1,075,555 23,890 SH   SOLE   0 0 23,890
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   418,757 7,045 SH   SOLE   0 0 7,045
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   397,773 8,390 SH   SOLE   0 0 8,390
FIRST TR EXCHNG TRADED FD VI CBOE VEST BUFERD 33740U778   669,190 37,260 SH   SOLE   0 0 37,260
FIRST TR VALUE LINE DIVID IN SHS 33734H106   720,217 18,046 SH   SOLE   0 0 18,046
FORD MTR CO DEL COM 345370860   365,081 31,391 SH   SOLE   0 0 31,391
GENERAL ELECTRIC CO COM NEW 369604301   207,914 2,481 SH   SOLE   0 0 2,481
GENERAL MLS INC COM 370334104   712,958 8,502 SH   SOLE   0 0 8,502
GENUINE PARTS CO COM 372460105   287,853 1,659 SH   SOLE   0 0 1,659
GLOBAL X FDS NASDAQ 100 COVER 37954Y483   200,784 12,620 SH   SOLE   0 0 12,620
HOME DEPOT INC COM 437076102   2,961,067 9,374 SH   SOLE   0 0 9,374
HP INC COM 40434L105   323,212 12,028 SH   SOLE   0 0 12,028
IDEX CORP COM 45167R104   321,945 1,410 SH   SOLE   0 0 1,410
IMPAC MTG HLDGS INC COM NEW 45254P508   2,274 13,330 SH   SOLE   0 0 13,330
INNOVATOR ETFS TR US EQTY BUF OCT 45782C771   296,321 9,330 SH   SOLE   0 0 9,330
INNOVATOR ETFS TR US EQTY PWR BF 45782C680   825,183 29,107 SH   SOLE   0 0 29,107
INNOVATOR ETFS TR US EQTY PWR BUF 45782C813   1,103,746 36,560 SH   SOLE   0 0 36,560
INNOVATOR ETFS TR US EQTY PWR BUF 45782C318   610,255 21,725 SH   SOLE   0 0 21,725
INNOVATOR ETFS TR US EQTY PWR BUF 45782C573   2,328,585 77,131 SH   SOLE   0 0 77,131
INNOVATOR ETFS TR US EQTY PWR BUF 45782C797   2,333,011 77,586 SH   SOLE   0 0 77,586
INNOVATOR ETFS TR US EQTY PWR BUF 45782C656   3,315,987 113,357 SH   SOLE   0 0 113,357
INNOVATOR ETFS TR US EQTY PWR BUF 45782C540   865,495 28,956 SH   SOLE   0 0 28,956
INNOVATOR ETFS TR US EQTY PWR BUF 45782C748   400,293 13,465 SH   SOLE   0 0 13,465
INTEL CORP COM 458140100   212,045 8,022 SH   SOLE   0 0 8,022
INTERNATIONAL BUSINESS MACHS COM 459200101   540,629 3,837 SH   SOLE   0 0 3,837
INVESCO EXCH TRADED FD TR II GBL SRT TRM HY 46138E669   2,060,773 107,276 SH   SOLE   0 0 107,276
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537   1,399,546 61,009 SH   SOLE   0 0 61,009
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   2,037,266 182,216 SH   SOLE   0 0 182,216
INVESCO EXCH TRADED FD TR II S&P ULTRA DIVIDE 46138G656   261,709 6,006 SH   SOLE   0 0 6,006
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362   444,652 10,144 SH   SOLE   0 0 10,144
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   1,674,516 26,205 SH   SOLE   0 0 26,205
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   32,588,699 1,587,296 SH   SOLE   0 0 1,587,296
INVESCO EXCH TRADED FD TR II TAXABLE MUN BD 46138G805   1,684,879 65,534 SH   SOLE   0 0 65,534
INVESCO EXCH TRADED FD TR II TREAS COLATERL 46138G888   210,469 1,998 SH   SOLE   0 0 1,998
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870   33,488,345 1,495,615 SH   SOLE   0 0 1,495,615
INVESCO EXCH TRD SLF IDX FD BULETSHS 2027 46138J585   3,110,041 145,499 SH   SOLE   0 0 145,499
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 HY 46138J858   4,794,179 205,670 SH   SOLE   0 0 205,670
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833   3,962,710 179,146 SH   SOLE   0 0 179,146
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 HY 46138J817   3,536,472 159,949 SH   SOLE   0 0 159,949
INVESCO EXCH TRD SLF IDX FD DEFENSIVE EQTY 46138J775   342,735 5,153 SH   SOLE   0 0 5,153
