The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   330,859 2,759 SH   SOLE   2,759 0 0
ABBOTT LABS COM 002824100   1,376,437 12,537 SH   SOLE   12,537 0 0
ABBVIE INC COM 00287Y109   2,057,619 12,732 SH   SOLE   12,732 0 0
ABRDN ETFS BBRG ALL COMD K1 003261104   1,272,355 57,677 SH   SOLE   57,677 0 0
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104   2,066,456 118,286 SH   SOLE   118,286 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   3,277,863 12,284 SH   SOLE   12,284 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   202,928 603 SH   SOLE   603 0 0
ALLSTATE CORP COM 020002101   346,481 2,542 SH   SOLE   2,542 0 0
ALPHABET INC CAP STK CL A 02079K305   899,064 10,190 SH   SOLE   10,190 0 0
ALPHABET INC CAP STK CL C 02079K107   3,784,423 42,651 SH   SOLE   42,651 0 0
ALPS ETF TR ALERIAN MLP 00162Q452   1,639,687 43,070 SH   SOLE   43,070 0 0
ALTRIA GROUP INC COM 02209S103   233,696 5,010 SH   SOLE   5,010 0 0
AMAZON COM INC COM 023135106   2,499,252 29,753 SH   SOLE   29,753 0 0
AMERICAN EXPRESS CO COM 025816109   2,238,856 15,153 SH   SOLE   15,153 0 0
AMERICAN FINL GROUP INC OHIO COM 025932104   710,973 5,179 SH   SOLE   5,179 0 0
AMGEN INC COM 031162100   3,280,899 12,492 SH   SOLE   12,492 0 0
AMPHENOL CORP NEW CL A 032095101   676,605 8,862 SH   SOLE   8,862 0 0
ANALOG DEVICES INC COM 032654105   3,045,217 18,565 SH   SOLE   18,565 0 0
APPLE INC COM 037833100   8,265,346 63,614 SH   SOLE   63,614 0 0
ARCH CAP GROUP LTD ORD G0450A105   891,664 14,203 SH   SOLE   14,203 0 0
AT&T INC COM 00206R102   234,212 12,722 SH   SOLE   12,722 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   3,497,553 14,575 SH   SOLE   14,575 0 0
AUTOZONE INC COM 053332102   4,086,460 1,657 SH   SOLE   1,657 0 0
BANK AMERICA CORP COM 060505104   255,355 7,710 SH   SOLE   7,710 0 0
BECTON DICKINSON & CO COM 075887109   2,429,074 9,552 SH   SOLE   9,552 0 0
BERKLEY W R CORP COM 084423102   819,243 11,289 SH   SOLE   11,289 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   6,915,962 22,389 SH   SOLE   22,389 0 0
BOEING CO COM 097023105   607,282 3,188 SH   SOLE   3,188 0 0
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106   758,711 7,259 SH   SOLE   7,259 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   3,112,629 43,261 SH   SOLE   43,261 0 0
BROADCOM INC COM 11135F101   622,312 1,113 SH   SOLE   1,113 0 0
BROADSTONE NET LEASE INC COM 11135E203   259,376 16,001 SH   SOLE   16,001 0 0
BROOKFIELD CORP CL A LTD VT SH 11271J107   384,504 12,222 SH   SOLE   12,222 0 0
BROWN & BROWN INC COM 115236101   681,988 11,971 SH   SOLE   11,971 0 0
BROWN FORMAN CORP CL B 115637209   318,151 4,829 SH   SOLE   4,829 0 0
CARDINAL HEALTH INC COM 14149Y108   891,021 11,517 SH   SOLE   11,517 0 0
CARMAX INC COM 143130102   388,844 6,386 SH   SOLE   6,386 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   311,026 7,512 SH   SOLE   7,512 0 0
CDW CORP COM 12514G108   786,645 4,405 SH   SOLE   4,405 0 0
CENTENE CORP DEL COM 15135B101   336,815 4,107 SH   SOLE   4,107 0 0
CF INDS HLDGS INC COM 125269100   375,221 4,404 SH   SOLE   4,404 0 0
CHEVRON CORP NEW COM 166764100   5,881,169 32,766 SH   SOLE   32,766 0 0
CHUBB LIMITED COM H1467J104   297,563 1,344 SH   SOLE   1,344 0 0
CISCO SYS INC COM 17275R102   2,917,807 61,247 SH   SOLE   61,247 0 0
CNH INDL N V SHS N20944109   169,160 10,533 SH   SOLE   10,533 0 0
