The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   2,525,459 21,060 SH   SOLE   21,060 0 0
APPLE INC COM 037833100   557,010 4,287 SH   SOLE   4,287 0 0
CEMEX SAB DE CV SPON ADR NEW 151290889   40,500 10,000 SH   SOLE   10,000 0 0
CHEVRON CORP NEW COM 166764100   279,038 1,555 SH   SOLE   1,555 0 0
EA SERIES TRUST STRIVE US ENERGY 02072L722   260,574 8,848 SH   SOLE   8,848 0 0
ECOLAB INC COM 278865100   1,480,810 10,173 SH   SOLE   10,173 0 0
EXACT SCIENCES CORP COM 30063P105   205,467 4,150 SH   SOLE   4,150 0 0
EXXON MOBIL CORP COM 30231G102   771,289 6,993 SH   SOLE   6,993 0 0
GABELLI UTIL TR COM 36240A101   234,815 31,267 SH   SOLE   31,267 0 0
ISHARES INC ESG AWR MSCI EM 46434G863   215,211 7,157 SH   SOLE   7,157 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516   359,729 5,472 SH   SOLE   5,472 0 0
ISHARES TR CORE S&P SCP ETF 464287804   1,239,757 13,100 SH   SOLE   13,100 0 0
ISHARES TR CORE S&P MCP ETF 464287507   4,109,470 16,989 SH   SOLE   16,989 0 0
ISHARES TR ESG SCRND S&P500 46436E569   396,058 13,933 SH   SOLE   13,933 0 0
ISHARES TR CORE S&P500 ETF 464287200   18,698,764 48,668 SH   SOLE   48,668 0 0
ISHARES TR MSCI EAFE ETF 464287465   3,488,897 53,152 SH   SOLE   53,152 0 0
ISHARES TR CORE MSCI EAFE 46432F842   334,705 5,430 SH   SOLE   5,430 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   15,337,689 281,477 SH   SOLE   281,477 0 0
MEDTRONIC PLC SHS G5960L103   295,802 3,806 SH   SOLE   3,806 0 0
MICROSOFT CORP COM 594918104   231,262 964 SH   SOLE   964 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   206,247 5,091 SH   SOLE   5,091 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   22,659,644 703,473 SH   SOLE   703,473 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   37,488,296 830,306 SH   SOLE   830,306 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   332,577 5,069 SH   SOLE   5,069 0 0
SHERWIN WILLIAMS CO COM 824348106   331,075 1,395 SH   SOLE   1,395 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,954,709 10,341 SH   SOLE   10,341 0 0
SPS COMM INC COM 78463M107   226,310 1,762 SH   SOLE   1,762 0 0
TARGET CORP COM 87612E106   324,193 2,175 SH   SOLE   2,175 0 0
XCEL ENERGY INC COM 98389B100   311,078 4,437 SH   SOLE   4,437 0 0