The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 476 4,305 SH   SOLE   4,305 0 0
ABBOTT LABS COM 002824100 1,315 13,589 SH   SOLE   13,589 0 0
ABBVIE INC COM 00287Y109 2,187 16,296 SH   SOLE   16,296 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 539 2,094 SH   SOLE   2,094 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 5,743 20,870 SH   SOLE   19,567 0 1,303
ADVANCED MICRO DEVICES INC COM 007903107 234 3,695 SH   SOLE   3,695 0 0
AFLAC INC COM 001055102 610 10,858 SH   SOLE   10,668 0 190
ALPHABET INC CAP STK CL A 02079K305 9,409 98,365 SH   SOLE   95,875 0 2,490
ALPHABET INC CAP STK CL C 02079K107 30,466 316,859 SH   SOLE   299,649 0 17,210
ALTRIA GROUP INC COM 02209S103 438 10,837 SH   SOLE   10,837 0 0
AMAZON COM INC COM 023135106 29,554 261,542 SH   SOLE   248,282 0 13,260
AMERICAN ELEC PWR CO INC COM 025537101 427 4,935 SH   SOLE   4,935 0 0
AMERICAN EXPRESS CO COM 025816109 14,057 104,192 SH   SOLE   99,352 0 4,840
AMERICAN TOWER CORP NEW COM 03027X100 13,155 61,270 SH   SOLE   56,856 0 4,414
AMGEN INC COM 031162100 369 1,636 SH   SOLE   1,636 0 0
ANALOG DEVICES INC COM 032654105 261 1,875 SH   SOLE   1,875 0 0
APPLE INC COM 037833100 49,508 358,235 SH   SOLE   348,365 0 9,870
AT&T INC COM 00206R102 301 19,607 SH   SOLE   19,607 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 775 3,426 SH   SOLE   3,426 0 0
BANK NEW YORK MELLON CORP COM 064058100 1,922 49,890 SH   SOLE   49,890 0 0
BERKLEY W R CORP COM 084423102 414 6,414 SH   SOLE   6,414 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 20,860 78,121 SH   SOLE   74,214 0 3,907
BK OF AMERICA CORP COM 060505104 2,635 87,262 SH   SOLE   78,037 0 9,225
BLACKROCK INC COM 09247X101 787 1,430 SH   SOLE   1,430 0 0
BOEING CO COM 097023105 936 7,727 SH   SOLE   7,727 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 1,496 21,044 SH   SOLE   21,019 0 25
BROADSTONE NET LEASE INC COM 11135E203 22,183 1,428,392 SH   SOLE   1,428,392 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 16,924 413,893 SH   SOLE   390,513 0 23,380
CANADIAN NATL RY CO COM 136375102 21,042 194,854 SH   SOLE   183,869 0 10,985
CANOPY GROWTH CORP COM 138035100 36 13,173 SH   SOLE   13,173 0 0
CARDINAL HEALTH INC COM 14149Y108 207 3,100 SH   SOLE   3,100 0 0
CARMAX INC COM 143130102 584 8,851 SH   SOLE   7,441 0 1,410
CARRIER GLOBAL CORPORATION COM 14448C104 219 6,152 SH   SOLE   6,152 0 0
CATERPILLAR INC COM 149123101 989 6,026 SH   SOLE   5,426 0 600
CF INDS HLDGS INC COM 125269100 200 2,079 SH   SOLE   2,079 0 0
CHEVRON CORP NEW COM 166764100 4,202 29,247 SH   SOLE   29,112 0 135
CIGNA CORP NEW COM 125523100 204 734 SH   SOLE   734 0 0
CINCINNATI FINL CORP COM 172062101 397 4,435 SH   SOLE   4,435 0 0
CISCO SYS INC COM 17275R102 1,239 30,969 SH   SOLE   30,969 0 0
COCA COLA CO COM 191216100 1,908 34,059 SH   SOLE   33,994 0 65
COLGATE PALMOLIVE CO COM 194162103 300 4,274 SH   SOLE   4,274 0 0
COMCAST CORP NEW CL A 20030N101 1,275 43,473 SH   SOLE   43,433 0 40
CONOCOPHILLIPS COM 20825C104 450 4,393 SH   SOLE   4,393 0 0
CONSOLIDATED EDISON INC COM 209115104 679 7,917 SH   SOLE   7,917 0 0