COCA COLA CO COM 191216100   264,363 4,156 SH   SOLE   4,156 0 0
COMCAST CORP NEW CL A 20030N101   315,884 9,033 SH   SOLE   9,033 0 0
COPART INC COM 217204106   832,062 13,665 SH   SOLE   13,665 0 0
COSTCO WHSL CORP NEW COM 22160K105   2,676,003 5,862 SH   SOLE   5,862 0 0
CVS HEALTH CORP COM 126650100   4,073,242 43,709 SH   SOLE   43,709 0 0
DANAHER CORPORATION COM 235851102   3,306,263 12,445 SH   SOLE   12,445 0 0
DEVON ENERGY CORP NEW COM 25179M103   1,727,631 28,087 SH   SOLE   28,087 0 0
DIAGEO PLC SPON ADR NEW 25243Q205   304,170 1,707 SH   SOLE   1,707 0 0
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   8,357,427 174,805 SH   SOLE   174,805 0 0
DIREXION SHS ETF TR DLY S&P500 BR 1X 25460E869   424,224 25,695 SH   SOLE   25,695 0 0
DISNEY WALT CO COM 254687106   434,574 5,002 SH   SOLE   5,002 0 0
DOCUSIGN INC COM 256163106   696,629 12,570 SH   SOLE   12,570 0 0
DOLLAR GEN CORP NEW COM 256677105   3,417,686 13,848 SH   SOLE   13,848 0 0
DOLLAR TREE INC COM 256746108   712,999 5,041 SH   SOLE   5,041 0 0
EBAY INC. COM 278642103   2,286,863 55,145 SH   SOLE   55,145 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108   380,063 5,094 SH   SOLE   5,094 0 0
ELANCO ANIMAL HEALTH INC COM 28414H103   236,139 19,324 SH   SOLE   19,324 0 0
ELECTRONIC ARTS INC COM 285512109   1,638,556 13,411 SH   SOLE   13,411 0 0
EOG RES INC COM 26875P101   2,899,953 22,390 SH   SOLE   22,390 0 0
EQT CORP COM 26884L109   1,016,727 30,054 SH   SOLE   30,054 0 0
ETF SER SOLUTIONS DISTILLATE US 26922A321   31,370,799 768,892 SH   SOLE   768,892 0 0
EXELON CORP COM 30161N101   212,648 4,919 SH   SOLE   4,919 0 0
EXPEDITORS INTL WASH INC COM 302130109   645,135 6,208 SH   SOLE   6,208 0 0
EXXON MOBIL CORP COM 30231G102   6,428,394 58,281 SH   SOLE   58,281 0 0
FASTENAL CO COM 311900104   653,205 13,804 SH   SOLE   13,804 0 0
FLEXSHARES TR MORNSTAR UPSTR 33939L407   385,448 8,867 SH   SOLE   8,867 0 0
FLOOR & DECOR HLDGS INC CL A 339750101   342,858 4,924 SH   SOLE   4,924 0 0
FORD MTR CO DEL COM 345370860   145,433 12,505 SH   SOLE   12,505 0 0
FREEPORT-MCMORAN INC CL B 35671D857   267,026 7,027 SH   SOLE   7,027 0 0
GARTNER INC COM 366651107   709,592 2,111 SH   SOLE   2,111 0 0
GENERAL ELECTRIC CO COM NEW 369604301   230,339 2,749 SH   SOLE   2,749 0 0
GILEAD SCIENCES INC COM 375558103   202,434 2,358 SH   SOLE   2,358 0 0
GLACIER BANCORP INC NEW COM 37637Q105   473,691 9,585 SH   SOLE   9,585 0 0
GRANITESHARES ETF TR BBG COMMD K 1 38747R108   2,862,106 127,261 SH   SOLE   127,261 0 0
HF SINCLAIR CORP COM 403949100   497,885 9,595 SH   SOLE   9,595 0 0
HOME DEPOT INC COM 437076102   1,518,339 4,807 SH   SOLE   4,807 0 0
ICON PLC SHS G4705A100   202,603 1,043 SH   SOLE   1,043 0 0
ING GROEP N.V. SPONSORED ADR 456837103   141,622 11,637 SH   SOLE   11,637 0 0
INGERSOLL RAND INC COM 45687V106   219,920 4,209 SH   SOLE   4,209 0 0
INTEL CORP COM 458140100   469,450 17,762 SH   SOLE   17,762 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104   327,057 3,188 SH   SOLE   3,188 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   286,993 2,037 SH   SOLE   2,037 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   274,107 1,033 SH   SOLE   1,033 0 0
INVESCO EXCH TRADED FD TR II S&P 500 REVENUE 46138G698   5,561,989 75,223 SH   SOLE   75,223 0 0
