The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COMMON STOCK 88579Y101 2,087 18,883 SH   DFND   18,883 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 1,873 19,362 SH   SOLE   19,362 0 0
ABBVIE INC COMMON STOCK 00287Y109 1,308 9,747 SH   SOLE   9,747 0 0
ACCENTURE PLC COMMON STOCK G1151C101 362 1,406 SH   SOLE   1,406 0 0
AGILENT TECHNOLOGIES INC COMMON STOCK 00846U101 224 1,842 SH   SOLE   1,842 0 0
ALPHABET INC COMMON STOCK 02079K305 84,714 885,668 SH   DFND   885,668 0 0
ALPHABET INC COMMON STOCK 02079K107 4,721 49,100 SH   SOLE   49,100 0 0
AMAZON.COM INC COMMON STOCK 023135106 2,295 20,313 SH   SOLE   20,313 0 0
AMC ENTERTAINMENT HOLDINGS INC COMMON STOCK 00165C104 88 12,622 SH   SOLE   12,622 0 0
AMERICAN AIRLINES GROUP INC COMMON STOCK 02376R102 868 72,105 SH   SOLE   72,105 0 0
AMERICAN PUBLIC EDUCATION INC COMMON STOCK 02913V103 2,779 304,080 SH   DFND   304,080 0 0
AMERICAN TOWER CORP REIT 03027X100 208 968 SH   SOLE   968 0 0
AMERIPRISE FINANCIAL INC COMMON STOCK 03076C106 850 3,373 SH   SOLE   3,373 0 0
AMPHENOL CORP COMMON STOCK 032095101 336 5,018 SH   SOLE   5,018 0 0
ANALOG DEVICES INC COMMON STOCK 032654105 1,597 11,463 SH   SOLE   11,463 0 0
AON PLC COMMON STOCK G0403H108 5,711 21,319 SH   DFND   21,319 0 0
APPLE INC COMMON STOCK 037833100 6,981 50,514 SH   SOLE   50,514 0 0
APPLIED MATERIALS INC COMMON STOCK 038222105 529 6,459 SH   SOLE   6,459 0 0
ARK INNOVATION ETF ETF 00214Q104 1,252 33,181 SH   SOLE   33,181 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 2,290 10,125 SH   SOLE   10,125 0 0
AUTOZONE INC COMMON STOCK 053332102 1,457 680 SH   DFND   680 0 0
BALL CORP COMMON STOCK 058498106 168,252 3,482,041 SH   DFND   3,482,041 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 916 30,337 SH   SOLE   30,337 0 0
BATH & BODY WORKS INC COMMON STOCK 070830104 970 29,755 SH   SOLE   29,755 0 0
W R BERKLEY CORP COMMON STOCK 084423102 19,579 303,181 SH   DFND   303,181 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670108 1,626 4 SH   SOLE   4 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 58,114 217,638 SH   DFND   217,638 0 0
BEST BUY CO INC COMMON STOCK 086516101 1,215 19,190 SH   SOLE   19,190 0 0
BJ'S WHOLESALE CLUB HOLDINGS INC COMMON STOCK 05550J101 2,994 41,126 SH   DFND   41,126 0 0
BLACKROCK INC COMMON STOCK 09247X101 1,606 2,918 SH   SOLE   2,918 0 0
BLACKSTONE INC COMMON STOCK 09260D107 31,357 374,630 SH   DFND   374,630 0 0
BOOZ ALLEN HAMILTON HOLDING CO COMMON STOCK 099502106 15,817 171,272 SH   DFND   171,272 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 651 9,156 SH   SOLE   9,156 0 0
BROADCOM INC COMMON STOCK 11135F101 341 767 SH   SOLE   767 0 0
BROWN & BROWN INC COMMON STOCK 115236101 14,560 240,749 SH   DFND   240,749 0 0
BROWN-FORMAN CORP COMMON STOCK 115637100 535 7,925 SH   SOLE   7,925 0 0
BROWN-FORMAN CORP COMMON STOCK 115637209 215 3,230 SH   SOLE   3,230 0 0
CANADA GOOSE HOLDINGS INC COMMON STOCK 135086106 2,584 169,562 SH   DFND   169,562 0 0
CANADIAN PACIFIC RAILWAY LTD COMMON STOCK 13645T100 208,810 3,129,640 SH   DFND   3,129,640 0 0
