The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   1,460,026 12,175 SH   SOLE   12,175 0 0
ABBOTT LABS COM 002824100   700,680 6,382 SH   SOLE   6,382 0 0
ABBVIE INC COM 00287Y109   4,220,768 26,117 SH   SOLE   26,117 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,682,960 6,307 SH   SOLE   6,307 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   446,239 1,326 SH   SOLE   1,326 0 0
ADVANCED MICRO DEVICES INC COM 007903107   528,070 8,153 SH   SOLE   8,153 0 0
AIR PRODS & CHEMS INC COM 009158106   489,825 1,589 SH   SOLE   1,589 0 0
ALBEMARLE CORP COM 012653101   2,186,816 10,084 SH   SOLE   10,084 0 0
ALCOA CORP COM 013872106   2,607,977 57,356 SH   SOLE   57,356 0 0
ALPHABET INC CAP STK CL C 02079K107   7,642,315 86,130 SH   SOLE   86,130 0 0
ALPHABET INC CAP STK CL A 02079K305   3,658,192 41,462 SH   SOLE   41,462 0 0
ALTRIA GROUP INC COM 02209S103   562,599 12,308 SH   SOLE   12,308 0 0
AMAZON COM INC COM 023135106   1,298,388 15,457 SH   SOLE   15,457 0 0
AMERICAN EXPRESS CO COM 025816109   1,866,526 12,633 SH   SOLE   12,633 0 0
AMERICAN INTL GROUP INC COM NEW 026874784   684,699 10,827 SH   SOLE   10,827 0 0
AMGEN INC COM 031162100   65,305,961 248,652 SH   SOLE   248,652 0 0
ANALOG DEVICES INC COM 032654105   259,167 1,580 SH   SOLE   1,580 0 0
APPLE INC COM 037833100   28,387,166 218,480 SH   SOLE   218,480 0 0
APPLIED MATLS INC COM 038222105   543,283 5,579 SH   SOLE   5,579 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   293,417 537 SH   SOLE   537 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108   226,927 3,347 SH   SOLE   3,347 0 0
AT&T INC COM 00206R102   450,640 24,478 SH   SOLE   24,478 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   6,544,286 27,398 SH   SOLE   27,398 0 0
AVADEL PHARMACEUTICALS PLC SPONSORED ADR 05337M104   90,517 12,642 SH   SOLE   12,642 0 0
AVIDITY BIOSCIENCES INC COM 05370A108   3,071,540 138,420 SH   SOLE   138,420 0 0
BAKER HUGHES COMPANY CL A 05722G100   673,934 22,822 SH   SOLE   22,822 0 0
BANK AMERICA CORP COM 060505104   3,099,933 93,597 SH   SOLE   93,597 0 0
BARRICK GOLD CORP COM 067901108   9,013,865 524,672 SH   SOLE   524,672 0 0
BCE INC COM NEW 05534B760   452,553 10,297 SH   SOLE   10,297 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   2,812,266 6 SH   SOLE   6 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   8,250,101 26,708 SH   SOLE   26,708 0 0
BLACKROCK INC COM 09247X101   628,555 887 SH   SOLE   887 0 0
BLOCK INC CL A 852234103   334,246 5,319 SH   SOLE   5,319 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   7,517,696 104,485 SH   SOLE   104,485 0 0
BROADCOM INC COM 11135F101   329,887 590 SH   SOLE   590 0 0
BROOKDALE SR LIVING INC COM 112463104   298,455 109,324 SH   SOLE   109,324 0 0
CAMECO CORP COM 13321L108   906,800 40,000 SH   SOLE   40,000 0 0
CARDINAL HEALTH INC COM 14149Y108   592,514 7,708 SH   SOLE   7,708 0 0
CATERPILLAR INC COM 149123101   994,893 4,153 SH   SOLE   4,153 0 0
CDW CORP COM 12514G108   348,410 1,951 SH   SOLE   1,951 0 0
