The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   2,346,421 19,567 SH   SOLE   0 0 19,567
ABBOTT LABS COM 002824100   358,180 3,262 SH   SOLE   0 0 3,262
ABBVIE INC COM 00287Y109   793,105 4,908 SH   SOLE   0 0 4,908
ALASKA AIR GROUP INC COM 011659109   499,263 11,627 SH   SOLE   0 0 11,627
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN 01881G106   419,262 12,198 SH   SOLE   0 0 12,198
ALPHABET INC CAP STK CL A 02079K305   3,772,450 42,757 SH   SOLE   0 0 42,757
ALPHABET INC CAP STK CL C 02079K107   355,719 4,009 SH   SOLE   0 0 4,009
ALTRIA GROUP INC COM 02209S103   284,545 6,225 SH   SOLE   0 0 6,225
AMAZON COM INC COM 023135106   3,669,624 43,686 SH   SOLE   0 0 43,686
AMERICAN ELEC PWR CO INC COM 025537101   269,073 2,834 SH   SOLE   0 0 2,834
AMERICAN FINL GROUP INC OHIO COM 025932104   484,782 3,531 SH   SOLE   0 0 3,531
APPLE INC COM 037833100   14,637,813 112,659 SH   SOLE   0 0 112,659
AT&T INC COM 00206R102   397,381 21,585 SH   SOLE   0 0 21,585
AUTONATION INC COM 05329W102   559,355 5,213 SH   SOLE   0 0 5,213
BALL CORP COM 058498106   4,365,854 85,371 SH   SOLE   0 0 85,371
BANK AMERICA CORP COM 060505104   429,264 12,961 SH   SOLE   0 0 12,961
BECTON DICKINSON & CO COM 075887109   3,287,445 12,927 SH   SOLE   0 0 12,927
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,115,438 3,611 SH   SOLE   0 0 3,611
BLACKROCK INC COM 09247X101   5,482,253 7,736 SH   SOLE   0 0 7,736
BOEING CO COM 097023105   251,443 1,320 SH   SOLE   0 0 1,320
BRISTOL-MYERS SQUIBB CO COM 110122108   469,311 6,523 SH   SOLE   0 0 6,523
BROADCOM INC COM 11135F101   5,825,510 10,419 SH   SOLE   0 0 10,419
CARPENTER TECHNOLOGY CORP COM 144285103   569,048 15,405 SH   SOLE   0 0 15,405
CARRIER GLOBAL CORPORATION COM 14448C104   2,337,383 56,664 SH   SOLE   0 0 56,664
CATERPILLAR INC COM 149123101   249,867 1,043 SH   SOLE   0 0 1,043
CHEVRON CORP NEW COM 166764100   850,460 4,738 SH   SOLE   0 0 4,738
CIGNA CORP NEW COM 125523100   2,643,997 7,980 SH   SOLE   0 0 7,980
CISCO SYS INC COM 17275R102   6,026,945 126,510 SH   SOLE   0 0 126,510
CLEVELAND-CLIFFS INC NEW COM 185899101   486,123 30,175 SH   SOLE   0 0 30,175
COCA COLA CO COM 191216100   766,157 12,045 SH   SOLE   0 0 12,045
COLGATE PALMOLIVE CO COM 194162103   3,151,247 39,996 SH   SOLE   0 0 39,996
COMCAST CORP NEW CL A 20030N101   10,757,036 307,608 SH   SOLE   0 0 307,608
COMMVAULT SYS INC COM 204166102   520,127 8,277 SH   SOLE   0 0 8,277
CONOCOPHILLIPS COM 20825C104   237,477 2,013 SH   SOLE   0 0 2,013
COSTCO WHSL CORP NEW COM 22160K105   275,060 603 SH   SOLE   0 0 603
CVS HEALTH CORP COM 126650100   5,367,122 57,593 SH   SOLE   0 0 57,593
DANAHER CORPORATION COM 235851102   271,401 1,023 SH   SOLE   0 0 1,023
DISNEY WALT CO COM 254687106   6,602,299 75,993 SH   SOLE   0 0 75,993
DUKE ENERGY CORP NEW COM NEW 26441C204   279,917 2,718 SH   SOLE   0 0 2,718
ECOLAB INC COM 278865100   1,907,752 13,106 SH   SOLE   0 0 13,106
ELEVANCE HEALTH INC COM 036752103   563,692 1,099 SH   SOLE   0 0 1,099
EVERSOURCE ENERGY COM 30040W108   1,612,855 19,237 SH   SOLE   0 0 19,237
EXXON MOBIL CORP COM 30231G102   5,882,720 53,334 SH   SOLE   0 0 53,334
