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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200   30,956,769 80,573 SH   SOLE   0 0 80,573
AMAZON COM INC COM 023135106   833,616 9,924 SH   SOLE   0 0 9,924
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   222,717 721 SH   SOLE   0 0 721
INVESCO QQQ TR UNIT SER 1 46090E103   233,528 877 SH   SOLE   0 0 877
MICROSOFT CORP COM 594918104   279,390 1,165 SH   SOLE   0 0 1,165
UNITED PARCEL SERVICE INC CL B 911312106   2,363,181 13,594 SH   SOLE   0 0 13,594
CITIGROUP INC COM NEW 172967424   234,789 5,191 SH   SOLE   0 0 5,191
PPG INDS INC COM 693506107   1,780,981 14,164 SH   SOLE   0 0 14,164
SPDR SER TR S&P 600 SMCP VAL 78464A300   4,663,985 62,840 SH   SOLE   0 0 62,840
SPDR SER TR S&P 600 SMCP GRW 78464A201   4,455,691 61,679 SH   SOLE   0 0 61,679
SPDR SER TR PRTFLO S&P500 GW 78464A409   6,064,591 119,688 SH   SOLE   0 0 119,688
SPDR SER TR PORTFOLI S&P1500 78464A805   1,277,437 27,013 SH   SOLE   0 0 27,013
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   3,241,238 21,345 SH   SOLE   0 0 21,345
EXXON MOBIL CORP COM 30231G102   209,570 1,900 SH   SOLE   0 0 1,900
PROCTER AND GAMBLE CO COM 742718109   262,199 1,730 SH   SOLE   0 0 1,730
INTUIT COM 461202103   631,315 1,622 SH   SOLE   0 0 1,622
MARSH & MCLENNAN COS INC COM 571748102   515,103 3,113 SH   SOLE   0 0 3,113
APPLE INC COM 037833100   1,910,411 14,703 SH   SOLE   0 0 14,703
SPDR SER TR PRTFLO S&P500 VL 78464A508   7,019,606 180,499 SH   SOLE   0 0 180,499
WORTHINGTON INDS INC COM 981811102   230,931 4,646 SH   SOLE   0 0 4,646
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   4,090,015 104,926 SH   SOLE   0 0 104,926
NORTHROP GRUMMAN CORP COM 666807102   250,981 460 SH   SOLE   0 0 460
VANGUARD INDEX FDS VALUE ETF 922908744   673,074 4,795 SH   SOLE   0 0 4,795
VANGUARD INDEX FDS MID CAP ETF 922908629   7,326,582 35,948 SH   SOLE   0 0 35,948
VANGUARD INDEX FDS SM CP VAL ETF 922908611   961,927 6,057 SH   SOLE   0 0 6,057
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   4,549,349 55,157 SH   SOLE   0 0 55,157
VANGUARD INDEX FDS SMALL CP ETF 922908751   7,161,547 39,019 SH   SOLE   0 0 39,019
VANGUARD INDEX FDS GROWTH ETF 922908736   653,717 3,068 SH   SOLE   0 0 3,068
VANGUARD INDEX FDS SML CP GRW ETF 922908595   819,200 4,085 SH   SOLE   0 0 4,085
ISHARES TR EAFE VALUE ETF 464288877   6,680,633 145,611 SH   SOLE   0 0 145,611
ISHARES TR EAFE GRWTH ETF 464288885   5,644,503 67,389 SH   SOLE   0 0 67,389
SPDR SER TR S&P 400 MDCP VAL 78464A839   5,290,278 81,741 SH   SOLE   0 0 81,741
VANGUARD INDEX FDS LARGE CAP ETF 922908637   200,176 1,149 SH   SOLE   0 0 1,149
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   1,184,719 6,591 SH   SOLE   0 0 6,591
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   590,893 4,369 SH   SOLE   0 0 4,369
SPDR SER TR S&P 400 MDCP GRW 78464A821   4,663,120 71,367 SH   SOLE   0 0 71,367
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   247,491 4,936 SH   SOLE   0 0 4,936
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,655,011 21,985 SH   SOLE   0 0 21,985
VANGUARD BD INDEX FDS INTERMED TERM 921937819   2,576,131 34,663 SH   SOLE   0 0 34,663
SPDR SER TR PORTFOLIO S&P400 78464A847   34,037,660 800,886 SH   SOLE   0 0 800,886
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   15,336,672 465,312 SH   SOLE   0 0 465,312
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   9,493,760 226,203 SH   SOLE   0 0 226,203
ISHARES TR NATIONAL MUN ETF 464288414   2,536,806 24,041 SH   SOLE   0 0 24,041
PHILIP MORRIS INTL INC COM 718172109   365,773 3,614 SH   SOLE   0 0 3,614
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   40,149,510 1,352,291 SH   SOLE   0 0 1,352,291
SPDR SER TR PORTFOLIO AGRGTE 78464A649   16,719,612 665,325 SH   SOLE   0 0 665,325
ISHARES TR SHRT NAT MUN ETF 464288158   573,722 5,502 SH   SOLE   0 0 5,502
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   6,502,039 18,506 SH   SOLE   0 0 18,506
ISHARES TR FLTG RATE NT ETF 46429B655   16,821,402 334,222 SH   SOLE   0 0 334,222
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   13,655,173 180,767 SH   SOLE   0 0 180,767
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   17,977,832 379,039 SH   SOLE   0 0 379,039
SPDR SER TR PORTFOLIO S&P600 78468R853   33,556,593 907,671 SH   SOLE   0 0 907,671
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   14,325,897 387,920 SH   SOLE   0 0 387,920