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UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   230,807 1,925 SH   SOLE   0 0 1,925
ABBVIE INC COM 00287Y109   279,424 1,729 SH   SOLE   0 0 1,729
AECOM COM 00766T100   261,703 3,081 SH   SOLE   0 0 3,081
AIR PRODS & CHEMS INC COM 009158106   336,928 1,093 SH   SOLE   0 0 1,093
ALPHABET INC CAP STK CL A 02079K305   1,000,616 11,341 SH   SOLE   0 0 11,341
ALPHABET INC CAP STK CL C 02079K107   1,206,446 13,597 SH   SOLE   0 0 13,597
AMAZON COM INC COM 023135106   1,017,904 12,118 SH   SOLE   0 0 12,118
AMER STATES WTR CO COM 029899101   277,650 3,000 SH   SOLE   0 0 3,000
AMERICAN EXPRESS CO COM 025816109   214,681 1,453 SH   SOLE   0 0 1,453
AMKOR TECHNOLOGY INC COM 031652100   311,740 13,000 SH   SOLE   0 0 13,000
APPLE INC COM 037833100   7,501,759 57,737 SH   SOLE   0 0 57,737
AT&T INC COM 00206R102   1,364,775 74,132 SH   SOLE   0 0 74,132
AUTOMATIC DATA PROCESSING INC COM 053015103   210,197 880 SH   SOLE   0 0 880
BANK AMERICA CORP COM 060505104   510,351 15,409 SH   SOLE   0 0 15,409
BERKSHIRE HATHAWAY INC DEL CL A 084670108   2,343,555 5 SH   SOLE   0 0 5
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,140,768 3,693 SH   SOLE   0 0 3,693
BLACKROCK CAP ALLOCATION TR COM 09260U109   3,315,612 239,049 SH   SOLE   0 0 239,049
BLACKROCK INC COM 09247X101   539,267 761 SH   SOLE   0 0 761
BLACKROCK INNOVATION AND GRW SHS BEN INT 09260Q108   400,187 58,765 SH   SOLE   0 0 58,765
BLACKROCK MUN TARGET TERM TR COM SHS SHS BEN IN 09257P105   3,245,788 152,456 SH   SOLE   0 0 152,456
BLACKROCK SCIENCE & TECHNOLO SHS BEN INT 09260K101   440,209 28,146 SH   SOLE   0 0 28,146
BLACKSTONE INC COM 09260D107   11,581,053 156,100 SH   SOLE   0 0 156,100
BLACKSTONE MTG TR INC COM CL A 09257W100   255,162 12,053 SH   SOLE   0 0 12,053
BLACKSTONE SECD LENDING FD COMMON STOCK 09261X102   8,176,190 365,825 SH   SOLE   0 0 365,825
BOEING CO COM 097023105   224,609 1,179 SH   SOLE   0 0 1,179
CAZOO GROUP LTD COM G2007L105   1,568 10,000 SH   SOLE   0 0 10,000
CHEVRON CORP NEW COM 166764100   965,453 5,379 SH   SOLE   0 0 5,379
CHUBB LIMITED COM H1467J104   12,765,079 57,865 SH   SOLE   0 0 57,865
CISCO SYS INC COM 17275R102   391,267 8,213 SH   SOLE   0 0 8,213
COCA COLA CO COM 191216100   531,462 8,355 SH   SOLE   0 0 8,355
COLUMBIA ETF TR I MULTI SEC MUNI 19761L607   3,888,126 192,863 SH   SOLE   0 0 192,863
COMCAST CORP NEW CL A 20030N101   3,384,362 96,779 SH   SOLE   0 0 96,779
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   367,606 4,931 SH   SOLE   0 0 4,931
CORTEVA INC COM 22052L104   482,118 8,202 SH   SOLE   0 0 8,202
COSTCO WHSL CORP NEW COM 22160K105   534,562 1,171 SH   SOLE   0 0 1,171
CVS HEALTH CORP COM 126650100   250,215 2,685 SH   SOLE   0 0 2,685
DISNEY WALT CO COM 254687106   584,355 6,726 SH   SOLE   0 0 6,726
DOW INC COM 260557103   441,615 8,764 SH   SOLE   0 0 8,764
DUPONT DE NEMOURS INC COM 26614N102   555,971 8,101 SH   SOLE   0 0 8,101
EATON VANCE MUN INCOME 2028 SHS 27829U105   187,304 10,505 SH   SOLE   0 0 10,505
EATON VANCE TAX-MANAGED GLOB COM 27829F108   151,000 20,000 SH   SOLE   0 0 20,000
ECOVYST INC COM 27923Q109   213,878 24,140 SH   SOLE   0 0 24,140
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   191,595 16,141 SH   SOLE   0 0 16,141