CHEVRON CORP NEW COM 166764100   628,394 3,501 SH   SOLE   3,501 0 0
CHUBB LIMITED COM H1467J104   2,293,358 10,396 SH   SOLE   10,396 0 0
CIGNA CORP NEW COM 125523100   249,830 754 SH   SOLE   754 0 0
CISCO SYS INC COM 17275R102   1,146,028 24,056 SH   SOLE   24,056 0 0
CME GROUP INC COM 12572Q105   718,211 4,271 SH   SOLE   4,271 0 0
COCA COLA CO COM 191216100   3,023,383 47,530 SH   SOLE   47,530 0 0
COLGATE PALMOLIVE CO COM 194162103   2,243,624 28,476 SH   SOLE   28,476 0 0
COMCAST CORP NEW CL A 20030N101   338,999 9,694 SH   SOLE   9,694 0 0
CONOCOPHILLIPS COM 20825C104   598,614 5,073 SH   SOLE   5,073 0 0
CONSOLIDATED EDISON INC COM 209115104   549,462 5,765 SH   SOLE   5,765 0 0
COPA HOLDINGS SA CL A P31076105   206,594 2,484 SH   SOLE   2,484 0 0
CORNING INC COM 219350105   676,745 21,188 SH   SOLE   21,188 0 0
CORTEVA INC COM 22052L104   288,669 4,911 SH   SOLE   4,911 0 0
COSTCO WHSL CORP NEW COM 22160K105   726,748 1,592 SH   SOLE   1,592 0 0
CREATIVE MED TECHNOLOGY HLDG COM NEW 22529Y309   38,110 100,000 SH   SOLE   100,000 0 0
CUMMINS INC COM 231021106   216,123 892 SH   SOLE   892 0 0
CVS HEALTH CORP COM 126650100   1,005,241 10,787 SH   SOLE   10,787 0 0
DANAHER CORPORATION COM 235851102   6,095,105 22,964 SH   SOLE   22,964 0 0
DBX ETF TR XTRACK MSCI ALL 233051820   3,224,948 119,753 SH   SOLE   119,753 0 0
DEERE & CO COM 244199105   425,759 993 SH   SOLE   993 0 0
DEVON ENERGY CORP NEW COM 25179M103   229,740 3,735 SH   SOLE   3,735 0 0
DIAGEO PLC SPON ADR NEW 25243Q205   314,862 1,767 SH   SOLE   1,767 0 0
DIAMONDBACK ENERGY INC COM 25278X109   242,511 1,773 SH   SOLE   1,773 0 0
DISNEY WALT CO COM 254687106   476,189 5,481 SH   SOLE   5,481 0 0
DOLLAR TREE INC COM 256746108   1,562,205 11,045 SH   SOLE   11,045 0 0
DOW INC COM 260557103   1,368,592 27,160 SH   SOLE   27,160 0 0
DUPONT DE NEMOURS INC COM 26614N102   233,067 3,396 SH   SOLE   3,396 0 0
EATON CORP PLC SHS G29183103   1,750,777 11,155 SH   SOLE   11,155 0 0
ELEVANCE HEALTH INC COM 036752103   743,294 1,449 SH   SOLE   1,449 0 0
EMERSON ELEC CO COM 291011104   286,259 2,980 SH   SOLE   2,980 0 0
ENBRIDGE INC COM 29250N105   440,696 11,271 SH   SOLE   11,271 0 0
ENERGOUS CORP COM 29272C103   15,968 19,100 SH   SOLE   19,100 0 0
EOG RES INC COM 26875P101   473,655 3,657 SH   SOLE   3,657 0 0
ESSENTIAL UTILS INC COM 29670G102   399,691 8,374 SH   SOLE   8,374 0 0
EXXON MOBIL CORP COM 30231G102   1,435,224 13,012 SH   SOLE   13,012 0 0
FIRST MAJESTIC SILVER CORP COM 32076V103   936,999 112,350 SH   SOLE   112,350 0 0
FLEXSHARES TR MORNSTAR UPSTR 33939L407   16,018,476 368,495 SH   SOLE   368,495 0 0
FREEPORT-MCMORAN INC CL B 35671D857   7,908,401 208,116 SH   SOLE   208,116 0 0
GENERAL DYNAMICS CORP COM 369550108   261,508 1,054 SH   SOLE   1,054 0 0
GENERAL MLS INC COM 370334104   1,351,327 16,116 SH   SOLE   16,116 0 0
GILEAD SCIENCES INC COM 375558103   600,864 6,999 SH   SOLE   6,999 0 0
GLOBAL X FDS GLB X MLP ENRG I 37954Y293   697,770 17,119 SH   SOLE   17,119 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   246,547 718 SH   SOLE   718 0 0