CONSTELLATION BRANDS INC CL A 21036P108 2,179 9,487 SH   SOLE   9,487 0 0
COSTAR GROUP INC COM 22160N109 11,105 159,442 SH   SOLE   149,647 0 9,795
COSTCO WHSL CORP NEW COM 22160K105 1,230 2,605 SH   SOLE   2,525 0 80
CRESCENT CAP BDC INC COM 225655109 770 51,247 SH   SOLE   51,247 0 0
CROWN HLDGS INC COM 228368106 755 9,312 SH   SOLE   9,312 0 0
CSX CORP COM 126408103 551 20,688 SH   SOLE   20,688 0 0
CVS HEALTH CORP COM 126650100 299 3,136 SH   SOLE   3,136 0 0
DANAHER CORPORATION COM 235851102 283 1,094 SH   SOLE   1,094 0 0
DBX ETF TR XTRACKERS S&P MD 233051127 230 10,348 SH   SOLE   10,348 0 0
DEERE & CO COM 244199105 620 1,857 SH   SOLE   1,857 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 10,962 64,553 SH   SOLE   60,326 0 4,227
DICKS SPORTING GOODS INC COM 253393102 920 8,796 SH   SOLE   8,796 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 46,990 2,487,557 SH   SOLE   2,437,154 0 50,403
DISNEY WALT CO COM 254687106 11,646 123,459 SH   SOLE   115,863 0 7,596
DOMINION ENERGY INC COM 25746U109 417 6,040 SH   SOLE   6,015 0 25
DUKE ENERGY CORP NEW COM NEW 26441C204 234 2,517 SH   SOLE   2,502 0 15
EATON CORP PLC SHS G29183103 722 5,416 SH   SOLE   5,401 0 15
EATON VANCE TAX-MANAGED GLOB COM 27829F108 92 12,702 SH   SOLE   12,702 0 0
EDISON INTL COM 281020107 210 3,713 SH   SOLE   3,678 0 35
EMERSON ELEC CO COM 291011104 1,543 21,068 SH   SOLE   21,068 0 0
ENBRIDGE INC COM 29250N105 832 22,432 SH   SOLE   22,402 0 30
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 1,415 128,274 SH   SOLE   128,274 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 2,395 100,718 SH   SOLE   100,718 0 0
EOS ENERGY ENTERPRISES INC COM CL A 29415C101 17 10,361 SH   SOLE   10,361 0 0
EXXON MOBIL CORP COM 30231G102 4,288 49,116 SH   SOLE   49,106 0 10
FIRST HORIZON CORPORATION COM 320517105 420 18,336 SH   SOLE   0 0 18,336
FLORA GROWTH CORP COM 339764102 31 44,533 SH   SOLE   44,533 0 0
GENERAL DYNAMICS CORP COM 369550108 202 950 SH   SOLE   950 0 0
GENERAL ELECTRIC CO COM NEW 369604301 489 7,891 SH   SOLE   7,891 0 0
GENERAL MLS INC COM 370334104 532 6,950 SH   SOLE   6,950 0 0
GILAT SATELLITE NETWORKS LTD SHS NEW M51474118 70 13,109 SH   SOLE   13,109 0 0
GILEAD SCIENCES INC COM 375558103 239 3,871 SH   SOLE   3,871 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 429 1,465 SH   SOLE   1,465 0 0
GRAHAM CORP COM 384556106 1,642 186,753 SH   SOLE   186,753 0 0
HCA HEALTHCARE INC COM 40412C101 261 1,419 SH   SOLE   1,419 0 0
HENRY JACK & ASSOC INC COM 426281101 13,581 74,513 SH   SOLE   70,090 0 4,423
HOLLY ENERGY PARTNERS L P COM UT LTD PTN 435763107 164 10,000 SH   SOLE   10,000 0 0
HOME DEPOT INC COM 437076102 1,035 3,752 SH   SOLE   3,687 0 65
HONEYWELL INTL INC COM 438516106 984 5,894 SH   SOLE   5,894 0 0
IDEX CORP COM 45167R104 202 1,012 SH   SOLE   1,012 0 0
IDEXX LABS INC COM 45168D104 8,524 26,162 SH   SOLE   24,059 0 2,103
ILLINOIS TOOL WKS INC COM 452308109 510 2,823 SH   SOLE   2,823 0 0
INTEL CORP COM 458140100 627 24,327 SH   SOLE   24,112 0 215
INTERNATIONAL BUSINESS MACHS COM 459200101 811 6,825 SH   SOLE   6,825 0 0