CARGURUS INC COMMON STOCK 141788109 190 13,398 SH   SOLE   13,398 0 0
CBRE GROUP INC COMMON STOCK 12504L109 3,230 47,845 SH   DFND   47,845 0 0
CDW CORP COMMON STOCK 12514G108 3,317 21,251 SH   DFND   21,251 0 0
CHAMPIONX CORP COMMON STOCK 15872M104 636 32,521 SH   DFND   32,521 0 0
CHEVRON CORP COMMON STOCK 166764100 423 2,942 SH   SOLE   2,942 0 0
CINTAS CORP COMMON STOCK 172908105 120,873 311,377 SH   DFND   311,377 0 0
CLOROX CO COMMON STOCK 189054109 4,096 31,904 SH   SOLE   31,904 0 0
CME GROUP INC COMMON STOCK 12572Q105 248 1,400 SH   SOLE   1,400 0 0
COCA COLA CO COMMON STOCK 191216100 2,686 47,952 SH   SOLE   47,952 0 0
COMCAST CORP COMMON STOCK 20030N101 387 13,179 SH   SOLE   13,179 0 0
COPART INC COMMON STOCK 217204106 609 5,728 SH   SOLE   5,728 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 199,677 422,802 SH   DFND   422,802 0 0
CROWDSTRIKE HOLDINGS INC COMMON STOCK 22788C105 806 4,892 SH   SOLE   4,892 0 0
CROWN CASTLE INC REIT 22822V101 217 1,500 SH   SOLE   1,500 0 0
CSX CORP COMMON STOCK 126408103 85,464 3,208,119 SH   DFND   3,208,119 0 0
CVS HEALTH CORP COMMON STOCK 126650100 7,316 76,711 SH   SOLE   76,711 0 0
DANAHER CORP COMMON STOCK 235851102 106,044 410,562 SH   DFND   410,562 0 0
DARDEN RESTAURANTS INC COMMON STOCK 237194105 2,993 23,691 SH   SOLE   23,691 0 0
DEERE & CO COMMON STOCK 244199105 59,858 179,276 SH   DFND   179,276 0 0
WALT DISNEY CORP COMMON STOCK 254687106 200 2,123 SH   SOLE   2,123 0 0
DOCUSIGN INC COMMON STOCK 256163106 223 4,175 SH   SOLE   4,175 0 0
DOLLAR GENERAL CORP COMMON STOCK 256677105 379 1,581 SH   SOLE   1,581 0 0
DOMINO'S PIZZA INC COMMON STOCK 25754A201 9,242 29,793 SH   DFND   29,793 0 0
EATON CORP PLC COMMON STOCK G29183103 427 3,204 SH   SOLE   3,204 0 0
ECOLAB INC COMMON STOCK 278865100 548 3,795 SH   DFND   3,795 0 0
ENTERPRISE PRODUCTS PARTNERS LP MLP 293792107 1,541 64,814 SH   SOLE   64,814 0 0
EQUITABLE HOLDINGS INC COMMON STOCK 29452E101 227 8,600 SH   SOLE   8,600 0 0
FASTENAL CO COMMON STOCK 311900104 735 15,970 SH   SOLE   15,970 0 0
FIRST LONG IS CORP COMMON STOCK 320734106 2,995 173,711 SH   SOLE   173,711 0 0
FLOOR & DECOR HOLDINGS INC COMMON STOCK 339750101 4,815 68,530 SH   DFND   68,530 0 0
HASBRO INC COMMON STOCK 418056107 8,151 120,906 SH   DFND   120,906 0 0
HERSHEY CO COMMON STOCK 427866108 5,118 23,212 SH   SOLE   23,212 0 0
HOME DEPOT INC COMMON STOCK 437076102 206,358 747,835 SH   DFND   747,835 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 270 1,616 SH   SOLE   1,616 0 0
HUNTINGTON BANCSHARES INC COMMON STOCK 446150104 616 46,733 SH   SOLE   46,733 0 0
IDEXX LABORATORIES INC COMMON STOCK 45168D104 8,241 25,295 SH   SOLE   25,295 0 0
INTUIT INC COMMON STOCK 461202103 73,518 189,812 SH   DFND   189,812 0 0
ISHARES CORE S&P SMALL-CAP ETF ETF 464287804 3,882 44,518 SH   SOLE   44,518 0 0
ISHARES RUSSELL 1000 ETF ETF 464287622 4,193 21,250 SH   SOLE   21,250 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614 265 1,260 SH   SOLE   1,260 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598 352 2,592 SH   SOLE   2,592 0 0