EXXON MOBIL CORP COM 30231G102   1,245,730 11,294 SH   SOLE   0 0 11,294
FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402   284,983 11,954 SH   SOLE   0 0 11,954
FIDELITY COVINGTON TRUST MSCI INDL INDX 316092709   461,968 9,110 SH   SOLE   0 0 9,110
FIDELITY COVINGTON TRUST MSCI MATLS INDEX 316092881   279,447 6,402 SH   SOLE   0 0 6,402
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   11,617,593 258,054 SH   SOLE   0 0 258,054
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   1,341,563 39,227 SH   SOLE   0 0 39,227
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   11,667,992 196,299 SH   SOLE   0 0 196,299
FMC CORP COM NEW 302491303   292,157 2,341 SH   SOLE   0 0 2,341
FORD MTR CO DEL COM 345370860   160,196 13,774 SH   SOLE   0 0 13,774
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107   2,657,707 92,346 SH   SOLE   0 0 92,346
GOLUB CAP BDC INC COM 38173M102   503,423 38,254 SH   SOLE   0 0 38,254
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102   338,929 13,672 SH   SOLE   0 0 13,672
HARTFORD FDS EXCHANGE TRADED MUN OPORTUNITE 41653L503   3,788,545 100,866 SH   SOLE   0 0 100,866
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   1,218,439 8,969 SH   SOLE   0 0 8,969
HEPION PHARMACEUTICALS INC COM 426897104   3,003 10,000 SH   SOLE   0 0 10,000
HOME DEPOT INC COM 437076102   692,681 2,193 SH   SOLE   0 0 2,193
INTERNATIONAL BUSINESS MACHS COM 459200101   633,513 4,497 SH   SOLE   0 0 4,497
INVESCO DB MULTI-SECTOR COMM AGRICULTURE FD 46140H106   218,426 10,840 SH   SOLE   0 0 10,840
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   276,828 24,761 SH   SOLE   0 0 24,761
INVESCO QQQ TR UNIT SER 1 46090E103   10,359,973 38,906 SH   SOLE   0 0 38,906
INVESCO EXCH TRADED FD T S&P500 EQL WGT 46137V357   8,500,001 60,177 SH   SOLE   0 0 60,177
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   3,896,360 60,976 SH   SOLE   0 0 60,976
INVESCO EXCH TRADED FD TR II S&P 500 REVENUE 46138G698   2,361,441 31,937 SH   SOLE   0 0 31,937
INVESCO ACTIVELY MANAGED ETF TOTAL RETURN 46090A804   11,262,696 242,365 SH   SOLE   0 0 242,365
INDEXIQ ACTIVE ETF TR IQ MACKAY INTRME 45409F827   3,725,572 154,396 SH   SOLE   0 0 154,396
ISHARES TR 0-5 YR TIPS ETF 46429B747   1,137,415 11,731 SH   SOLE   0 0 11,731
ISHARES TR CORE DIV GRWTH 46434V621   239,450 4,789 SH   SOLE   0 0 4,789
ISHARES TR CORE HIGH DV ETF 46429B663   911,683 8,746 SH   SOLE   0 0 8,746
ISHARES TR CORE MSCI EAFE 46432F842   878,640 14,254 SH   SOLE   0 0 14,254
ISHARES INC CORE MSCI EMKT 46434G103   967,196 20,711 SH   SOLE   0 0 20,711
ISHARES TR CORE MSCI TOTAL 46432F834   2,453,269 42,385 SH   SOLE   0 0 42,385
ISHARES CORE S&P MID-CAP ETF CORE S&P MCP ETF 464287507   1,425,486 5,893 SH   SOLE   0 0 5,893
ISHARES TR CORE S&P SCP ETF 464287804   2,122,917 22,432 SH   SOLE   0 0 22,432
ISHARES TR CORE S&P TTL STK 464287150   5,094,784 60,080 SH   SOLE   0 0 60,080
ISHARES TR CORE S&P US GWT 464287671   11,028,055 135,280 SH   SOLE   0 0 135,280
ISHARES TR CORE S&P US VLU 464287663   11,729,627 166,071 SH   SOLE   0 0 166,071
ISHARES TR GLOBAL 100 ETF 464287572   34,523,237 539,004 SH   SOLE   0 0 539,004
ISHARES GOLD TR ISHARES NEW 464285204   6,025,348 174,193 SH   SOLE   0 0 174,193
ISHARES TR MSCI ACWI ETF 464288257   9,086,668 107,053 SH   SOLE   0 0 107,053