INVESCO EXCH TRADED FD TR II FTSE RAFI EMNG 46138E727 219 13,509 SH   SOLE   13,509 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 342 2,463 SH   SOLE   2,463 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 230 1,581 SH   SOLE   1,581 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 553 2,069 SH   SOLE   2,069 0 0
ISHARES GOLD TR ISHARES NEW 464285204 2,249 71,341 SH   SOLE   71,341 0 0
ISHARES INC CORE MSCI EMKT 46434G103 22,142 515,169 SH   SOLE   506,853 0 8,316
ISHARES INC ESG AWR MSCI EM 46434G863 200 7,232 SH   SOLE   7,232 0 0
ISHARES INC MSCI GBL GOLD MN 46434G855 1,341 71,500 SH   SOLE   71,500 0 0
ISHARES S&P GSCI COMMODITY- UNIT BEN INT 46428R107 204 9,925 SH   SOLE   9,925 0 0
ISHARES SILVER TR ISHARES 46428Q109 178 10,200 SH   SOLE   10,200 0 0
ISHARES TR 7-10 YR TRSY BD 464287440 237 2,465 SH   SOLE   2,325 0 140
ISHARES TR COHEN STEER REIT 464287564 916 17,065 SH   SOLE   17,065 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 533 5,840 SH   SOLE   5,840 0 0
ISHARES TR CORE MSCI EAFE 46432F842 558 10,587 SH   SOLE   10,587 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 100,626 1,976,157 SH   SOLE   1,932,507 0 43,650
ISHARES TR CORE S&P MCP ETF 464287507 722 3,292 SH   SOLE   3,292 0 0
ISHARES TR CORE S&P SCP ETF 464287804 444 5,097 SH   SOLE   5,097 0 0
ISHARES TR CORE S&P TTL STK 464287150 84,417 1,061,312 SH   SOLE   1,053,951 0 7,361
ISHARES TR CORE S&P US GWT 464287671 251 3,130 SH   SOLE   3,130 0 0
ISHARES TR CORE S&P500 ETF 464287200 2,144 5,977 SH   SOLE   5,977 0 0
ISHARES TR CORE US AGGBD ET 464287226 3,883 40,304 SH   SOLE   39,517 0 787
ISHARES TR EAFE SML CP ETF 464288273 277 5,680 SH   SOLE   5,680 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 568 10,118 SH   SOLE   10,118 0 0
ISHARES TR ESG AWRE USD ETF 46435G193 548 25,180 SH   SOLE   25,180 0 0
ISHARES TR IBOXX INV CP ETF 464287242 791 7,722 SH   SOLE   7,652 0 70
ISHARES TR ISHS 1-5YR INVS 464288646 651 13,205 SH   SOLE   13,205 0 0
ISHARES TR MBS ETF 464288588 1,224 13,360 SH   SOLE   12,246 0 1,114
ISHARES TR MSCI ACWI EX US 464288240 1,954 48,831 SH   SOLE   48,831 0 0
ISHARES TR MSCI EAFE ETF 464287465 1,226 21,885 SH   SOLE   21,885 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 325 9,321 SH   SOLE   9,321 0 0
ISHARES TR MSCI KLD400 SOC 464288570 478 7,140 SH   SOLE   7,140 0 0
ISHARES TR MSCI USA ESG SLC 464288802 1,577 20,771 SH   SOLE   20,771 0 0
ISHARES TR MSCI USA MMENTM 46432F396 17,189 131,041 SH   SOLE   129,537 0 1,504
ISHARES TR RUS 2000 GRW ETF 464287648 1,359 6,577 SH   SOLE   6,577 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 1,207 9,362 SH   SOLE   9,362 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 5,683 34,457 SH   SOLE   33,036 0 1,421
ISHARES TR RUSSELL 3000 ETF 464287689 445 2,150 SH   SOLE   2,150 0 0
ISHARES TR S&P MC 400GR ETF 464287606 434 6,885 SH   SOLE   6,885 0 0
ISHARES TR S&P MC 400VL ETF 464287705 454 5,039 SH   SOLE   5,039 0 0
ISHARES TR SELECT DIVID ETF 464287168 265 2,470 SH   SOLE   2,470 0 0