INVESCO EXCH TRADED FD TR II S&P MDCP 400 REV 46138G672   7,198,112 83,827 SH   SOLE   83,827 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 MUNI 46138J536   13,130,969 530,544 SH   SOLE   530,544 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 MUNI 46138J528   4,149,630 170,626 SH   SOLE   170,626 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 MUNI 46138J510   2,007,589 85,393 SH   SOLE   85,393 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 MUNI 46138J544   10,312,958 410,303 SH   SOLE   410,303 0 0
INVESCO EXCH TRD SLF IDX FD RAFI STRG US ETF 46138J726   2,784,899 103,682 SH   SOLE   103,682 0 0
INVESCO EXCH TRD SLF IDX FD RAFI STRG EMMRKT 46138J692   1,936,602 85,468 SH   SOLE   85,468 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   5,482,632 267,640 SH   SOLE   267,640 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   1,361,746 67,614 SH   SOLE   67,614 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866   11,946,180 569,408 SH   SOLE   569,408 0 0
INVESCO EXCH TRD SLF IDX FD RAFI STRG US SML 46138J734   2,771,564 83,506 SH   SOLE   83,506 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   5,942,245 38,300 SH   SOLE   38,300 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597   1,227,836 7,751 SH   SOLE   7,751 0 0
INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308   5,466,600 63,892 SH   SOLE   63,892 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   1,065,120 4,000 SH   SOLE   4,000 0 0
ISHARES GOLD TR ISHARES NEW 464285204   10,822,312 312,874 SH   SOLE   312,874 0 0
ISHARES INC MSCI PAC JP ETF 464286665   470,690 11,000 SH   SOLE   11,000 0 0
ISHARES INC CORE MSCI EMKT 46434G103   7,681,002 164,475 SH   SOLE   164,475 0 0
ISHARES TR IBONDS DEC 46435U697   4,107,640 159,520 SH   SOLE   159,520 0 0
ISHARES TR ESG AWRE 1 5 YR 46435G243   355,029 14,936 SH   SOLE   14,936 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   507,124 4,414 SH   SOLE   4,414 0 0
ISHARES TR SELECT DIVID ETF 464287168   844,200 7,000 SH   SOLE   7,000 0 0
ISHARES TR CORE MSCI EAFE 46432F842   12,511,088 202,970 SH   SOLE   202,970 0 0
ISHARES TR CORE MSCI INTL 46435G326   5,210,003 93,069 SH   SOLE   93,069 0 0
ISHARES TR CORE S&P500 ETF 464287200   40,732,348 106,016 SH   SOLE   106,016 0 0
ISHARES TR CORE S&P MCP ETF 464287507   26,319,786 108,809 SH   SOLE   108,809 0 0
ISHARES TR CORE S&P SCP ETF 464287804   17,927,975 189,433 SH   SOLE   189,433 0 0
ISHARES TR IBONDS 23 TRM HG 46435U150   1,586,549 67,599 SH   SOLE   67,599 0 0
ISHARES TR IBONDS DEC2023 46435G318   7,459,592 294,264 SH   SOLE   294,264 0 0
ISHARES TR IBONDS DEC23 ETF 46434VAX8   267,571 10,690 SH   SOLE   10,690 0 0
ISHARES TR IBONDS 24 TRM TS 46436E874   1,495,803 62,697 SH   SOLE   62,697 0 0
ISHARES TR IBONDS 23 TRM TS 46436E882   3,852,324 155,934 SH   SOLE   155,934 0 0
ISHARES TR IBONDS 25 TRM TS 46436E866   492,535 21,157 SH   SOLE   21,157 0 0
ISHARES TR IBONDS 27 TRM TS 46436E841   487,975 21,936 SH   SOLE   21,936 0 0
ISHARES TR IBONDS 29 TRM TS 46436E825   484,199 22,427 SH   SOLE   22,427 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   8,102,874 162,643 SH   SOLE   162,643 0 0
ISHARES TR MSCI EAFE ETF 464287465   1,518,910 23,140 SH   SOLE   23,140 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   525,825 13,874 SH   SOLE   13,874 0 0
ISHARES TR MSCI USA ESG SLC 464288802   1,044,888 12,693 SH   SOLE   12,693 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   217,322 1,907 SH   SOLE   1,907 0 0