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 26 46138J635   3,289,284 146,093 SH   SOLE   0 0 146,093
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472   279,223 4,042 SH   SOLE   0 0 4,042
INVESCO EXCHANGE TRADED FD T S&P500 EQL IND 46137V324   379,597 2,129 SH   SOLE   0 0 2,129
INVESCO EXCHANGE TRADED FD T S&P500 EQL MAT 46137V316   215,082 1,355 SH   SOLE   0 0 1,355
INVESCO EXCHANGE TRADED FD T S&P500 EQL STP 46137V373   336,518 1,973 SH   SOLE   0 0 1,973
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282   721,350 2,968 SH   SOLE   0 0 2,968
INVESCO EXCHANGE TRADED FD T S&P500 EQL UTL 46137V274   533,541 4,586 SH   SOLE   0 0 4,586
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   423,121 2,995 SH   SOLE   0 0 2,995
ISHARES GOLD TR ISHARES NEW 464285204   340,815 9,853 SH   SOLE   0 0 9,853
ISHARES INC CORE MSCI EMKT 46434G103   878,401 18,809 SH   SOLE   0 0 18,809
ISHARES INC JP MRGN EM HI BD 464286285   2,524,845 72,190 SH   SOLE   0 0 72,190
ISHARES TR 0-3 MNTH TREASRY 46436E718   1,744,339 17,419 SH   SOLE   0 0 17,419
ISHARES TR 0-5YR HI YL CP 46434V407   3,453,823 84,466 SH   SOLE   0 0 84,466
ISHARES TR AGENCY BOND ETF 464288166   351,751 3,305 SH   SOLE   0 0 3,305
ISHARES TR BROAD USD HIGH 46435U853   61,586,118 1,783,479 SH   SOLE   0 0 1,783,479
ISHARES TR CMBS ETF 46429B366   1,919,359 41,807 SH   SOLE   0 0 41,807
ISHARES TR CONV BD ETF 46435G102   23,543,788 338,834 SH   SOLE   0 0 338,834
ISHARES TR CORE 1 5 YR USD 46432F859   628,591 13,535 SH   SOLE   0 0 13,535
ISHARES TR CORE HIGH DV ETF 46429B663   287,470 2,757 SH   SOLE   0 0 2,757
ISHARES TR CORE INTL AGGR 46435G672   1,227,389 25,812 SH   SOLE   0 0 25,812
ISHARES TR CORE MSCI EAFE 46432F842   577,535 9,369 SH   SOLE   0 0 9,369
ISHARES TR CORE MSCI TOTAL 46432F834   898,554 15,524 SH   SOLE   0 0 15,524
ISHARES TR CORE S&P MCP ETF 464287507   1,811,306 7,488 SH   SOLE   0 0 7,488
ISHARES TR CORE S&P SCP ETF 464287804   423,483 4,474 SH   SOLE   0 0 4,474
ISHARES TR CORE S&P TTL STK 464287150   945,845 11,153 SH   SOLE   0 0 11,153
ISHARES TR CORE S&P500 ETF 464287200   380,640 990 SH   SOLE   0 0 990
ISHARES TR CORE US AGGBD ET 464287226   670,082 6,908 SH   SOLE   0 0 6,908
ISHARES TR CRE U S REIT ETF 464288521   21,091,741 426,452 SH   SOLE   0 0 426,452
ISHARES TR EAFE GRWTH ETF 464288885   4,368,335 52,153 SH   SOLE   0 0 52,153
ISHARES TR EAFE VALUE ETF 464288877   4,168,932 90,866 SH   SOLE   0 0 90,866
ISHARES TR ESG AWR MSCI USA 46435G425   230,690 2,722 SH   SOLE   0 0 2,722
ISHARES TR GLOBAL REIT ETF 46434V647   412,754 18,175 SH   SOLE   0 0 18,175
ISHARES TR JPMORGAN USD EMG 464288281   21,149,013 249,948 SH   SOLE   0 0 249,948
ISHARES TR MODERT ALLOC ETF 464289875   464,672 12,225 SH   SOLE   0 0 12,225
ISHARES TR MSCI USA MIN VOL 46429B697   672,447 9,326 SH   SOLE   0 0 9,326
ISHARES TR MSCI USA MMENTM 46432F396   291,789 1,999 SH   SOLE   0 0 1,999
ISHARES TR NATIONAL MUN ETF 464288414   1,242,935 11,779 SH   SOLE   0 0 11,779
ISHARES TR RUS MD CP GR ETF 464287481   342,593 4,098 SH   SOLE   0 0 4,098
ISHARES TR RUS MDCP VAL ETF 464287473   363,318 3,449 SH   SOLE   0 0 3,449
ISHARES TR RUS MID CAP ETF 464287499   915,024 13,565 SH   SOLE   0 0 13,565
ISHARES TR RUS TP200 GR ETF 464289438   862,995 7,160 SH   SOLE   0 0 7,160
ISHARES TR RUS TP200 VL ETF 464289420   702,456 10,812 SH   SOLE   0 0 10,812
ISHARES TR RUSSELL 2000 ETF 464287655   321,869 1,846 SH   SOLE   0 0 1,846