GRAINGER W W INC COM 384802104   219,163 394 SH   SOLE   394 0 0
GSK PLC SPONSORED ADR 37733W204   349,959 9,959 SH   SOLE   9,959 0 0
HALEON PLC SPON ADS 405552100   250,448 31,306 SH   SOLE   31,306 0 0
HALLIBURTON CO COM 406216101   204,423 5,195 SH   SOLE   5,195 0 0
HCA HEALTHCARE INC COM 40412C101   210,925 879 SH   SOLE   879 0 0
HERSHEY CO COM 427866108   1,090,000 4,707 SH   SOLE   4,707 0 0
HOME DEPOT INC COM 437076102   1,765,657 5,590 SH   SOLE   5,590 0 0
HONEYWELL INTL INC COM 438516106   213,014 994 SH   SOLE   994 0 0
ICICI BANK LIMITED ADR 45104G104   268,590 12,270 SH   SOLE   12,270 0 0
ILLINOIS TOOL WKS INC COM 452308109   488,846 2,219 SH   SOLE   2,219 0 0
ILLUMINA INC COM 452327109   553,421 2,737 SH   SOLE   2,737 0 0
ING GROEP N.V. SPONSORED ADR 456837103   730,711 60,042 SH   SOLE   60,042 0 0
INTEL CORP COM 458140100   507,430 19,199 SH   SOLE   19,199 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   20,815,370 147,742 SH   SOLE   147,742 0 0
INTUIT COM 461202103   293,861 755 SH   SOLE   755 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   354,242 1,335 SH   SOLE   1,335 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   728,276 2,735 SH   SOLE   2,735 0 0
ISHARES INC CORE MSCI EMKT 46434G103   15,457,292 330,991 SH   SOLE   330,991 0 0
ISHARES INC MSCI EURZONE ETF 464286608   389,302 9,862 SH   SOLE   9,862 0 0
ISHARES TR MSCI ACWI EX US 464288240   5,004,727 109,994 SH   SOLE   109,994 0 0
ISHARES TR CORE S&P MCP ETF 464287507   940,662 3,889 SH   SOLE   3,889 0 0
ISHARES TR EAFE VALUE ETF 464288877   258,947 5,644 SH   SOLE   5,644 0 0
ISHARES TR CORE S&P TTL STK 464287150   1,578,298 18,612 SH   SOLE   18,612 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516   316,604 4,816 SH   SOLE   4,816 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   643,091 10,993 SH   SOLE   10,993 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   4,690,142 21,892 SH   SOLE   21,892 0 0
ISHARES TR CORE MSCI EAFE 46432F842   38,752,268 628,687 SH   SOLE   628,687 0 0
ISHARES TR CORE DIV GRWTH 46434V621   279,050 5,581 SH   SOLE   5,581 0 0
ISHARES TR GLB INFRASTR ETF 464288372   6,279,347 136,984 SH   SOLE   136,984 0 0
ISHARES TR CORE S&P SCP ETF 464287804   1,043,881 11,030 SH   SOLE   11,030 0 0
ISHARES TR MSCI EAFE ETF 464287465   4,556,663 69,419 SH   SOLE   69,419 0 0
ISHARES TR S&P 500 VAL ETF 464287408   483,373 3,332 SH   SOLE   3,332 0 0
ISHARES TR ESG AWR MSCI USA 46435G425   329,762 3,891 SH   SOLE   3,891 0 0
ISHARES TR MSCI UK ETF NEW 46435G334   203,674 6,643 SH   SOLE   6,643 0 0
ISHARES TR HDG MSCI EAFE 46434V803   2,309,391 85,533 SH   SOLE   85,533 0 0
ISHARES TR RUS MID CAP ETF 464287499   311,484 4,618 SH   SOLE   4,618 0 0
ISHARES TR MSCI ACWI ETF 464288257   455,466 5,366 SH   SOLE   5,366 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   1,512,709 9,975 SH   SOLE   9,975 0 0
ISHARES TR S&P MC 400GR ETF 464287606   294,783 4,316 SH   SOLE   4,316 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   3,177,711 18,225 SH   SOLE   18,225 0 0
