The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR MSCI ACWI ETF 464288257 16,007 160,196 SH   SOLE   0 0 160,196
ISHARES TR CORE US AGGBD ET 464287226 28,056 244,324 SH   SOLE   37,101 0 207,223
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 7,393 90,219 SH   SOLE   0 0 90,219
ISHARES TR MSCI EMG MKT ETF 464287234 1,464 29,058 SH   SOLE   0 0 29,058
ISHARES TR MSCI EAFE ETF 464287465 5,323 68,239 SH   SOLE   0 0 68,239
VANGUARD WORLD FD ESG US STK ETF 921910733 4,377 54,667 SH   SOLE   0 0 54,667
ISHARES INC MSCI CDA ETF 464286509 786 21,654 SH   SOLE   0 0 21,654
ISHARES INC MSCI STH AFR ETF 464286780 9,503 202,064 SH   SOLE   0 0 202,064
SPDR GOLD TR GOLD SHS 78463V107 51,043 310,819 SH   SOLE   10,581 0 300,238
WORLD GOLD TR SPDR GLD MINIS 98149E204 1,795 102,793 SH   SOLE   0 0 102,793
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 9,436 183,751 SH   SOLE   118,190 0 65,561
ISHARES TR US TREAS BD ETF 46429B267 14,940 563,128 SH   SOLE   0 0 563,128
ISHARES TR HDG MSCI EAFE 46434V803 429 12,476 SH   SOLE   12,476 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 29,178 253,236 SH   SOLE   45,207 0 208,029
ISHARES TR CORE MSCI EAFE 46432F842 3,132 42,183 SH   SOLE   0 0 42,183
ISHARES INC CORE MSCI EMKT 46434G103 47,379 767,141 SH   SOLE   76,468 0 690,673
ISHARES TR CORE S&P MCP ETF 464287507 15,003 57,032 SH   SOLE   0 0 57,032
VANECK VECTORS ETF TR ISRAEL ETF 92189F635 737 15,615 SH   SOLE   0 0 15,615
ISHARES TR CORE S&P500 ETF 464287200 56,847 131,951 SH   SOLE   64,190 0 67,761
ISHARES TR RUSSELL 2000 ETF 464287655 12,491 57,103 SH   SOLE   0 0 57,103
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 2,087 4,339 SH   SOLE   4,339 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 7,305 142,694 SH   SOLE   0 0 142,694
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 3,553 62,660 SH   SOLE   0 0 62,660
SPDR S&P 500 ETF TR TR UNIT 78462F103 41,982 97,829 SH   SOLE   0 0 97,829
ISHARES TR 0-5 YR TIPS ETF 46429B747 7,638 72,309 SH   SOLE   0 0 72,309
ISHARES TR TIPS BD ETF 464287176 12,183 95,411 SH   SOLE   0 0 95,411
ISHARES TR 20 YR TR BD ETF 464287432 8,238 57,083 SH   SOLE   0 0 57,083
ISHARES TR MSCI USA MIN VOL 46429B697 6,425 87,420 SH   SOLE   87,420 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 190 2,304 SH   SOLE   0 0 2,304
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 53,945 1,068,431 SH   SOLE   244,722 0 823,709
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 36,693 418,346 SH   SOLE   0 0 418,346
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 11,969 117,601 SH   SOLE   49,628 0 67,973
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 15,839 79,126 SH   SOLE   0 0 79,126
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 11,092 161,437 SH   SOLE   0 0 161,437
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 231,014 585,735 SH   SOLE   46,612 0 539,123
VANGUARD WORLD FD ESG INTL STK ETF 921910725 5,586 90,476 SH   SOLE   0 0 90,476
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 167,888 1,648,708 SH   SOLE   190,222 0 1,458,486
VANGUARD INDEX FDS TOTAL STK MKT 922908769 62,618 281,986 SH   SOLE   0 0 281,986
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 21,770 414,029 SH   SOLE   291,614 0 122,415
VANGUARD INDEX FDS GROWTH ETF 922908736 60,189 207,428 SH   SOLE   94,836 0 112,592
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 49,488 989,563 SH   SOLE   21,733 0 967,830
VANGUARD STAR FDS VG TL INTL STK F 921909768 3,672 58,047 SH   SOLE   0 0 58,047
AMICUS THERAPEUTICS INC COM 03152W109 280 29,348 SH   SOLE   0 0 29,348
ANAPLAN INC COM 03272L108 2,756 45,263 SH   SOLE   0 0 45,263
CASTLIGHT HEALTH INC CL B 14862Q100 18 11,636 SH   SOLE   0 0 11,636
CHESAPEAKE ENERGY CORP COM 165167735 46 350,871 SH   SOLE   0 0 350,871
COLLEGIUM PHARMACEUTICAL INC COM 19459J104 504 25,524 SH   SOLE   0 0 25,524
EXACT SCIENCES CORP COM 30063P105 1,129 11,931 SH   SOLE   0 0 11,931
ISHARES GOLD TR ISHARES NEW 464285204 6,360 190,377 SH   SOLE   0 0 190,377
LATCH INC COM 51818V106 233 20,653 SH   SOLE   0 0 20,653