ISHARES TR NATIONAL MUN ETF 464288414   8,062,783 76,410 SH   SOLE   76,410 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   520,603 2,430 SH   SOLE   2,430 0 0
ISHARES TR RUS MID CAP ETF 464287499   1,856,291 27,521 SH   SOLE   27,521 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   31,413,820 620,924 SH   SOLE   620,924 0 0
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   3,050,851 61,335 SH   SOLE   61,335 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   590,452 11,745 SH   SOLE   11,745 0 0
JANUS DETROIT STR TR HENDERSN SML ETF 47103U209   5,797,773 111,303 SH   SOLE   111,303 0 0
JOHNSON & JOHNSON COM 478160104   4,304,784 24,369 SH   SOLE   24,369 0 0
JOHNSON CTLS INTL PLC SHS G51502105   203,394 3,161 SH   SOLE   3,161 0 0
JPMORGAN CHASE & CO COM 46625H100   4,143,422 30,898 SH   SOLE   30,898 0 0
KEYSIGHT TECHNOLOGIES INC COM 49338L103   378,578 2,213 SH   SOLE   2,213 0 0
KROGER CO COM 501044101   2,694,594 60,444 SH   SOLE   60,444 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409   682,186 2,897 SH   SOLE   2,897 0 0
LAM RESEARCH CORP COM 512807108   280,706 666 SH   SOLE   666 0 0
LENNAR CORP CL A 526057104   273,491 3,022 SH   SOLE   3,022 0 0
LIBERTY BROADBAND CORP COM SER C 530307305   376,621 4,938 SH   SOLE   4,938 0 0
LILLY ELI & CO COM 532457108   1,738,838 4,753 SH   SOLE   4,753 0 0
LINDE PLC SHS G5494J103   531,673 1,630 SH   SOLE   1,630 0 0
LOWES COS INC COM 548661107   2,253,404 11,310 SH   SOLE   11,310 0 0
MARATHON PETE CORP COM 56585A102   2,865,638 24,621 SH   SOLE   24,621 0 0
MARKEL CORP COM 570535104   840,559 638 SH   SOLE   638 0 0
MASTERCARD INCORPORATED CL A 57636Q104   311,218 895 SH   SOLE   895 0 0
MCDONALDS CORP COM 580135101   3,236,718 12,282 SH   SOLE   12,282 0 0
MCKESSON CORP COM 58155Q103   4,906,418 13,063 SH   SOLE   13,063 0 0
MEDTRONIC PLC SHS G5960L103   634,955 8,115 SH   SOLE   8,115 0 0
MERCK & CO INC COM 58933Y105   792,400 7,100 SH   SOLE   7,100 0 0
META PLATFORMS INC CL A 30303M102   305,904 2,542 SH   SOLE   2,542 0 0
METLIFE INC COM 59156R108   301,059 4,160 SH   SOLE   4,160 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104   553,500 7,879 SH   SOLE   7,879 0 0
MICROSOFT CORP COM 594918104   6,402,475 26,697 SH   SOLE   26,697 0 0
MONDELEZ INTL INC CL A 609207105   517,845 7,725 SH   SOLE   7,725 0 0
MORGAN STANLEY COM NEW 617446448   305,052 3,588 SH   SOLE   3,588 0 0
MURPHY USA INC COM 626755102   202,387 724 SH   SOLE   724 0 0
NETFLIX INC COM 64110L106   222,045 753 SH   SOLE   753 0 0
NEXTERA ENERGY INC COM 65339F101   332,728 3,980 SH   SOLE   3,980 0 0
NIKE INC CL B 654106103   454,116 3,881 SH   SOLE   3,881 0 0
NORTHERN TR CORP COM 665859104   1,760,122 19,737 SH   SOLE   19,737 0 0
NOVO-NORDISK A S ADR 670100205   257,552 1,903 SH   SOLE   1,903 0 0
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607   297,093 8,692 SH   SOLE   8,692 0 0
NVIDIA CORPORATION COM 67066G104   501,552 3,432 SH   SOLE   3,432 0 0
OMNICOM GROUP INC COM 681919106   474,839 5,772 SH   SOLE   5,772 0 0
ORACLE CORP COM 68389X105   3,163,011 38,696 SH   SOLE   38,696 0 0
OREILLY AUTOMOTIVE INC COM 67103H107   1,023,808 1,213 SH   SOLE   1,213 0 0
OTIS WORLDWIDE CORP COM 68902V107   304,548 3,889 SH   SOLE   3,889 0 0
PALO ALTO NETWORKS INC COM 697435105   570,160 4,086 SH   SOLE   4,086 0 0
PAYPAL HLDGS INC COM 70450Y103   493,199 6,925 SH   SOLE   6,925 0 0