ISHARES MSCI ACWI ETF ETF 464288257 1,734 22,283 SH   SOLE   22,283 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309 224 3,869 SH   SOLE   3,869 0 0
ISHARES S&P 500 VALUE ETF ETF 464287408 202 1,572 SH   SOLE   1,572 0 0
ISHARES S&P MID-CAP 400 VALUE ETF ETF 464287705 5,677 63,073 SH   SOLE   63,073 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 1,567 9,595 SH   SOLE   9,595 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 1,435 13,735 SH   SOLE   13,735 0 0
LAM RESEARCH CORP COMMON STOCK 512807108 298 813 SH   SOLE   813 0 0
LANDS' END INC COMMON STOCK 51509F105 5,465 707,935 SH   DFND   707,935 0 0
LINDE PLC COMMON STOCK G5494J103 1,547 5,739 SH   SOLE   5,739 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 3,305 8,557 SH   SOLE   8,557 0 0
LOWE'S COS INC COMMON STOCK 548661107 383 2,038 SH   SOLE   2,038 0 0
MARSH & MCLENNAN COS INC COMMON STOCK 571748102 300 2,008 SH   SOLE   2,008 0 0
MASTERCARD INC COMMON STOCK 57636Q104 109,048 383,511 SH   DFND   383,511 0 0
MCDONALD'S CORP COMMON STOCK 580135101 8,247 35,742 SH   SOLE   35,742 0 0
MEDTRONIC PLC COMMON STOCK G5960L103 2,679 33,176 SH   SOLE   33,176 0 0
MERCK & CO INC COMMON STOCK 58933Y105 10,634 123,476 SH   SOLE   123,476 0 0
META PLATFORMS INC COMMON STOCK 30303M102 390 2,876 SH   SOLE   2,876 0 0
METTLER-TOLEDO INTERNATIONAL COMMON STOCK 592688105 132,347 122,078 SH   DFND   122,078 0 0
MICROSOFT CORP COMMON STOCK 594918104 243,989 1,047,612 SH   DFND   1,047,612 0 0
MISTER CAR WASH INC COMMON STOCK 60646V105 1,874 218,467 SH   DFND   218,467 0 0
MONGODB INC COMMON STOCK 60937P106 1,076 5,419 SH   SOLE   5,419 0 0
MONSTER BEVERAGE CORP COMMON STOCK 61174X109 51,288 589,793 SH   DFND   589,793 0 0
MOODY'S CORP COMMON STOCK 615369105 50,900 209,372 SH   DFND   209,372 0 0
MSCI INC COMMON STOCK 55354G100 243 577 SH   SOLE   577 0 0
NEW MOUNTAIN FINANCE CORP COMMON STOCK 647551100 326 28,263 SH   SOLE   28,263 0 0
NEW YORK TIMES CO COMMON STOCK 650111107 1,252 43,561 SH   SOLE   43,561 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 445 5,676 SH   SOLE   5,676 0 0
NIKE INC COMMON STOCK 654106103 420 5,049 SH   SOLE   5,049 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 822 3,923 SH   SOLE   3,923 0 0
NVIDIA CORP COMMON STOCK 67066G104 443 3,647 SH   SOLE   3,647 0 0
NVR INC COMMON STOCK 62944T105 3,198 802 SH   DFND   802 0 0
OLD DOMINION FREIGHT LINE INC COMMON STOCK 679580100 6,208 24,955 SH   DFND   24,955 0 0
O'REILLY AUTOMOTIVE INC COMMON STOCK 67103H107 16,674 23,707 SH   DFND   23,707 0 0
PARAMOUNT GLOBAL COMMON STOCK 92556H206 357 18,747 SH   DFND   18,747 0 0
PAYCHEX INC COMMON STOCK 704326107 4,887 43,556 SH   SOLE   43,556 0 0
PEPSICO INC COMMON STOCK 713448108 6,545 40,089 SH   SOLE   40,089 0 0
PNC FINANCIAL SERVICES GROUP INC COMMON STOCK 693475105 570 3,816 SH   SOLE   3,816 0 0
POOL CORP COMMON STOCK 73278L105 91,073 286,204 SH   DFND   286,204 0 0
PPG INDUSTRIES INC COMMON STOCK 693506107 284 2,565 SH   SOLE   2,565 0 0