ISHARES TR S&P 500 GRWT ETF 464287309   631,409 10,793 SH   SOLE   0 0 10,793
ISHARES TR S&P SML 600 GWT 464287887   217,653 2,014 SH   SOLE   0 0 2,014
ISHARES TR SELECT DIVID ETF 464287168   389,026 3,225 SH   SOLE   0 0 3,225
ISHARES TR SHORT TREAS BD 464288679   231,382 2,105 SH   SOLE   0 0 2,105
ISHARES TR SHRT NAT MUN ETF 464288158   603,684 5,789 SH   SOLE   0 0 5,789
ISHARES TR TIPS BD ETF 464287176   2,141,086 20,115 SH   SOLE   0 0 20,115
ISHARES TR TRS FLT RT BD 46434V860   211,369 4,193 SH   SOLE   0 0 4,193
ISHARES TR U.S. MED DVC ETF 464288810   204,816 3,896 SH   SOLE   0 0 3,896
ISHARES TR U.S. TECH ETF 464287721   741,861 9,959 SH   SOLE   0 0 9,959
ISHARES TR USD INV GRDE ETF 464288620   347,601 7,078 SH   SOLE   0 0 7,078
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   2,833,800 56,529 SH   SOLE   0 0 56,529
JOHNSON & JOHNSON COM 478160104   1,050,498 5,946 SH   SOLE   0 0 5,946
JOUNCE THERAPEUTICS INC COM 481116101   13,326 12,005 SH   SOLE   0 0 12,005
JPMORGAN CHASE & CO COM 46625H100   370,286 2,761 SH   SOLE   0 0 2,761
KNOW LABS INC COM NEW 499238103   22,400 14,000 SH   SOLE   0 0 14,000
LILLY ELI & CO COM 532457108   3,604,895 9,853 SH   SOLE   0 0 9,853
LOCKHEED MARTIN CORP COM 539830109   732,533 1,505 SH   SOLE   0 0 1,505
LOWES COS INC COM 548661107   572,055 2,871 SH   SOLE   0 0 2,871
MACATAWA BK CORP COM 554225102   171,153 15,517 SH   SOLE   0 0 15,517
MCDONALDS CORP COM 580135101   559,764 2,124 SH   SOLE   0 0 2,124
MICROSOFT CORP COM 594918104   3,546,654 14,788 SH   SOLE   0 0 14,788
NATIONAL STORAGE AFFILIATES COM SHS BEN IN 637870106   2,607,899 72,200 SH   SOLE   0 0 72,200
NEXTERA ENERGY INC COM 65339F101   712,523 8,523 SH   SOLE   0 0 8,523
NORWEGIAN CRUISE LINE HLDG L SHS G66721104   128,802 10,523 SH   SOLE   0 0 10,523
NVIDIA CORPORATION COM 67066G104   666,959 4,563 SH   SOLE   0 0 4,563
OGE ENERGY CORP COM 670837103   284,048 7,182 SH   SOLE   0 0 7,182
PACER FDS TR US CASH COWS 100 69374H881   324,880 7,024 SH   SOLE   0 0 7,024
PEPSICO INC COM 713448108   926,646 5,129 SH   SOLE   0 0 5,129
PFIZER INC COM 717081103   885,431 17,280 SH   SOLE   0 0 17,280
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   543,562 5,510 SH   SOLE   0 0 5,510
PIMCO ETF TR ENHNCD LW DUR AC 72201R718   470,113 4,987 SH   SOLE   0 0 4,987
PROCTER AND GAMBLE CO COM 742718109   1,394,206 9,199 SH   SOLE   0 0 9,199
PROSHARES TR S&P 500 DV ARIST 74348A467   588,128 6,535 SH   SOLE   0 0 6,535
PRUDENTIAL FINL INC COM 744320102   214,118 2,152 SH   SOLE   0 0 2,152
RAYTHEON TECHNOLOGIES CORP COM 75513E101   657,104 6,511 SH   SOLE   0 0 6,511
SAREPTA THERAPEUTICS INC COM 803607100   348,570 2,690 SH   SOLE   0 0 2,690
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   219,567 9,276 SH   SOLE   0 0 9,276
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   232,556 7,220 SH   SOLE   0 0 7,220
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   33,474,393 1,063,613 SH   SOLE   0 0 1,063,613
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   4,601,577 93,471 SH   SOLE   0 0 93,471
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,587,371 35,424 SH   SOLE   0 0 35,424
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   574,701 7,607 SH   SOLE   0 0 7,607
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   1,652,190 29,737 SH   SOLE   0 0 29,737
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   238,992 3,620 SH   SOLE   0 0 3,620