FEDERAL RLTY INVT TR NEW SH BEN INT NEW 313745101   434,674 4,302 SH   SOLE   0 0 4,302
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808   265,676 6,485 SH   SOLE   0 0 6,485
FREEPORT-MCMORAN INC CL B 35671D857   3,544,822 93,285 SH   SOLE   0 0 93,285
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   898,590 190,784 SH   SOLE   0 0 190,784
GENERAL DYNAMICS CORP COM 369550108   419,479 1,691 SH   SOLE   0 0 1,691
GENERAL MLS INC COM 370334104   548,413 6,540 SH   SOLE   0 0 6,540
GUGGENHEIM STRATEGIC OPPORTU COM SBI 40167F101   320,690 21,070 SH   SOLE   0 0 21,070
HEALTHCARE RLTY TR CL A COM 42226K105   264,191 13,710 SH   SOLE   0 0 13,710
HEXCEL CORP NEW COM 428291108   589,451 10,016 SH   SOLE   0 0 10,016
HOME DEPOT INC COM 437076102   1,989,879 6,300 SH   SOLE   0 0 6,300
HONEYWELL INTL INC COM 438516106   3,966,860 18,511 SH   SOLE   0 0 18,511
INTEL CORP COM 458140100   2,084,740 78,878 SH   SOLE   0 0 78,878
INTERNATIONAL BUSINESS MACHS COM 459200101   403,243 2,862 SH   SOLE   0 0 2,862
INTERNATIONAL FLAVORS&FRAGRA COM 459506101   5,233,029 49,914 SH   SOLE   0 0 49,914
INTUIT COM 461202103   2,851,076 7,325 SH   SOLE   0 0 7,325
INVESCO QQQ TR UNIT SER 1 46090E103   5,982,503 22,467 SH   SOLE   0 0 22,467
ISHARES INC MSCI EMERG MRKT 464286533   37,773,092 712,028 SH   SOLE   0 0 712,028
ISHARES TR ISHS 1-5YR INVS 464288646   931,745 18,702 SH   SOLE   0 0 18,702
ISHARES TR TIPS BD ETF 464287176   1,269,938 11,931 SH   SOLE   0 0 11,931
ISHARES TR 0-5YR HI YL CP 46434V407   16,313,222 398,954 SH   SOLE   0 0 398,954
ISHARES TR 10-20 YR TRS ETF 464288653   13,855,733 128,080 SH   SOLE   0 0 128,080
ISHARES TR 7-10 YR TRSY BD 464287440   312,060 3,258 PRN   SOLE   0 0 3,258
ISHARES TR CONV BD ETF 46435G102   5,230,677 75,294 SH   SOLE   0 0 75,294
ISHARES TR CORE DIV GRWTH 46434V621   1,171,215 23,424 SH   SOLE   0 0 23,424
ISHARES TR ISHS 5-10YR INVT 464288638   2,728,819 55,117 SH   SOLE   0 0 55,117
ISHARES TR CORE HIGH DV ETF 46429B663   1,523,298 14,613 SH   SOLE   0 0 14,613
ISHARES TR U.S. ENERGY ETF 464287796   3,336,002 71,757 SH   SOLE   0 0 71,757
ISHARES TR CORE S&P500 ETF 464287200   198,811,519 517,455 SH   SOLE   0 0 517,455
ISHARES TR CORE S&P MCP ETF 464287507   282,615 1,168 SH   SOLE   0 0 1,168
ISHARES TR CORE S&P SCP ETF 464287804   10,690,398 112,959 SH   SOLE   0 0 112,959
ISHARES TR CORE S&P TTL STK 464287150   673,533 7,943 SH   SOLE   0 0 7,943
ISHARES TR CORE TOTAL USD 46434V613   88,905,300 1,978,751 SH   SOLE   0 0 1,978,751
ISHARES TR US TELECOM ETF 464287713   350,078 15,608 SH   SOLE   0 0 15,608
ISHARES TR MSCI USA MIN VOL 46429B697   16,148,317 223,971 SH   SOLE   0 0 223,971
ISHARES TR ESG ADV TTL USD 46436E619   391,454 9,276 SH   SOLE   0 0 9,276
ISHARES TR ESG AWR MSCI USA 46435G425   103,754,164 1,224,238 SH   SOLE   0 0 1,224,238
ISHARES TR FALN ANGLS USD 46435G474   3,827,290 155,518 SH   SOLE   0 0 155,518
ISHARES TR IBOXX INV CP ETF 464287242   716,249 6,794 PRN   SOLE   0 0 6,794
ISHARES TR INTL DIV GRWTH 46435G524   230,898 4,007 SH   SOLE   0 0 4,007
ISHARES TR JPMORGAN USD EMG 464288281   469,334 5,548 SH   SOLE   0 0 5,548