PROCTER AND GAMBLE CO COMMON STOCK 742718109 617 4,889 SH   SOLE   4,889 0 0
PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 838 9,773 SH   SOLE   9,773 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 335 4,092 SH   SOLE   4,092 0 0
REPUBLIC SERVICES INC COMMON STOCK 760759100 188,588 1,386,270 SH   DFND   1,386,270 0 0
RIVIAN AUTOMOTIVE INC COMMON STOCK 76954A103 264 8,034 SH   SOLE   8,034 0 0
ROPER TECHNOLOGIES INC COMMON STOCK 776696106 295 820 SH   SOLE   820 0 0
S&P GLOBAL INC COMMON STOCK 78409V104 865 2,834 SH   SOLE   2,834 0 0
SELECT SECTOR SPDR INT-FINL ETP 81369Y605 713 23,500 SH   SOLE   23,500 0 0
SELECT SECTOR SPDR INT-UTILS ETP 81369Y886 1,408 21,500 SH   SOLE   21,500 0 0
SHERWIN WILLIAMS CO COMMON STOCK 824348106 254,291 1,241,957 SH   DFND   1,241,957 0 0
SKYLINE CHAMPION CORP COMMON STOCK 830830105 53,257 1,007,320 SH   DFND   1,007,320 0 0
SNOWFLAKE INC COMMON STOCK 833445109 836 4,918 SH   SOLE   4,918 0 0
SPDR PORTFOLIO DEVELOPED WORLD ETP 78463X889 1,668 64,657 SH   SOLE   64,657 0 0
SPDR S&P 500 ETF TRUST ETP 78462F103 378 1,058 SH   SOLE   1,058 0 0
SPDR S&P MIDCAP 400 ETF TRUST ETF 78467Y107 3,122 7,773 SH   SOLE   7,773 0 0
STARBUCKS CORP COMMON STOCK 855244109 2,252 26,724 SH   DFND   26,724 0 0
STRYKER CORP COMMON STOCK 863667101 670 3,309 SH   SOLE   3,309 0 0
TARGET CORP COMMON STOCK 87612E106 3,493 23,542 SH   SOLE   23,542 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 3,945 25,489 SH   SOLE   25,489 0 0
THE CHARLES SCHWAB CORP COMMON STOCK 808513105 325 4,519 SH   SOLE   4,519 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 79,235 156,223 SH   DFND   156,223 0 0
TJX COS INC COMMON STOCK 872540109 2,224 35,809 SH   SOLE   35,809 0 0
TORO CO COMMON STOCK 891092108 844 9,760 SH   SOLE   9,760 0 0
TRACTOR SUPPLY CO COMMON STOCK 892356106 14,586 78,471 SH   DFND   78,471 0 0
TRIMBLE INC COMMON STOCK 896239100 316 5,814 SH   SOLE   5,814 0 0
TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 564 12,950 SH   SOLE   12,950 0 0
UNION PACIFIC CORP COMMON STOCK 907818108 162,421 833,698 SH   DFND   833,698 0 0
UNITED PARCEL SERVICE INC COMMON STOCK 911312106 257 1,591 SH   SOLE   1,591 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 33,380 66,093 SH   SOLE   66,093 0 0
US BANCORP COMMON STOCK 902973304 410 10,172 SH   SOLE   10,172 0 0
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769 8,270 46,078 SH   SOLE   46,078 0 0
VERISK ANALYTICS INC COMMON STOCK 92345Y106 315 1,847 SH   SOLE   1,847 0 0
VISA INC COMMON STOCK 92826C839 15,073 84,847 SH   DFND   84,847 0 0
WALMART INC COMMON STOCK 931142103 273 2,102 SH   SOLE   2,102 0 0
WARBY PARKER INC COMMON STOCK 93403J106 220 16,485 SH   SOLE   16,485 0 0
WATERS CORP COMMON STOCK 941848103 254 942 SH   SOLE   942 0 0
WELLS FARGO CO PERP CONV PFD A PREFERRED STOCK 949746804 1,565 1,300 SH   SOLE   1,300 0 0
YUM! BRANDS INC COMMON STOCK 988498101 386 3,634 SH   SOLE   3,634 0 0
ZEBRA TECHNOLOGIES CORP COMMON STOCK 989207105 3,346 12,769 SH   DFND   12,769 0 0
ZOETIS INC COMMON STOCK 98978V103 16,290 109,850 SH   SOLE   109,850 0 0