PEPSICO INC COM 713448108   3,393,930 18,680 SH   SOLE   18,680 0 0
PFIZER INC COM 717081103   4,413,250 86,129 SH   SOLE   86,129 0 0
PHILIP MORRIS INTL INC COM 718172109   343,513 3,352 SH   SOLE   3,352 0 0
PNC FINL SVCS GROUP INC COM 693475105   2,869,296 18,167 SH   SOLE   18,167 0 0
PROCTER AND GAMBLE CO COM 742718109   2,733,081 18,033 SH   SOLE   18,033 0 0
PROGRESSIVE CORP COM 743315103   4,737,269 36,522 SH   SOLE   36,522 0 0
PROSHARES TR SHRT RUSSELL2000 74348A210   245,410 9,976 SH   SOLE   9,976 0 0
QUALCOMM INC COM 747525103   2,828,207 25,725 SH   SOLE   25,725 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   898,592 8,904 SH   SOLE   8,904 0 0
REGIONS FINANCIAL CORP NEW COM 7591EP100   502,550 23,095 SH   SOLE   23,095 0 0
REINSURANCE GRP OF AMERICA I COM NEW 759351604   644,094 4,533 SH   SOLE   4,533 0 0
RIO TINTO PLC SPONSORED ADR 767204100   303,170 4,258 SH   SOLE   4,258 0 0
RLI CORP COM 749607107   604,367 4,604 SH   SOLE   4,604 0 0
ROSS STORES INC COM 778296103   545,413 4,699 SH   SOLE   4,699 0 0
S&P GLOBAL INC COM 78409V104   879,218 2,625 SH   SOLE   2,625 0 0
SALESFORCE INC COM 79466L302   211,216 1,593 SH   SOLE   1,593 0 0
SCHLUMBERGER LTD COM STK 806857108   310,618 5,791 SH   SOLE   5,791 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   15,892,752 340,170 SH   SOLE   340,170 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   16,377,533 563,383 SH   SOLE   563,383 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   15,875,899 322,484 SH   SOLE   322,484 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730   7,240,425 292,188 SH   SOLE   292,188 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   17,150,708 320,934 SH   SOLE   320,934 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   5,665,215 109,388 SH   SOLE   109,388 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   225,185 2,981 SH   SOLE   2,981 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US BM 808524789   1,468,203 27,902 SH   SOLE   27,902 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   12,968,726 148,265 SH   SOLE   148,265 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   946,745 13,429 SH   SOLE   13,429 0 0
SHELL PLC SPON ADS 780259305   228,882 4,019 SH   SOLE   4,019 0 0
SMITH A O CORP COM 831865209   349,736 6,110 SH   SOLE   6,110 0 0
SMUCKER J M CO COM NEW 832696405   2,355,349 14,864 SH   SOLE   14,864 0 0
SONY GROUP CORPORATION SPONSORED ADR 835699307   338,073 4,432 SH   SOLE   4,432 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   1,095,865 3,300 SH   SOLE   3,300 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,775,259 53,861 SH   SOLE   53,861 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   18,051,788 46,984 SH   SOLE   46,984 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   4,373,326 9,803 SH   SOLE   9,803 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847   4,437,935 104,422 SH   SOLE   104,422 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739   843,761 17,960 SH   SOLE   17,960 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   2,934,568 79,377 SH   SOLE   79,377 0 0
SPDR SER TR PORTFLI TIPS ETF 78464A656   1,035,346 40,192 SH   SOLE   40,192 0 0
SPDR SER TR S&P 600 SMCP VAL 78464A300   7,002,169 94,343 SH   SOLE   94,343 0 0
SPDR SER TR S&P DIVID ETF 78464A763   218,943 1,750 SH   SOLE   1,750 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474   326,265 11,105 SH   SOLE   11,105 0 0