ISHARES TR MSCI KLD400 SOC 464288570   200,287 2,790 SH   SOLE   0 0 2,790
ISHARES TR MBS ETF 464288588   29,459,925 317,627 SH   SOLE   0 0 317,627
ISHARES TR U.S. TECH ETF 464287721   20,076,866 269,524 SH   SOLE   0 0 269,524
ISHARES TR EAFE GRWTH ETF 464288885   40,650,079 485,316 SH   SOLE   0 0 485,316
ISHARES TR EAFE VALUE ETF 464288877   60,237,249 1,312,930 SH   SOLE   0 0 1,312,930
ISHARES TR US INFRASTRUC 46435U713   7,585,972 209,210 SH   SOLE   0 0 209,210
ISHARES TR US TREAS BD ETF 46429B267   16,815,279 740,109 SH   SOLE   0 0 740,109
ISHARES TR MSCI USA MMENTM 46432F396   15,831,563 108,487 SH   SOLE   0 0 108,487
ISHARES TR ISHARES SEMICDTR 464287523   309,622 890 SH   SOLE   0 0 890
ISHARES TR PFD AND INCM SEC 464288687   973,102 31,874 SH   SOLE   0 0 31,874
ISHARES TR RESIDENTIAL MULT 464288562   214,189 3,134 SH   SOLE   0 0 3,134
ISHARES TR RUS 1000 GRW ETF 464287614   216,562 1,011 SH   SOLE   0 0 1,011
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853   6,192,278 219,662 SH   SOLE   0 0 219,662
JOHNSON & JOHNSON COM 478160104   4,548,055 25,746 SH   SOLE   0 0 25,746
JPMORGAN CHASE & CO COM 46625H100   10,195,105 76,026 SH   SOLE   0 0 76,026
LILLY ELI & CO COM 532457108   256,536 701 SH   SOLE   0 0 701
LOCKHEED MARTIN CORP COM 539830109   207,032 426 SH   SOLE   0 0 426
LOWES COS INC COM 548661107   5,985,409 30,041 SH   SOLE   0 0 30,041
LUMENTUM HLDGS INC COM 55024U109   327,993 6,287 SH   SOLE   0 0 6,287
M & T BK CORP COM 55261F104   313,403 2,161 SH   SOLE   0 0 2,161
MCDONALDS CORP COM 580135101   2,022,740 7,676 SH   SOLE   0 0 7,676
MEDTRONIC PLC SHS G5960L103   4,694,687 60,405 SH   SOLE   0 0 60,405
MERCK & CO INC COM 58933Y105   7,089,593 63,899 SH   SOLE   0 0 63,899
META PLATFORMS INC CL A 30303M102   423,236 3,517 SH   SOLE   0 0 3,517
METLIFE INC COM 59156R108   5,806,942 80,240 SH   SOLE   0 0 80,240
MICROCHIP TECHNOLOGY INC. COM 595017104   2,435,314 34,666 SH   SOLE   0 0 34,666
MICROSOFT CORP COM 594918104   9,023,312 37,625 SH   SOLE   0 0 37,625
MONOLITHIC PWR SYS INC COM 609839105   483,866 1,368 SH   SOLE   0 0 1,368
NEXTERA ENERGY INC COM 65339F101   322,760 3,861 SH   SOLE   0 0 3,861
NIKE INC CL B 654106103   265,924 2,273 SH   SOLE   0 0 2,273
NORFOLK SOUTHN CORP COM 655844108   494,173 2,005 SH   SOLE   0 0 2,005
NORTHROP GRUMMAN CORP COM 666807102   5,354,692 9,814 SH   SOLE   0 0 9,814
NVIDIA CORPORATION COM 67066G104   312,400 2,138 SH   SOLE   0 0 2,138
OGE ENERGY CORP COM 670837103   441,687 11,168 SH   SOLE   0 0 11,168
OTIS WORLDWIDE CORP COM 68902V107   2,029,420 25,915 SH   SOLE   0 0 25,915
PEPSICO INC COM 713448108   4,142,755 22,931 SH   SOLE   0 0 22,931
PFIZER INC COM 717081103   5,911,511 115,369 SH   SOLE   0 0 115,369
PHILIP MORRIS INTL INC COM 718172109   561,299 5,546 SH   SOLE   0 0 5,546
PROCTER AND GAMBLE CO COM 742718109   9,920,174 65,454 SH   SOLE   0 0 65,454
PROLOGIS INC. COM 74340W103   5,028,484 44,606 SH   SOLE   0 0 44,606
PURE STORAGE INC CL A 74624M102   615,935 23,017 SH   SOLE   0 0 23,017
RAMBUS INC DEL COM 750917106   727,468 20,309 SH   SOLE   0 0 20,309