ISHARES TR CORE S&P500 ETF 464287200   2,013,143 5,240 SH   SOLE   5,240 0 0
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507   18,993,092 385,490 SH   SOLE   385,490 0 0
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845   6,388,726 129,694 SH   SOLE   129,694 0 0
JOHNSON & JOHNSON COM 478160104   2,545,334 14,409 SH   SOLE   14,409 0 0
JPMORGAN CHASE & CO COM 46625H100   1,473,759 10,990 SH   SOLE   10,990 0 0
KELLOGG CO COM 487836108   481,725 6,762 SH   SOLE   6,762 0 0
KIMBERLY-CLARK CORP COM 494368103   864,185 6,366 SH   SOLE   6,366 0 0
KKR & CO INC COM 48251W104   1,226,973 26,432 SH   SOLE   26,432 0 0
KROGER CO COM 501044101   266,945 5,988 SH   SOLE   5,988 0 0
KURA ONCOLOGY INC COM 50127T109   702,840 56,635 SH   SOLE   56,635 0 0
LAM RESEARCH CORP COM 512807108   213,512 508 SH   SOLE   508 0 0
LEGGETT & PLATT INC COM 524660107   326,522 10,131 SH   SOLE   10,131 0 0
LILLY ELI & CO COM 532457108   4,550,684 12,439 SH   SOLE   12,439 0 0
LINDE PLC SHS G5494J103   627,897 1,925 SH   SOLE   1,925 0 0
LIPOCINE INC NEW COM 53630X104   13,804 35,949 SH   SOLE   35,949 0 0
LISTED FD TR ROUNDHILL BALL 53656F417   75,842 10,563 SH   SOLE   10,563 0 0
LOCKHEED MARTIN CORP COM 539830109   692,762 1,424 SH   SOLE   1,424 0 0
LOWES COS INC COM 548661107   729,617 3,662 SH   SOLE   3,662 0 0
MANNKIND CORP COM NEW 56400P706   508,318 96,455 SH   SOLE   96,455 0 0
MARRIOTT INTL INC NEW CL A 571903202   361,207 2,426 SH   SOLE   2,426 0 0
MARSH & MCLENNAN COS INC COM 571748102   303,325 1,833 SH   SOLE   1,833 0 0
MARVELL TECHNOLOGY INC COM 573874104   397,810 10,740 SH   SOLE   10,740 0 0
MASTERCARD INCORPORATED CL A 57636Q104   5,999,038 17,252 SH   SOLE   17,252 0 0
MCDONALDS CORP COM 580135101   1,127,118 4,277 SH   SOLE   4,277 0 0
MCKESSON CORP COM 58155Q103   1,516,985 4,044 SH   SOLE   4,044 0 0
MEDTRONIC PLC SHS G5960L103   2,445,460 31,465 SH   SOLE   31,465 0 0
MERCK & CO INC COM 58933Y105   762,144 6,869 SH   SOLE   6,869 0 0
META PLATFORMS INC CL A 30303M102   350,791 2,915 SH   SOLE   2,915 0 0
MICRON TECHNOLOGY INC COM 595112103   1,043,782 20,884 SH   SOLE   20,884 0 0
MICROSOFT CORP COM 594918104   56,432,524 235,312 SH   SOLE   235,312 0 0
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADS 606822104   119,860 17,970 SH   SOLE   17,970 0 0
MONDELEZ INTL INC CL A 609207105   757,611 11,367 SH   SOLE   11,367 0 0
MOODYS CORP COM 615369105   227,911 818 SH   SOLE   818 0 0
MORGAN STANLEY COM NEW 617446448   438,788 5,161 SH   SOLE   5,161 0 0
NETAPP INC COM 64110D104   1,822,761 30,349 SH   SOLE   30,349 0 0
NETEASE INC SPONSORED ADS 64110W102   370,195 5,097 SH   SOLE   5,097 0 0
NETFLIX INC COM 64110L106   273,944 929 SH   SOLE   929 0 0
NEXTERA ENERGY INC COM 65339F101   324,953 3,887 SH   SOLE   3,887 0 0
NIKE INC CL B 654106103   466,168 3,984 SH   SOLE   3,984 0 0
NORTHERN TR CORP COM 665859104   2,043,500 23,093 SH   SOLE   23,093 0 0
NORTHROP GRUMMAN CORP COM 666807102   486,139 891 SH   SOLE   891 0 0
NOVANTA INC COM 67000B104   1,365,901 10,053 SH   SOLE   10,053 0 0