ISHARES TR TIPS BD ETF 464287176 355 3,388 SH   SOLE   3,388 0 0
ISHARES TR U.S. FIN SVC ETF 464287770 879 6,220 SH   SOLE   6,220 0 0
ISHARES TR US TREAS BD ETF 46429B267 132,791 5,834,413 SH   SOLE   5,713,103 0 121,310
ISHARES TR USD INV GRDE ETF 464288620 1,197 24,908 SH   SOLE   20,668 0 4,240
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 15,759 314,173 SH   SOLE   314,173 0 0
J P MORGAN EXCHANGE TRADED F US VALUE FACTR 46641Q753 30,597 1,027,445 SH   SOLE   1,014,619 0 12,826
JOHNSON & JOHNSON COM 478160104 7,574 46,362 SH   SOLE   45,432 0 930
JPMORGAN CHASE & CO COM 46625H100 2,173 20,797 SH   SOLE   19,497 0 1,300
KIMBERLY-CLARK CORP COM 494368103 899 7,989 SH   SOLE   7,989 0 0
KOPIN CORP COM 500600101 20 19,380 SH   SOLE   19,380 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 489 2,353 SH   SOLE   2,353 0 0
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102 1,153 53,023 SH   SOLE   50,089 0 2,934
LILLY ELI & CO COM 532457108 863 2,668 SH   SOLE   2,668 0 0
LINDE PLC SHS G5494J103 925 3,431 SH   SOLE   3,431 0 0
LOCKHEED MARTIN CORP COM 539830109 1,802 4,664 SH   SOLE   4,664 0 0
LOWES COS INC COM 548661107 806 4,289 SH   SOLE   4,289 0 0
M & T BK CORP COM 55261F104 508 2,880 SH   SOLE   2,680 0 200
MARATHON PETE CORP COM 56585A102 258 2,599 SH   SOLE   2,599 0 0
MARKEL CORP COM 570535104 20,753 19,141 SH   SOLE   17,958 0 1,183
MASTERCARD INCORPORATED CL A 57636Q104 1,305 4,589 SH   SOLE   4,589 0 0
MCDONALDS CORP COM 580135101 2,009 8,706 SH   SOLE   8,706 0 0
MCKESSON CORP COM 58155Q103 517 1,522 SH   SOLE   1,522 0 0
MEDTRONIC PLC SHS G5960L103 537 6,644 SH   SOLE   6,336 0 308
MEI PHARMA INC COM NEW 55279B202 4 10,080 SH   SOLE   10,080 0 0
MERCK & CO INC COM 58933Y105 3,314 38,484 SH   SOLE   37,624 0 860
META PLATFORMS INC CL A 30303M102 520 3,830 SH   SOLE   3,830 0 0
METLIFE INC COM 59156R108 265 4,355 SH   SOLE   4,355 0 0
MICROSOFT CORP COM 594918104 24,053 103,278 SH   SOLE   99,922 0 3,356
MOODYS CORP COM 615369105 14,854 61,100 SH   SOLE   57,058 0 4,042
NATIONAL FUEL GAS CO COM 636180101 2,985 48,496 SH   SOLE   48,496 0 0
NEXTERA ENERGY INC COM 65339F101 1,892 24,127 SH   SOLE   24,127 0 0
NIKE INC CL B 654106103 870 10,467 SH   SOLE   10,467 0 0
NORFOLK SOUTHN CORP COM 655844108 277 1,320 SH   SOLE   1,320 0 0
NOVO-NORDISK A S ADR 670100205 206 2,065 SH   SOLE   2,065 0 0
NVIDIA CORPORATION COM 67066G104 5,652 46,559 SH   SOLE   44,005 0 2,554
ORACLE CORP COM 68389X105 827 13,548 SH   SOLE   13,348 0 200
OREILLY AUTOMOTIVE INC COM 67103H107 897 1,275 SH   SOLE   1,275 0 0
PACKAGING CORP AMER COM 695156109 247 2,200 SH   SOLE   2,200 0 0
PAYCHEX INC COM 704326107 6,809 60,683 SH   SOLE   60,683 0 0
PAYLOCITY HLDG CORP COM 70438V106 480 1,985 SH   SOLE   1,985 0 0
PAYPAL HLDGS INC COM 70450Y103 418 4,857 SH   SOLE   4,257 0 600
PEPSICO INC COM 713448108 18,879 115,640 SH   SOLE   108,179 0 7,461
PFIZER INC COM 717081103 2,786 63,660 SH   SOLE   63,595 0 65
PHILIP MORRIS INTL INC COM 718172109 316 3,810 SH   SOLE   3,795 0 15
PHILLIPS 66 COM 718546104 1,324 16,408 SH   SOLE   16,393 0 15