ISHARES TR MSCI EAFE ETF 464287465   991,820 15,110 SH   SOLE   0 0 15,110
ISHARES TR MSCI INTL SM CP 46434V266   279,840 9,328 SH   SOLE   0 0 9,328
ISHARES TR MSCI USA MMENTM 46432F396   392,552 2,690 SH   SOLE   0 0 2,690
ISHARES TR MSCI USA QLT FCT 46432F339   2,177,063 19,104 SH   SOLE   0 0 19,104
ISHARES TR RUS 1000 ETF 464287622   224,835 1,068 SH   SOLE   0 0 1,068
ISHARES TR RUS 1000 GRW ETF 464287614   3,104,338 14,490 SH   SOLE   0 0 14,490
ISHARES TR RUS 1000 VAL ETF 464287598   1,067,464 7,039 SH   SOLE   0 0 7,039
ISHARES TR RUSSELL 2000 ETF 464287655   249,160 1,429 SH   SOLE   0 0 1,429
ISHARES TR RUS 2000 VAL ETF 464287630   482,017 3,476 SH   SOLE   0 0 3,476
ISHARES TR RUS MD CP GR ETF 464287481   461,806 5,524 SH   SOLE   0 0 5,524
ISHARES TR RUS MDCP VAL ETF 464287473   510,372 4,845 SH   SOLE   0 0 4,845
ISHARES TR S&P 100 ETF 464287101   15,966,546 93,607 SH   SOLE   0 0 93,607
ISHARES TR S&P 100 GWT ETF 464287309   283,127 4,840 SH   SOLE   0 0 4,840
ISHARES TR S&P MC 400GR ETF 464287606   212,618 3,113 SH   SOLE   0 0 3,113
ISHARES TR S&P SML 600 GWT 464287887   237,862 2,201 SH   SOLE   0 0 2,201
ISHARES TR TIPS BD ETF 464287176   207,066 1,945 SH   SOLE   0 0 1,945
J P MORGAN EXCHANGE TRADED F DIV RTN EM EQT 46641Q308   25,168,509 510,621 SH   SOLE   0 0 510,621
JOHN HANCOCK EXCHANGE TRADED MLTFCTR LRG CAP 47804J107   1,374,691 27,913 SH   SOLE   0 0 27,913
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206   26,855,915 577,050 SH   SOLE   0 0 577,050
JOHNSON & JOHNSON COM 478160104   1,886,628 10,680 SH   SOLE   0 0 10,680
JPMORGAN CHASE & CO COM 46625H100   2,312,029 17,241 SH   SOLE   0 0 17,241
J P MORGAN EXCHANGE TRADED F INTERNL GWT 46641Q324   201,014 3,828 SH   SOLE   0 0 3,828
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   1,128,476 22,511 SH   SOLE   0 0 22,511
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   246,661 4,881 SH   SOLE   0 0 4,881
LILLY ELI & CO COM 532457108   206,700 565 SH   SOLE   0 0 565
LOCKHEED MARTIN CORP COM 539830109   386,273 794 SH   SOLE   0 0 794
MARSH & MCLENNAN COS INC COM 571748102   729,932 4,411 SH   SOLE   0 0 4,411
MASTERCARD INCORPORATED CL A 57636Q104   474,999 1,366 SH   SOLE   0 0 1,366
MERCK & CO INC COM 58933Y105   332,406 2,996 SH   SOLE   0 0 2,996
META PLATFORMS INC CL A 30303M102   340,442 2,829 SH   SOLE   0 0 2,829
MICROSOFT CORP COM 594918104   3,000,416 12,511 SH   SOLE   0 0 12,511
MORGAN STANLEY COM NEW 617446448   328,687 3,866 SH   SOLE   0 0 3,866
NVIDIA CORPORATION COM 67066G104   329,985 2,258 SH   SOLE   0 0 2,258
PACER FDS TR DEVELOPED MRKT 69374H873   30,899,191 1,133,915 SH   SOLE   0 0 1,133,915
PACER FDS TR GLOBL CASH ETF 69374H709   2,544,726 80,174 SH   SOLE   0 0 80,174
PACER FDS TR US CASH COWS 100 69374H881   339,975 7,351 SH   SOLE   0 0 7,351
PEPSICO INC COM 713448108   247,685 1,371 SH   SOLE   0 0 1,371
PFIZER INC COM 717081103   1,751,852 34,189 SH   SOLE   0 0 34,189
PGIM ETF TR PGIM ULTRA SH BD 69344A107   332,898 6,780 SH   SOLE   0 0 6,780
PIMCO INCOME STRATEGY FD II COM 72201J104   77,770 11,000 SH   SOLE   0 0 11,000
PIMCO ETF TR SHTRM MUN BD ACT 72201R874   3,947,400 80,077 SH   SOLE   0 0 80,077
PRINCIPAL CONTRARIAN VALUE INDEX ETF ETF 74255Y862   1,168,201 43,234 SH   SOLE   0 0 43,234