NOVARTIS AG SPONSORED ADR 66987V109   295,384 3,256 SH   SOLE   3,256 0 0
NOVO-NORDISK A S ADR 670100205   1,739,254 12,851 SH   SOLE   12,851 0 0
NUSHARES ETF TR NUVEEN ESG US 67092P870   214,889 9,871 SH   SOLE   9,871 0 0
NVE CORP COM NEW 629445206   647,500 10,000 SH   SOLE   10,000 0 0
NVIDIA CORPORATION COM 67066G104   3,910,268 26,757 SH   SOLE   26,757 0 0
OCCIDENTAL PETE CORP COM 674599105   228,087 3,621 SH   SOLE   3,621 0 0
ORACLE CORP COM 68389X105   2,728,236 33,377 SH   SOLE   33,377 0 0
PAYCOM SOFTWARE INC COM 70432V102   1,544,103 4,976 SH   SOLE   4,976 0 0
PENN ENTERTAINMENT INC COM 707569109   377,190 12,700 SH   SOLE   12,700 0 0
PEPSICO INC COM 713448108   837,540 4,636 SH   SOLE   4,636 0 0
PFIZER INC COM 717081103   464,337 9,062 SH   SOLE   9,062 0 0
PHILIP MORRIS INTL INC COM 718172109   263,753 2,606 SH   SOLE   2,606 0 0
PHILLIPS 66 COM 718546104   212,948 2,046 SH   SOLE   2,046 0 0
PITNEY BOWES INC COM 724479100   76,000 20,000 SH   SOLE   20,000 0 0
PROCTER AND GAMBLE CO COM 742718109   1,348,473 8,897 SH   SOLE   8,897 0 0
PROGRESS SOFTWARE CORP COM 743312100   504,500 10,000 SH   SOLE   10,000 0 0
PROGRESSIVE CORP COM 743315103   650,885 5,018 SH   SOLE   5,018 0 0
PROSHARES TR DJ BRKFLD GLB 74347B508   8,617,874 193,791 SH   SOLE   193,791 0 0
QUALCOMM INC COM 747525103   580,373 5,279 SH   SOLE   5,279 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   382,790 3,793 SH   SOLE   3,793 0 0
RIO TINTO PLC SPONSORED ADR 767204100   5,805,862 81,543 SH   SOLE   81,543 0 0
ROYAL GOLD INC COM 780287108   5,304,941 47,063 SH   SOLE   47,063 0 0
S&P GLOBAL INC COM 78409V104   795,148 2,374 SH   SOLE   2,374 0 0
SALESFORCE INC COM 79466L302   602,887 4,547 SH   SOLE   4,547 0 0
SANOFI SPONSORED ADR 80105N105   782,629 16,160 SH   SOLE   16,160 0 0
SAP SE SPON ADR 803054204   281,812 2,731 SH   SOLE   2,731 0 0
SCHLUMBERGER LTD COM STK 806857108   2,270,927 42,479 SH   SOLE   42,479 0 0
SCHWAB CHARLES CORP COM 808513105   612,794 7,360 SH   SOLE   7,360 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   346,731 3,964 SH   SOLE   3,964 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   9,302,400 272,000 SH Put SOLE   272,000 0 0
SEMPRA COM 816851109   496,692 3,214 SH   SOLE   3,214 0 0
SONY GROUP CORPORATION SPONSORED ADR 835699307   244,325 3,203 SH   SOLE   3,203 0 0
SPDR INDEX SHS FDS S&P NORTH AMER 78463X152   1,331,914 24,565 SH   SOLE   24,565 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   9,308,729 24,341 SH   SOLE   24,341 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739   4,811,692 102,420 SH   SOLE   102,420 0 0
STARBUCKS CORP COM 855244109   2,560,699 25,813 SH   SOLE   25,813 0 0
STMICROELECTRONICS N V NY REGISTRY 861012102   237,003 6,663 SH   SOLE   6,663 0 0
STRYKER CORPORATION COM 863667101   438,126 1,792 SH   SOLE   1,792 0 0
SYNAPTICS INC COM 87157D109   956,168 10,048 SH   SOLE   10,048 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   1,903,294 25,551 SH   SOLE   25,551 0 0
TARGET CORP COM 87612E106   581,703 3,903 SH   SOLE   3,903 0 0