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 6,227 62,988 SH   SOLE   62,988 0 0
PIONEER NAT RES CO COM 723787107 221 1,020 SH   SOLE   1,020 0 0
PNC FINL SVCS GROUP INC COM 693475105 368 2,461 SH   SOLE   2,461 0 0
PPG INDS INC COM 693506107 204 1,840 SH   SOLE   1,840 0 0
PPL CORP COM 69351T106 368 14,500 SH   SOLE   14,500 0 0
PROCTER AND GAMBLE CO COM 742718109 5,981 47,374 SH   SOLE   46,824 0 550
QUALCOMM INC COM 747525103 1,063 9,412 SH   SOLE   9,397 0 15
RAYTHEON TECHNOLOGIES CORP COM 75513E101 886 10,825 SH   SOLE   10,825 0 0
READY CAPITAL CORP COM 75574U101 875 86,268 SH   SOLE   86,268 0 0
REGIONS FINANCIAL CORP NEW COM 7591EP100 221 11,000 SH   SOLE   11,000 0 0
REPUBLIC SVCS INC COM 760759100 279 2,049 SH   SOLE   2,049 0 0
ROCKWELL AUTOMATION INC COM 773903109 307 1,429 SH   SOLE   1,429 0 0
SALESFORCE INC COM 79466L302 223 1,547 SH   SOLE   1,547 0 0
SBA COMMUNICATIONS CORP NEW CL A 78410G104 253 890 SH   SOLE   890 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,960 87,487 SH   SOLE   86,226 0 1,261
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 227 8,078 SH   SOLE   8,078 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 1,211 24,651 SH   SOLE   24,371 0 280
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 8,796 184,179 SH   SOLE   182,854 0 1,325
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 221 5,200 SH   SOLE   5,200 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 1,211 25,085 SH   SOLE   25,085 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 3,407 75,182 SH   SOLE   75,124 0 58
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 16,357 389,542 SH   SOLE   376,705 0 12,837
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 489 7,361 SH   SOLE   7,361 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 10,119 238,944 SH   SOLE   233,412 0 5,532
SCHWAB STRATEGIC TR US REIT ETF 808524847 326 17,460 SH   SOLE   16,210 0 1,250
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,082 55,077 SH   SOLE   55,077 0 0
SHOPIFY INC CL A 82509L107 7,452 276,610 SH   SOLE   259,370 0 17,240
SIRIUS XM HOLDINGS INC COM 82968B103 902 157,893 SH   SOLE   157,893 0 0
SOUTHERN CO COM 842587107 550 8,085 SH   SOLE   8,070 0 15
SPDR GOLD TR GOLD SHS 78463V107 1,991 12,875 SH   SOLE   12,875 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 12,306 580,220 SH   SOLE   564,120 0 16,100
SPDR S&P 500 ETF TR TR UNIT 78462F103 13,395 37,501 SH   SOLE   37,498 0 3
SPDR SER TR S&P BK ETF 78464A797 537 12,117 SH   SOLE   12,117 0 0
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101 426 27,348 SH   SOLE   27,348 0 0
SPROTT PHYSICAL GOLD TR UNIT 85207H104 321 25,111 SH   SOLE   25,111 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 1,044 25,971 SH   SOLE   23,996 0 1,975
STARBUCKS CORP COM 855244109 599 7,110 SH   SOLE   7,100 0 10
STATE STR CORP COM 857477103 263 4,330 SH   SOLE   4,330 0 0
STRYKER CORPORATION COM 863667101 947 4,675 SH   SOLE   4,675 0 0
SYSCO CORP COM 871829107 252 3,570 SH   SOLE   3,570 0 0
TEGNA INC COM 87901J105 604 29,187 SH   SOLE   29,187 0 0