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   90,140,005 1,373,802 SH   SOLE   0 0 1,373,802
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   75,395,940 1,861,093 SH   SOLE   0 0 1,861,093
SCHWAB STRATEGIC TR US TIPS ETF 808524870   20,305,975 392,013 SH   SOLE   0 0 392,013
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   14,542,748 303,037 SH   SOLE   0 0 303,037
SELECT SECTOR SPDR TR ENERGY 81369Y506   8,355,288 95,521 SH   SOLE   0 0 95,521
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   15,913,814 465,316 SH   SOLE   0 0 465,316
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   21,212,505 164,234 SH   SOLE   0 0 164,234
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   7,470,923 100,213 SH   SOLE   0 0 100,213
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   21,878,643 161,050 SH   SOLE   0 0 161,050
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   16,100,593 163,940 SH   SOLE   0 0 163,940
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   4,555,122 64,611 SH   SOLE   0 0 64,611
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   8,689,394 111,861 SH   SOLE   0 0 111,861
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   49,820,586 400,358 SH   SOLE   0 0 400,358
SEMPRA COM 816851109   505,500 3,271 SH   SOLE   0 0 3,271
SHERWIN WILLIAMS CO COM 824348106   1,399,292 5,895 SH   SOLE   0 0 5,895
SOUTHERN CO COM 842587107   271,847 3,806 SH   SOLE   0 0 3,806
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   1,496,121 4,515 SH   SOLE   0 0 4,515
SPDR GOLD TR GOLD SHS 78463V107   2,148,321 12,664 SH   SOLE   0 0 12,664
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   64,616,732 2,176,302 SH   SOLE   0 0 2,176,302
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   36,732,800 1,114,388 SH   SOLE   0 0 1,114,388
SPDR S&P 500 ETF TR TR UNIT 78462F103   6,255,939 16,358 SH   SOLE   0 0 16,358
SPDR SER TR BBG CONV SEC ETF 78464A359   1,723,548 26,779 SH   SOLE   0 0 26,779
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   230,504 2,520 SH   SOLE   0 0 2,520
SPDR SER TR BLOOMBERG HIGH Y 78468R622   266,310 2,959 SH   SOLE   0 0 2,959
SPDR SER TR BLOOMBERG INVT 78468R200   8,456,775 278,274 SH   SOLE   0 0 278,274
SPDR SER TR ICE PFD SEC ETF 78464A292   306,814 9,348 SH   SOLE   0 0 9,348
SPDR SER TR NUVEEN BLOOMBERG 78464A284   836,359 17,079 SH   SOLE   0 0 17,079
SPDR SER TR PORTFLI HIGH YLD 78468R606   230,508 10,318 SH   SOLE   0 0 10,318
SPDR SER TR PORTFOLIO AGRGTE 78464A649   12,089,982 481,097 SH   SOLE   0 0 481,097
SPDR SER TR PORTFOLIO LN COR 78464A367   533,685 23,764 SH   SOLE   0 0 23,764
SPDR SER TR PORTFOLIO LN TSR 78464A664   223,844 7,702 SH   SOLE   0 0 7,702
SPDR SER TR PORTFOLIO S&P400 78464A847   10,139,652 238,580 SH   SOLE   0 0 238,580
SPDR SER TR PORTFOLIO S&P500 78464A854   19,837,634 441,032 SH   SOLE   0 0 441,032
SPDR SER TR PORTFOLIO S&P600 78468R853   6,274,015 169,705 SH   SOLE   0 0 169,705
SPDR SER TR PORTFOLIO SH TSR 78468R101   744,047 25,746 SH   SOLE   0 0 25,746
SPDR SER TR PRTFLO S&P500 GW 78464A409   125,246,371 2,471,729 SH   SOLE   0 0 2,471,729
SPDR SER TR PRTFLO S&P500 VL 78464A508   97,956,954 2,518,744 SH   SOLE   0 0 2,518,744
STARBUCKS CORP COM 855244109   204,436 2,060 SH   SOLE   0 0 2,060
STRATEGY SHS NS 7HANDL IDX 86280R506   572,379 29,232 SH   SOLE   0 0 29,232
STRYKER CORPORATION COM 863667101   353,537 1,446 SH   SOLE   0 0 1,446
TESLA INC COM 88160R101   594,661 4,827 SH   SOLE   0 0 4,827