PROCTER AND GAMBLE CO COM 742718109   661,256 4,363 SH   SOLE   0 0 4,363
PUTNAM ETF TRUST FOCUSED LAR CAP 746729300   54,933,733 2,033,039 SH   SOLE   0 0 2,033,039
SIRIUS XM HOLDINGS INC COM 82968B103   218,860 37,476 SH   SOLE   0 0 37,476
SKILLZ INC COM 83067L109   21,443 42,336 SH   SOLE   0 0 42,336
SOCIETAL CDMO INC COM 75629F109   72,712 48,800 SH   SOLE   0 0 48,800
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   11,227,841 33,887 SH   SOLE   0 0 33,887
SPDR GOLD TR GOLD SHS 78463V107   3,227,188 19,024 SH   SOLE   0 0 19,024
SPDR SER TR PORTFOLIO S&P600 78468R853   26,940,982 728,726 SH   SOLE   0 0 728,726
SPDR S&P 500 ETF TR TER UNIT 78462F103   4,581,344 11,980 SH   SOLE   0 0 11,980
SPDR SER TR S&P BIOTECH 78464A870   249,000 3,000 SH   SOLE   0 0 3,000
SPDR SER TR S&P DIVID ETF 78464A763   225,198 1,800 SH   SOLE   0 0 1,800
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   470,881 3,784 SH   SOLE   0 0 3,784
TRUIST FINL CORP COM 89832Q109   203,918 200,303 SH   SOLE   0 0 200,303
UNITED PARCEL SERVICE INC CL B 911312106   1,371,424 7,889 SH   SOLE   0 0 7,889
UNITEDHEALTH GROUP INC COM 91324P102   483,918 913 SH   SOLE   0 0 913
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   5,788,997 38,123 SH   SOLE   0 0 38,123
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   239,338 2,893 SH   SOLE   0 0 2,893
VANGUARD BD INDEX FDS INTERMED TERM 921937819   10,539,603 141,814 SH   SOLE   0 0 141,814
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   1,242,558 9,188 SH   SOLE   0 0 9,188
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   430,051 5,214 SH   SOLE   0 0 5,214
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   50,308,276 912,705 SH   SOLE   0 0 912,705
VANGUARD SCOTTSDALE FDS VNG RUS2000GRW 92206C623   412,943 2,652 SH   SOLE   0 0 2,652
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   211,160 2,805 SH   SOLE   0 0 2,805
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   256,905 5,500 SH   SOLE   0 0 5,500
VANGUARD INDEX FDS SM CP VAL ETF 922908611   367,622 2,315 SH   SOLE   0 0 2,315
VANGUARD INDEX FDS SML CP GRW ETF 922908595   463,648 2,312 SH   SOLE   0 0 2,312
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,176,201 6,152 SH   SOLE   0 0 6,152
VANGUARD INDEX FDS VALUE ETF 922908744   3,046,318 21,702 SH   SOLE   0 0 21,702
VERIZON COMMUNICATIONS INC COM 92343V104   285,183 7,238 SH   SOLE   0 0 7,238
VICTORY PORTFOLIOS II VCTRYSHS USAA CR 92647N535   11,665,520 239,834 SH   SOLE   0 0 239,834
VISA INC COM CL A 92826C839   402,016 1,935 SH   SOLE   0 0 1,935
WALMART INC COM 931142103   265,573 1,873 SH   SOLE   0 0 1,873
WARNER BROS DISCOVERY INC COM SER A 934423104   160,155 16,894 SH   SOLE   0 0 16,894
WASTE MGMT INC DEL COM 94106L109   260,421 1,660 SH   SOLE   0 0 1,660
WISDOMTREE TR EM EX ST-OWNED 97717X578   1,298,677 48,676 SH   SOLE   0 0 48,676
WISDOMTREE TR ITL HDG QTLY DIV 97717X594   1,535,510 43,096 SH   SOLE   0 0 43,096
WISDOMTREE TR ITL HIGH DIV FD 97717W802   436,215 12,161 SH   SOLE   0 0 12,161
WISDOMTREE TR US LARGECAP DIVD 97717W307   2,408,554 38,879 SH   SOLE   0 0 38,879
WISDOMTREE TR US TOTAL DIVIDND 97717W109   474,040 7,816 SH   SOLE   0 0 7,816
WISDOMTREE TR US QTLY DIV GRT 97717X669   56,729,925 939,860 SH   SOLE   0 0 939,860