TELUS CORPORATION COM 87971M103 248 12,498 SH   SOLE   12,383 0 115
TESLA INC COM 88160R101 550 2,075 SH   SOLE   2,021 0 54
THERMO FISHER SCIENTIFIC INC COM 883556102 334 659 SH   SOLE   659 0 0
TJX COS INC NEW COM 872540109 11,185 180,054 SH   SOLE   169,956 0 10,098
TOMPKINS FINL CORP COM 890110109 566 7,797 SH   SOLE   7,797 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 1,020 16,630 SH   SOLE   16,630 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103 206 1,425 SH   SOLE   1,425 0 0
TRAVELERS COMPANIES INC COM 89417E109 262 1,713 SH   SOLE   1,713 0 0
TRUIST FINL CORP COM 89832Q109 376 8,637 SH   SOLE   8,602 0 35
UNILEVER PLC SPON ADR NEW 904767704 292 6,668 SH   SOLE   6,668 0 0
UNION PAC CORP COM 907818108 275 1,413 SH   SOLE   1,410 0 3
UNITED PARCEL SERVICE INC CL B 911312106 485 3,005 SH   SOLE   3,005 0 0
UNITEDHEALTH GROUP INC COM 91324P102 2,029 4,017 SH   SOLE   4,017 0 0
UNUM GROUP COM 91529Y106 235 6,068 SH   SOLE   6,068 0 0
UR-ENERGY INC COM 91688R108 21 19,050 SH   SOLE   19,050 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 3,012 42,232 SH   SOLE   42,067 0 165
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 28,317 222,779 SH   SOLE   218,246 0 4,533
VANGUARD INDEX FDS LARGE CAP ETF 922908637 462 2,824 SH   SOLE   2,824 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 479 5,973 SH   SOLE   5,973 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,095 6,381 SH   SOLE   6,352 0 29
VANGUARD INDEX FDS SMALL CP ETF 922908751 398 2,331 SH   SOLE   2,331 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 17,238 96,048 SH   SOLE   94,753 0 1,295
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,612 36,342 SH   SOLE   36,342 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,087 29,795 SH   SOLE   27,945 0 1,850
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 1,171 14,842 SH   SOLE   14,842 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,220 26,654 SH   SOLE   23,609 0 3,045
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 751 20,666 SH   SOLE   20,666 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 658 17,324 SH   SOLE   17,309 0 15
VIASAT INC COM 92552V100 3,083 101,973 SH   SOLE   96,453 0 5,520
VISA INC COM CL A 92826C839 21,987 123,764 SH   SOLE   116,406 0 7,358
VMWARE INC CL A COM 928563402 314 2,950 SH   SOLE   2,950 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 165 14,590 SH   SOLE   14,510 0 80
WALGREENS BOOTS ALLIANCE INC COM 931427108 273 8,684 SH   SOLE   8,684 0 0
WALMART INC COM 931142103 356 2,747 SH   SOLE   2,747 0 0
WASTE MGMT INC DEL COM 94106L109 962 6,004 SH   SOLE   6,004 0 0
WD 40 CO COM 929236107 246 1,401 SH   SOLE   1,401 0 0
WELLS FARGO CO NEW COM 949746101 22,471 558,692 SH   SOLE   526,488 0 32,204
WESTERN UN CO COM 959802109 183 13,540 SH   SOLE   13,450 0 90
WHEATON PRECIOUS METALS CORP COM 962879102 594 18,359 SH   SOLE   18,359 0 0
YUM BRANDS INC COM 988498101 1,132 10,644 SH   SOLE   10,644 0 0
YUM CHINA HLDGS INC COM 98850P109 591 12,478 SH   SOLE   12,478 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 369 3,534 SH   SOLE   3,534 0 0