TORONTO DOMINION BK ONT COM NEW 891160509   396,205 6,118 SH   SOLE   0 0 6,118
TRUIST FINL CORP COM 89832Q109   333,490 7,750 SH   SOLE   0 0 7,750
UNION PAC CORP COM 907818108   299,871 1,448 SH   SOLE   0 0 1,448
UNITEDHEALTH GROUP INC COM 91324P102   816,983 1,540 SH   SOLE   0 0 1,540
VANGUARD BD INDEX FDS INTERMED TERM 921937819   2,814,420 37,868 SH   SOLE   0 0 37,868
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,450,348 20,188 SH   SOLE   0 0 20,188
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   355,002 2,672 SH   SOLE   0 0 2,672
VANGUARD INDEX FDS GROWTH ETF 922908736   1,134,798 5,324 SH   SOLE   0 0 5,324
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   3,115,241 17,330 SH   SOLE   0 0 17,330
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   1,522,802 11,260 SH   SOLE   0 0 11,260
VANGUARD INDEX FDS MID CAP ETF 922908629   314,699 1,544 SH   SOLE   0 0 1,544
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   469,474 5,691 SH   SOLE   0 0 5,691
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,903,644 5,418 SH   SOLE   0 0 5,418
VANGUARD INDEX FDS SMALL CP ETF 922908751   278,765 1,518 SH   SOLE   0 0 1,518
VANGUARD INDEX FDS TOTAL STK MKT 922908769   863,467 4,516 SH   SOLE   0 0 4,516
VANGUARD INDEX FDS VALUE ETF 922908744   936,373 6,670 SH   SOLE   0 0 6,670
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   483,080 12,393 SH   SOLE   0 0 12,393
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   4,868,165 56,481 SH   SOLE   0 0 56,481
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   658,184 14,090 SH   SOLE   0 0 14,090
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   731,383 14,778 SH   SOLE   0 0 14,778
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   230,528 3,942 SH   SOLE   0 0 3,942
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   7,432,821 95,895 SH   SOLE   0 0 95,895
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   29,497,382 389,545 SH   SOLE   0 0 389,545
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   19,919,281 323,192 SH   SOLE   0 0 323,192
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   25,143,079 552,274 SH   SOLE   0 0 552,274
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   66,047,998 1,142,236 SH   SOLE   0 0 1,142,236
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   49,933,385 664,021 SH   SOLE   0 0 664,021
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   239,539 3,404 SH   SOLE   0 0 3,404
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,135,797 7,479 SH   SOLE   0 0 7,479
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   205,216 1,896 SH   SOLE   0 0 1,896
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   421,682 1,699 SH   SOLE   0 0 1,699
VANGUARD WORLD FDS INF TECH ETF 92204A702   593,808 1,859 SH   SOLE   0 0 1,859
VERIZON COMMUNICATIONS INC COM 92343V104   578,744 14,688 SH   SOLE   0 0 14,688
VICTORY PORTFOLIOS II VCSHS US EQ INCM 92647N824   619,208 9,975 SH   SOLE   0 0 9,975
VISA INC COM CL A 92826C839   587,615 2,828 SH   SOLE   0 0 2,828
WALMART INC COM 931142103   1,054,919 7,440 SH   SOLE   0 0 7,440
WASTE MGMT INC DEL COM 94106L109   603,755 3,848 SH   SOLE   0 0 3,848
WELLS FARGO CO NEW COM 949746101   230,020 5,570 SH   SOLE   0 0 5,570
WISDOMTREE TR HEDGED HI YLD BD 97717W430   1,093,522 52,903 SH   SOLE   0 0 52,903
WORLD GOLD TR SPDR GLD MINIS 98149E303   2,459,719 67,889 SH   SOLE   0 0 67,889