RAYTHEON TECHNOLOGIES CORP COM 75513E101   13,452,870 133,302 SH   SOLE   0 0 133,302
REGENERON PHARMACEUTICALS COM 75886F107   234,484 325 SH   SOLE   0 0 325
ROBERT HALF INTL INC COM 770323103   4,986,431 67,539 SH   SOLE   0 0 67,539
ROPER TECHNOLOGIES INC COM 776696106   3,173,334 7,344 SH   SOLE   0 0 7,344
SCHWAB CHARLES CORP COM 808513105   5,454,824 65,516 SH   SOLE   0 0 65,516
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   598,323 7,921 SH   SOLE   0 0 7,921
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   366,547 4,917 SH   SOLE   0 0 4,917
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   219,100 6,406 SH   SOLE   0 0 6,406
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   301,372 6,280 SH   SOLE   0 0 6,280
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   318,916 3,247 SH   SOLE   0 0 3,247
SOUTHERN CO COM 842587107   308,143 4,315 SH   SOLE   0 0 4,315
STANLEY BLACK & DECKER INC COM 854502101   484,213 6,446 SH   SOLE   0 0 6,446
STARBUCKS CORP COM 855244109   3,570,893 35,997 SH   SOLE   0 0 35,997
SYSCO CORP COM 871829107   205,249 2,685 SH   SOLE   0 0 2,685
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   5,120,487 68,741 SH   SOLE   0 0 68,741
TANDEM DIABETES CARE INC COM NEW 875372203   277,476 6,173 SH   SOLE   0 0 6,173
TE CONNECTIVITY LTD SHS H84989104   4,889,024 42,587 SH   SOLE   0 0 42,587
TELEDYNE TECHNOLOGIES INC COM 879360105   233,148 583 SH   SOLE   0 0 583
TESLA INC COM 88160R101   439,137 3,565 SH   SOLE   0 0 3,565
TEXAS PACIFIC LAND CORPORATI COM 88262P102   426,650 182 SH   SOLE   0 0 182
THERMO FISHER SCIENTIFIC INC COM 883556102   4,844,244 8,797 SH   SOLE   0 0 8,797
TJX COS INC NEW COM 872540109   9,636,739 121,065 SH   SOLE   0 0 121,065
TOPGOLF CALLAWAY BRANDS CORP COM 131193104   459,464 23,264 SH   SOLE   0 0 23,264
TRANE TECHNOLOGIES PLC SHS G8994E103   329,409 1,960 SH   SOLE   0 0 1,960
TRAVELERS COMPANIES INC COM 89417E109   738,265 3,938 SH   SOLE   0 0 3,938
UBIQUITI INC COM 90353W103   219,229 801 SH   SOLE   0 0 801
UNION PAC CORP COM 907818108   724,861 3,501 SH   SOLE   0 0 3,501
UNITED STS OIL FD LP UNITS 91232N207   242,300 3,456 SH   SOLE   0 0 3,456
UNITEDHEALTH GROUP INC COM 91324P102   5,438,892 10,259 SH   SOLE   0 0 10,259
US BANCORP DEL COM NEW 902973304   2,783,270 63,822 SH   SOLE   0 0 63,822
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,020,868 2,906 SH   SOLE   0 0 2,906
VANGUARD INDEX FDS TOTAL STK MKT 922908769   330,762 1,730 SH   SOLE   0 0 1,730
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   433,036 2,852 SH   SOLE   0 0 2,852
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   259,447 2,398 SH   SOLE   0 0 2,398
VANGUARD WORLD FDS INF TECH ETF 92204A702   653,302 2,045 SH   SOLE   0 0 2,045
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   261,521 1,054 SH   SOLE   0 0 1,054
VERIZON COMMUNICATIONS INC COM 92343V104   2,955,707 75,018 SH   SOLE   0 0 75,018
VISA INC COM CL A 92826C839   8,484,146 40,836 SH   SOLE   0 0 40,836
WALMART INC COM 931142103   6,134,497 43,265 SH   SOLE   0 0 43,265
WEBSTER FINL CORP COM 947890109   921,377 19,463 SH   SOLE   0 0 19,463