The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   1,195,031 13,545 SH   SOLE 0 0 0 13,545
ALPHABET INC CAP STK CL C 02079K107   260,565 2,937 SH   SOLE 0 0 0 2,937
ALTRIA GROUP INC COM 02209S103   281,913 6,167 SH   SOLE 0 0 0 6,167
AMAZON COM INC COM 023135106   1,915,351 22,802 SH   SOLE 0 0 0 22,802
AMERICAN INTL GROUP INC COM NEW 026874784   299,156 4,730 SH   SOLE 0 0 0 4,730
APPLE INC COM 037833100   4,863,268 37,430 SH   SOLE 0 0 0 37,430
BANK AMERICA CORP COM 060505104   587,249 17,731 SH   SOLE 0 0 0 17,731
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   431,311 1,396 SH   SOLE 0 0 0 1,396
BLACKSTONE INC COM 09260D107   326,774 4,405 SH   SOLE 0 0 0 4,405
BOEING CO COM 097023105   330,818 1,737 SH   SOLE 0 0 0 1,737
BRISTOL-MYERS SQUIBB CO COM 110122108   1,071,376 14,891 SH   SOLE 0 0 0 14,891
COCA COLA CO COM 191216100   341,812 5,374 SH   SOLE 0 0 0 5,374
CORNING INC COM 219350105   261,686 8,193 SH   SOLE 0 0 0 8,193
COSTCO WHSL CORP NEW COM 22160K105   447,228 980 SH   SOLE 0 0 0 980
DANAHER CORPORATION COM 235851102   228,339 860 SH   SOLE 0 0 0 860
DISNEY WALT CO COM 254687106   238,650 2,747 SH   SOLE 0 0 0 2,747
F45 TRAINING HLDGS INC COM 30322L101   198,146 69,525 SH   SOLE 0 0 0 69,525
FERRARI N V COM N3167Y103   254,909 1,190 SH   SOLE 0 0 0 1,190
FLEXSHOPPER INC COM NEW 33939J303   304,305 328,978 SH   SOLE 0 0 0 328,978
HOME DEPOT INC COM 437076102   763,409 2,417 SH   SOLE 0 0 0 2,417
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   4,480,317 31,719 SH   SOLE 0 0 0 31,719
INVESCO QQQ TR UNIT SER 1 46090E103   444,456 1,669 SH   SOLE 0 0 0 1,669
ISHARES INC MSCI EQUAL WEITE 464286681   1,269,984 17,411 SH   SOLE 0 0 0 17,411
ISHARES TR CORE HIGH DV ETF 46429B663   1,781,161 17,087 SH   SOLE 0 0 0 17,087
ISHARES TR RUSEL 2500 ETF 46435G268   525,037 9,880 SH   SOLE 0 0 0 9,880
ISHARES TR CORE DIV GRWTH 46434V621   324,701 6,494 SH   SOLE 0 0 0 6,494
ISHARES TR CORE MSCI TOTAL 46432F834   858,097 14,825 SH   SOLE 0 0 0 14,825
ISHARES TR CORE S&P TTL STK 464287150   16,374,504 193,096 SH   SOLE 0 0 0 193,096
ISHARES TR CORE S&P MCP ETF 464287507   3,991,563 16,502 SH   SOLE 0 0 0 16,502
ISHARES TR CORE S&P SCP ETF 464287804   10,688,720 112,941 SH   SOLE 0 0 0 112,941
ISHARES TR CORE S&P500 ETF 464287200   919,945 2,394 SH   SOLE 0 0 0 2,394
ISHARES TR RUS 1000 VAL ETF 464287598   567,545 3,742 SH   SOLE 0 0 0 3,742
ISHARES TR RUS 1000 GRW ETF 464287614   819,157 3,824 SH   SOLE 0 0 0 3,824
ISHARES TR RUSSELL 2000 ETF 464287655   4,678,694 26,834 SH   SOLE 0 0 0 26,834
ISHARES TR CORE S&P US VLU 464287663   467,061 6,613 SH   SOLE 0 0 0 6,613
ISHARES TR CORE S&P US GWT 464287671   731,526 8,974 SH   SOLE 0 0 0 8,974
