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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   1,009,080 7,766 SH   SOLE   0 0 7,766
DESTINATION XL GROUP INC COM 25065K104   78,712 11,661 SH   SOLE   0 0 11,661
EXXON MOBIL CORP COM 30231G102   450,796 4,087 SH   SOLE   0 0 4,087
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108   377,228 7,528 SH   SOLE   0 0 7,528
HINGHAM INSTN SVGS MASS COM 433323102   213,869 775 SH   SOLE   0 0 775
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100   812,279 54,958 SH   SOLE   0 0 54,958
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   1,404,418 9,052 SH   SOLE   0 0 9,052
ISHARES TR CORE S&P500 ETF 464287200   94,597,971 246,214 SH   SOLE   0 0 246,214
ISHARES TR CORE US AGGBD ET 464287226   262,875 2,710 SH   SOLE   0 0 2,710
ISHARES TR RUS 1000 VAL ETF 464287598   340,303 2,244 SH   SOLE   0 0 2,244
ISHARES TR RUS 1000 GRW ETF 464287614   336,571 1,571 SH   SOLE   0 0 1,571
ISHARES TR RUS 1000 ETF 464287622   1,663,529 7,902 SH   SOLE   0 0 7,902
ISHARES TR RUS 2000 VAL ETF 464287630   264,721 1,909 SH   SOLE   0 0 1,909
ISHARES TR CORE S&P SCP ETF 464287804   1,701,627 17,980 SH   SOLE   0 0 17,980
ISHARES TR SHRT NAT MUN ETF 464288158   4,245,249 40,714 SH   SOLE   0 0 40,714
ISHARES TR NEW YORK MUN ETF 464288323   874,189 16,683 SH   SOLE   0 0 16,683
ISHARES TR NATIONAL MUN ETF 464288414   19,218,780 182,134 SH   SOLE   0 0 182,134
ISHARES TR MSCI USA ESG SLC 464288802   379,248 4,607 SH   SOLE   0 0 4,607
ISHARES TR AGGRES ALLOC ETF 464289859   233,563 3,909 SH   SOLE   0 0 3,909
ISHARES TR CORE MSCI EAFE 46432F842   486,195 7,888 SH   SOLE   0 0 7,888
ISHARES INC CORE MSCI EMKT 46434G103   769,709 16,482 SH   SOLE   0 0 16,482
ISHARES TR 0-5YR HI YL CP 46434V407   449,626 10,996 SH   SOLE   0 0 10,996
JOHNSON & JOHNSON COM 478160104   433,670 2,455 SH   SOLE   0 0 2,455
NOVO-NORDISK A S ADR 670100205   206,664 1,527 SH   SOLE   0 0 1,527
NUSHARES ETF TR NUVEEN ENHNC YLD 67092P102   341,213 16,673 SH   SOLE   0 0 16,673
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607   238,406 6,975 SH   SOLE   0 0 6,975
NUSHARES ETF TR NUVEEN ESG INTL 67092P805   503,590 19,519 SH   SOLE   0 0 19,519
NUSHARES ETF TR NUVEEN ESG EMRGN 67092P888   669,199 26,305 SH   SOLE   0 0 26,305
PEPSICO INC COM 713448108   1,606,897 8,895 SH   SOLE   0 0 8,895
PIMCO ETF TR INTER MUN BD ACT 72201R866   417,976 8,135 SH   SOLE   0 0 8,135
PROCTER AND GAMBLE CO COM 742718109   372,989 2,461 SH   SOLE   0 0 2,461
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   54,372,405 1,649,648 SH   SOLE   0 0 1,649,648
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749   369,286 9,029 SH   SOLE   0 0 9,029
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871   576,789 19,612 SH   SOLE   0 0 19,612
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   46,021,246 1,550,059 SH   SOLE   0 0 1,550,059
SPDR SER TR BLOOMBERG EMERGI 78464A391   703,378 34,211 SH   SOLE   0 0 34,211
SPDR SER TR PORTFOLIO AGRGTE 78464A649   49,761,091 1,980,147 SH   SOLE   0 0 1,980,147
SPDR SER TR PORTFOLIO S&P500 78464A854   6,316,617 140,432 SH   SOLE   0 0 140,432
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   812,888 19,875 SH   SOLE   0 0 19,875
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   21,683,223 541,539 SH   SOLE   0 0 541,539
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   9,121,689 99,723 SH   SOLE   0 0 99,723
SPDR SER TR PORTFOLIO S&P600 78468R853   14,179,262 383,534 SH   SOLE   0 0 383,534
SPDR SER TR BLOOMBERG 1 10 Y 78468R861   1,157,904 62,759 SH   SOLE   0 0 62,759
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   5,952,202 39,198 SH   SOLE   0 0 39,198
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   206,418 2,742 SH   SOLE   0 0 2,742
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   4,574,150 108,986 SH   SOLE   0 0 108,986
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,956,437 18,080 SH   SOLE   0 0 18,080
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   968,072 16,251 SH   SOLE   0 0 16,251
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   6,338,439 162,607 SH   SOLE   0 0 162,607
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   3,988,399 80,590 SH   SOLE   0 0 80,590
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   570,983 4,222 SH   SOLE   0 0 4,222
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   628,401 3,496 SH   SOLE   0 0 3,496
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   266,025 3,225 SH   SOLE   0 0 3,225
VANGUARD INDEX FDS SML CP GRW ETF 922908595   534,640 2,666 SH   SOLE   0 0 2,666
VANGUARD INDEX FDS SM CP VAL ETF 922908611   1,359,804 8,563 SH   SOLE   0 0 8,563
VANGUARD INDEX FDS GROWTH ETF 922908736   624,412 2,930 SH   SOLE   0 0 2,930
VANGUARD INDEX FDS VALUE ETF 922908744   558,953 3,982 SH   SOLE   0 0 3,982
VANGUARD INDEX FDS SMALL CP ETF 922908751   4,513,654 24,592 SH   SOLE   0 0 24,592
WISDOMTREE TR EMER MKT HIGH FD 97717W315   2,875,290 80,676 SH   SOLE   0 0 80,676
WISDOMTREE TR US SMALLCAP DIVD 97717W604   439,739 15,462 SH   SOLE   0 0 15,462
WISDOMTREE TR INTL EQUITY FD 97717W703   227,521 4,837 SH   SOLE   0 0 4,837
WISDOMTREE TR YIELD ENHANCD US 97717X511   335,741 7,872 SH   SOLE   0 0 7,872
YUM BRANDS INC COM 988498101   218,797 1,708 SH   SOLE   0 0 1,708