STARBUCKS CORP COM 855244109   1,852,758 18,677 SH   SOLE   18,677 0 0
STEEL DYNAMICS INC COM 858119100   245,982 2,509 SH   SOLE   2,509 0 0
STRYKER CORPORATION COM 863667101   2,353,814 9,598 SH   SOLE   9,598 0 0
SWVL HOLDINGS CORP CLASS A COM G86302109   2,055 15,000 SH   SOLE   15,000 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   220,179 2,942 SH   SOLE   2,942 0 0
TARGET CORP COM 87612E106   235,036 1,577 SH   SOLE   1,577 0 0
TAYLOR MORRISON HOME CORP COM 87724P106   220,523 7,266 SH   SOLE   7,266 0 0
TE CONNECTIVITY LTD SHS H84989104   577,100 5,027 SH   SOLE   5,027 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   692,041 1,256 SH   SOLE   1,256 0 0
TORO CO COM 891092108   340,052 2,995 SH   SOLE   2,995 0 0
TOTALENERGIES SE SPONSORED ADS 89151E109   296,867 4,782 SH   SOLE   4,782 0 0
TRIMTABS ETF TR FCF US QLTY ETF 89628W302   257,947 5,544 SH   SOLE   5,544 0 0
TRUIST FINL CORP COM 89832Q109   2,083,900 48,429 SH   SOLE   48,429 0 0
ULTA BEAUTY INC COM 90384S303   680,152 1,450 SH   SOLE   1,450 0 0
UNDER ARMOUR INC CL C 904311206   219,361 24,592 SH   SOLE   24,592 0 0
UNION PAC CORP COM 907818108   339,388 1,639 SH   SOLE   1,639 0 0
UNITED PARCEL SERVICE INC CL B 911312106   604,442 3,477 SH   SOLE   3,477 0 0
UNITEDHEALTH GROUP INC COM 91324P102   875,327 1,651 SH   SOLE   1,651 0 0
UNIVERSAL HLTH SVCS INC CL B 913903100   478,603 3,397 SH   SOLE   3,397 0 0
US BANCORP DEL COM NEW 902973304   491,956 11,158 SH   SOLE   11,158 0 0
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778   2,382,291 15,169 SH   SOLE   15,169 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   8,397,026 23,900 SH   SOLE   23,900 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   3,201,859 16,747 SH   SOLE   16,747 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   4,332,619 42,142 SH   SOLE   42,142 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   1,316,204 26,251 SH   SOLE   26,251 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   13,510,028 272,985 SH   SOLE   272,985 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   31,076,266 413,303 SH   SOLE   413,303 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   3,807,516 65,108 SH   SOLE   65,108 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   740,212 12,802 SH   SOLE   12,802 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   37,882,141 249,471 SH   SOLE   249,471 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   629,550 15,000 SH   SOLE   15,000 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   605,976 5,600 SH   SOLE   5,600 0 0
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   9,441,410 135,594 SH   SOLE   135,594 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725   256,575 5,216 SH   SOLE   5,216 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306   286,585 2,363 SH   SOLE   2,363 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   437,856 11,113 SH   SOLE   11,113 0 0
VISA INC COM CL A 92826C839   3,523,402 16,959 SH   SOLE   16,959 0 0
WALMART INC COM 931142103   475,227 3,342 SH   SOLE   3,342 0 0
ZEBRA TECHNOLOGIES CORPORATI CL A 989207105   229,487 895 SH   SOLE   895 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102   421,536 3,300 SH   SOLE   3,300 0 0
ZOETIS INC CL A 98978V103   332,669 2,270 SH   SOLE   2,270 0 0