TC ENERGY CORP COM 87807B107   220,107 5,522 SH   SOLE   5,522 0 0
TE CONNECTIVITY LTD SHS H84989104   298,365 2,599 SH   SOLE   2,599 0 0
TECK RESOURCES LTD CL B 878742204   378,200 10,000 SH   SOLE   10,000 0 0
TELEFONICA S A SPONSORED ADR 879382208   239,843 67,183 SH   SOLE   67,183 0 0
TELUS CORPORATION COM 87971M103   193,100 10,000 SH   SOLE   10,000 0 0
TERADYNE INC COM 880770102   451,862 5,173 SH   SOLE   5,173 0 0
TESLA INC COM 88160R101   291,444 2,366 SH   SOLE   2,366 0 0
TEXAS INSTRS INC COM 882508104   1,776,280 10,751 SH   SOLE   10,751 0 0
TEXTRON INC COM 883203101   1,236,947 17,471 SH   SOLE   17,471 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   766,560 1,392 SH   SOLE   1,392 0 0
THOMSON REUTERS CORP. COM NEW 884903709   2,609,123 22,873 SH   SOLE   22,873 0 0
TJX COS INC NEW COM 872540109   662,750 8,326 SH   SOLE   8,326 0 0
TOYOTA MOTOR CORP ADS 892331307   213,748 1,565 SH   SOLE   1,565 0 0
U S PHYSICAL THERAPY COM 90337L108   405,150 5,000 SH   SOLE   5,000 0 0
UBER TECHNOLOGIES INC COM 90353T100   1,286,133 52,007 SH   SOLE   52,007 0 0
UNION PAC CORP COM 907818108   645,230 3,116 SH   SOLE   3,116 0 0
UNITEDHEALTH GROUP INC COM 91324P102   1,117,089 2,107 SH   SOLE   2,107 0 0
UNITI GROUP INC COM 91325V108   1,852,495 334,990 SH   SOLE   334,990 0 0
UNIVERSAL HLTH SVCS INC CL B 913903100   747,703 5,307 SH   SOLE   5,307 0 0
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   4,320,003 85,460 SH   SOLE   85,460 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,405,711 4,001 SH   SOLE   4,001 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   675,794 3,682 SH   SOLE   3,682 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   715,804 3,982 SH   SOLE   3,982 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   5,017,310 25,019 SH   SOLE   25,019 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   509,179 3,765 SH   SOLE   3,765 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   8,590,762 54,098 SH   SOLE   54,098 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   546,071 14,009 SH   SOLE   14,009 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   4,311,192 24,740 SH   SOLE   24,740 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   46,786,698 702,714 SH   SOLE   702,714 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   26,366,432 478,346 SH   SOLE   478,346 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   228,443 5,443 SH   SOLE   5,443 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   937,247 23,788 SH   SOLE   23,788 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100   629,829 2,181 SH   SOLE   2,181 0 0
VISA INC COM CL A 92826C839   5,569,838 26,809 SH   SOLE   26,809 0 0
WALMART INC COM 931142103   4,482,549 31,614 SH   SOLE   31,614 0 0
WASTE MGMT INC DEL COM 94106L109   5,155,391 32,862 SH   SOLE   32,862 0 0
WELLS FARGO CO NEW COM 949746101   249,268 6,037 SH   SOLE   6,037 0 0
WHEATON PRECIOUS METALS CORP COM 962879102   3,665,470 93,794 SH   SOLE   93,794 0 0