JOHNSON & JOHNSON COM 478160104   331,243 1,875 SH   SOLE 0 0 0 1,875
JPMORGAN CHASE & CO COM 46625H100   255,460 1,905 SH   SOLE 0 0 0 1,905
LISTED FD TR CORE ALT FD 53656F847   5,804,404 183,800 SH   SOLE 0 0 0 183,800
LOWES COS INC COM 548661107   213,734 1,073 SH   SOLE 0 0 0 1,073
MARRIOTT INTL INC NEW CL A 571903202   1,221,306 8,203 SH   SOLE 0 0 0 8,203
MCDONALDS CORP COM 580135101   217,325 825 SH   SOLE 0 0 0 825
MERCK & CO INC COM 58933Y105   354,155 3,192 SH   SOLE 0 0 0 3,192
META PLATFORMS INC CL A 30303M102   374,257 3,110 SH   SOLE 0 0 0 3,110
MICROSOFT CORP COM 594918104   2,546,347 10,618 SH   SOLE 0 0 0 10,618
NVIDIA CORPORATION COM 67066G104   1,081,461 7,400 SH   SOLE 0 0 0 7,400
OPKO HEALTH INC COM 68375N103   13,440 10,752 SH   SOLE 0 0 0 10,752
PFIZER INC COM 717081103   373,481 7,289 SH   SOLE 0 0 0 7,289
PHILIP MORRIS INTL INC COM 718172109   328,811 3,249 SH   SOLE 0 0 0 3,249
PROSHARES TR S&P 500 DV ARIST 74348A467   12,901,368 143,364 SH   SOLE 0 0 0 143,364
QUALCOMM INC COM 747525103   200,768 1,826 SH   SOLE 0 0 0 1,826
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   14,218,516 441,432 SH   SOLE 0 0 0 441,432
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   626,343 5,033 SH   SOLE 0 0 0 5,033
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   8,017,177 59,015 SH   SOLE 0 0 0 59,015
SPDR GOLD TR GOLD SHS 78463V107   222,907 1,314 SH   SOLE 0 0 0 1,314
SPDR S&P 500 ETF TR TR UNIT 78462F103   10,446,833 27,317 SH   SOLE 0 0 0 27,317
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   3,811,124 8,607 SH   SOLE 0 0 0 8,607
UNITEDHEALTH GROUP INC COM 91324P102   390,616 737 SH   SOLE 0 0 0 737
VANGUARD INDEX FDS TOTAL STK MKT 922908769   25,206,274 131,839 SH   SOLE 0 0 0 131,839
VANGUARD INDEX FDS VALUE ETF 922908744   261,689 1,864 SH   SOLE 0 0 0 1,864
VANGUARD INDEX FDS MID CAP ETF 922908629   5,790,392 28,411 SH   SOLE 0 0 0 28,411
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   365,306 1,040 SH   SOLE 0 0 0 1,040
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   8,551,763 170,558 SH   SOLE 0 0 0 170,558
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   250,626 1,650 SH   SOLE 0 0 0 1,650
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   374,071 8,913 SH   SOLE 0 0 0 8,913
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   13,798,615 127,517 SH   SOLE 0 0 0 127,517
VISA INC COM CL A 92826C839   711,283 3,424 SH   SOLE 0 0 0 3,424
WALMART INC COM 931142103   325,193 2,293 SH   SOLE 0 0 0 2,293
WASTE MGMT INC DEL COM 94106L109   398,988 2,543 SH   SOLE 0 0 0 2,543
WELLS FARGO CO NEW COM 949746101   298,587 7,231 SH   SOLE 0 0 0 7,231